CitytisticsShortlist

Cost of living, pay and housing

47.42° N · 111.52° W · GEOID 3075775

Ulm

Cascade County, Montana · part of the Great Falls, MT metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

MontanaUlm, MTUlmUlm

The short answer

Ulm is home to 900 people. Median household income is $102,708 a year and median rent is $939 a month, 11.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $369,400, about 3.6x annual median household income.

Median gross rent
$939
31% below the median place
Median household income
$102,708
28% above the median place
Median home value
$369,400
16% above the median place
Unemployment
3.3%
33% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ulm

  • 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 27 Montana places.
  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 26 Montana places.
  • The median rent takes only 11.0% of the median household's income, a smaller share than in 97% of places its size. It is the lowest of 27 Montana places.
  • Public schools here have 9.5 students per teacher, fewer than in 96% of places its size. It is the lowest of 18 Montana places.
  • Only 5% of workers mostly work from home, fewer than in 93% of places its size. It is the 3rd-lowest of 23 Montana places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 83 out of 100. Budget for insurance before counting the savings.

01

Moving to Ulm

Cascade County loses about 1.5 residents per 1,000 a year to moves between counties.

Moved in4,452
Moved out4,556
Net−104

Where people come from and where they go, top counties

Within Montana, other states or abroad

Arrivals
Leavers
Within MontanaOther statesAbroad

Income per tax return

Arrivals$60K
Leavers$59K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Cascade County; flows under 20 returns are not published.

Who moves here
6.9% of residents arrived from another county in the past year, 4.0% from another state. County figure.
Who arrives and who leaves
Households moving into Cascade County report $60,200 a year in income on average; those leaving, $59,000.
Income you would need
$37,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $939 a month; owners with a mortgage pay $2,113 a month including taxes and insurance, on a median home of $369,400.
Getting to work
17 minutes each way on average; 4.7% work from home.
If it is close but not quite
Thurmont, MD matches it on character. Compare the two
Moved from another state1
4.0%
100% above the median place
Income of households moving out7
$59,024
16% below the median place
Income of households moving in7
$60,224
15% below the median place
All 5 moving measures
MeasureUlmAmong 6,645 placesVs median
Moved here in the past year1County figure6.9%21% above
Moved from another state1County figure4.0%100% above
Net movers per 1,000 people7County figure-1.5150% below
Income of households moving in7County figure$60,22415% below
Income of households moving out7County figure$59,02416% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Ulm11.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$37,560
a year, at the 30% line
Rent to income
11.0%
46% below the median place
Home price to income
3.6x
5% below the median place

Could you afford it?

The median rent would take
11%
comfortably under the 30% line
Left after rent, in US prices
$94,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ulm, $939 a month, and local prices for everything else (96.8 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Ulm.

Sponsored · exampleMoving to Ulm? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
98.4%
48% above the median place
Vacant homes1
17.1%
142% above the median place
All 16 cost and housing measures
MeasureUlmAmong 6,645 placesVs median
Median gross rent1County figure$93931% below
Rent to income111.0%46% below
Property tax rate10.5%42% below
Home price to income13.6x5% below
Prices vs US average2Metro figure96.84% below
Fair market rent, 2 bedrooms3County figure$1,30819% below
HUD area median income4County figure$89,00017% below
Property tax paid (median)1$1,96140% below
Median home value1$369,40016% above
Home prices, 1-year change5County figure2.9%9% below
Home prices, 5-year change5County figure64.2%25% above
Homeownership198.4%48% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$2,11313% above
Vacant homes117.1%142% above
Median year built119931% above
03

Work and pay

Works from home is 4.7%, 62% below the median place.

Works from home1
4.7%
62% below the median place
Poverty rate1
6.9%
36% below the median place
Median household income1
$102,708
28% above the median place
All 10 work and pay measures
MeasureUlmAmong 6,645 placesVs median
Median household income1$102,70828% above
Income per person1$44,65211% above
Unemployment1County figure3.3%33% below
Average annual pay6County figure$58,41611% below
Pay growth, 1 year6County figure5.4%46% above
Jobs6County figure36,19276% below
Poverty rate16.9%36% below
Mean commute1County figure17 min34% below
Works from home14.7%62% below
Commutes by transit1County figure0.7%19% below
04

Who lives here

Homes with broadband is 83.0%, 10% below the median place.

Homes with broadband1
83.0%
10% below the median place
Household size1
3.0
18% above the median place
High school or higher1
96.3%
4% above the median place
All 8 people measures
MeasureUlmAmong 6,645 placesVs median
Population19006646th largest
Median age137.05% below
Bachelor's or higher129.7%7% below
High school or higher196.3%4% above
Household size13.018% above
Born abroad1County figure2.3%74% below
No health insurance1County figure7.0%9% above
Homes with broadband183.0%10% below
05

Life in Ulm

2 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

  • First Peoples Buffalo Jump listed 2015Landmark
  • Ulm Pishkun listed 1974

Businesses per 10,000 residents (county figures)

Restaurants and bars25.2 +21%
Shops37.9 +25%
Arts, recreation and fitness11.1 2.7×
Doctors' offices and clinics23.5 +16%
Child care centers4.4 +91%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students10
114
98% below the median place
Students per teacher10
9.5
38% below the median place
Public schools10
3
67% below the median place
All 9 schools and local life measures
MeasureUlmAmong 6,645 placesVs median
Public schools10367% below
Public school students1011498% below
Students per teacher109.538% below
Restaurants and bars per 10k8County figure25.221% above
Shops per 10k8County figure37.925% above
Arts, recreation and fitness per 10k8County figure11.1171% above
Doctors' offices and clinics per 10k8County figure23.516% above
Child care centers per 10k8County figure4.491% above
National Register listings9285% below
06

Safety, weather and risk

Average temperature is 44°F, 21% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ulm. Larger places are fetched first.

Average temperature11
44°F
21% below the median place
Tornado risk12
20.8
74% below the median place
Annual precipitation11
17.0 in
61% below the median place
All 8 weather and risk measures
MeasureUlmAmong 6,645 placesVs median
July average high11County figure81°F6% below
January average low11County figure15°F41% below
Average temperature11County figure44°F21% below
Annual precipitation11County figure17.0 in61% below
Natural hazard risk12County figure83.110% below
Tornado risk12County figure20.874% below
Wildfire risk12County figure84.237% above
Heat wave risk12County figure45.849% below
08

Ulm in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$102,708 (2024)$133,000$112,500 to $157,500+4.4%
Median home value$369,400 (2024)$547,000$397,000 to $753,000+6.8%

The median home would be worth 4.1 years of the median income in 2030, against 3.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ulm

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Thurmont, MD$927$98,125Compare
Unionville, NC$978$96,028Compare
Johnstown, OH$886$91,713Compare
Jefferson, GA$1,074$109,828Compare
Jefferson, GAJohnstown, OHUnionville, NCThurmont, MDUlm, MTUlmThurmontUnionvilleJohnstownJeffersonUlmThurmontUnionvilleJohnstownJefferson

Common questions

Is Ulm a good place to live?

It depends on what you need, so here is what the numbers say. 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 27 Montana places. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 26 Montana places. On cost, space and class size it scores 99 out of 100 for families. See how it ranks with your own weights.

Is Ulm expensive to live in?

The median rent takes 11.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $369,400.

What salary do you need to live in Ulm?

To rent the median home without spending more than 30% of income on rent, a household needs about $37,560 a year. Work it out from your current city.

What places are similar to Ulm?

On income, rent, home value, education and age, the closest matches are Thurmont, MD, Unionville, NC, Johnstown, OH and Jefferson, GA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ulm with places of a similar size, using only figures measured for Ulm itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ulm-montana

Citytistics. “Ulm, Montana.” Data as of 2026-11-14. https://www.citytistics.com/city/ulm-montana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.