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Cost of living, pay and housing

40.06° N · 77.52° W · GEOID 4270362

Shippensburg University

Cumberland County, Pennsylvania · part of the Harrisburg, PA metro

Limited data population under 5,000, core figures borrowed from county or metro: median_home_value

PennsylvaniaShippensburg University, PAShippensburg UniversityShippensburg University

The short answer

Shippensburg University is home to 2,071 people. Median household income is $20,833 a year and median rent is $709 a month, 40.8% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $277,600, about 13.3x annual median household income.

Median gross rent
$709
48% below the median place
Median household income
$20,833
74% below the median place
Median home value
$277,600
13% below the median place
Unemployment
14.4%
194% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Shippensburg University

  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $12,400 a year left, less than in 99% of the 1,875 places under 10,000 people we track. It is the lowest of 236 Pennsylvania places.
  • Counting remote workers as zero, the average worker spends about 70 hours a year commuting, less than in 99% of places its size. It is the lowest of 259 Pennsylvania places.
  • 0.0% of residents live below the poverty line, fewer than in 99% of places its size. It is the lowest of 253 Pennsylvania places.
  • Renters occupy 100% of homes, more than in 99% of places its size. It is the lowest of 271 Pennsylvania places.
  • 82% of homes stand vacant, more than in 99% of places its size. It is the highest of 169 Pennsylvania places.
01

Moving to Shippensburg University

Cumberland County gains about 10.2 residents per 1,000 a year to moves between counties.

Moved in14,251
Moved out11,913
Net+2,338

Where people come from and where they go, top counties

Dauphin County, PA3,1091,910+1,199
York County, PA1,4401,427+13
Perry County, PA459557−98

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$67K
Leavers$72K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Cumberland County; flows under 20 returns are not published.

Who moves here
42.6% of residents arrived from another county in the past year, 6.2% from another state.
Who arrives and who leaves
Households moving into Cumberland County report $66,600 a year in income on average; those leaving, $71,700, so leavers earn more than newcomers.
Income you would need
$28,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $709 a month; owners with a mortgage pay $1,802 a month including taxes and insurance, on a median home of $277,600.
Getting to work
12 minutes each way on average; 20.4% work from home.
If it is close but not quite
Grambling, LA matches it on character. Compare the two
Moved here in the past year1
42.6%
above the median place (median 5.7%)
Moved from another state1
6.2%
212% above the median place
Net movers per 1,000 people7
10.2
above the median place (median -0.6)
All 5 moving measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
Moved here in the past year142.6%above (median 5.7%)
Moved from another state16.2%212% above
Net movers per 1,000 people7County figure10.2above (median -0.6)
Income of households moving in7County figure$66,6396% below
Income of households moving out7County figure$71,7192% above
02

What it costs to live here

Homeownership is 0.0%, below the median place (median 66.4%).

Shippensburg University40.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$28,360
a year, at the 30% line
Rent to income
40.8%
100% above the median place
Home price to income
13.3x
251% above the median place

Could you afford it?

The median rent would take
41%
well over the 30% line
Left after rent, in US prices
$12,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Shippensburg University, $709 a month, and local prices for everything else (99.1 against a US average of 100). It runs in your browser and stores nothing.

Like Shippensburg University, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Cullowhee, NC29.0% vs 40.8%n/aCompare
Morehead, KY26.1% vs 40.8%n/aCompare
Farmville, VA25.2% vs 40.8%n/aCompare

Moving from somewhere else? Work out the salary you would need in Shippensburg University.

Sponsored · exampleMoving to Shippensburg University? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
0.0%
below the median place (median 66.4%)
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Vacant homes1
82.2%
above the median place (median 7.1%)
All 16 cost and housing measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
Median gross rent1$70948% below
Rent to income140.8%100% above
Property tax rate11.2%29% above
Home price to income113.3x251% above
Prices vs US average2Metro figure98.72% below
Fair market rent, 2 bedrooms3County figure$1,5981% below
HUD area median income4County figure$109,3002% above
Property tax paid (median)1County figure$3,2540% below
Median home value1County figure$277,60013% below
Home prices, 1-year change5County figure3.9%23% above
Home prices, 5-year change5County figure50.0%3% below
Homeownership10.0%below (median 66.4%)
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1County figure$1,8024% below
Vacant homes182.2%above (median 7.1%)
Median year built119760% below
03

Work and pay

Poverty rate is 0.0%, below the median place (median 10.8%).

Poverty rate1
0.0%
below the median place (median 10.8%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$20,833
74% below the median place

More on work and pay, against the typical place

Income per person$16,156 −60%
Mean commute12 min −53%
Unemployment14.4% 2.9×
Works from home20.4% +63%
All 10 work and pay measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
Median household income1$20,83374% below
Income per person1$16,15660% below
Unemployment114.4%194% above
Average annual pay6County figure$65,9620% below
Pay growth, 1 year6County figure1.2%68% below
Jobs6County figure137,8589% below
Poverty rate10.0%below (median 10.8%)
Mean commute112 min53% below
Works from home120.4%63% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 19.8, 49% below the median place.

Median age1
19.8
49% below the median place
Household size1
2.1
15% below the median place
Bachelor's or higher1
40.0%
25% above the median place
All 8 people measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
Population12,0716646th largest
Median age119.849% below
Bachelor's or higher1County figure40.0%25% above
High school or higher1County figure93.8%2% above
Household size12.115% below
Born abroad1County figure7.5%15% below
No health insurance1County figure5.4%16% below
Homes with broadband1County figure92.2%0% below
05

Life in Shippensburg University

36 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k24.1 2.2×
Libraries per 10k9.7 11.1×
Named paths and bike trails0 km −80%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.5 −6%
Shops31.0 +2%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics22.4 +11%
Child care centers2.1 −9%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
57
above the median place (median 9)
Public school students11
33,044
above the median place (median 4,897)
Arts, recreation and fitness per 10k8
3.4
17% below the median place
All 16 schools and local life measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
Public schools11County figure57above (median 9)
Public school students11County figure33,044above (median 4,897)
Students per teacher11County figure14.37% below
Restaurants and bars per 10k8County figure19.56% below
Shops per 10k8County figure31.02% above
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure22.411% above
Child care centers per 10k8County figure2.19% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k924.1117% above
Libraries per 10k99.7above (median 0.9)
Named paths and bike trails90.480% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure36177% above
06

Safety, weather and risk

Median air quality index is 35, 19% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Shippensburg University. Larger places are fetched first.

Median air quality index14
35
19% below the median place
Tornado risk13
68.2
16% below the median place
Hurricane risk13
87.4
24% above the median place
All 11 weather and risk measures
MeasureShippensburg UniversityAmong 6,645 placesVs median
July average high12County figure86°F1% below
January average low12County figure22°F13% below
Average temperature12County figure53°F4% below
Annual precipitation12County figure44.3 in1% above
Natural hazard risk13County figure86.27% below
Hurricane risk13County figure87.424% above
Tornado risk13County figure68.216% below
Wildfire risk13County figure47.522% below
Heat wave risk13County figure85.75% below
Median air quality index14County figure3519% below
Good air days14County figure71.5%4% above
08

Places like Shippensburg University

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Grambling, LA$709$17,670Compare
Cullowhee, NC$869$35,929Compare
Prairie View, TX$1,002$21,060Compare
Ruston, LA$816$31,120Compare
Ruston, LAPrairie View, TXCullowhee, NCGrambling, LAShippensburg University, PAShippensburg UniversityGramblingCullowheePrairie ViewRustonShippensburg UniversityGramblingCullowheePrairie ViewRuston

Common questions

Is Shippensburg University a good place to live?

It depends on what you need, so here is what the numbers say. After the median rent, and with prices for everything else adjusted to the US average, the median household has about $12,400 a year left, less than in 99% of the 1,875 places under 10,000 people we track. It is the lowest of 236 Pennsylvania places. Counting remote workers as zero, the average worker spends about 70 hours a year commuting, less than in 99% of places its size. It is the lowest of 259 Pennsylvania places. On cost, space and class size it scores 4 out of 100 for families. See how it ranks with your own weights.

Is Shippensburg University expensive to live in?

The median rent takes 40.8% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $277,600.

What salary do you need to live in Shippensburg University?

To rent the median home without spending more than 30% of income on rent, a household needs about $28,360 a year. Work it out from your current city.

What places are similar to Shippensburg University?

On income, rent, home value, education and age, the closest matches are Grambling, LA, Cullowhee, NC, Prairie View, TX and Ruston, LA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Shippensburg University with places of a similar size, using only figures measured for Shippensburg University itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/shippensburg-university-pennsylvania

Citytistics. “Shippensburg University, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/shippensburg-university-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.