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Cost of living, pay and housing

26.49° N · 80.06° W · GEOID 1228275

Gulf Stream

Palm Beach County, Florida · part of the Miami, FL metro

Limited data population under 5,000

FloridaGulf Stream, FLGulf StreamGulf Stream

The short answer

Gulf Stream is home to 785 people. Median household income is $226,563 a year and median rent is $1,750 a month, 9.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $2,000,001, about 8.8x annual median household income.

Median gross rent
$1,750
28% above the median place
Median household income
$226,563
182% above the median place
Median home value
$2,000,001
above the median place (median $319,400)
Unemployment
5.5%
12% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Gulf Stream

  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $194,500 a year left, more than in 98% of the 1,875 places under 10,000 people we track. It is the highest of 458 Florida places.
  • Owning with a mortgage costs about $2,251 a month more than the median rent, a wider gap than in 99% of places its size. It is the 2nd-highest of 472 Florida places.
  • The median home is valued at $2,000,001, more than in 99% of places its size. It is the highest of 474 Florida places.
  • The median rent takes only 9.3% of the median household's income, a smaller share than in 99% of places its size. It is the 3rd-lowest of 474 Florida places.
  • 77% of adults hold a bachelor's degree or higher, a larger share than in 97% of places its size. It is the highest of 473 Florida places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 99 out of 100. Budget for insurance before counting the savings.

01

Moving to Gulf Stream

Palm Beach County loses about 1.1 residents per 1,000 a year to moves between counties.

Moved in64,686
Moved out66,060
Net−1,374

Where people come from and where they go, top counties

Broward County, FL12,2968,797+3,499
St. Lucie County, FL1,8426,407−4,565
Miami-Dade County, FL4,4462,634+1,812
Martin County, FL1,0662,317−1,251
Orange County, FL9911,713−722
New York County, NY1,127746+381

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$177K
Leavers$99K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Palm Beach County; flows under 20 returns are not published.

Who moves here
5.7% of residents arrived from another county in the past year, 2.5% from another state. County figure.
Who arrives and who leaves
Households moving into Palm Beach County report $177,200 a year in income on average; those leaving, $98,600, so newcomers earn more than leavers.
Income you would need
$70,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,750 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $2,000,001.
Getting to work
22 minutes each way on average; 23.4% work from home.
If it is close but not quite
Palm Beach, FL matches it on character. Compare the two
Income of households moving in8
$177,212
151% above the median place
Income of households moving out8
$98,618
40% above the median place
Moved from another state1
2.5%
28% above the median place
All 5 moving measures
MeasureGulf StreamAmong 6,645 placesVs median
Moved here in the past year1County figure5.7%1% below
Moved from another state1County figure2.5%28% above
Net movers per 1,000 people8County figure-1.183% below
Income of households moving in8County figure$177,212151% above
Income of households moving out8County figure$98,61840% above
02

What it costs to live here

Rent to income is 9.3%, 54% below the median place.

Gulf Stream9.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$70,000
a year, at the 30% line
Rent to income
9.3%
54% below the median place
Home price to income
8.8x
132% above the median place

Could you afford it?

The median rent would take
9%
comfortably under the 30% line
Left after rent, in US prices
$194,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Gulf Stream, $1,750 a month, and local prices for everything else (105.7 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Gulf Stream.

Sponsored · exampleMoving to Gulf Stream? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$2,000,001
above the median place (median $319,400)
Vacant homes1
36.6%
above the median place (median 7.1%)
Owner costs with a mortgage1
$4,001
114% above the median place
All 15 cost and housing measures
MeasureGulf StreamAmong 6,645 placesVs median
Median gross rent1$1,75028% above
Rent to income19.3%54% below
Home price to income18.8x132% above
Prices vs US average2Metro figure114.213% above
Fair market rent, 2 bedrooms3County figure$2,34945% above
HUD area median income4County figure$107,6000% above
Property tax paid (median)1$10,001206% above
Median home value1$2,000,001above (median $319,400)
Home prices, 1-year change5County figure1.2%64% below
Home prices, 5-year change5County figure70.8%37% above
Homeownership190.8%37% above
Renters paying 30%+1County figure62.3%23% above
Owner costs with a mortgage1$4,001114% above
Vacant homes136.6%above (median 7.1%)
Median year built119790% above
03

Work and pay

Income per person is $214,782, above the median place (median $40,071).

Income per person1
$214,782
above the median place (median $40,071)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$226,563
182% above the median place
All 10 work and pay measures
MeasureGulf StreamAmong 6,645 placesVs median
Median household income1$226,563182% above
Income per person1$214,782above (median $40,071)
Unemployment1County figure5.5%12% above
Average annual pay6County figure$82,08524% above
Pay growth, 1 year6County figure6.3%70% above
Jobs6County figure670,798345% above
Poverty rate1County figure11.3%5% above
Mean commute122 min11% below
Works from home123.4%88% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 62.9, 61% above the median place.

Median age1
62.9
61% above the median place
Bachelor's or higher1
77.2%
141% above the median place
Household size1
2.1
17% below the median place

More about who lives here, against the typical place

High school or higher97.3% +5%
Homes with broadband96.0% +4%
Born abroad11.7% +33%
All 9 people measures
MeasureGulf StreamAmong 6,645 placesVs median
Population17856646th largest
Population change since 202073.3%183% above
Median age162.961% above
Bachelor's or higher177.2%141% above
High school or higher197.3%5% above
Household size12.117% below
Born abroad111.7%33% above
No health insurance1County figure13.2%106% above
Homes with broadband196.0%4% above
05

Life in Gulf Stream

77 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.8 +0%
Shops37.0 +22%
Arts, recreation and fitness6.8 +66%
Doctors' offices and clinics37.8 +87%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k9
37.8
87% above the median place
Public school students11
192,630
above the median place (median 4,897)
Public schools11
235
above the median place (median 9)
All 9 schools and local life measures
MeasureGulf StreamAmong 6,645 placesVs median
Public schools11County figure235above (median 9)
Public school students11County figure192,630above (median 4,897)
Students per teacher11County figure16.68% above
Restaurants and bars per 10k9County figure20.80% above
Shops per 10k9County figure37.022% above
Arts, recreation and fitness per 10k9County figure6.866% above
Doctors' offices and clinics per 10k9County figure37.887% above
Child care centers per 10k9County figure1.917% below
National Register listings10County figure77above (median 13)
06

Safety, weather and risk

January average low is 55°F, 118% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Gulf Stream. Larger places are fetched first.

January average low12
55°F
118% above the median place
Average temperature12
75°F
37% above the median place
Hurricane risk13
99.9
41% above the median place
All 11 weather and risk measures
MeasureGulf StreamAmong 6,645 placesVs median
July average high12County figure91°F5% above
January average low12County figure55°F118% above
Average temperature12County figure75°F37% above
Annual precipitation12County figure57.2 in31% above
Natural hazard risk13County figure99.27% above
Hurricane risk13County figure99.941% above
Tornado risk13County figure93.815% above
Wildfire risk13County figure95.356% above
Heat wave risk13County figure98.29% above
Median air quality index14County figure399% below
Good air days14County figure76.4%12% above
08

Gulf Stream in 2030: where the trends point

If recent trends hold, the median rent will take about 9% of the median income in 2030, about the same as 9% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,750/mo (2024)$2,160/mo$1,770 to $2,630/mo+3.5%
Median household income$226,563 (2024)$278,000$235,000 to $329,000+3.5%
Median home value$2,000,001 (2024)$2,638,000$1,915,000 to $3,634,000+4.7%
Population986 (2025)1,010970 to 1,060+0.6%

The median home would be worth 9.5 years of the median income in 2030, against 8.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Gulf Stream

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Palm Beach, FL$2,311$168,403Compare
Cherry Hills Village, CO$2,191$250,001Compare
El Granada, CA$2,034$213,347Compare
Kentfield, CA$2,741$249,896Compare
Kentfield, CAEl Granada, CACherry Hills Village, COPalm Beach, FLGulf Stream, FLGulf StreamPalm BeachCherry Hills VillageEl GranadaGulf StreamPalm BeachCherry Hills VillageEl Granada

Common questions

Is Gulf Stream a good place to live?

It depends on what you need, so here is what the numbers say. After the median rent, and with prices for everything else adjusted to the US average, the median household has about $194,500 a year left, more than in 98% of the 1,875 places under 10,000 people we track. It is the highest of 458 Florida places. Owning with a mortgage costs about $2,251 a month more than the median rent, a wider gap than in 99% of places its size. It is the 2nd-highest of 472 Florida places. See how it ranks with your own weights.

Is Gulf Stream expensive to live in?

The median rent takes 9.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $2,000,001.

What salary do you need to live in Gulf Stream?

To rent the median home without spending more than 30% of income on rent, a household needs about $70,000 a year. Work it out from your current city.

What places are similar to Gulf Stream?

On income, rent, home value, education and age, the closest matches are Palm Beach, FL, Cherry Hills Village, CO, El Granada, CA and Kentfield, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Gulf Stream with places of a similar size, using only figures measured for Gulf Stream itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/gulf-stream-florida

Citytistics. “Gulf Stream, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/gulf-stream-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.