CitytisticsShortlist

Cost of living, pay and housing

35.32° N · 111.55° W · GEOID 0473890

Timberline-Fernwood

Coconino County, Arizona · part of the Flagstaff, AZ metro

Limited data population under 5,000

ArizonaTimberline-Fernwood, AZTimberline-FernwoodTimberline-Fernwood

The short answer

Timberline-Fernwood is home to 1,973 people. Median household income is $124,638 a year and median rent is $1,744 a month, 16.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $621,200, about 5.0x annual median household income.

Median gross rent
$1,744
28% above the median place
Median household income
$124,638
55% above the median place
Median home value
$621,200
94% above the median place
Unemployment
5.7%
16% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Timberline-Fernwood

  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 82 Arizona places.
  • 95% of homes are owner-occupied, more than in 97% of places its size.
  • Between the 2020 and 2023 surveys, rent rose 13.6% a year while household income rose 8.3%, so rent outran pay by more than in 89% of places its size.
  • The median resident is 49.6 years old, older than in 91% of places its size.
  • Owning with a mortgage costs only about $137 a month more than the median rent, a smaller gap than in 88% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 94 out of 100. Budget for insurance before counting the savings.

01

Moving to Timberline-Fernwood

Coconino County loses about 12.7 residents per 1,000 a year to moves between counties.

Moved in7,163
Moved out8,464
Net−1,301

Where people come from and where they go, top counties

Maricopa County, AZ1,9522,233−281
Yavapai County, AZ521665−144
Pima County, AZ210359−149
Pinal County, AZ136147−11
Apache County, AZ148107+41

Within Arizona, other states or abroad

Arrivals
Leavers
Within ArizonaOther statesAbroad

Income per tax return

Arrivals$61K
Leavers$63K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Coconino County; flows under 20 returns are not published.

Who moves here
12.3% of residents arrived from another county in the past year, 4.5% from another state. County figure.
Who arrives and who leaves
Households moving into Coconino County report $61,400 a year in income on average; those leaving, $63,200.
Income you would need
$69,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,744 a month; owners with a mortgage pay $1,881 a month including taxes and insurance, on a median home of $621,200.
Getting to work
27 minutes each way on average; 11.8% work from home.
If it is close but not quite
Colesville, MD matches it on character. Compare the two
Net movers per 1,000 people7
-12.7
below the median place (median -0.6)
Moved here in the past year1
12.3%
115% above the median place
Moved from another state1
4.5%
126% above the median place
All 5 moving measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
Moved here in the past year1County figure12.3%115% above
Moved from another state1County figure4.5%126% above
Net movers per 1,000 people7County figure-12.7below (median -0.6)
Income of households moving in7County figure$61,42213% below
Income of households moving out7County figure$63,20010% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Timberline-Fernwood16.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$69,760
a year, at the 30% line
Rent to income
16.8%
18% below the median place
Home price to income
5.0x
31% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$105,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Timberline-Fernwood, $1,744 a month, and local prices for everything else (98.6 against a US average of 100). It runs in your browser and stores nothing.

Like Timberline-Fernwood, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Summit, WI13.8% vs 16.8%$20,000Compare
Northville, MI13.4% vs 16.8%$19,000Compare
Wyndmoor, PA11.5% vs 16.8%$29,300Compare

Moving from somewhere else? Work out the salary you would need in Timberline-Fernwood.

Sponsored · exampleMoving to Timberline-Fernwood? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
95.3%
44% above the median place
Property tax rate1
0.3%
65% below the median place
All 16 cost and housing measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
Median gross rent1$1,74428% above
Rent to income116.8%18% below
Property tax rate10.3%65% below
Home price to income15.0x31% above
Prices vs US average2Metro figure100.31% below
Fair market rent, 2 bedrooms3County figure$1,7297% above
HUD area median income4County figure$106,0001% below
Property tax paid (median)1$2,00838% below
Median home value1$621,20094% above
Home prices, 1-year change5County figure2.3%28% below
Home prices, 5-year change5County figure61.9%20% above
Homeownership195.3%44% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,8810% above
Vacant homes1County figure22.0%211% above
Median year built119951% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$124,638
55% above the median place
Income per person1
$51,827
29% above the median place
All 10 work and pay measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
Median household income1$124,63855% above
Income per person1$51,82729% above
Unemployment1County figure5.7%16% above
Average annual pay6County figure$56,91514% below
Pay growth, 1 year6County figure4.4%19% above
Jobs6County figure66,29756% below
Poverty rate1County figure16.8%56% above
Mean commute127 min8% above
Works from home111.8%5% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 49.6, 27% above the median place.

Median age1
49.6
27% above the median place
Bachelor's or higher1
60.8%
90% above the median place
High school or higher1
95.9%
4% above the median place
All 8 people measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
Population11,9736646th largest
Median age149.627% above
Bachelor's or higher160.8%90% above
High school or higher195.9%4% above
Household size12.62% above
Born abroad1County figure5.0%44% below
No health insurance1County figure11.0%72% above
Homes with broadband194.9%3% above
05

Life in Timberline-Fernwood

160 sites are on the National Register of Historic Places, 12 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars30.2 +45%
Shops38.1 +26%
Arts, recreation and fitness7.9 +93%
Doctors' offices and clinics22.8 +13%
Child care centers0.8 −65%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
0.8
65% below the median place
Restaurants and bars per 10k8
30.2
45% above the median place
Arts, recreation and fitness per 10k8
7.9
93% above the median place
All 16 schools and local life measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
Public schools11County figure64above (median 9)
Public school students11County figure16,401235% above
Students per teacher11County figure14.84% below
Restaurants and bars per 10k8County figure30.245% above
Shops per 10k8County figure38.126% above
Arts, recreation and fitness per 10k8County figure7.993% above
Doctors' offices and clinics per 10k8County figure22.813% above
Child care centers per 10k8County figure0.865% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure160above (median 13)
06

Safety, weather and risk

Hurricane risk is 0.0, below the median place (median 70.7).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Timberline-Fernwood. Larger places are fetched first.

Hurricane risk13
0.0
below the median place (median 70.7)
Annual precipitation12
12.7 in
71% below the median place
Wildfire risk13
99.4
62% above the median place
All 11 weather and risk measures
MeasureTimberline-FernwoodAmong 6,645 placesVs median
July average high12County figure90°F4% above
January average low12County figure23°F10% below
Average temperature12County figure53°F3% below
Annual precipitation12County figure12.7 in71% below
Natural hazard risk13County figure94.22% above
Hurricane risk13County figure0.0below (median 70.7)
Tornado risk13County figure24.370% below
Wildfire risk13County figure99.462% above
Heat wave risk13County figure63.929% below
Median air quality index14County figure467% above
Good air days14County figure70.1%2% above
08

Timberline-Fernwood in 2030: where the trends point

If recent trends hold, the median rent will take about 18% of the median income in 2030, up from 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,744/mo (2023)$2,390/mo$1,930 to $2,960/mo+4.6%
Median household income$124,638 (2024)$162,000$137,000 to $191,500+4.5%
Median home value$621,200 (2024)$939,000$681,000 to $1,293,000+7.1%

The median home would be worth 5.8 years of the median income in 2030, against 5.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Timberline-Fernwood

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Colesville, MD$1,893$130,682Compare
Fairview, TX$1,947$109,347Compare
Porters Neck, NC$1,503$119,979Compare
Jacksonville Beach, FL$1,848$120,698Compare
Jacksonville Beach, FLPorters Neck, NCFairview, TXColesville, MDTimberline-Fernwood, AZTimberline-FernwoodColesvilleFairviewPorters NeckJacksonville BeachTimberline-FernwoodColesvilleFairviewPorters NeckJacksonville Beach

Common questions

Is Timberline-Fernwood a good place to live?

It depends on what you need, so here is what the numbers say. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 82 Arizona places. 95% of homes are owner-occupied, more than in 97% of places its size. See how it ranks with your own weights.

Is Timberline-Fernwood expensive to live in?

The median rent takes 16.8% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $621,200.

What salary do you need to live in Timberline-Fernwood?

To rent the median home without spending more than 30% of income on rent, a household needs about $69,760 a year. Work it out from your current city.

What places are similar to Timberline-Fernwood?

On income, rent, home value, education and age, the closest matches are Colesville, MD, Fairview, TX, Porters Neck, NC and Jacksonville Beach, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Timberline-Fernwood with places of a similar size, using only figures measured for Timberline-Fernwood itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/timberline-fernwood-arizona

Citytistics. “Timberline-Fernwood, Arizona.” Data as of 2026-11-14. https://www.citytistics.com/city/timberline-fernwood-arizona/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.