CitytisticsShortlist

Cost of living, pay and housing

38.94° N · 76.50° W · GEOID 2401635

Annapolis Neck

Anne Arundel County, Maryland · part of the Baltimore, MD metro

MarylandAnnapolis Neck, MDAnnapolis NeckAnnapolis Neck

The short answer

Annapolis Neck is home to 12,032 people. Median household income is $173,879 a year and median rent is $2,489 a month, 17.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $739,100, about 4.3x annual median household income.

Annapolis Neck stands out on how people work. Unemployment is 0.8%, against 3.2% in its closest peers. Also notable: 40 National Park Service sites lie within 60 miles, more than in 97% of places its size. It is the highest of 199 Maryland places we track.

89OF 100

CTXCitytistics Index

Strong

Annapolis Neck scores better than 89% of the 6,612 places we rate, and ranks 15th of 199 in Maryland.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%57
Economy 20%98
Safety 20%n/a
Amenities 15%47
Education 10%95
Commute 10%22
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,489
82% above the median place
Median household income
$173,879
117% above the median place
Median home value
$739,100
131% above the median place
Unemployment
0.8%
84% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Annapolis Neck

  • Value for moneyRent is light relative to pay, but the county has a FEMA natural hazard risk score of 82 out of 100. Budget for insurance before counting the savings.
01

Moving to Annapolis Neck

Anne Arundel County loses about 2.3 residents per 1,000 a year to moves between counties.

Moved in31,706
Moved out32,878
Net−1,172

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$84K
Leavers$87K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Anne Arundel County; flows under 20 returns are not published.

Who moves here
3.6% of residents arrived from another county in the past year, 2.8% from another state.
Who arrives and who leaves
Households moving into Anne Arundel County report $84,100 a year in income on average; those leaving, $87,500.
Income you would need
$99,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,489 a month; owners with a mortgage pay $3,310 a month including taxes and insurance, on a median home of $739,100.
Getting to work
30 minutes each way on average; 24.0% work from home; 1.6% take transit.
If it is close but not quite
Leawood, KS matches it on character for less of your income. Compare the two
Moved here in the past year1
3.6%
37% below the median place
Moved from another state1
2.8%
40% above the median place
Income of households moving out7
$87,472
24% above the median place
All 5 moving measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
Moved here in the past year13.6%37% below
Moved from another state12.8%40% above
Net movers per 1,000 people7County figure-2.3283% below
Income of households moving in7County figure$84,11519% above
Income of households moving out7County figure$87,47224% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $141,600 a year, more than in 93% of the 1,884 places of 10,000 to 25,000 people we track.

Annapolis Neck17.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$99,560
a year, at the 30% line
Rent to income
17.2%
16% below the median place
Home price to income
4.3x
12% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$141,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Annapolis Neck, $2,489 a month, and local prices for everything else (101.7 against a US average of 100). It runs in your browser and stores nothing.

Like Annapolis Neck, but easier on the budget

Places that match Annapolis Neck on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Leawood, KS9412.8% vs 17.2%$31,000Compare
Town and Country, MO9310.1% vs 17.2%$70,900Compare
The Village of Indian Hill, OH9213.7% vs 17.2%$67,300Compare
Basking Ridge, NJ913.5% vs 17.2%$31,200Compare

Moving from somewhere else? Work out the salary you would need in Annapolis Neck.

Sponsored · exampleMoving to Annapolis Neck? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
88.3%
33% above the median place
Owner costs with a mortgage1
$3,310
77% above the median place
Median home value1
$739,100
131% above the median place
All 16 cost and housing measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
Median gross rent1$2,48982% above
Rent to income117.2%16% below
Property tax rate10.8%11% below
Home price to income14.3x12% above
Prices vs US average2Metro figure104.54% above
Fair market rent, 2 bedrooms3County figure$2,00624% above
HUD area median income4County figure$134,00025% above
Property tax paid (median)1$5,97983% above
Median home value1$739,100131% above
Home prices, 1-year change5County figure3.4%6% above
Home prices, 5-year change5County figure39.4%23% below
Homeownership188.3%33% above
Renters paying 30%+137.2%26% below
Owner costs with a mortgage1$3,31077% above
Vacant homes16.6%6% below
Median year built119810% above
03

Work and pay

Unemployment averaged 0.8% over the survey period, lower than in 99% of the 2,058 places of 10,000 to 25,000 people we track. It is the lowest of 163 Maryland places we track.

Unemployment1
0.8%
84% below the median place
Income per person1
$93,651
134% above the median place
Poverty rate1
3.3%
70% below the median place

More on work and pay, against the typical place

Median household income$173,879 2.2×
Works from home24.0% +93%
Mean commute30 min +21%
All 10 work and pay measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
Median household income1$173,879117% above
Income per person1$93,651134% above
Unemployment10.8%84% below
Average annual pay6County figure$81,94424% above
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure293,05995% above
Poverty rate13.3%70% below
Mean commute130 min21% above
Works from home124.0%93% above
Commutes by transit1County figure1.6%82% above
04

Who lives here

Bachelor's or higher is 71.1%, 122% above the median place.

Bachelor's or higher1
71.1%
122% above the median place
Median age1
49.8
28% above the median place
Homes with broadband1
96.6%
5% above the median place

More about who lives here, against the typical place

High school or higher94.9% +3%
No health insurance5.4% −16%
Born abroad6.7% −24%
Household size2.5 +1%
All 8 people measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
Population112,0323584th largest
Median age149.828% above
Bachelor's or higher171.1%122% above
High school or higher194.9%3% above
Household size12.51% above
Born abroad16.7%24% below
No health insurance15.4%16% below
Homes with broadband196.6%5% above
05

Life in Annapolis Neck

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 93% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 199 Maryland places we track.

110 sites are on the National Register of Historic Places, 12 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents10.0 −2%
Playgrounds per 10k24.9 2.6×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k5.0 −55%
Libraries per 10k1.7 +91%
Named paths and bike trails8 km 4.0×
Bus and rail stops per sq mi0.1 −33%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Greenbelt Park 22 miles
  • Baltimore–Washington Parkway 22 miles
  • Fort McHenry National Monument and Historic Shrine 23 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.7 −0%
Shops30.4 +0%
Arts, recreation and fitness5.3 +29%
Doctors' offices and clinics19.2 −5%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
21.6
30% below the median place
Public school students12
85,074
above the median place (median 4,897)
Public schools12
129
above the median place (median 9)
All 18 schools and local life measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
Public schools12County figure129above (median 9)
Public school students12County figure85,074above (median 4,897)
Students per teacher12County figure14.28% below
Restaurants and bars per 10k8County figure20.70% below
Shops per 10k8County figure30.40% above
Arts, recreation and fitness per 10k8County figure5.329% above
Doctors' offices and clinics per 10k8County figure19.25% below
Child care centers per 10k8County figure1.822% below
Parks per 10k910.02% below
Playgrounds per 10k924.9165% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k95.055% below
Libraries per 10k91.791% above
Named paths and bike trails98.0300% above
Transit stops per sq mi90.133% below
Nearest National Park Service site1021.630% below
National Park Service sites within 60 miles1040above (median 2)
National Register listings11County figure110above (median 13)
06

Safety, weather and risk

Good air days is 87.6%, 28% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Annapolis Neck. Larger places are fetched first.

Good air days15
87.6%
28% above the median place
Wildfire risk14
35.9
41% below the median place
Median air quality index15
40
7% below the median place
All 11 weather and risk measures
MeasureAnnapolis NeckAmong 6,645 placesVs median
July average high13County figure88°F1% above
January average low13County figure27°F8% above
Average temperature13County figure57°F4% above
Annual precipitation13County figure45.6 in4% above
Natural hazard risk14County figure81.911% below
Hurricane risk14County figure87.223% above
Tornado risk14County figure82.01% above
Wildfire risk14County figure35.941% below
Heat wave risk14County figure93.23% above
Median air quality index15County figure407% below
Good air days15County figure87.6%28% above
08

Annapolis Neck in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Annapolis Neck does better than 59% of places. Its projected home value growth beats 5%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,489/mo (2024)$3,170/mo$2,600 to $3,860/mo+4.1%
Median household income$173,879 (2024)$220,500$186,500 to $261,000+4.0%
Median home value$739,100 (2024)$1,017,000$739,000 to $1,402,000+5.5%

The median home would be worth 4.6 years of the median income in 2030, against 4.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Annapolis Neck

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Huntington, NY$2,529$168,095Compare
Northbrook, IL$2,463$157,782Compare
Woodmoor, CO$2,276$171,875Compare
Gold River, CA$2,448$175,120Compare
Gold River, CAWoodmoor, CONorthbrook, ILHuntington, NYAnnapolis Neck, MDAnnapolis NeckHuntingtonNorthbrookWoodmoorGold RiverAnnapolis NeckHuntingtonNorthbrookWoodmoorGold River

Places built like Annapolis Neck

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Annapolis Neck performs against places like it.

PlaceRent to incomeIncome growthPop. change
Annapolis Neck, MD17.2%4.0%/yrn/a
Hockessin, DE24.5%5.9%/yrn/aCompare
North Star, DE11.8%1.8%/yrn/aCompare
Mays Chapel, MD16.4%3.2%/yrn/aCompare
Palm Valley, FL19.1%1.4%/yrn/aCompare
Indian Harbour Beach, FL22.5%9.5%/yr-0.9%Compare
Atlantic Beach, FL21.8%8.8%/yr-2.0%Compare

Common questions

Is Annapolis Neck a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 89 out of 100, better than 89% of the places we rate and 15th of 199 in Maryland. Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 82 out of 100. Budget for insurance before counting the savings. On cost, space and class size it scores 89 out of 100 for families. See how it ranks with your own weights.

Is Annapolis Neck expensive to live in?

The median rent takes 17.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $739,100.

What salary do you need to live in Annapolis Neck?

To rent the median home without spending more than 30% of income on rent, a household needs about $99,560 a year. Work it out from your current city.

What places are similar to Annapolis Neck?

On income, rent, home value, education and age, the closest matches are Huntington, NY, Northbrook, IL, Woodmoor, CO and Gold River, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Annapolis Neck with places of a similar size, using only figures measured for Annapolis Neck itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/annapolis-neck-maryland

Citytistics. “Annapolis Neck, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/annapolis-neck-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.