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Cost of living, pay and housing

39.63° N · 105.41° W · GEOID 0879785

Upper Bear Creek

Clear Creek County, Colorado · part of the Denver, CO metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

ColoradoUpper Bear Creek, COUpper Bear CreekUpper Bear Creek

The short answer

Upper Bear Creek is home to 954 people. Median household income is $186,071 a year and median rent is $1,467 a month, 9.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,075,600, about 5.8x annual median household income.

Median gross rent
$1,467
7% above the median place
Median household income
$186,071
132% above the median place
Median home value
$1,075,600
237% above the median place
Unemployment
4.8%
2% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Upper Bear Creek

  • 48% of workers mostly work from home, more than in 99% of the 2,104 places under 10,000 people we track. It is the highest of 106 Colorado places.
  • The median rent takes only 9.5% of the median household's income, a smaller share than in 99% of places its size. It is the lowest of 111 Colorado places.
  • The median resident is 60.5 years old, older than in 98% of places its size. It is the highest of 111 Colorado places.
  • Households average 1.88 people, smaller than in 97% of places its size. It is the 2nd-lowest of 111 Colorado places.
  • The median home is valued at $1,075,600, more than in 97% of places its size. It is the 3rd-highest of 111 Colorado places.
01

Moving to Upper Bear Creek

Clear Creek County loses about 1.5 residents per 1,000 a year to moves between counties.

Moved in670
Moved out681
Net−11

Where people come from and where they go, top counties

Jefferson County, CO149173−24
Denver County, CO6739+28
Arapahoe County, CO43

Within Colorado, other states or abroad

Arrivals
Leavers
Within ColoradoOther states

Income per tax return

Arrivals$97K
Leavers$75K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Clear Creek County; flows under 20 returns are not published.

Who moves here
7.8% of residents arrived from another county in the past year, 3.0% from another state. County figure.
Who arrives and who leaves
Households moving into Clear Creek County report $96,900 a year in income on average; those leaving, $75,300, so newcomers earn more than leavers.
Income you would need
$58,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,467 a month; owners with a mortgage pay $2,471 a month including taxes and insurance, on a median home of $1,075,600.
Getting to work
28 minutes each way on average; 47.8% work from home.
If it is close but not quite
Marblehead, MA matches it on character. Compare the two
Income of households moving in7
$96,861
37% above the median place
Moved here in the past year1
7.8%
36% above the median place
Moved from another state1
3.0%
51% above the median place
All 5 moving measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
Moved here in the past year1County figure7.8%36% above
Moved from another state1County figure3.0%51% above
Net movers per 1,000 people7County figure-1.5150% below
Income of households moving in7County figure$96,86137% above
Income of households moving out7County figure$75,3037% above
02

What it costs to live here

Rent to income is 9.5%, 53% below the median place.

Upper Bear Creek9.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,680
a year, at the 30% line
Rent to income
9.5%
53% below the median place
Home price to income
5.8x
52% above the median place

Could you afford it?

The median rent would take
9%
comfortably under the 30% line
Left after rent, in US prices
$173,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Upper Bear Creek, $1,467 a month, and local prices for everything else (97.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Upper Bear Creek.

Sponsored · exampleMoving to Upper Bear Creek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$1,075,600
237% above the median place
Property tax rate1
0.4%
57% below the median place
Homeownership1
85.2%
28% above the median place
All 16 cost and housing measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
Median gross rent1County figure$1,4677% above
Rent to income19.5%53% below
Property tax rate10.4%57% below
Home price to income15.8x52% above
Prices vs US average2Metro figure105.85% above
Fair market rent, 2 bedrooms3County figure$2,16934% above
HUD area median income4County figure$144,00034% above
Property tax paid (median)1$4,24230% above
Median home value1$1,075,600237% above
Home prices, 1-year change5County figure-4.5%below (median 3.2%)
Home prices, 5-year change5County figure38.6%25% below
Homeownership185.2%28% above
Renters paying 30%+1County figure58.8%16% above
Owner costs with a mortgage1$2,47132% above
Vacant homes1County figure19.6%177% above
Median year built119870% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
47.8%
284% above the median place
Income per person1
$92,054
130% above the median place
All 10 work and pay measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
Median household income1$186,071132% above
Income per person1$92,054130% above
Unemployment1County figure4.8%2% below
Average annual pay6County figure$68,7724% above
Pay growth, 1 year6County figure4.8%30% above
Jobs6County figure3,43098% below
Poverty rate1County figure6.4%41% below
Mean commute1County figure28 min14% above
Works from home147.8%284% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 100.0%, 8% above the median place.

Homes with broadband1
100.0%
8% above the median place
Household size1
1.9
25% below the median place
Median age1
60.5
55% above the median place
All 8 people measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
Population19546646th largest
Median age160.555% above
Bachelor's or higher166.5%107% above
High school or higher195.4%3% above
Household size11.925% below
Born abroad1County figure3.5%60% below
No health insurance1County figure5.7%11% below
Homes with broadband1100.0%8% above
05

Life in Upper Bear Creek

25 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Businesses per 10,000 residents (county figures)

Restaurants and bars47.5 2.3×
Shops58.3 +92%
Arts, recreation and fitness18.4 4.5×
Doctors' offices and clinics9.7 −52%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
47.5
128% above the median place
Shops per 10k8
58.3
92% above the median place
Arts, recreation and fitness per 10k8
18.4
349% above the median place
All 9 schools and local life measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
Public schools10County figure544% below
Public school students10County figure63487% below
Students per teacher10County figure12.916% below
Restaurants and bars per 10k8County figure47.5128% above
Shops per 10k8County figure58.392% above
Arts, recreation and fitness per 10k8County figure18.4349% above
Doctors' offices and clinics per 10k8County figure9.752% below
Child care centers per 10k8Metro figure1.917% below
National Register listings9County figure2592% above
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Upper Bear Creek. Larger places are fetched first.

Heat wave risk12
0.0
below the median place (median 90.1)
Average temperature11
38°F
31% below the median place
July average high11
71°F
19% below the median place
All 10 weather and risk measures
MeasureUpper Bear CreekAmong 6,645 placesVs median
July average high11County figure71°F19% below
January average low11County figure12°F53% below
Average temperature11County figure38°F31% below
Annual precipitation11County figure26.7 in39% below
Natural hazard risk12County figure46.749% below
Tornado risk12County figure18.777% below
Wildfire risk12County figure94.054% above
Heat wave risk12County figure0.0below (median 90.1)
Median air quality index13County figure4812% above
Good air days13County figure67.9%1% below
08

Upper Bear Creek in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$186,071 (2024)$240,000$202,500 to $284,000+4.3%
Median home value$1,075,600 (2024)$1,534,000$1,114,000 to $2,113,000+6.1%

The median home would be worth 6.4 years of the median income in 2030, against 5.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Upper Bear Creek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Marblehead, MA$1,764$182,132Compare
Lake Norman of Iredell, NC$1,327$173,542Compare
El Granada, CA$2,034$213,347Compare
Ashton-Sandy Spring, MD$1,369$174,063Compare
Ashton-Sandy Spring, MDEl Granada, CALake Norman of Iredell, NCMarblehead, MAUpper Bear Creek, COUpper Bear CreekMarbleheadLake Norman of IredellEl GranadaUpper Bear CreekMarbleheadLake Norman of IredellEl Granada

Common questions

Is Upper Bear Creek a good place to live?

It depends on what you need, so here is what the numbers say. 48% of workers mostly work from home, more than in 99% of the 2,104 places under 10,000 people we track. It is the highest of 106 Colorado places. The median rent takes only 9.5% of the median household's income, a smaller share than in 99% of places its size. It is the lowest of 111 Colorado places. See how it ranks with your own weights.

Is Upper Bear Creek expensive to live in?

The median rent takes 9.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,075,600.

What salary do you need to live in Upper Bear Creek?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,680 a year. Work it out from your current city.

What places are similar to Upper Bear Creek?

On income, rent, home value, education and age, the closest matches are Marblehead, MA, Lake Norman of Iredell, NC, El Granada, CA and Ashton-Sandy Spring, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Upper Bear Creek with places of a similar size, using only figures measured for Upper Bear Creek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/upper-bear-creek-colorado

Citytistics. “Upper Bear Creek, Colorado.” Data as of 2026-11-14. https://www.citytistics.com/city/upper-bear-creek-colorado/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.