CitytisticsShortlist

Cost of living, pay and housing

43.84° N · 121.46° W · GEOID 4173225

Three Rivers

Deschutes County, Oregon · part of the Bend, OR metro

Limited data population under 5,000

OregonThree Rivers, ORThree RiversThree Rivers

The short answer

Three Rivers is home to 3,995 people. Median household income is $87,313 a year and median rent is $2,250 a month, 30.9% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $557,700, about 6.4x annual median household income.

Median gross rent
$2,250
65% above the median place
Median household income
$87,313
9% above the median place
Median home value
$557,700
75% above the median place
Unemployment
4.4%
10% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Three Rivers

  • Between the 2019 and 2024 surveys, rent rose 15.1% a year while household income rose 7.3%, so rent outran pay by more than in 95% of the 2,476 places under 10,000 people we track. It is the highest of 104 Oregon places.
  • Owning with a mortgage costs about $133 a month less than the median rent, which is rarer than in 96% of places its size. It is the 2nd-lowest of 104 Oregon places.
  • The median rent takes 30.9% of the median household's income, a bigger share than in 95% of places its size. It is the 2nd-highest of 104 Oregon places.
  • 28% of homes stand vacant, more than in 94% of places its size. It is the 3rd-highest of 65 Oregon places.
  • 92% of homes are owner-occupied, more than in 92% of places its size. It is the highest of 104 Oregon places.

Many people here skip the commute entirely: 25% work from home, which keeps total commuting time lower than in 73% of places.

01

Moving to Three Rivers

Deschutes County gains about 10.3 residents per 1,000 a year to moves between counties.

Moved in12,043
Moved out10,251
Net+1,792

Where people come from and where they go, top counties

Within Oregon, other states or abroad

Arrivals
Leavers
Within OregonOther statesAbroad

Income per tax return

Arrivals$111K
Leavers$86K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Deschutes County; flows under 20 returns are not published.

Who moves here
3.9% of residents arrived from another county in the past year, 3.5% from another state.
Who arrives and who leaves
Households moving into Deschutes County report $111,000 a year in income on average; those leaving, $86,300, so newcomers earn more than leavers.
Income you would need
$90,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,250 a month; owners with a mortgage pay $2,117 a month including taxes and insurance, on a median home of $557,700.
Getting to work
24 minutes each way on average; 25.0% work from home.
If it is close but not quite
The Crossings, FL matches it on character. Compare the two
Moved here in the past year1
3.9%
33% below the median place
Income of households moving in7
$110,977
57% above the median place
Net movers per 1,000 people7
10.3
above the median place (median -0.6)
All 5 moving measures
MeasureThree RiversAmong 6,645 placesVs median
Moved here in the past year13.9%33% below
Moved from another state1County figure3.5%78% above
Net movers per 1,000 people7County figure10.3above (median -0.6)
Income of households moving in7County figure$110,97757% above
Income of households moving out7County figure$86,27423% above
02

What it costs to live here

Vacant homes is 27.8%, 294% above the median place.

Three Rivers30.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$90,000
a year, at the 30% line
Rent to income
30.9%
51% above the median place
Home price to income
6.4x
68% above the median place

Could you afford it?

The median rent would take
31%
over the 30% line
Left after rent, in US prices
$58,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Three Rivers, $2,250 a month, and local prices for everything else (102.3 against a US average of 100). It runs in your browser and stores nothing.

Like Three Rivers, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Newport East, RI25.3% vs 30.9%$6,700Compare
Sunset, FL23.2% vs 30.9%$20,500Compare
Waimalu, HI26.0% vs 30.9%$3,400Compare

Moving from somewhere else? Work out the salary you would need in Three Rivers.

Sponsored · exampleMoving to Three Rivers? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
27.8%
294% above the median place
Homeownership1
91.8%
38% above the median place
Median year built1
1999
1% above the median place
All 16 cost and housing measures
MeasureThree RiversAmong 6,645 placesVs median
Median gross rent1$2,25065% above
Rent to income130.9%51% above
Property tax rate10.6%34% below
Home price to income16.4x68% above
Prices vs US average2Metro figure103.63% above
Fair market rent, 2 bedrooms3County figure$1,89317% above
HUD area median income4County figure$120,20012% above
Property tax paid (median)1$3,3392% above
Median home value1$557,70075% above
Home prices, 1-year change5County figure0.8%75% below
Home prices, 5-year change5County figure51.6%0% above
Homeownership191.8%38% above
Renters paying 30%+1County figure50.2%1% below
Owner costs with a mortgage1$2,11713% above
Vacant homes127.8%294% above
Median year built119991% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
25.0%
100% above the median place
Poverty rate1
7.1%
34% below the median place

More on work and pay, against the typical place

Income per person$47,332 +18%
Median household income$87,313 +9%
Mean commute24 min −3%
All 10 work and pay measures
MeasureThree RiversAmong 6,645 placesVs median
Median household income1$87,3139% above
Income per person1$47,33218% above
Unemployment1County figure4.4%10% below
Average annual pay6County figure$69,3045% above
Pay growth, 1 year6County figure4.6%24% above
Jobs6County figure93,99838% below
Poverty rate17.1%34% below
Mean commute124 min3% below
Works from home125.0%100% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 98.6%, 7% above the median place.

High school or higher1
98.6%
7% above the median place
Median age1
45.1
16% above the median place
Bachelor's or higher1
43.9%
37% above the median place

More about who lives here, against the typical place

Household size2.4 −5%
No health insurance5.6% −13%
Homes with broadband92.8% +1%
All 8 people measures
MeasureThree RiversAmong 6,645 placesVs median
Population13,9956646th largest
Median age145.116% above
Bachelor's or higher143.9%37% above
High school or higher198.6%7% above
Household size12.45% below
Born abroad1County figure4.9%45% below
No health insurance15.6%13% below
Homes with broadband192.8%1% above
05

Life in Three Rivers

45 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars30.3 +46%
Shops42.4 +40%
Arts, recreation and fitness9.0 2.2×
Doctors' offices and clinics36.7 +82%
Child care centers4.1 +78%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
36.7
82% above the median place
Restaurants and bars per 10k8
30.3
46% above the median place
Arts, recreation and fitness per 10k8
9.0
120% above the median place
All 16 schools and local life measures
MeasureThree RiversAmong 6,645 placesVs median
Public schools11County figure53above (median 9)
Public school students11County figure25,823above (median 4,897)
Students per teacher11County figure20.634% above
Restaurants and bars per 10k8County figure30.346% above
Shops per 10k8County figure42.440% above
Arts, recreation and fitness per 10k8County figure9.0120% above
Doctors' offices and clinics per 10k8County figure36.782% above
Child care centers per 10k8County figure4.178% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure45246% above
06

Safety, weather and risk

Median air quality index is 23, 47% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Three Rivers. Larger places are fetched first.

Median air quality index14
23
47% below the median place
Tornado risk13
8.8
89% below the median place
Average temperature12
45°F
19% below the median place
All 10 weather and risk measures
MeasureThree RiversAmong 6,645 placesVs median
July average high12County figure81°F7% below
January average low12County figure23°F11% below
Average temperature12County figure45°F19% below
Annual precipitation12County figure22.9 in48% below
Natural hazard risk13County figure84.98% below
Tornado risk13County figure8.889% below
Wildfire risk13County figure97.860% above
Heat wave risk13County figure54.140% below
Median air quality index14County figure2347% below
Good air days14County figure89.3%30% above
08

Three Rivers in 2030: where the trends point

If recent trends hold, the median rent will take about 33% of the median income in 2030, up from 31% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,250/mo (2024)$3,030/mo$2,490 to $3,700/mo+5.1%
Median household income$87,313 (2024)$111,500$94,500 to $132,000+4.2%
Median home value$557,700 (2024)$836,000$607,000 to $1,152,000+7.0%

The median home would be worth 7.5 years of the median income in 2030, against 6.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Three Rivers

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
The Crossings, FL$2,103$91,012Compare
North Bay Village, FL$2,157$84,405Compare
Glen Cove, NY$2,398$92,064Compare
Pembroke Pines, FL$2,046$85,104Compare
Pembroke Pines, FLGlen Cove, NYNorth Bay Village, FLThe Crossings, FLThree Rivers, ORThree RiversThe CrossingsNorth Bay VillageGlen CoveThree RiversThe CrossingsNorth Bay VillageGlen Cove

Common questions

Is Three Rivers a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, rent rose 15.1% a year while household income rose 7.3%, so rent outran pay by more than in 95% of the 2,476 places under 10,000 people we track. It is the highest of 104 Oregon places. Owning with a mortgage costs about $133 a month less than the median rent, which is rarer than in 96% of places its size. It is the 2nd-lowest of 104 Oregon places. On cost, space and class size it scores 37 out of 100 for families. See how it ranks with your own weights.

Is Three Rivers expensive to live in?

The median rent takes 30.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $557,700.

What salary do you need to live in Three Rivers?

To rent the median home without spending more than 30% of income on rent, a household needs about $90,000 a year. Work it out from your current city.

What places are similar to Three Rivers?

On income, rent, home value, education and age, the closest matches are The Crossings, FL, North Bay Village, FL, Glen Cove, NY and Pembroke Pines, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Three Rivers with places of a similar size, using only figures measured for Three Rivers itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/three-rivers-oregon

Citytistics. “Three Rivers, Oregon.” Data as of 2026-11-14. https://www.citytistics.com/city/three-rivers-oregon/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.