CitytisticsShortlist

Cost of living, pay and housing

38.09° N · 90.58° W · GEOID 2971508

Summer Set

Jefferson County, Missouri · part of the St. Louis, MO metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

MissouriSummer Set, MOSummer SetSummer Set

The short answer

Summer Set is home to 1,236 people. Median household income is $98,167 a year and median rent is $979 a month, 12.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $238,400, about 2.4x annual median household income.

Median gross rent
$979
28% below the median place
Median household income
$98,167
22% above the median place
Median home value
$238,400
25% below the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Summer Set

  • 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 140 Missouri places.
  • 0% of residents were born outside the US, fewer than in 99% of places its size. It is the lowest of 94 Missouri places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 97 Missouri places.
  • The median rent takes only 12.0% of the median household's income, a smaller share than in 95% of places its size.
  • Half the homes were built after 2001, newer housing than in 91% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 91 out of 100. Budget for insurance before counting the savings.

01

Moving to Summer Set

Jefferson County gains about 6.4 residents per 1,000 a year to moves between counties.

Moved in9,560
Moved out8,308
Net+1,252

Where people come from and where they go, top counties

St. Louis County, MO3,7402,848+892
Washington County, MO177170+7

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther statesAbroad

Income per tax return

Arrivals$60K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Jefferson County; flows under 20 returns are not published.

Who moves here
4.4% of residents arrived from another county in the past year, 1.2% from another state. County figure.
Who arrives and who leaves
Households moving into Jefferson County report $60,100 a year in income on average; those leaving, $56,400, so newcomers earn more than leavers.
Income you would need
$39,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $979 a month; owners with a mortgage pay $1,777 a month including taxes and insurance, on a median home of $238,400.
Getting to work
31 minutes each way on average; 11.5% work from home.
If it is close but not quite
Odessa, MO matches it on character. Compare the two
Income of households moving out7
$56,420
20% below the median place
Net movers per 1,000 people7
6.4
above the median place (median -0.6)
Moved from another state1
1.2%
40% below the median place
All 5 moving measures
MeasureSummer SetAmong 6,645 placesVs median
Moved here in the past year1County figure4.4%23% below
Moved from another state1County figure1.2%40% below
Net movers per 1,000 people7County figure6.4above (median -0.6)
Income of households moving in7County figure$60,14715% below
Income of households moving out7County figure$56,42020% below
02

What it costs to live here

Homeownership is 100.0%, 51% above the median place.

Summer Set12.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$39,160
a year, at the 30% line
Rent to income
12.0%
41% below the median place
Home price to income
2.4x
36% below the median place

Could you afford it?

The median rent would take
12%
comfortably under the 30% line
Left after rent, in US prices
$87,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Summer Set, $979 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Summer Set.

Sponsored · exampleMoving to Summer Set? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
100.0%
51% above the median place
Median year built1
2001
1% above the median place
Property tax paid (median)1
$1,849
43% below the median place
All 16 cost and housing measures
MeasureSummer SetAmong 6,645 placesVs median
Median gross rent1County figure$97928% below
Rent to income112.0%41% below
Property tax rate10.8%14% below
Home price to income12.4x36% below
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$1,84943% below
Median home value1$238,40025% below
Home prices, 1-year change5County figure4.0%24% above
Home prices, 5-year change5County figure48.4%6% below
Homeownership1100.0%51% above
Renters paying 30%+1County figure39.4%22% below
Owner costs with a mortgage1$1,7775% below
Vacant homes1County figure6.0%15% below
Median year built120011% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$98,167
22% above the median place
All 10 work and pay measures
MeasureSummer SetAmong 6,645 placesVs median
Median household income1$98,16722% above
Income per person1$44,87212% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$52,30221% below
Pay growth, 1 year6County figure5.4%46% above
Jobs6County figure49,58467% below
Poverty rate1County figure9.0%16% below
Mean commute1County figure31 min23% above
Works from home1County figure11.5%7% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Born abroad is 0.0%, below the median place (median 8.8%).

Born abroad1
0.0%
below the median place (median 8.8%)
High school or higher1
97.3%
5% above the median place
Homes with broadband1
86.4%
6% below the median place

More about who lives here, against the typical place

Household size2.3 −6%
Median age39.7 +2%
Bachelor's or higher33.4% +4%
All 8 people measures
MeasureSummer SetAmong 6,645 placesVs median
Population11,2366646th largest
Median age139.72% above
Bachelor's or higher133.4%4% above
High school or higher197.3%5% above
Household size12.36% below
Born abroad10.0%below (median 8.8%)
No health insurance1County figure6.6%3% above
Homes with broadband186.4%6% below
05

Life in Summer Set

15 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars12.9 −38%
Shops21.3 −30%
Arts, recreation and fitness2.3 −44%
Doctors' offices and clinics12.2 −40%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
21.3
30% below the median place
Restaurants and bars per 10k8
12.9
38% below the median place
Arts, recreation and fitness per 10k8
2.3
44% below the median place
All 16 schools and local life measures
MeasureSummer SetAmong 6,645 placesVs median
Public schools11County figure69above (median 9)
Public school students11County figure36,216above (median 4,897)
Students per teacher11County figure14.75% below
Restaurants and bars per 10k8County figure12.938% below
Shops per 10k8County figure21.330% below
Arts, recreation and fitness per 10k8County figure2.344% below
Doctors' offices and clinics per 10k8County figure12.240% below
Child care centers per 10k8County figure1.630% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1515% above
06

Safety, weather and risk

Hurricane risk is 23.6, 67% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Summer Set. Larger places are fetched first.

Hurricane risk13
23.6
67% below the median place
Tornado risk13
95.1
17% above the median place
July average high12
89°F
2% above the median place
All 11 weather and risk measures
MeasureSummer SetAmong 6,645 placesVs median
July average high12County figure89°F2% above
January average low12County figure23°F10% below
Average temperature12County figure56°F2% above
Annual precipitation12County figure43.8 in0% above
Natural hazard risk13County figure90.52% below
Hurricane risk13County figure23.667% below
Tornado risk13County figure95.117% above
Wildfire risk13County figure53.013% below
Heat wave risk13County figure92.12% above
Median air quality index14County figure422% below
Good air days14County figure73.4%7% above
08

Summer Set in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$98,167 (2024)$127,000$107,500 to $150,500+4.4%
Median home value$238,400 (2024)$324,000$235,000 to $447,000+5.3%

The median home would be worth 2.6 years of the median income in 2030, against 2.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Summer Set

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Odessa, MO$1,063$100,022Compare
DeWitt, IA$955$92,587Compare
Reidland, KY$1,051$99,423Compare
Blanchard, OK$962$91,473Compare
Blanchard, OKReidland, KYDeWitt, IAOdessa, MOSummer Set, MOOdessaDeWittReidlandBlanchardOdessaDeWittReidlandBlanchard

Common questions

Is Summer Set a good place to live?

It depends on what you need, so here is what the numbers say. 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 140 Missouri places. 0% of residents were born outside the US, fewer than in 99% of places its size. It is the lowest of 94 Missouri places. See how it ranks with your own weights.

Is Summer Set expensive to live in?

The median rent takes 12.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $238,400.

What salary do you need to live in Summer Set?

To rent the median home without spending more than 30% of income on rent, a household needs about $39,160 a year. Work it out from your current city.

What places are similar to Summer Set?

On income, rent, home value, education and age, the closest matches are Odessa, MO, DeWitt, IA, Reidland, KY and Blanchard, OK.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Summer Set with places of a similar size, using only figures measured for Summer Set itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/summer-set-missouri

Citytistics. “Summer Set, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/summer-set-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.