CitytisticsShortlist

Cost of living, pay and housing

30.10° N · 81.62° W · GEOID 1224925

Fruit Cove

St. Johns County, Florida · part of the Jacksonville, FL metro

FloridaFruit Cove, FLFruit CoveFruit Cove

The short answer

Fruit Cove is home to 35,877 people. Median household income is $141,863 a year and median rent is $2,336 a month, 19.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $484,000, about 3.4x annual median household income.

What sets Fruit Cove apart is how tight household budgets are. High pay has not made renting easy. Household income is higher than in 90% of places we track, yet 56% of renters still spend 30% or more of income on rent. Also notable: Owning with a mortgage costs about $41 a month less than the median rent, a rarer pattern than in 97% of places its size.

72OF 100

CTXCitytistics Index

Above average

Fruit Cove scores better than 72% of the 6,612 places we rate, and ranks 33rd of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%59
Economy 20%91
Safety 20%n/a
Amenities 15%22
Education 10%83
Commute 10%24
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,336
71% above the median place
Median household income
$141,863
77% above the median place
Median home value
$484,000
52% above the median place
Unemployment
2.8%
43% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Fruit Cove

St. Johns County gains about 40.5 residents per 1,000 a year to moves between counties.

Moved in26,704
Moved out16,062
Net+10,642

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$131K
Leavers$98K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Johns County; flows under 20 returns are not published.

Who moves here
7.4% of residents arrived from another county in the past year, 3.6% from another state.
Who arrives and who leaves
Households moving into St. Johns County report $130,600 a year in income on average; those leaving, $97,700, so newcomers earn more than leavers.
Income you would need
$93,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,336 a month; owners with a mortgage pay $2,295 a month including taxes and insurance, on a median home of $484,000.
Getting to work
30 minutes each way on average; 28.7% work from home.
If it is close but not quite
Timberwood Park, TX matches it on character for less of your income. Compare the two
Moved from another state1
3.6%
83% above the median place
Moved here in the past year1
7.4%
28% above the median place
Net movers per 1,000 people7
40.5
above the median place (median -0.6)
All 5 moving measures
MeasureFruit CoveAmong 6,645 placesVs median
Moved here in the past year17.4%28% above
Moved from another state13.6%83% above
Net movers per 1,000 people7County figure40.5above (median -0.6)
Income of households moving in7County figure$130,60085% above
Income of households moving out7County figure$97,71339% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $116,900 a year, more than in 89% of the 907 places of 25,000 to 50,000 people we track.

Fruit Cove19.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$93,440
a year, at the 30% line
Rent to income
19.8%
3% below the median place
Home price to income
3.4x
10% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$117,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Fruit Cove, $2,336 a month, and local prices for everything else (97.4 against a US average of 100). It runs in your browser and stores nothing.

Like Fruit Cove, but easier on the budget

Places that match Fruit Cove on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Timberwood Park, TX9215.3% vs 19.8%$23,600Compare
Keller, TX9014.7% vs 19.8%$32,200Compare
Keystone, FL8916.7% vs 19.8%$23,200Compare
Trophy Club, TX8811.9% vs 19.8%$60,100Compare

Moving from somewhere else? Work out the salary you would need in Fruit Cove.

Sponsored · exampleMoving to Fruit Cove? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
2002
1% above the median place
Homeownership1
87.3%
32% above the median place
Median home value1
$484,000
52% above the median place
All 16 cost and housing measures
MeasureFruit CoveAmong 6,645 placesVs median
Median gross rent1$2,33671% above
Rent to income119.8%3% below
Property tax rate10.7%19% below
Home price to income13.4x10% below
Prices vs US average2Metro figure99.51% below
Fair market rent, 2 bedrooms3County figure$1,6945% above
HUD area median income4County figure$108,7001% above
Property tax paid (median)1$3,5619% above
Median home value1$484,00052% above
Home prices, 1-year change5County figure1.8%44% below
Home prices, 5-year change5County figure60.5%17% above
Homeownership187.3%32% above
Renters paying 30%+155.9%11% above
Owner costs with a mortgage1$2,29523% above
Vacant homes16.5%9% below
Median year built120021% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Poverty rate1
2.7%
75% below the median place
Works from home1
28.7%
131% above the median place

More on work and pay, against the typical place

Unemployment2.8% −43%
Median household income$141,863 +77%
Income per person$56,625 +41%
Mean commute30 min +20%
All 10 work and pay measures
MeasureFruit CoveAmong 6,645 placesVs median
Median household income1$141,86377% above
Income per person1$56,62541% above
Unemployment12.8%43% below
Average annual pay6County figure$62,2146% below
Pay growth, 1 year6County figure3.7%0% above
Jobs6County figure100,94933% below
Poverty rate12.7%75% below
Mean commute130 min20% above
Works from home128.7%131% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

2.7% of residents live below the poverty line, fewer than in 99% of the 985 places of 25,000 to 50,000 people we track. It is the 3rd-lowest of 455 Florida places we track.

High school or higher1
97.7%
6% above the median place
Homes with broadband1
97.5%
6% above the median place
Household size1
3.0
22% above the median place

More about who lives here, against the typical place

No health insurance3.3% −48%
Bachelor's or higher53.8% +68%
Median age41.3 +6%
Born abroad9.0% +1%
All 8 people measures
MeasureFruit CoveAmong 6,645 placesVs median
Population135,8771261st largest
Median age141.36% above
Bachelor's or higher153.8%68% above
High school or higher197.7%6% above
Household size13.022% above
Born abroad19.0%1% above
No health insurance13.3%48% below
Homes with broadband197.5%6% above
05

Life in Fruit Cove

OpenStreetMap shows 2.8 parks per 10,000 residents, fewer than in 93% of the 987 places of 25,000 to 50,000 people we track.

55 sites are on the National Register of Historic Places, 6 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents2.8 −73%
Playgrounds per 10k12.5 +33%
Grocery stores per 10k0.8 −60%
Restaurants, cafes and bars per 10k5.3 −52%
Libraries per 10k0.3 −68%
Named paths and bike trails2 km −5%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Fort Caroline 21 miles
  • Castillo de San Marcos National Monument 23 miles
  • Timucuan Ecological and Historic Preserve 27 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars22.5 +8%
Shops31.8 +5%
Arts, recreation and fitness6.2 +51%
Doctors' offices and clinics24.9 +23%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
21.2
31% below the median place
Arts, recreation and fitness per 10k8
6.2
51% above the median place
Public school students12
52,834
above the median place (median 4,897)
All 18 schools and local life measures
MeasureFruit CoveAmong 6,645 placesVs median
Public schools12County figure60above (median 9)
Public school students12County figure52,834above (median 4,897)
Students per teacher12County figure18.118% above
Restaurants and bars per 10k8County figure22.58% above
Shops per 10k8County figure31.85% above
Arts, recreation and fitness per 10k8County figure6.251% above
Doctors' offices and clinics per 10k8County figure24.923% above
Child care centers per 10k8County figure1.822% below
Parks per 10k92.873% below
Playgrounds per 10k912.533% above
Grocery stores per 10k90.860% below
Restaurants, cafes and bars per 10k95.352% below
Libraries per 10k90.368% below
Named paths and bike trails91.95% below
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1021.231% below
National Park Service sites within 60 miles105150% above
National Register listings11County figure55323% above
06

Safety, weather and risk

January average low is 46°F, 82% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Fruit Cove. Larger places are fetched first.

January average low13
46°F
82% above the median place
Average temperature13
70°F
28% above the median place
Annual precipitation13
52.5 in
20% above the median place
All 11 weather and risk measures
MeasureFruit CoveAmong 6,645 placesVs median
July average high13County figure91°F5% above
January average low13County figure46°F82% above
Average temperature13County figure70°F28% above
Annual precipitation13County figure52.5 in20% above
Natural hazard risk14County figure87.55% below
Hurricane risk14County figure93.733% above
Tornado risk14County figure85.45% above
Wildfire risk14County figure89.446% above
Heat wave risk14County figure82.29% below
Median air quality index15Metro figure5221% above
Good air days15Metro figure43.3%37% below
08

Fruit Cove in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Fruit Cove does better than 59% of places. Its projected home value growth beats 44%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,336/mo (2024)$3,010/mo$2,470 to $3,670/mo+4.3%
Median household income$141,863 (2024)$181,000$153,000 to $214,000+4.1%
Median home value$484,000 (2024)$691,000$502,000 to $952,000+6.1%

The median home would be worth 3.8 years of the median income in 2030, against 3.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Fruit Cove

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Redland, MD$2,221$132,153Compare
Corcoran, MN$2,219$133,423Compare
Bowie, MD$2,330$141,995Compare
Trumbull Center, CT$2,307$123,708Compare
Trumbull Center, CTBowie, MDCorcoran, MNRedland, MDFruit Cove, FLFruit CoveRedlandCorcoranBowieTrumbull CenterFruit CoveRedlandCorcoranBowieTrumbull Center

Places built like Fruit Cove

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Fruit Cove performs against places like it.

PlaceRent to incomeIncome growthPop. change
Fruit Cove, FL19.8%5.7%/yrn/a
Apollo Beach, FL21.6%7.5%/yrn/aCompare
Fort Mill, SC14.8%6.0%/yr57.7%Compare
World Golf Village, FL23.5%5.0%/yrn/aCompare
Harrisburg, NC21.4%6.4%/yr9.1%Compare
Trinity, FL25.9%7.4%/yrn/aCompare
Montclair, VA18.2%4.1%/yrn/aCompare

Common questions

Is Fruit Cove a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 72 out of 100, better than 72% of the places we rate and 33rd of 474 in Florida. On cost, space and class size it scores 97 out of 100 for families. See how it ranks with your own weights.

Is Fruit Cove expensive to live in?

The median rent takes 19.8% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $484,000.

What salary do you need to live in Fruit Cove?

To rent the median home without spending more than 30% of income on rent, a household needs about $93,440 a year. Work it out from your current city.

What places are similar to Fruit Cove?

On income, rent, home value, education and age, the closest matches are Redland, MD, Corcoran, MN, Bowie, MD and Trumbull Center, CT.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Fruit Cove with places of a similar size, using only figures measured for Fruit Cove itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/fruit-cove-florida

Citytistics. “Fruit Cove, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/fruit-cove-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.