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Cost of living, pay and housing

40.32° N · 74.47° W · GEOID 3421473

Encore at Monroe

Middlesex County, New Jersey · part of the New York, NY metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

New JerseyEncore at Monroe, NJEncore at MonroeEncore at Monroe

The short answer

Encore at Monroe is home to 872 people. Median household income is $76,511 a year and median rent is $1,871 a month, 29.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $491,900, about 6.4x annual median household income.

Median gross rent
$1,871
37% above the median place
Median household income
$76,511
5% below the median place
Median home value
$491,900
54% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Encore at Monroe

  • The median resident is 76.1 years old, older than in 99% of the 2,479 places under 10,000 people we track. It is the highest of 287 New Jersey places.
  • 100% of homes are owner-occupied, more than in 99% of places its size. It is the highest of 287 New Jersey places.
  • Only 0% of workers mostly work from home, fewer than in 99% of places its size. It is the lowest of 279 New Jersey places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 242 New Jersey places.
  • Households average 1.89 people, smaller than in 97% of places its size. It is the 3rd-lowest of 287 New Jersey places.
01

Moving to Encore at Monroe

Middlesex County loses about 7.7 residents per 1,000 a year to moves between counties.

Moved in36,970
Moved out42,672
Net−5,702

Where people come from and where they go, top counties

Somerset County, NJ3,2004,830−1,630
Union County, NJ4,3762,764+1,612
Monmouth County, NJ2,3393,282−943
Hudson County, NJ3,0741,362+1,712
Mercer County, NJ1,6522,407−755
Essex County, NJ2,0081,159+849
Kings County, NY2,034
Richmond County, NY1,527

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$87K
Leavers$96K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Middlesex County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Middlesex County report $87,100 a year in income on average; those leaving, $95,600, so leavers earn more than newcomers.
Income you would need
$74,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,871 a month; owners with a mortgage pay $2,431 a month including taxes and insurance, on a median home of $491,900.
Getting to work
31 minutes each way on average; 0.0% work from home.
If it is close but not quite
Desert Palms, CA matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving out7
$95,604
36% above the median place
All 5 moving measures
MeasureEncore at MonroeAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure-7.7below (median -0.6)
Income of households moving in7County figure$87,05923% above
Income of households moving out7County figure$95,60436% above
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Encore at Monroe29.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$74,840
a year, at the 30% line
Rent to income
29.3%
44% above the median place
Home price to income
6.4x
69% above the median place

Could you afford it?

The median rent would take
29%
just under the 30% line
Left after rent, in US prices
$51,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Encore at Monroe, $1,871 a month, and local prices for everything else (105.2 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Encore at Monroe.

Sponsored · exampleMoving to Encore at Monroe? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Homeownership1
100.0%
51% above the median place
Median year built1
2006
1% above the median place
All 16 cost and housing measures
MeasureEncore at MonroeAmong 6,645 placesVs median
Median gross rent1County figure$1,87137% above
Rent to income129.3%44% above
Property tax rate11.8%101% above
Home price to income16.4x69% above
Prices vs US average2Metro figure112.612% above
Fair market rent, 2 bedrooms3County figure$2,62362% above
HUD area median income4County figure$154,80044% above
Property tax paid (median)1$9,020176% above
Median home value1$491,90054% above
Home prices, 1-year change5County figure6.1%91% above
Home prices, 5-year change5County figure62.2%21% above
Homeownership1100.0%51% above
Renters paying 30%+1County figure48.1%5% below
Owner costs with a mortgage1$2,43130% above
Vacant homes10.0%below (median 7.1%)
Median year built120061% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Works from home1
0.0%
below the median place (median 12.4%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
All 10 work and pay measures
MeasureEncore at MonroeAmong 6,645 placesVs median
Median household income1$76,5115% below
Income per person1$58,50546% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$85,56430% above
Pay growth, 1 year6County figure3.8%3% above
Jobs6County figure431,665187% above
Poverty rate1County figure8.6%20% below
Mean commute1County figure31 min25% above
Works from home10.0%below (median 12.4%)
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 0.0%, below the median place (median 6.4%).

No health insurance1
0.0%
below the median place (median 6.4%)
Median age1
76.1
95% above the median place
Household size1
1.9
24% below the median place

More about who lives here, against the typical place

Homes with broadband98.3% +6%
High school or higher97.1% +5%
Bachelor's or higher48.0% +50%
All 8 people measures
MeasureEncore at MonroeAmong 6,645 placesVs median
Population18726646th largest
Median age176.195% above
Bachelor's or higher148.0%50% above
High school or higher197.1%5% above
Household size11.924% below
Born abroad1County figure35.4%301% above
No health insurance10.0%below (median 6.4%)
Homes with broadband198.3%6% above
05

Life in Encore at Monroe

76 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.5 −1%
Shops27.6 −9%
Arts, recreation and fitness2.9 −29%
Doctors' offices and clinics22.6 +12%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools10
213
above the median place (median 9)
Public school students10
129,255
above the median place (median 4,897)
Students per teacher10
11.9
23% below the median place
All 9 schools and local life measures
MeasureEncore at MonroeAmong 6,645 placesVs median
Public schools10County figure213above (median 9)
Public school students10County figure129,255above (median 4,897)
Students per teacher10County figure11.923% below
Restaurants and bars per 10k8County figure20.51% below
Shops per 10k8County figure27.69% below
Arts, recreation and fitness per 10k8County figure2.929% below
Doctors' offices and clinics per 10k8County figure22.612% above
Child care centers per 10k8County figure2.30% above
National Register listings9County figure76above (median 13)
06

Safety, weather and risk

Median air quality index is 36, 16% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Encore at Monroe. Larger places are fetched first.

Median air quality index13
36
16% below the median place
Natural hazard risk12
97.8
6% above the median place
Good air days13
81.5%
19% above the median place
All 11 weather and risk measures
MeasureEncore at MonroeAmong 6,645 placesVs median
July average high11County figure87°F0% above
January average low11County figure24°F6% below
Average temperature11County figure54°F1% below
Annual precipitation11County figure47.7 in9% above
Natural hazard risk12County figure97.86% above
Hurricane risk12County figure92.631% above
Tornado risk12County figure94.516% above
Wildfire risk12County figure79.730% above
Heat wave risk12County figure96.57% above
Median air quality index13County figure3616% below
Good air days13County figure81.5%19% above
08

Encore at Monroe in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$76,511 (2024)$97,000$82,000 to $114,500+4.0%
Median home value$491,900 (2024)$695,000$504,000 to $957,000+5.9%

The median home would be worth 7.2 years of the median income in 2030, against 6.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Encore at Monroe

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Desert Palms, CA$1,957$79,792Compare
Sun Lakes, AZ$1,938$67,853Compare
The Meadows, FL$1,740$69,774Compare
Leisure World, MD$2,054$62,011Compare
Leisure World, MDThe Meadows, FLSun Lakes, AZDesert Palms, CAEncore at Monroe, NJEncore at MonroeDesert PalmsSun LakesThe MeadowsLeisure WorldEncore at MonroeDesert PalmsSun LakesThe MeadowsLeisure World

Common questions

Is Encore at Monroe a good place to live?

It depends on what you need, so here is what the numbers say. The median resident is 76.1 years old, older than in 99% of the 2,479 places under 10,000 people we track. It is the highest of 287 New Jersey places. 100% of homes are owner-occupied, more than in 99% of places its size. It is the highest of 287 New Jersey places. See how it ranks with your own weights.

Is Encore at Monroe expensive to live in?

The median rent takes 29.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $491,900.

What salary do you need to live in Encore at Monroe?

To rent the median home without spending more than 30% of income on rent, a household needs about $74,840 a year. Work it out from your current city.

What places are similar to Encore at Monroe?

On income, rent, home value, education and age, the closest matches are Desert Palms, CA, Sun Lakes, AZ, The Meadows, FL and Leisure World, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Encore at Monroe with places of a similar size, using only figures measured for Encore at Monroe itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/encore-at-monroe-new-jersey

Citytistics. “Encore at Monroe, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/encore-at-monroe-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.