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Cost of living, pay and housing

40.82° N · 77.88° W · GEOID 4277016

Toftrees

Centre County, Pennsylvania · part of the State College, PA metro

Limited data population under 5,000

PennsylvaniaToftrees, PAToftreesToftrees

The short answer

Toftrees is home to 2,873 people. Median household income is $73,721 a year and median rent is $1,566 a month, 25.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $434,100, about 5.9x annual median household income.

Median gross rent
$1,566
15% above the median place
Median household income
$73,721
8% below the median place
Median home value
$434,100
36% above the median place
Unemployment
16.8%
243% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Toftrees

  • Renters occupy 83% of homes, more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 271 Pennsylvania places.
  • Unemployment averaged 16.8% over the survey period, higher than in 98% of places its size.
  • 77% of adults hold a bachelor's degree or higher, a larger share than in 97% of places its size.
  • Households average 1.88 people, smaller than in 97% of places its size.
  • Half the homes were built after 2001, newer housing than in 91% of places its size. It is the 3rd-highest of 271 Pennsylvania places.
01

Moving to Toftrees

Centre County loses about 8.8 residents per 1,000 a year to moves between counties.

Moved in4,749
Moved out5,671
Net−922

Where people come from and where they go, top counties

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$64K
Leavers$65K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Centre County; flows under 20 returns are not published.

Who moves here
26.1% of residents arrived from another county in the past year, 11.4% from another state.
Who arrives and who leaves
Households moving into Centre County report $63,600 a year in income on average; those leaving, $64,900.
Income you would need
$62,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,566 a month; owners with a mortgage pay $2,615 a month including taxes and insurance, on a median home of $434,100.
Getting to work
18 minutes each way on average; 22.1% work from home; 3.2% take transit.
If it is close but not quite
Ann Arbor, MI matches it on character. Compare the two
Moved here in the past year1
26.1%
354% above the median place
Moved from another state1
11.4%
above the median place (median 2.0%)
Net movers per 1,000 people7
-8.8
below the median place (median -0.6)
All 5 moving measures
MeasureToftreesAmong 6,645 placesVs median
Moved here in the past year126.1%354% above
Moved from another state111.4%above (median 2.0%)
Net movers per 1,000 people7County figure-8.8below (median -0.6)
Income of households moving in7County figure$63,56910% below
Income of households moving out7County figure$64,8938% below
02

What it costs to live here

Homeownership is 16.9%, 75% below the median place.

Toftrees25.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$62,640
a year, at the 30% line
Rent to income
25.5%
25% above the median place
Home price to income
5.9x
55% above the median place

Could you afford it?

The median rent would take
25%
just under the 30% line
Left after rent, in US prices
$55,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Toftrees, $1,566 a month, and local prices for everything else (99.0 against a US average of 100). It runs in your browser and stores nothing.

Like Toftrees, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Richmond Heights, MO19.8% vs 25.5%$21,500Compare
Falcon Heights, MN14.9% vs 25.5%$23,900Compare
Williamstown, MA17.5% vs 25.5%$25,700Compare

Moving from somewhere else? Work out the salary you would need in Toftrees.

Sponsored · exampleMoving to Toftrees? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
16.9%
75% below the median place
Vacant homes1
22.8%
223% above the median place
Median year built1
2001
1% above the median place
All 16 cost and housing measures
MeasureToftreesAmong 6,645 placesVs median
Median gross rent1$1,56615% above
Rent to income125.5%25% above
Property tax rate11.1%22% above
Home price to income15.9x55% above
Prices vs US average2Metro figure96.84% below
Fair market rent, 2 bedrooms3County figure$1,5375% below
HUD area median income4County figure$118,30010% above
Property tax paid (median)1$4,80547% above
Median home value1$434,10036% above
Home prices, 1-year change5County figure2.8%12% below
Home prices, 5-year change5County figure37.1%28% below
Homeownership116.9%75% below
Renters paying 30%+148.3%5% below
Owner costs with a mortgage1$2,61540% above
Vacant homes122.8%223% above
Median year built120011% above
03

Work and pay

Unemployment is 16.8%, 243% above the median place.

Unemployment1
16.8%
243% above the median place
Poverty rate1
25.4%
135% above the median place
Mean commute1
18 min
28% below the median place

More on work and pay, against the typical place

Works from home22.1% +77%
Income per person$52,847 +32%
Median household income$73,721 −8%
All 10 work and pay measures
MeasureToftreesAmong 6,645 placesVs median
Median household income1$73,7218% below
Income per person1$52,84732% above
Unemployment116.8%243% above
Average annual pay6County figure$65,5531% below
Pay growth, 1 year6County figure4.3%16% above
Jobs6County figure69,34654% below
Poverty rate125.4%135% above
Mean commute118 min28% below
Works from home122.1%77% above
Commutes by transit1County figure3.2%278% above
04

Who lives here

High school or higher is 100.0%, 8% above the median place.

High school or higher1
100.0%
8% above the median place
Household size1
1.9
25% below the median place
Bachelor's or higher1
77.1%
141% above the median place

More about who lives here, against the typical place

Median age29.5 −24%
Born abroad22.6% 2.6×
Homes with broadband89.9% −3%
All 8 people measures
MeasureToftreesAmong 6,645 placesVs median
Population12,8736646th largest
Median age129.524% below
Bachelor's or higher177.1%141% above
High school or higher1100.0%8% above
Household size11.925% below
Born abroad122.6%156% above
No health insurance1County figure5.2%19% below
Homes with broadband189.9%3% below
05

Life in Toftrees

64 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents13.9 +37%
Playgrounds per 10k17.4 +85%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k10.4 −6%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −60%
Bus and rail stops per sq mi41.1 195.9×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.5 −6%
Shops25.6 −16%
Arts, recreation and fitness5.1 +24%
Doctors' offices and clinics17.3 −14%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher11
12.0
22% below the median place
Shops per 10k8
25.6
16% below the median place
Public schools11
33
267% above the median place
All 16 schools and local life measures
MeasureToftreesAmong 6,645 placesVs median
Public schools11County figure33267% above
Public school students11County figure13,674179% above
Students per teacher11County figure12.022% below
Restaurants and bars per 10k8County figure19.56% below
Shops per 10k8County figure25.616% below
Arts, recreation and fitness per 10k8County figure5.124% above
Doctors' offices and clinics per 10k8County figure17.314% below
Child care centers per 10k8County figure2.013% below
Parks per 10k913.937% above
Playgrounds per 10k917.485% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k910.46% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.860% below
Transit stops per sq mi941.1above (median 0.2)
National Register listings10County figure64392% above
06

Safety, weather and risk

Heat wave risk is 48.0, 47% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Toftrees. Larger places are fetched first.

Heat wave risk13
48.0
47% below the median place
July average high12
81°F
6% below the median place
Natural hazard risk13
68.0
26% below the median place
All 11 weather and risk measures
MeasureToftreesAmong 6,645 placesVs median
July average high12County figure81°F6% below
January average low12County figure18°F28% below
Average temperature12County figure49°F11% below
Annual precipitation12County figure43.5 in1% below
Natural hazard risk13County figure68.026% below
Hurricane risk13County figure77.510% above
Tornado risk13County figure42.847% below
Wildfire risk13County figure32.547% below
Heat wave risk13County figure48.047% below
Median air quality index14County figure415% below
Good air days14County figure74.2%8% above
08

Toftrees in 2030: where the trends point

If recent trends hold, the median rent will take about 26% of the median income in 2030, about the same as 25% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,566/mo (2024)$2,010/mo$1,650 to $2,450/mo+4.2%
Median household income$73,721 (2024)$94,000$79,500 to $111,500+4.2%
Median home value$434,100 (2024)$642,000$466,000 to $884,000+6.7%

The median home would be worth 6.8 years of the median income in 2030, against 5.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Toftrees

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Ann Arbor, MI$1,649$82,212Compare
Homewood, AL$1,463$94,485Compare
Carrboro, NC$1,470$85,743Compare
Chapel Hill, NC$1,613$85,989Compare
Chapel Hill, NCCarrboro, NCHomewood, ALAnn Arbor, MIToftrees, PAToftreesAnn ArborHomewoodCarrboroChapel HillToftreesAnn ArborHomewoodCarrboroChapel Hill

Common questions

Is Toftrees a good place to live?

It depends on what you need, so here is what the numbers say. Renters occupy 83% of homes, more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 271 Pennsylvania places. Unemployment averaged 16.8% over the survey period, higher than in 98% of places its size. On cost, space and class size it scores 0 out of 100 for families. See how it ranks with your own weights.

Is Toftrees expensive to live in?

The median rent takes 25.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $434,100.

What salary do you need to live in Toftrees?

To rent the median home without spending more than 30% of income on rent, a household needs about $62,640 a year. Work it out from your current city.

What places are similar to Toftrees?

On income, rent, home value, education and age, the closest matches are Ann Arbor, MI, Homewood, AL, Carrboro, NC and Chapel Hill, NC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Toftrees with places of a similar size, using only figures measured for Toftrees itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/toftrees-pennsylvania

Citytistics. “Toftrees, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/toftrees-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.