CitytisticsShortlist

Cost of living, pay and housing

41.48° N · 74.37° W · GEOID 3665882

Scotchtown

Orange County, New York · part of the Kiryas Joel, NY metro

New YorkScotchtown, NYScotchtownScotchtown

The short answer

Scotchtown is home to 10,252 people. Median household income is $96,689 a year and median rent is $1,813 a month, 22.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $344,300, about 3.6x annual median household income.

Scotchtown stands out for what is close at hand. OpenStreetMap shows 29.3 parks per 10,000 residents, more than in 94% of places its size. Also notable: Homeowners pay a median of about 2% of home value a year in property tax, more than in 90% of places its size.

31OF 100

CTXCitytistics Index

Below average

Scotchtown scores better than 31% of the 6,612 places we rate, and ranks 255th of 340 in New York.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%46
Economy 20%42
Safety 20%n/a
Amenities 15%47
Education 10%49
Commute 10%29
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,813
33% above the median place
Median household income
$96,689
20% above the median place
Median home value
$344,300
8% above the median place
Unemployment
7.2%
47% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Scotchtown

  • Work and commutingUnemployment averaged 7.2% over the survey period, higher than in 80% of the 2,058 places of 10,000 to 25,000 people we track.
01

Moving to Scotchtown

Orange County loses about 3.5 residents per 1,000 a year to moves between counties.

Moved in15,933
Moved out17,123
Net−1,190

Where people come from and where they go, top counties

Ulster County, NY9091,154−245
Kings County, NY1,493522+971
Bronx County, NY1,559416+1,143
Queens County, NY996

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$73K
Leavers$76K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Orange County; flows under 20 returns are not published.

Who moves here
6.5% of residents arrived from another county in the past year, 3.3% from another state.
Who arrives and who leaves
Households moving into Orange County report $73,100 a year in income on average; those leaving, $76,200.
Income you would need
$72,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,813 a month; owners with a mortgage pay $2,268 a month including taxes and insurance, on a median home of $344,300.
Getting to work
29 minutes each way on average; 8.4% work from home; 3.8% take transit.
If it is close but not quite
Corbin, KY matches it on character for less of your income. Compare the two
Moved from another state1
3.3%
68% above the median place
Moved here in the past year1
6.5%
13% above the median place
Net movers per 1,000 people7
-3.5
below the median place (median -0.6)
All 5 moving measures
MeasureScotchtownAmong 6,645 placesVs median
Moved here in the past year16.5%13% above
Moved from another state13.3%68% above
Net movers per 1,000 people7County figure-3.5below (median -0.6)
Income of households moving in7County figure$73,1114% above
Income of households moving out7County figure$76,2448% above
02

What it costs to live here

47% of homes are owner-occupied, fewer than in 90% of the 2,298 places of 10,000 to 25,000 people we track.

Scotchtown22.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$72,520
a year, at the 30% line
Rent to income
22.5%
10% above the median place
Home price to income
3.6x
6% below the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$69,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Scotchtown, $1,813 a month, and local prices for everything else (108.1 against a US average of 100). It runs in your browser and stores nothing.

Like Scotchtown, but easier on the budget

Places that match Scotchtown on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Corbin, KY9317.2% vs 22.5%n/aCompare
Union Grove, WI9212.8% vs 22.5%$27,600Compare
Hilton, NY9117.3% vs 22.5%$3,700Compare
Hackettstown, NJ9018.9% vs 22.5%$7,000Compare

Moving from somewhere else? Work out the salary you would need in Scotchtown.

Sponsored · exampleMoving to Scotchtown? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.0%
121% above the median place
Homeownership1
47.1%
29% below the median place
Property tax paid (median)1
$6,919
112% above the median place
All 16 cost and housing measures
MeasureScotchtownAmong 6,645 placesVs median
Median gross rent1$1,81333% above
Rent to income122.5%10% above
Property tax rate12.0%121% above
Home price to income13.6x6% below
Prices vs US average2Metro figure109.48% above
Fair market rent, 2 bedrooms3County figure$2,13132% above
HUD area median income4County figure$125,90017% above
Property tax paid (median)1$6,919112% above
Median home value1$344,3008% above
Home prices, 1-year change5County figure6.2%94% above
Home prices, 5-year change5County figure62.0%20% above
Homeownership147.1%29% below
Renters paying 30%+145.4%10% below
Owner costs with a mortgage1$2,26821% above
Vacant homes1County figure7.4%5% above
Median year built119780% above
03

Work and pay

Counting remote workers as zero, the average worker spends about 200 hours a year commuting, more than in 81% of the 2,241 places of 10,000 to 25,000 people we track.

Unemployment1
7.2%
47% above the median place
Commutes by transit1
3.8%
347% above the median place
Works from home1
8.4%
33% below the median place

More on work and pay, against the typical place

Mean commute29 min +15%
Median household income$96,689 +20%
Poverty rate8.3% −23%
Income per person$42,361 +6%
All 10 work and pay measures
MeasureScotchtownAmong 6,645 placesVs median
Median household income1$96,68920% above
Income per person1$42,3616% above
Unemployment17.2%47% above
Average annual pay6County figure$63,8673% below
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure154,9053% above
Poverty rate18.3%23% below
Mean commute129 min15% above
Works from home18.4%33% below
Commutes by transit13.8%347% above
04

Who lives here

Born abroad is 20.3%, 130% above the median place.

Born abroad1
20.3%
130% above the median place
Median age1
36.2
7% below the median place
Homes with broadband1
94.4%
2% above the median place

More about who lives here, against the typical place

Household size2.6 +6%
No health insurance5.4% −16%
High school or higher92.5% +0%
Bachelor's or higher31.4% −2%
All 8 people measures
MeasureScotchtownAmong 6,645 placesVs median
Population110,2524083rd largest
Median age136.27% below
Bachelor's or higher131.4%2% below
High school or higher192.5%0% above
Household size12.66% above
Born abroad120.3%130% above
No health insurance15.4%16% below
Homes with broadband194.4%2% above
05

Life in Scotchtown

20 National Park Service sites lie within 60 miles, more than in 90% of the 2,301 places of 10,000 to 25,000 people we track.

190 sites are on the National Register of Historic Places, 8 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents29.3 2.9×
Playgrounds per 10k25.4 2.7×
Grocery stores per 10k3.9 +84%
Restaurants, cafes and bars per 10k12.7 +14%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.2 +0%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Home of Franklin D. Roosevelt National Historic Site 30 miles
  • Vanderbilt Mansion National Historic Site 31 miles
  • Eleanor Roosevelt National Historic Site 31 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars24.4 +17%
Shops39.7 +31%
Arts, recreation and fitness4.3 +5%
Doctors' offices and clinics16.4 −19%
Child care centers2.8 +22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
30.0
3% below the median place
Students per teacher12
11.4
26% below the median place
Shops per 10k8
39.7
31% above the median place
All 18 schools and local life measures
MeasureScotchtownAmong 6,645 placesVs median
Public schools12County figure82above (median 9)
Public school students12County figure57,122above (median 4,897)
Students per teacher12County figure11.426% below
Restaurants and bars per 10k8County figure24.417% above
Shops per 10k8County figure39.731% above
Arts, recreation and fitness per 10k8County figure4.35% above
Doctors' offices and clinics per 10k8County figure16.419% below
Child care centers per 10k8County figure2.822% above
Parks per 10k929.3188% above
Playgrounds per 10k925.4170% above
Grocery stores per 10k93.984% above
Restaurants, cafes and bars per 10k912.714% above
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.20% above
Nearest National Park Service site1030.03% below
National Park Service sites within 60 miles1020above (median 2)
National Register listings11County figure190above (median 13)
06

Safety, weather and risk

Median air quality index is 27, 37% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Scotchtown. Larger places are fetched first.

Median air quality index15
27
37% below the median place
Good air days15
86.9%
27% above the median place
January average low13
18°F
29% below the median place
All 11 weather and risk measures
MeasureScotchtownAmong 6,645 placesVs median
July average high13County figure83°F4% below
January average low13County figure18°F29% below
Average temperature13County figure50°F9% below
Annual precipitation13County figure46.6 in6% above
Natural hazard risk14County figure90.62% below
Hurricane risk14County figure90.829% above
Tornado risk14County figure81.91% above
Wildfire risk14County figure51.216% below
Heat wave risk14County figure87.33% below
Median air quality index15County figure2737% below
Good air days15County figure86.9%27% above
08

Scotchtown in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Scotchtown does better than 46% of places. Its projected home value growth beats 30%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,813/mo (2024)$2,340/mo$1,920 to $2,850/mo+4.3%
Median household income$96,689 (2024)$123,000$104,000 to $145,500+4.1%
Median home value$344,300 (2024)$487,000$354,000 to $671,000+6.0%

The median home would be worth 4.0 years of the median income in 2030, against 3.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Scotchtown

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Woodlawn, VA$1,828$91,884Compare
Seabrook, MD$1,840$98,157Compare
Freeport, FL$1,859$91,985Compare
Security-Widefield, CO$1,793$91,142Compare
Security-Widefield, COFreeport, FLSeabrook, MDWoodlawn, VAScotchtown, NYScotchtownWoodlawnFreeportSecurity-WidefieldScotchtownWoodlawnFreeportSecurity-Widefield

Places built like Scotchtown

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Scotchtown performs against places like it.

PlaceRent to incomeIncome growthPop. change
Scotchtown, NY22.5%5.8%/yrn/a
Oxford, PA23.2%4.1%/yr2.7%Compare
Fullerton, PA24.7%3.1%/yrn/aCompare
Avenel, NJ22.5%7.7%/yrn/aCompare
Colonial Park, PA22.8%6.9%/yrn/aCompare
Mechanicstown, NY24.9%8.6%/yrn/aCompare
Hilton, NY17.3%6.8%/yr-2.8%Compare

Common questions

Is Scotchtown a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 31 out of 100, better than 31% of the places we rate and 255th of 340 in New York. Unemployment averaged 7.2% over the survey period, higher than in 80% of the 2,058 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 42 out of 100 for families. See how it ranks with your own weights.

Is Scotchtown expensive to live in?

The median rent takes 22.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $344,300.

What salary do you need to live in Scotchtown?

To rent the median home without spending more than 30% of income on rent, a household needs about $72,520 a year. Work it out from your current city.

What places are similar to Scotchtown?

On income, rent, home value, education and age, the closest matches are Woodlawn, VA, Seabrook, MD, Freeport, FL and Security-Widefield, CO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Scotchtown with places of a similar size, using only figures measured for Scotchtown itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/scotchtown-new-york

Citytistics. “Scotchtown, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/scotchtown-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.