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Cost of living, pay and housing

28.64° N · 81.12° W · GEOID 1212275

Chuluota

Seminole County, Florida · part of the Orlando, FL metro

Limited data population under 5,000

FloridaChuluota, FLChuluotaChuluota

The short answer

Chuluota is home to 2,187 people. Median household income is $97,688 a year and median rent is $1,693 a month, 20.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $362,100, about 3.7x annual median household income.

Median gross rent
$1,693
24% above the median place
Median household income
$97,688
22% above the median place
Median home value
$362,100
13% above the median place
Unemployment
4.2%
15% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Chuluota

  • Owning with a mortgage costs about $268 a month less than the median rent, which is rarer than in 98% of the 2,469 places under 10,000 people we track.
  • Counting remote workers as zero, the average worker spends about 225 hours a year commuting, more than in 91% of places its size.
01

Moving to Chuluota

Seminole County loses about 0.3 residents per 1,000 a year to moves between counties.

Moved in33,575
Moved out33,674
Net−99

Where people come from and where they go, top counties

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$63K
Leavers$66K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Seminole County; flows under 20 returns are not published.

Who moves here
7.3% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Seminole County report $62,600 a year in income on average; those leaving, $66,000, so leavers earn more than newcomers.
Income you would need
$67,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,693 a month; owners with a mortgage pay $1,425 a month including taxes and insurance, on a median home of $362,100.
Getting to work
38 minutes each way on average; 21.8% work from home.
If it is close but not quite
Haledon, NJ matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Moved here in the past year1
7.3%
28% above the median place
Income of households moving in7
$62,559
11% below the median place
All 5 moving measures
MeasureChuluotaAmong 6,645 placesVs median
Moved here in the past year1County figure7.3%28% above
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure-0.350% above
Income of households moving in7County figure$62,55911% below
Income of households moving out7County figure$65,9906% below
02

What it costs to live here

Property tax rate is 0.6%, 38% below the median place.

Chuluota20.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$67,720
a year, at the 30% line
Rent to income
20.8%
2% above the median place
Home price to income
3.7x
2% below the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$80,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Chuluota, $1,693 a month, and local prices for everything else (96.9 against a US average of 100). It runs in your browser and stores nothing.

Like Chuluota, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Moyock, NC17.8% vs 20.8%$17,300Compare
Silver Lakes, CA17.8% vs 20.8%$13,700Compare

Moving from somewhere else? Work out the salary you would need in Chuluota.

Sponsored · exampleMoving to Chuluota? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.6%
38% below the median place
Owner costs with a mortgage1
$1,425
24% below the median place
Homeownership1
77.7%
17% above the median place
All 16 cost and housing measures
MeasureChuluotaAmong 6,645 placesVs median
Median gross rent1$1,69324% above
Rent to income120.8%2% above
Property tax rate10.6%38% below
Home price to income13.7x2% below
Prices vs US average2Metro figure101.41% above
Fair market rent, 2 bedrooms3County figure$1,95921% above
HUD area median income4County figure$97,6009% below
Property tax paid (median)1$2,04237% below
Median home value1$362,10013% above
Home prices, 1-year change5County figure0.0%99% below
Home prices, 5-year change5County figure54.8%6% above
Homeownership177.7%17% above
Renters paying 30%+1County figure58.6%16% above
Owner costs with a mortgage1$1,42524% below
Vacant homes1County figure6.2%13% below
Median year built119840% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
38 min
51% above the median place
Works from home1
21.8%
75% above the median place

More on work and pay, against the typical place

Median household income$97,688 +22%
Income per person$46,161 +15%
Poverty rate9.3% −13%
All 10 work and pay measures
MeasureChuluotaAmong 6,645 placesVs median
Median household income1$97,68822% above
Income per person1$46,16115% above
Unemployment1County figure4.2%15% below
Average annual pay6County figure$68,0063% above
Pay growth, 1 year6County figure3.9%5% above
Jobs6County figure214,33642% above
Poverty rate19.3%13% below
Mean commute138 min51% above
Works from home121.8%75% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 25.7%, 20% below the median place.

Bachelor's or higher1
25.7%
20% below the median place
High school or higher1
90.5%
2% below the median place
Household size1
2.6
4% above the median place

More about who lives here, against the typical place

Homes with broadband93.3% +1%
Born abroad10.0% +13%
Median age38.8 −1%
All 8 people measures
MeasureChuluotaAmong 6,645 placesVs median
Population12,1876646th largest
Median age138.81% below
Bachelor's or higher125.7%20% below
High school or higher190.5%2% below
Household size12.64% above
Born abroad110.0%13% above
No health insurance1County figure9.5%48% above
Homes with broadband193.3%1% above
05

Life in Chuluota

19 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents13.7 +35%
Playgrounds per 10k9.1 −3%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails2 km −5%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops34.0 +12%
Arts, recreation and fitness5.8 +41%
Doctors' offices and clinics27.8 +38%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
1
89% below the median place
Public school students11
611
88% below the median place
Students per teacher11
13.3
14% below the median place
All 16 schools and local life measures
MeasureChuluotaAmong 6,645 placesVs median
Public schools11189% below
Public school students1161188% below
Students per teacher1113.314% below
Restaurants and bars per 10k8County figure20.61% below
Shops per 10k8County figure34.012% above
Arts, recreation and fitness per 10k8County figure5.841% above
Doctors' offices and clinics per 10k8County figure27.838% above
Child care centers per 10k8County figure2.59% above
Parks per 10k913.735% above
Playgrounds per 10k99.13% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails91.95% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1946% above
06

Safety, weather and risk

January average low is 49°F, 95% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Chuluota. Larger places are fetched first.

January average low12
49°F
95% above the median place
Average temperature12
73°F
32% above the median place
July average high12
92°F
6% above the median place
All 11 weather and risk measures
MeasureChuluotaAmong 6,645 placesVs median
July average high12County figure92°F6% above
January average low12County figure49°F95% above
Average temperature12County figure73°F32% above
Annual precipitation12County figure51.3 in17% above
Natural hazard risk13County figure91.41% below
Hurricane risk13County figure94.734% above
Tornado risk13County figure97.520% above
Wildfire risk13County figure92.351% above
Heat wave risk13County figure77.814% below
Median air quality index14County figure399% below
Good air days14County figure84.6%24% above
08

Chuluota in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, up from 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,693/mo (2024)$2,190/mo$1,790 to $2,660/mo+4.3%
Median household income$97,688 (2024)$123,000$104,000 to $145,500+3.9%
Median home value$362,100 (2024)$539,000$391,000 to $742,000+6.8%

The median home would be worth 4.4 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Chuluota

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Haledon, NJ$1,750$95,870Compare
Roselle, NJ$1,567$92,762Compare
Glen Burnie, MD$1,648$88,280Compare
Bowleys Quarters, MD$1,747$99,534Compare
Bowleys Quarters, MDGlen Burnie, MDRoselle, NJHaledon, NJChuluota, FLChuluotaHaledonGlen BurnieBowleys QuartersChuluotaHaledonGlen Burnie

Common questions

Is Chuluota a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs about $268 a month less than the median rent, which is rarer than in 98% of the 2,469 places under 10,000 people we track. Counting remote workers as zero, the average worker spends about 225 hours a year commuting, more than in 91% of places its size. On cost, space and class size it scores 74 out of 100 for families. See how it ranks with your own weights.

Is Chuluota expensive to live in?

The median rent takes 20.8% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $362,100.

What salary do you need to live in Chuluota?

To rent the median home without spending more than 30% of income on rent, a household needs about $67,720 a year. Work it out from your current city.

What places are similar to Chuluota?

On income, rent, home value, education and age, the closest matches are Haledon, NJ, Roselle, NJ, Glen Burnie, MD and Bowleys Quarters, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Chuluota with places of a similar size, using only figures measured for Chuluota itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/chuluota-florida

Citytistics. “Chuluota, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/chuluota-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.