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Cost of living, pay and housing

41.12° N · 75.05° W · GEOID 4268036

Saw Creek

Monroe County, Pennsylvania · part of the East Stroudsburg, PA metro

Limited data population under 5,000

PennsylvaniaSaw Creek, PASaw CreekSaw Creek

The short answer

Saw Creek is home to 4,422 people. Median household income is $70,540 a year and median rent is $2,101 a month, 35.7% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $262,500, about 3.7x annual median household income.

Median gross rent
$2,101
54% above the median place
Median household income
$70,540
12% below the median place
Median home value
$262,500
18% below the median place
Unemployment
8.5%
73% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Saw Creek

  • Counting remote workers as zero, the average worker spends about 360 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the 2nd-highest of 259 Pennsylvania places.
  • Owning with a mortgage costs about $351 a month less than the median rent, which is rarer than in 98% of places its size. It is the 3rd-lowest of 271 Pennsylvania places.
  • 83% of renter households spend 30% or more of income on rent, a higher share than in 99% of places its size. It is the highest of 255 Pennsylvania places.
  • The median rent takes 35.7% of the median household's income, a bigger share than in 98% of places its size. It is the 3rd-highest of 271 Pennsylvania places.
  • 43% of homes stand vacant, more than in 97% of places its size. It is the highest of 169 Pennsylvania places.
01

Moving to Saw Creek

Monroe County loses about 2.4 residents per 1,000 a year to moves between counties.

Moved in7,529
Moved out7,852
Net−323

Where people come from and where they go, top counties

Kings County, NY496229+267
Queens County, NY448177+271
Pike County, PA315235+80

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$68K
Leavers$64K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Monroe County; flows under 20 returns are not published.

Who moves here
12.8% of residents arrived from another county in the past year, 7.4% from another state.
Who arrives and who leaves
Households moving into Monroe County report $68,400 a year in income on average; those leaving, $63,800, so newcomers earn more than leavers.
Income you would need
$84,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,101 a month; owners with a mortgage pay $1,750 a month including taxes and insurance, on a median home of $262,500.
Getting to work
52 minutes each way on average; 9.3% work from home; 3.1% take transit.
If it is close but not quite
Boynton Beach, FL matches it on character. Compare the two
Moved from another state1
7.4%
273% above the median place
Moved here in the past year1
12.8%
123% above the median place
Income of households moving out6
$63,827
9% below the median place
All 5 moving measures
MeasureSaw CreekAmong 6,645 placesVs median
Moved here in the past year112.8%123% above
Moved from another state17.4%273% above
Net movers per 1,000 people6County figure-2.4300% below
Income of households moving in6County figure$68,4303% below
Income of households moving out6County figure$63,8279% below
02

What it costs to live here

Renters paying 30%+ is 83.3%, 65% above the median place.

Saw Creek35.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$84,040
a year, at the 30% line
Rent to income
35.7%
75% above the median place
Home price to income
3.7x
2% below the median place

Could you afford it?

The median rent would take
36%
over the 30% line
Left after rent, in US prices
$45,800
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Saw Creek, $2,101 a month. It runs in your browser and stores nothing.

Like Saw Creek, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Laurence Harbor, NJ27.1% vs 35.7%n/aCompare
Vero Lake Estates, FL30.2% vs 35.7%n/aCompare
Middle Island, NY26.2% vs 35.7%n/aCompare

Moving from somewhere else? Work out the salary you would need in Saw Creek.

Sponsored · exampleMoving to Saw Creek? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
83.3%
65% above the median place
Vacant homes1
43.1%
above the median place (median 7.1%)
Homeownership1
89.2%
34% above the median place
All 15 cost and housing measures
MeasureSaw CreekAmong 6,645 placesVs median
Median gross rent1$2,10154% above
Rent to income135.7%75% above
Property tax rate11.4%52% above
Home price to income13.7x2% below
Fair market rent, 2 bedrooms2County figure$1,5504% below
HUD area median income3County figure$94,90012% below
Property tax paid (median)1$3,62711% above
Median home value1$262,50018% below
Home prices, 1-year change4County figure7.2%126% above
Home prices, 5-year change4County figure64.5%25% above
Homeownership189.2%34% above
Renters paying 30%+183.3%65% above
Owner costs with a mortgage1$1,7507% below
Vacant homes143.1%above (median 7.1%)
Median year built119881% above
03

Work and pay

Mean commute is 52 min, 107% above the median place.

Mean commute1
52 min
107% above the median place
Unemployment1
8.5%
73% above the median place
Works from home1
9.3%
25% below the median place

More on work and pay, against the typical place

Income per person$35,181 −12%
Median household income$70,540 −12%
Poverty rate11.7% +9%
All 10 work and pay measures
MeasureSaw CreekAmong 6,645 placesVs median
Median household income1$70,54012% below
Income per person1$35,18112% below
Unemployment18.5%73% above
Average annual pay5County figure$55,41716% below
Pay growth, 1 year5County figure3.5%5% below
Jobs5County figure57,13862% below
Poverty rate111.7%9% above
Mean commute152 min107% above
Works from home19.3%25% below
Commutes by transit1County figure3.1%268% above
04

Who lives here

Homes with broadband is 96.8%, 5% above the median place.

Homes with broadband1
96.8%
5% above the median place
Median age1
44.9
15% above the median place
High school or higher1
84.2%
9% below the median place

More about who lives here, against the typical place

Born abroad18.0% 2.0×
No health insurance5.0% −22%
Household size2.6 +5%
Bachelor's or higher29.0% −10%
All 8 people measures
MeasureSaw CreekAmong 6,645 placesVs median
Population14,4226646th largest
Median age144.915% above
Bachelor's or higher129.0%10% below
High school or higher184.2%9% below
Household size12.65% above
Born abroad118.0%104% above
No health insurance15.0%22% below
Homes with broadband196.8%5% above
05

Life in Saw Creek

22 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k4.5 −52%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k4.5 −59%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars21.3 +2%
Shops35.6 +17%
Arts, recreation and fitness4.3 +5%
Doctors' offices and clinics15.3 −24%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher10
12.2
21% below the median place
Doctors' offices and clinics per 10k7
15.3
24% below the median place
Shops per 10k7
35.6
17% above the median place
All 16 schools and local life measures
MeasureSaw CreekAmong 6,645 placesVs median
Public schools10County figure29222% above
Public school students10County figure20,752324% above
Students per teacher10County figure12.221% below
Restaurants and bars per 10k7County figure21.32% above
Shops per 10k7County figure35.617% above
Arts, recreation and fitness per 10k7County figure4.35% above
Doctors' offices and clinics per 10k7County figure15.324% below
Child care centers per 10k7County figure2.59% above
Parks per 10k80.0below (median 10.2)
Playgrounds per 10k84.552% below
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k84.559% below
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure2269% above
06

Safety, weather and risk

July average high is 81°F, 7% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Saw Creek. Larger places are fetched first.

July average high11
81°F
7% below the median place
Good air days13
88.3%
29% above the median place
Median air quality index13
36
16% below the median place
All 11 weather and risk measures
MeasureSaw CreekAmong 6,645 placesVs median
July average high11County figure81°F7% below
January average low11County figure17°F34% below
Average temperature11County figure48°F13% below
Annual precipitation11County figure51.9 in18% above
Natural hazard risk12County figure85.18% below
Hurricane risk12County figure82.417% above
Tornado risk12County figure65.919% below
Wildfire risk12County figure51.616% below
Heat wave risk12County figure74.717% below
Median air quality index13County figure3616% below
Good air days13County figure88.3%29% above
08

Saw Creek in 2030: where the trends point

If recent trends hold, the median rent will take about 37% of the median income in 2030, up from 36% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,101/mo (2024)$2,760/mo$2,270 to $3,370/mo+4.7%
Median household income$70,540 (2024)$90,000$76,000 to $106,500+4.1%
Median home value$262,500 (2024)$395,000$286,000 to $543,000+7.0%

The median home would be worth 4.4 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Saw Creek

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Boynton Beach, FL$2,041$70,074Compare
Tamarac, FL$1,895$61,718Compare
Port St. Lucie, FL$1,937$80,648Compare
Fountainebleau, FL$2,094$64,908Compare
Fountainebleau, FLPort St. Lucie, FLTamarac, FLBoynton Beach, FLSaw Creek, PASaw CreekTamaracPort St. LucieFountainebleauSaw CreekTamaracPort St. Lucie

Common questions

Is Saw Creek a good place to live?

It depends on what you need, so here is what the numbers say. Counting remote workers as zero, the average worker spends about 360 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the 2nd-highest of 259 Pennsylvania places. Owning with a mortgage costs about $351 a month less than the median rent, which is rarer than in 98% of places its size. It is the 3rd-lowest of 271 Pennsylvania places. On cost, space and class size it scores 53 out of 100 for families. See how it ranks with your own weights.

Is Saw Creek expensive to live in?

The median rent takes 35.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $262,500.

What salary do you need to live in Saw Creek?

To rent the median home without spending more than 30% of income on rent, a household needs about $84,040 a year. Work it out from your current city.

What places are similar to Saw Creek?

On income, rent, home value, education and age, the closest matches are Boynton Beach, FL, Tamarac, FL, Port St. Lucie, FL and Fountainebleau, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Saw Creek with places of a similar size, using only figures measured for Saw Creek itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/saw-creek-pennsylvania

Citytistics. “Saw Creek, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/saw-creek-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.