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Cost of living, pay and housing

35.61° N · 106.35° W · GEOID 3516560

Cochiti

Sandoval County, New Mexico · part of the Albuquerque, NM metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

New MexicoCochiti, NMCochitiCochiti

The short answer

Cochiti is home to 680 people. Median household income is $85,548 a year and median rent is $1,427 a month, 20.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $250,000, about 2.9x annual median household income.

Median gross rent
$1,427
5% above the median place
Median household income
$85,548
7% above the median place
Median home value
$250,000
22% below the median place
Unemployment
5.2%
6% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cochiti

  • 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 46 New Mexico places.
  • Household income has grown 17.9% a year across the last five survey releases, faster than in 99% of places its size. It is the 2nd-highest of 46 New Mexico places.
  • 38% of workers mostly work from home, more than in 98% of places its size. It is the highest of 37 New Mexico places.
  • 5.8% of residents live below the poverty line, fewer than in 82% of places its size. It is the 2nd-lowest of 42 New Mexico places.
  • The median resident is 47.2 years old, older than in 86% of places its size.

Many people here skip the commute entirely: 38% work from home, which keeps total commuting time lower than in 83% of places.

01

Moving to Cochiti

Sandoval County gains about 13.1 residents per 1,000 a year to moves between counties.

Moved in9,257
Moved out7,588
Net+1,669

Where people come from and where they go, top counties

Within New Mexico, other states or abroad

Arrivals
Leavers
Within New MexicoOther statesAbroad

Income per tax return

Arrivals$78K
Leavers$66K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Sandoval County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Sandoval County report $77,800 a year in income on average; those leaving, $66,400, so newcomers earn more than leavers.
Income you would need
$57,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,427 a month; owners with a mortgage pay $850 a month including taxes and insurance, on a median home of $250,000.
Getting to work
27 minutes each way on average; 38.5% work from home.
If it is close but not quite
Derby, CT matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people7
13.1
above the median place (median -0.6)
All 5 moving measures
MeasureCochitiAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure13.1above (median -0.6)
Income of households moving in7County figure$77,79610% above
Income of households moving out7County figure$66,3796% below
02

What it costs to live here

Homeownership is 100.0%, 51% above the median place.

Cochiti20.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$57,080
a year, at the 30% line
Rent to income
20.0%
2% below the median place
Home price to income
2.9x
23% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$71,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cochiti, $1,427 a month, and local prices for everything else (96.9 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Cochiti.

Sponsored · exampleMoving to Cochiti? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
100.0%
51% above the median place
Owner costs with a mortgage1
$850
55% below the median place
Property tax paid (median)1
$2,421
26% below the median place
All 16 cost and housing measures
MeasureCochitiAmong 6,645 placesVs median
Median gross rent1County figure$1,4275% above
Rent to income120.0%2% below
Property tax rate11.0%7% above
Home price to income12.9x23% below
Prices vs US average2Metro figure95.55% below
Fair market rent, 2 bedrooms3County figure$1,38414% below
HUD area median income4County figure$100,4006% below
Property tax paid (median)1$2,42126% below
Median home value1$250,00022% below
Home prices, 1-year change5County figure2.0%37% below
Home prices, 5-year change5County figure56.6%10% above
Homeownership1100.0%51% above
Renters paying 30%+1County figure50.0%1% below
Owner costs with a mortgage1$85055% below
Vacant homes1County figure6.6%6% below
Median year built119760% below
03

Work and pay

Works from home is 38.5%, 209% above the median place.

Works from home1
38.5%
209% above the median place
Poverty rate1
5.8%
46% below the median place
Income per person1
$32,120
20% below the median place
All 10 work and pay measures
MeasureCochitiAmong 6,645 placesVs median
Median household income1$85,5487% above
Income per person1$32,12020% below
Unemployment1County figure5.2%6% above
Average annual pay6County figure$61,4697% below
Pay growth, 1 year6County figure1.6%57% below
Jobs6County figure35,86776% below
Poverty rate15.8%46% below
Mean commute127 min9% above
Works from home138.5%209% above
Commutes by transit1County figure0.5%40% below
04

Who lives here

High school or higher is 100.0%, 8% above the median place.

High school or higher1
100.0%
8% above the median place
No health insurance1
29.0%
353% above the median place
Homes with broadband1
79.2%
14% below the median place
All 8 people measures
MeasureCochitiAmong 6,645 placesVs median
Population16806646th largest
Median age147.221% above
Bachelor's or higher1County figure33.8%5% above
High school or higher1100.0%8% above
Household size12.915% above
Born abroad1County figure5.6%36% below
No health insurance129.0%353% above
Homes with broadband179.2%14% below
05

Life in Cochiti

61 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars11.0 −47%
Shops12.9 −57%
Arts, recreation and fitness1.8 −56%
Doctors' offices and clinics13.5 −33%
Child care centers1.4 −39%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
12.9
57% below the median place
Restaurants and bars per 10k8
11.0
47% below the median place
Arts, recreation and fitness per 10k8
1.8
56% below the median place
All 9 schools and local life measures
MeasureCochitiAmong 6,645 placesVs median
Public schools10County figure43378% above
Public school students10County figure21,907347% above
Students per teacher10County figure16.25% above
Restaurants and bars per 10k8County figure11.047% below
Shops per 10k8County figure12.957% below
Arts, recreation and fitness per 10k8County figure1.856% below
Doctors' offices and clinics per 10k8County figure13.533% below
Child care centers per 10k8County figure1.439% below
National Register listings9County figure61369% above
06

Safety, weather and risk

Annual precipitation is 12.8 in, 71% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Cochiti. Larger places are fetched first.

Annual precipitation11
12.8 in
71% below the median place
Tornado risk12
23.8
71% below the median place
Wildfire risk12
93.6
53% above the median place
All 10 weather and risk measures
MeasureCochitiAmong 6,645 placesVs median
July average high11County figure87°F0% above
January average low11County figure18°F29% below
Average temperature11County figure51°F8% below
Annual precipitation11County figure12.8 in71% below
Natural hazard risk12County figure77.017% below
Tornado risk12County figure23.871% below
Wildfire risk12County figure93.653% above
Heat wave risk12County figure79.911% below
Median air quality index13County figure442% above
Good air days13County figure73.5%7% above
08

Cochiti in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$85,548 (2024)$111,500$94,000 to $131,500+4.5%
Median home value$250,000 (2024)$389,000$283,000 to $537,000+7.7%

The median home would be worth 3.5 years of the median income in 2030, against 2.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cochiti

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Derby, CT$1,452$79,500Compare
Agawam Town, MA$1,256$85,421Compare
Smithville, NJ$1,507$77,579Compare
Oakville, CT$1,414$95,515Compare
Oakville, CTSmithville, NJAgawam Town, MADerby, CTCochiti, NMCochitiDerbyAgawam TownSmithvilleCochitiDerbySmithville

Common questions

Is Cochiti a good place to live?

It depends on what you need, so here is what the numbers say. 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 46 New Mexico places. Household income has grown 17.9% a year across the last five survey releases, faster than in 99% of places its size. It is the 2nd-highest of 46 New Mexico places. On cost, space and class size it scores 97 out of 100 for families. See how it ranks with your own weights.

Is Cochiti expensive to live in?

The median rent takes 20.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $250,000.

What salary do you need to live in Cochiti?

To rent the median home without spending more than 30% of income on rent, a household needs about $57,080 a year. Work it out from your current city.

What places are similar to Cochiti?

On income, rent, home value, education and age, the closest matches are Derby, CT, Agawam Town, MA, Smithville, NJ and Oakville, CT.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Cochiti with places of a similar size, using only figures measured for Cochiti itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cochiti-new-mexico

Citytistics. “Cochiti, New Mexico.” Data as of 2026-11-14. https://www.citytistics.com/city/cochiti-new-mexico/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.