CitytisticsShortlist

Cost of living, pay and housing

37.47° N · 122.27° W · GEOID 0622587

Emerald Lake Hills

San Mateo County, California · part of the San Francisco, CA metro

Limited data population under 5,000

CaliforniaEmerald Lake Hills, CAEmerald Lake HillsEmerald Lake Hills

The short answer

Emerald Lake Hills is home to 4,235 people. Median household income is $250,001 a year and median rent is $3,501 a month, 16.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $2,000,001, about 8.0x annual median household income.

Median gross rent
$3,501
156% above the median place
Median household income
$250,001
211% above the median place
Median home value
$2,000,001
above the median place (median $319,400)
Unemployment
4.8%
2% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Emerald Lake Hills

  • The median home is valued at $2,000,001, more than in 99% of the 2,480 places under 10,000 people we track. It is the highest of 655 California places.
  • The median household earns $250,001 a year, more than in 99% of places its size. It is the highest of 655 California places.
  • Median rent is $3,501 a month, higher than in 98% of places its size. It is the highest of 655 California places.
  • 41% of workers mostly work from home, more than in 99% of places its size.
  • 75% of adults hold a bachelor's degree or higher, a larger share than in 97% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 99 out of 100. Budget for insurance before counting the savings.

Many people here skip the commute entirely: 41% work from home, which keeps total commuting time lower than in 87% of places.

01

Moving to Emerald Lake Hills

San Mateo County loses about 10.7 residents per 1,000 a year to moves between counties.

Moved in32,116
Moved out38,878
Net−6,762

Where people come from and where they go, top counties

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$167K
Leavers$186K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of San Mateo County; flows under 20 returns are not published.

Who moves here
8.3% of residents arrived from another county in the past year, 1.5% from another state.
Who arrives and who leaves
Households moving into San Mateo County report $167,300 a year in income on average; those leaving, $186,400, so leavers earn more than newcomers.
Income you would need
$140,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $3,501 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $2,000,001.
Getting to work
27 minutes each way on average; 40.9% work from home; 2.3% take transit.
If it is close but not quite
Woodside, CA matches it on character. Compare the two
Moved here in the past year1
8.3%
44% above the median place
Income of households moving out7
$186,435
165% above the median place
Income of households moving in7
$167,342
137% above the median place
All 5 moving measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
Moved here in the past year18.3%44% above
Moved from another state1County figure1.5%24% below
Net movers per 1,000 people7County figure-10.7below (median -0.6)
Income of households moving in7County figure$167,342137% above
Income of households moving out7County figure$186,435165% above
02

What it costs to live here

Median home value is $2,000,001, above the median place (median $319,400).

Emerald Lake Hills16.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$140,040
a year, at the 30% line
Rent to income
16.8%
18% below the median place
Home price to income
8.0x
111% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$209,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Emerald Lake Hills, $3,501 a month, and local prices for everything else (99.4 against a US average of 100). It runs in your browser and stores nothing.

Like Emerald Lake Hills, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Kentfield, CA13.2% vs 16.8%$9,100Compare
Camino Tassajara, CA11.6% vs 16.8%$13,000Compare
Cherry Hills Village, CO10.5% vs 16.8%$20,600Compare

Moving from somewhere else? Work out the salary you would need in Emerald Lake Hills.

Sponsored · exampleMoving to Emerald Lake Hills? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$2,000,001
above the median place (median $319,400)
Owner costs with a mortgage1
$4,001
114% above the median place
Homeownership1
90.8%
37% above the median place
All 15 cost and housing measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
Median gross rent1$3,501156% above
Rent to income116.8%18% below
Home price to income18.0x111% above
Prices vs US average2Metro figure115.615% above
Fair market rent, 2 bedrooms3County figure$3,697129% above
HUD area median income4County figure$200,80087% above
Property tax paid (median)1$10,001206% above
Median home value1$2,000,001above (median $319,400)
Home prices, 1-year change5County figure-0.6%below (median 3.2%)
Home prices, 5-year change5County figure22.5%56% below
Homeownership190.8%37% above
Renters paying 30%+1County figure48.4%4% below
Owner costs with a mortgage1$4,001114% above
Vacant homes1County figure7.9%12% above
Median year built119840% above
03

Work and pay

Income per person is $159,629, 298% above the median place.

Income per person1
$159,629
298% above the median place
Works from home1
40.9%
228% above the median place
Median household income1
$250,001
211% above the median place
All 10 work and pay measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
Median household income1$250,001211% above
Income per person1$159,629298% above
Unemployment1County figure4.8%2% below
Average annual pay6County figure$214,295225% above
Pay growth, 1 year6County figure9.1%146% above
Jobs6County figure411,346173% above
Poverty rate1County figure6.7%38% below
Mean commute127 min8% above
Works from home140.9%228% above
Commutes by transit12.3%174% above
04

Who lives here

Homes with broadband is 99.0%, 7% above the median place.

Homes with broadband1
99.0%
7% above the median place
Bachelor's or higher1
75.0%
134% above the median place
High school or higher1
98.0%
6% above the median place

More about who lives here, against the typical place

Median age45.4 +16%
Born abroad18.2% 2.1×
Household size2.7 +9%
All 8 people measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
Population14,2356646th largest
Median age145.416% above
Bachelor's or higher175.0%134% above
High school or higher198.0%6% above
Household size12.79% above
Born abroad118.2%106% above
No health insurance1County figure3.8%41% below
Homes with broadband199.0%7% above
05

Life in Emerald Lake Hills

64 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents4.7 −54%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −35%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars27.2 +31%
Shops24.6 −19%
Arts, recreation and fitness4.7 +15%
Doctors' offices and clinics23.5 +16%
Child care centers4.8 2.1×

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
4.8
109% above the median place
Restaurants and bars per 10k8
27.2
31% above the median place
Public schools11
174
above the median place (median 9)
All 16 schools and local life measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
Public schools11County figure174above (median 9)
Public school students11County figure82,403above (median 4,897)
Students per teacher11County figure20.030% above
Restaurants and bars per 10k8County figure27.231% above
Shops per 10k8County figure24.619% below
Arts, recreation and fitness per 10k8County figure4.715% above
Doctors' offices and clinics per 10k8County figure23.516% above
Child care centers per 10k8County figure4.8109% above
Parks per 10k94.754% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails91.335% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure64392% above
06

Safety, weather and risk

July average high is 74°F, 15% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Emerald Lake Hills. Larger places are fetched first.

July average high12
74°F
15% below the median place
January average low12
42°F
68% above the median place
Natural hazard risk13
99.2
7% above the median place
All 8 weather and risk measures
MeasureEmerald Lake HillsAmong 6,645 placesVs median
July average high12County figure74°F15% below
January average low12County figure42°F68% above
Average temperature12County figure57°F4% above
Annual precipitation12County figure28.7 in34% below
Natural hazard risk13County figure99.27% above
Tornado risk13County figure30.662% below
Wildfire risk13County figure92.050% above
Heat wave risk13County figure91.62% above
08

Emerald Lake Hills in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$3,501/mo (2024)$4,430/mo$3,630 to $5,390/mo+4.0%
Median household income$250,001 (2024)$311,000$263,000 to $368,000+3.7%
Median home value$2,000,001 (2024)$2,640,000$1,916,000 to $3,637,000+4.7%

The median home would be worth 8.5 years of the median income in 2030, against 8.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Emerald Lake Hills

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Woodside, CA$3,501$250,001Compare
Hillsborough, CA$3,501$250,001Compare
Tamalpais-Homestead Valley, CA$3,501$243,227Compare
Alamo, CA$3,501$250,001Compare
Alamo, CATamalpais-Homestead Valley, CAHillsborough, CAWoodside, CAEmerald Lake Hills, CAEmerald Lake HillsAlamoEmerald Lake HillsAlamo

Common questions

Is Emerald Lake Hills a good place to live?

It depends on what you need, so here is what the numbers say. The median home is valued at $2,000,001, more than in 99% of the 2,480 places under 10,000 people we track. It is the highest of 655 California places. The median household earns $250,001 a year, more than in 99% of places its size. It is the highest of 655 California places. See how it ranks with your own weights.

Is Emerald Lake Hills expensive to live in?

The median rent takes 16.8% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $2,000,001.

What salary do you need to live in Emerald Lake Hills?

To rent the median home without spending more than 30% of income on rent, a household needs about $140,040 a year. Work it out from your current city.

What places are similar to Emerald Lake Hills?

On income, rent, home value, education and age, the closest matches are Woodside, CA, Hillsborough, CA, Tamalpais-Homestead Valley, CA and Alamo, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Emerald Lake Hills with places of a similar size, using only figures measured for Emerald Lake Hills itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/emerald-lake-hills-california

Citytistics. “Emerald Lake Hills, California.” Data as of 2026-11-14. https://www.citytistics.com/city/emerald-lake-hills-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.