CitytisticsShortlist

Cost of living, pay and housing

41.88° N · 86.62° W · GEOID 2673730

Shorewood-Tower Hills-Harbert

Berrien County, Michigan · part of the Niles, MI metro

Limited data population under 5,000

MichiganShorewood-Tower Hills-Harbert, MIShorewood-Tower Hills-HarbertShorewood-Tower Hills-Harbert

The short answer

Shorewood-Tower Hills-Harbert is home to 1,459 people. Median household income is $83,204 a year and median rent is $1,021 a month, 14.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $343,000, about 4.1x annual median household income.

Median gross rent
$1,021
25% below the median place
Median household income
$83,204
4% above the median place
Median home value
$343,000
7% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Shorewood-Tower Hills-Harbert

  • 59% of homes stand vacant, more than in 99% of the 1,415 places under 10,000 people we track. It is the highest of 142 Michigan places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 145 Michigan places.
  • The median resident is 60.8 years old, older than in 98% of places its size. It is the highest of 176 Michigan places.
  • 95% of homes are owner-occupied, more than in 96% of places its size. It is the 3rd-highest of 176 Michigan places.
  • 33% of workers mostly work from home, more than in 95% of places its size. It is the 2nd-highest of 167 Michigan places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 82 out of 100. Budget for insurance before counting the savings.

01

Moving to Shorewood-Tower Hills-Harbert

Berrien County loses about 3.5 residents per 1,000 a year to moves between counties.

Moved in5,739
Moved out6,176
Net−437

Where people come from and where they go, top counties

Cass County, MI557658−101
Van Buren County, MI440369+71
Cook County, IL398243+155
Kent County, MI135224−89

Within Michigan, other states or abroad

Arrivals
Leavers
Within MichiganOther statesAbroad

Income per tax return

Arrivals$76K
Leavers$69K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Berrien County; flows under 20 returns are not published.

Who moves here
4.0% of residents arrived from another county in the past year, 2.7% from another state.
Who arrives and who leaves
Households moving into Berrien County report $76,100 a year in income on average; those leaving, $69,300, so newcomers earn more than leavers.
Income you would need
$40,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,021 a month; owners with a mortgage pay $1,664 a month including taxes and insurance, on a median home of $343,000.
Getting to work
30 minutes each way on average; 32.7% work from home.
If it is close but not quite
Belfast, ME matches it on character. Compare the two
Moved here in the past year1
4.0%
30% below the median place
Moved from another state1
2.7%
37% above the median place
Net movers per 1,000 people7
-3.5
below the median place (median -0.6)
All 5 moving measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
Moved here in the past year14.0%30% below
Moved from another state1County figure2.7%37% above
Net movers per 1,000 people7County figure-3.5below (median -0.6)
Income of households moving in7County figure$76,0788% above
Income of households moving out7County figure$69,3251% below
02

What it costs to live here

Vacant homes is 58.9%, above the median place (median 7.1%).

Shorewood-Tower Hills-Harbert14.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$40,840
a year, at the 30% line
Rent to income
14.7%
28% below the median place
Home price to income
4.1x
8% above the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$73,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Shorewood-Tower Hills-Harbert, $1,021 a month, and local prices for everything else (96.6 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Shorewood-Tower Hills-Harbert.

Sponsored · exampleMoving to Shorewood-Tower Hills-Harbert? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
58.9%
above the median place (median 7.1%)
Homeownership1
94.6%
42% above the median place
Median year built1
1961
1% below the median place
All 16 cost and housing measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
Median gross rent1$1,02125% below
Rent to income114.7%28% below
Property tax rate11.1%19% above
Home price to income14.1x8% above
Prices vs US average2Metro figure92.48% below
Fair market rent, 2 bedrooms3County figure$1,15229% below
HUD area median income4County figure$92,20014% below
Property tax paid (median)1$3,70914% above
Median home value1$343,0007% above
Home prices, 1-year change5County figure3.7%16% above
Home prices, 5-year change5County figure54.1%5% above
Homeownership194.6%42% above
Renters paying 30%+1County figure49.9%1% below
Owner costs with a mortgage1$1,66411% below
Vacant homes158.9%above (median 7.1%)
Median year built119611% below
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Works from home1
32.7%
163% above the median place
Income per person1
$59,565
49% above the median place

More on work and pay, against the typical place

Poverty rate5.7% −47%
Mean commute30 min +19%
Median household income$83,204 +4%
All 10 work and pay measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
Median household income1$83,2044% above
Income per person1$59,56549% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$58,18312% below
Pay growth, 1 year6County figure2.1%43% below
Jobs6County figure60,63260% below
Poverty rate15.7%47% below
Mean commute130 min19% above
Works from home132.7%163% above
Commutes by transit1County figure0.3%69% below
04

Who lives here

Median age is 60.8, 56% above the median place.

Median age1
60.8
56% above the median place
High school or higher1
99.0%
7% above the median place
Homes with broadband1
78.9%
15% below the median place
All 8 people measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
Population11,4596646th largest
Median age160.856% above
Bachelor's or higher149.2%53% above
High school or higher199.0%7% above
Household size12.115% below
Born abroad1County figure5.5%38% below
No health insurance1County figure6.4%0% above
Homes with broadband178.9%15% below
05

Life in Shorewood-Tower Hills-Harbert

34 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents13.7 +35%
Playgrounds per 10k27.4 2.9×
Grocery stores per 10k27.4 12.9×
Restaurants, cafes and bars per 10k61.7 5.5×
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −90%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars22.0 +6%
Shops35.1 +16%
Arts, recreation and fitness5.7 +39%
Doctors' offices and clinics15.9 −21%
Child care centers2.1 −9%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
74
above the median place (median 9)
Arts, recreation and fitness per 10k8
5.7
39% above the median place
Public school students11
21,027
329% above the median place
All 16 schools and local life measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
Public schools11County figure74above (median 9)
Public school students11County figure21,027329% above
Students per teacher11County figure15.72% above
Restaurants and bars per 10k8County figure22.06% above
Shops per 10k8County figure35.116% above
Arts, recreation and fitness per 10k8County figure5.739% above
Doctors' offices and clinics per 10k8County figure15.921% below
Child care centers per 10k8County figure2.19% below
Parks per 10k913.735% above
Playgrounds per 10k927.4191% above
Grocery stores per 10k927.4above (median 2.1)
Restaurants, cafes and bars per 10k961.7above (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.290% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure34162% above
06

Safety, weather and risk

Wildfire risk is 23.5, 62% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Shorewood-Tower Hills-Harbert. Larger places are fetched first.

Wildfire risk13
23.5
62% below the median place
Heat wave risk13
65.1
28% below the median place
July average high12
83°F
5% below the median place
All 11 weather and risk measures
MeasureShorewood-Tower Hills-HarbertAmong 6,645 placesVs median
July average high12County figure83°F5% below
January average low12County figure18°F27% below
Average temperature12County figure50°F9% below
Annual precipitation12County figure38.9 in11% below
Natural hazard risk13County figure81.712% below
Hurricane risk13County figure31.755% below
Tornado risk13County figure83.42% above
Wildfire risk13County figure23.562% below
Heat wave risk13County figure65.128% below
Median air quality index14County figure415% below
Good air days14County figure80.9%18% above
08

Shorewood-Tower Hills-Harbert in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, about the same as 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,021/mo (2024)$1,270/mo$1,040 to $1,550/mo+3.7%
Median household income$83,204 (2024)$105,000$88,500 to $124,000+3.9%
Median home value$343,000 (2024)$493,000$358,000 to $680,000+6.2%

The median home would be worth 4.7 years of the median income in 2030, against 4.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Shorewood-Tower Hills-Harbert

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Belfast, ME$962$67,679Compare
Oak Island, NC$1,339$85,872Compare
North Myrtle Beach, SC$1,263$72,722Compare
Old Orchard Beach, ME$1,246$60,050Compare
Old Orchard Beach, MENorth Myrtle Beach, SCOak Island, NCBelfast, MEShorewood-Tower Hills-Harbert, MIShorewood-Tower Hills-HarbertOak IslandNorth Myrtle BeachOld Orchard BeachShorewood-Tower Hills-HarbertOak IslandNorth Myrtle BeachOld Orchard Beach

Common questions

Is Shorewood-Tower Hills-Harbert a good place to live?

It depends on what you need, so here is what the numbers say. 59% of homes stand vacant, more than in 99% of the 1,415 places under 10,000 people we track. It is the highest of 142 Michigan places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 145 Michigan places. On cost, space and class size it scores 79 out of 100 for families. See how it ranks with your own weights.

Is Shorewood-Tower Hills-Harbert expensive to live in?

The median rent takes 14.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $343,000.

What salary do you need to live in Shorewood-Tower Hills-Harbert?

To rent the median home without spending more than 30% of income on rent, a household needs about $40,840 a year. Work it out from your current city.

What places are similar to Shorewood-Tower Hills-Harbert?

On income, rent, home value, education and age, the closest matches are Belfast, ME, Oak Island, NC, North Myrtle Beach, SC and Old Orchard Beach, ME.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Shorewood-Tower Hills-Harbert with places of a similar size, using only figures measured for Shorewood-Tower Hills-Harbert itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/shorewood-tower-hills-harbert-michigan

Citytistics. “Shorewood-Tower Hills-Harbert, Michigan.” Data as of 2026-11-14. https://www.citytistics.com/city/shorewood-tower-hills-harbert-michigan/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.