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Cost of living, pay and housing

35.38° N · 81.94° W · GEOID 3758420

Ruth

Rutherford County, North Carolina · part of the Forest City, NC metro

Limited data population under 5,000

North CarolinaRuth, NCRuthRuth

The short answer

Ruth is home to 510 people. Median household income is $51,250 a year and median rent is $675 a month, 15.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $138,300, about 2.7x annual median household income.

Median gross rent
$675
51% below the median place
Median household income
$51,250
36% below the median place
Median home value
$138,300
57% below the median place
Unemployment
6.3%
30% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ruth

  • 35.7% of residents live below the poverty line, more than in 98% of the 2,082 places under 10,000 people we track.
  • Median rent is $675 a month, lower than in 97% of places its size.
  • 14% of adults hold a bachelor's degree or higher, a smaller share than in 88% of places its size.
  • The median home is valued at $138,300, less than in 87% of places its size.
  • 65% of renter households spend 30% or more of income on rent, a higher share than in 87% of places its size.
01

Moving to Ruth

Rutherford County gains about 10.6 residents per 1,000 a year to moves between counties.

Moved in2,619
Moved out2,105
Net+514

Where people come from and where they go, top counties

Within North Carolina, other states or abroad

Arrivals
Leavers
Within North CarolinaOther states

Income per tax return

Arrivals$56K
Leavers$55K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Rutherford County; flows under 20 returns are not published.

Who moves here
5.0% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Rutherford County report $56,400 a year in income on average; those leaving, $54,800.
Income you would need
$27,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $675 a month; owners with a mortgage pay $1,000 a month including taxes and insurance, on a median home of $138,300.
Getting to work
25 minutes each way on average; 8.6% work from home.
If it is close but not quite
Winchester, IN matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people7
10.6
above the median place (median -0.6)
Income of households moving out7
$54,780
22% below the median place
All 5 moving measures
MeasureRuthAmong 6,645 placesVs median
Moved here in the past year1County figure5.0%12% below
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure10.6above (median -0.6)
Income of households moving in7County figure$56,43620% below
Income of households moving out7County figure$54,78022% below
02

What it costs to live here

Median gross rent is $675, 51% below the median place.

Ruth15.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$27,000
a year, at the 30% line
Rent to income
15.8%
23% below the median place
Home price to income
2.7x
29% below the median place

Could you afford it?

The median rent would take
16%
comfortably under the 30% line
Left after rent, in US prices
$42,900
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Ruth, $675 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Ruth.

Sponsored · exampleMoving to Ruth? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$1,000
47% below the median place
Property tax paid (median)1
$1,174
64% below the median place
Median home value1
$138,300
57% below the median place
All 15 cost and housing measures
MeasureRuthAmong 6,645 placesVs median
Median gross rent1$67551% below
Rent to income115.8%23% below
Property tax rate10.8%7% below
Home price to income12.7x29% below
Fair market rent, 2 bedrooms2County figure$1,01237% below
HUD area median income3County figure$77,20028% below
Property tax paid (median)1$1,17464% below
Median home value1$138,30057% below
Home prices, 1-year change4County figure3.4%6% above
Home prices, 5-year change4County figure66.7%29% above
Homeownership175.3%13% above
Renters paying 30%+164.6%28% above
Owner costs with a mortgage1$1,00047% below
Vacant homes113.9%97% above
Median year built119850% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Poverty rate1
35.7%
231% above the median place
Income per person1
$22,639
44% below the median place
All 10 work and pay measures
MeasureRuthAmong 6,645 placesVs median
Median household income1$51,25036% below
Income per person1$22,63944% below
Unemployment1County figure6.3%30% above
Average annual pay5County figure$49,04926% below
Pay growth, 1 year5County figure1.9%49% below
Jobs5County figure18,15188% below
Poverty rate135.7%231% above
Mean commute125 min0% below
Works from home1County figure8.6%31% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 17.5%, 173% above the median place.

No health insurance1
17.5%
173% above the median place
Bachelor's or higher1
14.3%
55% below the median place
High school or higher1
82.6%
11% below the median place

More about who lives here, against the typical place

Median age35.0 −10%
Household size2.6 +3%
Homes with broadband91.9% −0%
All 9 people measures
MeasureRuthAmong 6,645 placesVs median
Population15106646th largest
Population change since 202063.9%241% above
Median age135.010% below
Bachelor's or higher114.3%55% below
High school or higher182.6%11% below
Household size12.63% above
Born abroad1County figure3.1%64% below
No health insurance117.5%173% above
Homes with broadband191.9%0% below
05

Life in Ruth

28 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars14.8 −29%
Shops32.2 +6%
Arts, recreation and fitness2.5 −39%
Doctors' offices and clinics11.4 −44%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
11.4
44% below the median place
Restaurants and bars per 10k8
14.8
29% below the median place
Arts, recreation and fitness per 10k8
2.5
39% below the median place
All 9 schools and local life measures
MeasureRuthAmong 6,645 placesVs median
Public schools10County figure20122% above
Public school students10County figure9,20588% above
Students per teacher10County figure19.325% above
Restaurants and bars per 10k8County figure14.829% below
Shops per 10k8County figure32.26% above
Arts, recreation and fitness per 10k8County figure2.539% below
Doctors' offices and clinics per 10k8County figure11.444% below
Child care centers per 10k8County figure2.30% above
National Register listings9County figure28115% above
06

Safety, weather and risk

Heat wave risk is 38.1, 58% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ruth. Larger places are fetched first.

Heat wave risk12
38.1
58% below the median place
Natural hazard risk12
72.7
21% below the median place
Annual precipitation11
50.9 in
16% above the median place
All 9 weather and risk measures
MeasureRuthAmong 6,645 placesVs median
July average high11County figure89°F2% above
January average low11County figure29°F16% above
Average temperature11County figure59°F8% above
Annual precipitation11County figure50.9 in16% above
Natural hazard risk12County figure72.721% below
Hurricane risk12County figure66.76% below
Tornado risk12County figure69.814% below
Wildfire risk12County figure63.23% above
Heat wave risk12County figure38.158% below
08

Ruth in 2030: where the trends point

If recent trends hold, the median rent will take about 16% of the median income in 2030, about the same as 16% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$675/mo (2024)$860/mo$700 to $1,040/mo+4.0%
Median household income$51,250 (2024)$65,000$55,000 to $77,000+4.0%
Median home value$138,300 (2024)$185,000$134,000 to $254,000+4.9%
Population345 (2025)350340 to 370+0.5%

The median home would be worth 2.8 years of the median income in 2030, against 2.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ruth

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Winchester, IN$756$52,439Compare
Tecumseh, OK$805$48,573Compare
Russellville, AL$685$58,231Compare
Three Rivers, MI$839$49,503Compare
Three Rivers, MIRussellville, ALTecumseh, OKWinchester, INRuth, NCRuthWinchesterTecumsehRussellvilleThree RiversRuthWinchesterTecumsehRussellvilleThree Rivers

Common questions

Is Ruth a good place to live?

It depends on what you need, so here is what the numbers say. 35.7% of residents live below the poverty line, more than in 98% of the 2,082 places under 10,000 people we track. Median rent is $675 a month, lower than in 97% of places its size. On cost, space and class size it scores 72 out of 100 for families. See how it ranks with your own weights.

Is Ruth expensive to live in?

The median rent takes 15.8% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $138,300.

What salary do you need to live in Ruth?

To rent the median home without spending more than 30% of income on rent, a household needs about $27,000 a year. Work it out from your current city.

What places are similar to Ruth?

On income, rent, home value, education and age, the closest matches are Winchester, IN, Tecumseh, OK, Russellville, AL and Three Rivers, MI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ruth with places of a similar size, using only figures measured for Ruth itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ruth-north-carolina

Citytistics. “Ruth, North Carolina.” Data as of 2026-11-14. https://www.citytistics.com/city/ruth-north-carolina/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.