CitytisticsShortlist

Cost of living, pay and housing

29.59° N · 98.16° W · GEOID 4865690

Santa Clara

Guadalupe County, Texas · part of the San Antonio, TX metro

Limited data population under 5,000

TexasSanta Clara, TXSanta ClaraSanta Clara

The short answer

Santa Clara is home to 602 people. Median household income is $81,607 a year and median rent is $908 a month, 13.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $323,000, about 4.0x annual median household income.

Median gross rent
$908
33% below the median place
Median household income
$81,607
2% above the median place
Median home value
$323,000
1% above the median place
Unemployment
4.8%
3% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Santa Clara

  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 379 Texas places.
  • The median resident is 56.3 years old, older than in 97% of places its size. It is the 2nd-highest of 414 Texas places.
  • Between the 2019 and 2022 surveys, rent rose 6% a year while household income rose -0.4%, so rent outran pay by more than in 92% of places its size.
  • 94% of homes are owner-occupied, more than in 96% of places its size.
  • Counting remote workers as zero, the average worker spends about 230 hours a year commuting, more than in 93% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 92 out of 100. Budget for insurance before counting the savings.

01

Moving to Santa Clara

Guadalupe County gains about 30.0 residents per 1,000 a year to moves between counties.

Moved in17,400
Moved out12,698
Net+4,702

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$72K
Leavers$68K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Guadalupe County; flows under 20 returns are not published.

Who moves here
9.5% of residents arrived from another county in the past year, 2.0% from another state. County figure.
Who arrives and who leaves
Households moving into Guadalupe County report $72,300 a year in income on average; those leaving, $67,900, so newcomers earn more than leavers.
Income you would need
$36,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $908 a month; owners with a mortgage pay $1,603 a month including taxes and insurance, on a median home of $323,000.
Getting to work
34 minutes each way on average; 11.3% work from home.
If it is close but not quite
Spencer, MA matches it on character. Compare the two
Net movers per 1,000 people7
30.0
above the median place (median -0.6)
Moved here in the past year1
9.5%
65% above the median place
Income of households moving out7
$67,890
3% below the median place
All 5 moving measures
MeasureSanta ClaraAmong 6,645 placesVs median
Moved here in the past year1County figure9.5%65% above
Moved from another state1County figure2.0%3% above
Net movers per 1,000 people7County figure30.0above (median -0.6)
Income of households moving in7County figure$72,3382% above
Income of households moving out7County figure$67,8903% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Santa Clara13.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$36,320
a year, at the 30% line
Rent to income
13.4%
34% below the median place
Home price to income
4.0x
4% above the median place

Could you afford it?

The median rent would take
13%
comfortably under the 30% line
Left after rent, in US prices
$75,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Santa Clara, $908 a month, and local prices for everything else (94.7 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Santa Clara.

Sponsored · exampleMoving to Santa Clara? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
94.5%
42% above the median place
Median year built1
1992
1% above the median place
All 15 cost and housing measures
MeasureSanta ClaraAmong 6,645 placesVs median
Median gross rent1$90833% below
Rent to income113.4%34% below
Property tax rate11.1%21% above
Home price to income14.0x4% above
Prices vs US average2Metro figure94.76% below
Fair market rent, 2 bedrooms3County figure$1,44111% below
Property tax paid (median)1$3,5489% above
Median home value1$323,0001% above
Home prices, 1-year change4County figure-1.7%below (median 3.2%)
Home prices, 5-year change4County figure44.5%14% below
Homeownership194.5%42% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,60314% below
Vacant homes1County figure6.1%13% below
Median year built119921% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
34 min
37% above the median place
Works from home1
11.3%
9% below the median place

More on work and pay, against the typical place

Income per person$42,129 +5%
Poverty rate10.3% −4%
Median household income$81,607 +2%
All 10 work and pay measures
MeasureSanta ClaraAmong 6,645 placesVs median
Median household income1$81,6072% above
Income per person1$42,1295% above
Unemployment1County figure4.8%3% below
Average annual pay5County figure$61,1627% below
Pay growth, 1 year5County figure3.3%11% below
Jobs5County figure49,77367% below
Poverty rate110.3%4% below
Mean commute134 min37% above
Works from home111.3%9% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 56.3, 44% above the median place.

Median age1
56.3
44% above the median place
No health insurance1
12.0%
87% above the median place
Bachelor's or higher1
20.6%
36% below the median place

More about who lives here, against the typical place

Born abroad4.3% −51%
Homes with broadband89.0% −4%
High school or higher91.3% −1%
Household size2.5 +2%
All 9 people measures
MeasureSanta ClaraAmong 6,645 placesVs median
Population16026646th largest
Population change since 202060.0%below (median 1.1%)
Median age156.344% above
Bachelor's or higher120.6%36% below
High school or higher191.3%1% below
Household size12.52% above
Born abroad14.3%51% below
No health insurance112.0%87% above
Homes with broadband189.0%4% below
05

Life in Santa Clara

15 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars13.0 −38%
Shops17.2 −43%
Arts, recreation and fitness3.0 −27%
Doctors' offices and clinics10.8 −47%
Child care centers1.3 −43%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
17.2
43% below the median place
Restaurants and bars per 10k8
13.0
38% below the median place
Child care centers per 10k8
1.3
43% below the median place
All 9 schools and local life measures
MeasureSanta ClaraAmong 6,645 placesVs median
Public schools10County figure46above (median 9)
Public school students10County figure30,977above (median 4,897)
Students per teacher10County figure15.83% above
Restaurants and bars per 10k8County figure13.038% below
Shops per 10k8County figure17.243% below
Arts, recreation and fitness per 10k8County figure3.027% below
Doctors' offices and clinics per 10k8County figure10.847% below
Child care centers per 10k8County figure1.343% below
National Register listings9County figure1515% above
06

Safety, weather and risk

July average high is 96°F, 10% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Santa Clara. Larger places are fetched first.

July average high11
96°F
10% above the median place
Average temperature11
69°F
26% above the median place
January average low11
41°F
61% above the median place
All 11 weather and risk measures
MeasureSanta ClaraAmong 6,645 placesVs median
July average high11County figure96°F10% above
January average low11County figure41°F61% above
Average temperature11County figure69°F26% above
Annual precipitation11County figure33.2 in24% below
Natural hazard risk12County figure91.51% below
Hurricane risk12County figure66.76% below
Tornado risk12County figure92.213% above
Wildfire risk12County figure75.023% above
Heat wave risk12County figure89.11% below
Median air quality index13Metro figure5221% above
Good air days13Metro figure42.5%38% below
08

Santa Clara in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, up from 13% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$908/mo (2022)$1,250/mo$990 to $1,570/mo+4.0%
Median household income$81,607 (2024)$102,000$86,500 to $121,000+3.8%
Median home value$323,000 (2024)$445,000$323,000 to $612,000+5.5%
Population745 (2025)750720 to 780+0.2%

The median home would be worth 4.4 years of the median income in 2030, against 4.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Santa Clara

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Spencer, MA$1,049$59,931Compare
Hobe Sound, FL$1,129$63,484Compare
Lake Havasu City, AZ$1,320$70,148Compare
Tucson Estates, AZ$1,248$66,582Compare
Tucson Estates, AZLake Havasu City, AZHobe Sound, FLSpencer, MASanta Clara, TXSanta ClaraSpencerHobe SoundLake Havasu CityTucson EstatesSanta ClaraSpencerHobe SoundLake Havasu CityTucson Estates

Common questions

Is Santa Clara a good place to live?

It depends on what you need, so here is what the numbers say. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of the 2,214 places under 10,000 people we track. It is the lowest of 379 Texas places. The median resident is 56.3 years old, older than in 97% of places its size. It is the 2nd-highest of 414 Texas places. On cost, space and class size it scores 87 out of 100 for families. See how it ranks with your own weights.

Is Santa Clara expensive to live in?

The median rent takes 13.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $323,000.

What salary do you need to live in Santa Clara?

To rent the median home without spending more than 30% of income on rent, a household needs about $36,320 a year. Work it out from your current city.

What places are similar to Santa Clara?

On income, rent, home value, education and age, the closest matches are Spencer, MA, Hobe Sound, FL, Lake Havasu City, AZ and Tucson Estates, AZ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Santa Clara with places of a similar size, using only figures measured for Santa Clara itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/santa-clara-texas

Citytistics. “Santa Clara, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/santa-clara-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.