CitytisticsShortlist

Cost of living, pay and housing

28.15° N · 82.51° W · GEOID 1211912

Cheval

Hillsborough County, Florida · part of the Tampa, FL metro

FloridaCheval, FLChevalCheval

The short answer

Cheval is home to 13,969 people. Median household income is $101,907 a year and median rent is $1,442 a month, 17.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $525,700, about 5.2x annual median household income.

Cheval is defined by its growth. Household income growth is 7.6% a year, against 3.9% a year in its closest peers. Also notable: Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 99 out of 100. Budget for insurance before counting the savings.

56OF 100

CTXCitytistics Index

Above average

Cheval scores better than 56% of the 6,612 places we rate, and ranks 81st of 474 in Florida.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%50
Economy 20%75
Safety 20%n/a
Amenities 15%15
Education 10%85
Commute 10%32
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,442
6% above the median place
Median household income
$101,907
27% above the median place
Median home value
$525,700
65% above the median place
Unemployment
3.5%
27% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cheval

  • Value for moneyRent is about 25% lower than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. That can mean good value, or drawbacks these figures do not capture, such as crime, schools or location. Experimental
01

Moving to Cheval

Hillsborough County loses about 1.0 residents per 1,000 a year to moves between counties.

Moved in81,755
Moved out82,941
Net−1,186

Where people come from and where they go, top counties

Pasco County, FL6,98015,086−8,106
Pinellas County, FL7,4237,164+259
Polk County, FL3,5885,992−2,404
Manatee County, FL2,2972,128+169
Miami-Dade County, FL2,6031,246+1,357
Orange County, FL1,9031,652+251
Broward County, FL1,720896+824

Within Florida, other states or abroad

Arrivals
Leavers
Within FloridaOther statesAbroad

Income per tax return

Arrivals$78K
Leavers$72K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hillsborough County; flows under 20 returns are not published.

Who moves here
3.0% of residents arrived from another county in the past year, 3.2% from another state.
Who arrives and who leaves
Households moving into Hillsborough County report $78,000 a year in income on average; those leaving, $72,400, so newcomers earn more than leavers.
Income you would need
$57,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,442 a month; owners with a mortgage pay $2,839 a month including taxes and insurance, on a median home of $525,700.
Getting to work
28 minutes each way on average; 26.8% work from home.
If it is close but not quite
Maumelle, AR matches it on character for less of your income. Compare the two
Moved here in the past year1
3.0%
47% below the median place
Moved from another state1
3.2%
62% above the median place
Income of households moving in7
$77,979
10% above the median place
All 5 moving measures
MeasureChevalAmong 6,645 placesVs median
Moved here in the past year13.0%47% below
Moved from another state1County figure3.2%62% above
Net movers per 1,000 people7County figure-1.067% below
Income of households moving in7County figure$77,97910% above
Income of households moving out7County figure$72,3663% above
02

What it costs to live here

Owning with a mortgage costs about $1,397 a month more than the median rent, a wider gap than in 94% of the 2,298 places of 10,000 to 25,000 people we track.

Cheval17.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$57,680
a year, at the 30% line
Rent to income
17.0%
17% below the median place
Home price to income
5.2x
36% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$88,400
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cheval, $1,442 a month, and local prices for everything else (95.8 against a US average of 100). It runs in your browser and stores nothing.

Like Cheval, but easier on the budget

Places that match Cheval on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Maumelle, AR7612.2% vs 17.0%$8,600Compare

Moving from somewhere else? Work out the salary you would need in Cheval.

Sponsored · exampleMoving to Cheval? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$2,839
52% above the median place
Median year built1
1994
1% above the median place
Median home value1
$525,700
65% above the median place
All 16 cost and housing measures
MeasureChevalAmong 6,645 placesVs median
Median gross rent1$1,4426% above
Rent to income117.0%17% below
Property tax rate11.1%18% above
Home price to income15.2x36% above
Prices vs US average2Metro figure100.90% above
Fair market rent, 2 bedrooms3County figure$1,91719% above
HUD area median income4County figure$104,7002% below
Property tax paid (median)1$5,63873% above
Median home value1$525,70065% above
Home prices, 1-year change5County figure1.7%48% below
Home prices, 5-year change5County figure63.3%23% above
Homeownership159.4%11% below
Renters paying 30%+147.3%6% below
Owner costs with a mortgage1$2,83952% above
Vacant homes1County figure7.5%7% above
Median year built119941% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
26.8%
115% above the median place
Poverty rate1
4.6%
58% below the median place

More on work and pay, against the typical place

Unemployment3.5% −27%
Income per person$53,301 +33%
Median household income$101,907 +27%
Mean commute28 min +12%
All 10 work and pay measures
MeasureChevalAmong 6,645 placesVs median
Median household income1$101,90727% above
Income per person1$53,30133% above
Unemployment13.5%27% below
Average annual pay6County figure$77,99818% above
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure795,729above (median 150,665)
Poverty rate14.6%58% below
Mean commute128 min12% above
Works from home126.8%115% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 97.0%, 5% above the median place.

Homes with broadband1
97.0%
5% above the median place
No health insurance1
3.1%
52% below the median place
High school or higher1
96.9%
5% above the median place

More about who lives here, against the typical place

Bachelor's or higher55.3% +73%
Born abroad14.6% +66%
Household size2.7 +7%
Median age39.6 +2%
All 8 people measures
MeasureChevalAmong 6,645 placesVs median
Population113,9693163rd largest
Median age139.62% above
Bachelor's or higher155.3%73% above
High school or higher196.9%5% above
Household size12.77% above
Born abroad114.6%66% above
No health insurance13.1%52% below
Homes with broadband197.0%5% above
05

Life in Cheval

OpenStreetMap shows 1.4 parks per 10,000 residents, fewer than in 95% of the 2,301 places of 10,000 to 25,000 people we track.

101 sites are on the National Register of Historic Places, 4 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents1.4 −86%
Playgrounds per 10k2.9 −70%
Grocery stores per 10k0.7 −66%
Restaurants, cafes and bars per 10k2.1 −81%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.2 −19%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • De Soto National Memorial 44 miles
  • Canaveral National Seashore 114 miles
  • Fort Matanzas National Monument 133 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.0 −13%
Shops31.2 +3%
Arts, recreation and fitness4.5 +10%
Doctors' offices and clinics26.5 +31%
Child care centers2.4 +4%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
43.7
42% above the median place
Public school students12
220,863
above the median place (median 4,897)
Public schools12
294
above the median place (median 9)
All 18 schools and local life measures
MeasureChevalAmong 6,645 placesVs median
Public schools12County figure294above (median 9)
Public school students12County figure220,863above (median 4,897)
Students per teacher12County figure20.332% above
Restaurants and bars per 10k8County figure18.013% below
Shops per 10k8County figure31.23% above
Arts, recreation and fitness per 10k8County figure4.510% above
Doctors' offices and clinics per 10k8County figure26.531% above
Child care centers per 10k8County figure2.44% above
Parks per 10k91.486% below
Playgrounds per 10k92.970% below
Grocery stores per 10k90.766% below
Restaurants, cafes and bars per 10k92.181% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.219% below
Nearest National Park Service site1043.742% above
National Park Service sites within 60 miles10150% below
National Register listings11County figure101above (median 13)
06

Safety, weather and risk

January average low is 50°F, 99% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Cheval. Larger places are fetched first.

January average low13
50°F
99% above the median place
Tornado risk14
99.7
22% above the median place
Average temperature13
73°F
33% above the median place
All 11 weather and risk measures
MeasureChevalAmong 6,645 placesVs median
July average high13County figure91°F5% above
January average low13County figure50°F99% above
Average temperature13County figure73°F33% above
Annual precipitation13County figure53.6 in22% above
Natural hazard risk14County figure98.87% above
Hurricane risk14County figure99.341% above
Tornado risk14County figure99.722% above
Wildfire risk14County figure95.756% above
Heat wave risk14County figure97.08% above
Median air quality index15County figure4914% above
Good air days15County figure53.2%22% below
08

Cheval in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Cheval does better than 51% of places. Its projected home value growth beats 51%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,442/mo (2024)$1,850/mo$1,520 to $2,260/mo+4.3%
Median household income$101,907 (2024)$130,500$110,500 to $154,500+4.2%
Median home value$525,700 (2024)$754,000$547,000 to $1,039,000+6.2%

The median home would be worth 5.8 years of the median income in 2030, against 5.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cheval

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Tuckahoe, VA$1,536$102,264Compare
Mount Kisco, NY$1,494$96,534Compare
Belle Isle, FL$1,452$104,559Compare
Lake Hiawatha, NJ$1,550$104,663Compare
Lake Hiawatha, NJBelle Isle, FLMount Kisco, NYTuckahoe, VACheval, FLChevalTuckahoeMount KiscoBelle IsleLake HiawathaChevalTuckahoeMount KiscoBelle IsleLake Hiawatha

Places built like Cheval

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Cheval performs against places like it.

PlaceRent to incomeIncome growthPop. change
Cheval, FL17.0%7.6%/yrn/a
Lake Mary, FL23.3%2.4%/yr-0.3%Compare
Celebration, FL25.2%2.1%/yrn/aCompare
Largo, MD25.3%3.4%/yrn/aCompare
Glen Allen, VA23.3%4.2%/yrn/aCompare
Maryland City, MD24.8%2.6%/yrn/aCompare
White Marsh, MD20.3%4.9%/yrn/aCompare

Common questions

Is Cheval a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 56 out of 100, better than 56% of the places we rate and 81st of 474 in Florida. Rent is about 25% lower than we would expect for a place with these incomes, education levels, housing age and household types in the same metro area. That can mean good value, or drawbacks these figures do not capture, such as crime, schools or location. On cost, space and class size it scores 67 out of 100 for families. See how it ranks with your own weights.

Is Cheval expensive to live in?

The median rent takes 17.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $525,700.

What salary do you need to live in Cheval?

To rent the median home without spending more than 30% of income on rent, a household needs about $57,680 a year. Work it out from your current city.

What places are similar to Cheval?

On income, rent, home value, education and age, the closest matches are Tuckahoe, VA, Mount Kisco, NY, Belle Isle, FL and Lake Hiawatha, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Cheval with places of a similar size, using only figures measured for Cheval itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cheval-florida

Citytistics. “Cheval, Florida.” Data as of 2026-11-14. https://www.citytistics.com/city/cheval-florida/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.