CitytisticsShortlist

Cost of living, pay and housing

30.22° N · 82.64° W · GEOID 1222475

Five Points

Columbia County, Florida · part of the Lake City, FL metro

Limited data population under 5,000, core figures borrowed from county or metro: median_home_value

FloridaFive Points, FLFive PointsFive Points

The short answer

Five Points is home to 1,097 people. Median household income is $63,207 a year and median rent is $1,119 a month, 21.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $194,900, about 3.1x annual median household income.

Median gross rent
$1,119
18% below the median place
Median household income
$63,207
21% below the median place
Median home value
$194,900
39% below the median place
Unemployment
5.3%
9% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Five Points

  • Only 0% of workers mostly work from home, fewer than in 99% of the 2,104 places under 10,000 people we track. It is the lowest of 446 Florida places.
  • Renters occupy 57% of homes, more than in 95% of places its size.
  • Household income has grown 10.5% a year across the last five survey releases, faster than in 93% of places its size.
  • The median resident is 35 years old, younger than in 80% of places its size.
01

Moving to Five Points

Columbia County gains about 12.8 residents per 1,000 a year to moves between counties.

Moved in3,782
Moved out3,132
Net+650

Where people come from and where they go, top counties

Duval County, FL164204−40
Hamilton County, FL97110−13
Union County, FL10692+14

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther states

Income per tax return

Arrivals$54K
Leavers$47K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Columbia County; flows under 20 returns are not published.

Who moves here
10.9% of residents arrived from another county in the past year, 2.1% from another state.
Who arrives and who leaves
Households moving into Columbia County report $54,300 a year in income on average; those leaving, $46,600, so newcomers earn more than leavers.
Income you would need
$44,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,119 a month; owners with a mortgage pay $1,416 a month including taxes and insurance, on a median home of $194,900.
Getting to work
26 minutes each way on average; 0.0% work from home.
If it is close but not quite
Orange, TX matches it on character. Compare the two
Moved here in the past year1
10.9%
90% above the median place
Income of households moving out6
$46,588
34% below the median place
Net movers per 1,000 people6
12.8
above the median place (median -0.6)
All 5 moving measures
MeasureFive PointsAmong 6,645 placesVs median
Moved here in the past year110.9%90% above
Moved from another state1County figure2.1%8% above
Net movers per 1,000 people6County figure12.8above (median -0.6)
Income of households moving in6County figure$54,30223% below
Income of households moving out6County figure$46,58834% below
02

What it costs to live here

Homeownership is 43.1%, 35% below the median place.

Five Points21.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,760
a year, at the 30% line
Rent to income
21.2%
4% above the median place
Home price to income
3.1x
19% below the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$49,600
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Five Points, $1,119 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Five Points.

Sponsored · exampleMoving to Five Points? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
43.1%
35% below the median place
Property tax rate1
0.7%
19% below the median place
Median year built1
1985
0% above the median place
All 15 cost and housing measures
MeasureFive PointsAmong 6,645 placesVs median
Median gross rent1$1,11918% below
Rent to income121.2%4% above
Property tax rate10.7%19% below
Home price to income13.1x19% below
Fair market rent, 2 bedrooms2County figure$1,18727% below
HUD area median income3County figure$83,00023% below
Property tax paid (median)1County figure$1,43456% below
Median home value1County figure$194,90039% below
Home prices, 1-year change4County figure5.9%85% above
Home prices, 5-year change4County figure64.6%25% above
Homeownership143.1%35% below
Renters paying 30%+1County figure47.7%6% below
Owner costs with a mortgage1County figure$1,41624% below
Vacant homes1County figure9.5%34% above
Median year built119850% above
03

Work and pay

Works from home is 0.0%, below the median place (median 12.4%).

Works from home1
0.0%
below the median place (median 12.4%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$20,085
50% below the median place
All 10 work and pay measures
MeasureFive PointsAmong 6,645 placesVs median
Median household income1$63,20721% below
Income per person1$20,08550% below
Unemployment1County figure5.3%9% above
Average annual pay5County figure$53,22419% below
Pay growth, 1 year5County figure3.8%3% above
Jobs5County figure24,84784% below
Poverty rate1County figure16.7%55% above
Mean commute1County figure26 min4% above
Works from home10.0%below (median 12.4%)
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 79.9%, 13% below the median place.

Homes with broadband1
79.9%
13% below the median place
High school or higher1
77.7%
16% below the median place
Median age1
35.0
10% below the median place
All 8 people measures
MeasureFive PointsAmong 6,645 placesVs median
Population11,0976646th largest
Median age135.010% below
Bachelor's or higher1County figure16.8%48% below
High school or higher177.7%16% below
Household size12.52% below
Born abroad1County figure4.7%46% below
No health insurance1County figure12.6%97% above
Homes with broadband179.9%13% below
05

Life in Five Points

12 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents54.7 5.4×
Playgrounds per 10k18.2 +94%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars16.0 −23%
Shops36.5 +20%
Arts, recreation and fitness2.5 −39%
Doctors' offices and clinics20.8 +3%
Child care centers3.1 +35%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k7
2.5
39% below the median place
Restaurants and bars per 10k7
16.0
23% below the median place
Shops per 10k7
36.5
20% above the median place
All 16 schools and local life measures
MeasureFive PointsAmong 6,645 placesVs median
Public schools10County figure18100% above
Public school students10County figure9,50894% above
Students per teacher10County figure18.118% above
Restaurants and bars per 10k7County figure16.023% below
Shops per 10k7County figure36.520% above
Arts, recreation and fitness per 10k7County figure2.539% below
Doctors' offices and clinics per 10k7County figure20.83% above
Child care centers per 10k7County figure3.135% above
Parks per 10k854.7above (median 10.2)
Playgrounds per 10k818.294% above
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure128% below
06

Safety, weather and risk

Average temperature is 69°F, 25% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Five Points. Larger places are fetched first.

Average temperature11
69°F
25% above the median place
January average low11
41°F
62% above the median place
July average high11
92°F
6% above the median place
All 11 weather and risk measures
MeasureFive PointsAmong 6,645 placesVs median
July average high11County figure92°F6% above
January average low11County figure41°F62% above
Average temperature11County figure69°F25% above
Annual precipitation11County figure52.3 in19% above
Natural hazard risk12County figure69.725% below
Hurricane risk12County figure90.528% above
Tornado risk12County figure66.818% below
Wildfire risk12County figure88.144% above
Heat wave risk12County figure76.215% below
Median air quality index13County figure4812% above
Good air days13County figure57.3%16% below
08

Five Points in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, about the same as 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,119/mo (2024)$1,470/mo$1,200 to $1,790/mo+4.6%
Median household income$63,207 (2024)$83,500$70,500 to $99,000+4.8%
Median home value$124,000 (2023)$166,000$118,000 to $235,000+4.3%

The median home would be worth 2.0 years of the median income in 2030, against 2.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Five Points

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Orange, TX$1,108$62,891Compare
Bessemer City, NC$1,053$60,300Compare
El Campo, TX$1,071$67,017Compare
Springfield, TN$1,139$59,465Compare
Springfield, TNEl Campo, TXBessemer City, NCOrange, TXFive Points, FLFive PointsOrangeBessemer CityEl CampoSpringfieldFive PointsOrangeBessemer CityEl CampoSpringfield

Common questions

Is Five Points a good place to live?

It depends on what you need, so here is what the numbers say. Only 0% of workers mostly work from home, fewer than in 99% of the 2,104 places under 10,000 people we track. It is the lowest of 446 Florida places. Renters occupy 57% of homes, more than in 95% of places its size. See how it ranks with your own weights.

Is Five Points expensive to live in?

The median rent takes 21.2% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $194,900.

What salary do you need to live in Five Points?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,760 a year. Work it out from your current city.

What places are similar to Five Points?

On income, rent, home value, education and age, the closest matches are Orange, TX, Bessemer City, NC, El Campo, TX and Springfield, TN.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Five Points with places of a similar size, using only figures measured for Five Points itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/five-points-florida

Citytistics. “Five Points, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/five-points-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.