CitytisticsShortlist

Cost of living, pay and housing

38.96° N · 76.29° W · GEOID 2416125

Chester

Queen Anne's County, Maryland · part of the Baltimore, MD metro

Limited data population under 5,000

MarylandChester, MDChesterChester

The short answer

Chester is home to 4,797 people. Median household income is $102,399 a year and median rent is $1,878 a month, 22.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $487,400, about 4.8x annual median household income.

Median gross rent
$1,878
38% above the median place
Median household income
$102,399
28% above the median place
Median home value
$487,400
53% above the median place
Unemployment
3.8%
22% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Chester

  • Counting remote workers as zero, the average worker spends about 220 hours a year commuting, more than in 89% of the 2,101 places under 10,000 people we track.
  • The median resident is 46.9 years old, older than in 85% of places its size.
  • Owning with a mortgage costs about $904 a month more than the median rent, a wider gap than in 82% of places its size.
  • 18% of homes stand vacant, more than in 84% of places its size.
  • Median rent is $1,878 a month, higher than in 81% of places its size.
01

Moving to Chester

Queen Anne's County gains about 13.6 residents per 1,000 a year to moves between counties.

Moved in2,889
Moved out2,279
Net+610

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther states

Income per tax return

Arrivals$111K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Queen Anne's County; flows under 20 returns are not published.

Who moves here
6.1% of residents arrived from another county in the past year, 1.5% from another state.
Who arrives and who leaves
Households moving into Queen Anne's County report $111,000 a year in income on average; those leaving, $87,100, so newcomers earn more than leavers.
Income you would need
$75,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,878 a month; owners with a mortgage pay $2,782 a month including taxes and insurance, on a median home of $487,400.
Getting to work
33 minutes each way on average; 13.0% work from home.
If it is close but not quite
Broomall, PA matches it on character. Compare the two
Moved here in the past year1
6.1%
6% above the median place
Net movers per 1,000 people7
13.6
above the median place (median -0.6)
Income of households moving in7
$110,956
57% above the median place
All 5 moving measures
MeasureChesterAmong 6,645 placesVs median
Moved here in the past year16.1%6% above
Moved from another state1County figure1.5%23% below
Net movers per 1,000 people7County figure13.6above (median -0.6)
Income of households moving in7County figure$110,95657% above
Income of households moving out7County figure$87,09624% above
02

What it costs to live here

Vacant homes is 18.3%, 159% above the median place.

Chester22.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$75,120
a year, at the 30% line
Rent to income
22.0%
8% above the median place
Home price to income
4.8x
25% above the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$78,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Chester, $1,878 a month, and local prices for everything else (101.7 against a US average of 100). It runs in your browser and stores nothing.

Like Chester, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Wanaque, NJ18.9% vs 22.0%$8,800Compare
Rockaway, NJ17.8% vs 22.0%$5,100Compare
Lakeland Highlands, FL18.9% vs 22.0%$11,600Compare

Moving from somewhere else? Work out the salary you would need in Chester.

Sponsored · exampleMoving to Chester? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
18.3%
159% above the median place
Owner costs with a mortgage1
$2,782
49% above the median place
Median year built1
1993
1% above the median place
All 16 cost and housing measures
MeasureChesterAmong 6,645 placesVs median
Median gross rent1$1,87838% above
Rent to income122.0%8% above
Property tax rate10.8%12% below
Home price to income14.8x25% above
Prices vs US average2Metro figure104.54% above
Fair market rent, 2 bedrooms3County figure$2,00624% above
HUD area median income4County figure$134,00025% above
Property tax paid (median)1$3,91320% above
Median home value1$487,40053% above
Home prices, 1-year change5County figure-0.1%below (median 3.2%)
Home prices, 5-year change5County figure41.6%19% below
Homeownership171.1%7% above
Renters paying 30%+156.5%12% above
Owner costs with a mortgage1$2,78249% above
Vacant homes118.3%159% above
Median year built119931% above
03

Work and pay

Income per person is $72,109, 80% above the median place.

Income per person1
$72,109
80% above the median place
Mean commute1
33 min
33% above the median place
Median household income1
$102,399
28% above the median place
All 10 work and pay measures
MeasureChesterAmong 6,645 placesVs median
Median household income1$102,39928% above
Income per person1$72,10980% above
Unemployment1County figure3.8%22% below
Average annual pay6County figure$57,33113% below
Pay growth, 1 year6County figure1.6%57% below
Jobs6County figure16,28989% below
Poverty rate1County figure6.4%40% below
Mean commute133 min33% above
Works from home113.0%5% above
Commutes by transit1County figure0.6%27% below
04

Who lives here

Median age is 46.9, 20% above the median place.

Median age1
46.9
20% above the median place
Homes with broadband1
87.8%
5% below the median place
Household size1
2.3
10% below the median place

More about who lives here, against the typical place

Bachelor's or higher40.9% +28%
High school or higher94.2% +2%
No health insurance7.0% +9%
Born abroad8.4% −5%
All 8 people measures
MeasureChesterAmong 6,645 placesVs median
Population14,7976646th largest
Median age146.920% above
Bachelor's or higher140.9%28% above
High school or higher194.2%2% above
Household size12.310% below
Born abroad18.4%5% below
No health insurance17.0%9% above
Homes with broadband187.8%5% below
05

Life in Chester

40 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents4.2 −59%
Playgrounds per 10k20.9 2.2×
Grocery stores per 10k4.2 +97%
Restaurants, cafes and bars per 10k20.9 +87%
Libraries per 10k0.0 −100%
Named paths and bike trails3 km +70%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars17.9 −14%
Shops36.3 +20%
Arts, recreation and fitness6.0 +46%
Doctors' offices and clinics17.9 −11%
Child care centers1.5 −35%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
1.5
35% below the median place
Arts, recreation and fitness per 10k8
6.0
46% above the median place
Shops per 10k8
36.3
20% above the median place
All 16 schools and local life measures
MeasureChesterAmong 6,645 placesVs median
Public schools11County figure1456% above
Public school students11County figure7,47853% above
Students per teacher11County figure14.09% below
Restaurants and bars per 10k8County figure17.914% below
Shops per 10k8County figure36.320% above
Arts, recreation and fitness per 10k8County figure6.046% above
Doctors' offices and clinics per 10k8County figure17.911% below
Child care centers per 10k8County figure1.535% below
Parks per 10k94.259% below
Playgrounds per 10k920.9122% above
Grocery stores per 10k94.297% above
Restaurants, cafes and bars per 10k920.987% above
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails93.470% above
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure40208% above
06

Safety, weather and risk

Natural hazard risk is 35.6, 61% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Chester. Larger places are fetched first.

Natural hazard risk13
35.6
61% below the median place
Tornado risk13
33.2
59% below the median place
Heat wave risk13
58.0
36% below the median place
All 11 weather and risk measures
MeasureChesterAmong 6,645 placesVs median
July average high12County figure88°F1% above
January average low12County figure26°F4% above
Average temperature12County figure56°F3% above
Annual precipitation12County figure44.6 in2% above
Natural hazard risk13County figure35.661% below
Hurricane risk13County figure78.511% above
Tornado risk13County figure33.259% below
Wildfire risk13County figure59.63% below
Heat wave risk13County figure58.036% below
Median air quality index14Metro figure4812% above
Good air days14Metro figure58.1%15% below
08

Chester in 2030: where the trends point

If recent trends hold, the median rent will take about 22% of the median income in 2030, about the same as 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,878/mo (2024)$2,370/mo$1,940 to $2,890/mo+3.9%
Median household income$102,399 (2024)$128,500$108,500 to $152,000+3.9%
Median home value$487,400 (2024)$693,000$503,000 to $954,000+6.0%

The median home would be worth 5.4 years of the median income in 2030, against 4.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Chester

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Broomall, PA$1,765$105,625Compare
Goshen, NY$1,805$104,643Compare
Newport East, RI$1,876$89,028Compare
Wanaque, NJ$1,778$113,175Compare
Wanaque, NJNewport East, RIGoshen, NYBroomall, PAChester, MDChesterGoshenChesterGoshen

Common questions

Is Chester a good place to live?

It depends on what you need, so here is what the numbers say. Counting remote workers as zero, the average worker spends about 220 hours a year commuting, more than in 89% of the 2,101 places under 10,000 people we track. The median resident is 46.9 years old, older than in 85% of places its size. See how it ranks with your own weights.

Is Chester expensive to live in?

The median rent takes 22.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $487,400.

What salary do you need to live in Chester?

To rent the median home without spending more than 30% of income on rent, a household needs about $75,120 a year. Work it out from your current city.

What places are similar to Chester?

On income, rent, home value, education and age, the closest matches are Broomall, PA, Goshen, NY, Newport East, RI and Wanaque, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Chester with places of a similar size, using only figures measured for Chester itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/chester-maryland

Citytistics. “Chester, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/chester-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.