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Cost of living, pay and housing

43.03° N · 82.61° W · GEOID 2670160

Ruby

St. Clair County, Michigan · part of the Detroit, MI metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

Limited data population under 5,000

MichiganRuby, MIRubyRuby

The short answer

Ruby is home to 714 people. Median household income is $69,077 a year and median rent is $1,105 a month, 19.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $223,800, about 3.2x annual median household income.

Median gross rent
$1,105
19% below the median place
Median household income
$69,077
14% below the median place
Median home value
$223,800
30% below the median place
Unemployment
5.7%
17% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ruby

  • 0% of residents were born outside the US, fewer than in 99% of the 1,842 places under 10,000 people we track. It is the lowest of 143 Michigan places.
  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 173 Michigan places.
  • Between the 2022 and 2024 surveys, rent rose 8.5% a year while household income rose -0.6%, so rent outran pay by more than in 97% of places its size.
  • The median resident is 32.2 years old, younger than in 91% of places its size.
01

Moving to Ruby

St. Clair County gains about 3.9 residents per 1,000 a year to moves between counties.

Moved in5,550
Moved out5,027
Net+523

Where people come from and where they go, top counties

Macomb County, MI2,3711,662+709
Sanilac County, MI360394−34
Oakland County, MI377361+16
Wayne County, MI252210+42
Lapeer County, MI216182+34
Genesee County, MI82103−21
Kent County, MI4265−23
Washtenaw County, MI61

Within Michigan, other states or abroad

Arrivals
Leavers
Within MichiganOther statesAbroad

Income per tax return

Arrivals$58K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Clair County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into St. Clair County report $58,200 a year in income on average; those leaving, $56,200.
Income you would need
$44,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,105 a month; owners with a mortgage pay $1,587 a month including taxes and insurance, on a median home of $223,800.
Getting to work
29 minutes each way on average; 7.7% work from home.
If it is close but not quite
Pleasanton, TX matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving out7
$56,172
20% below the median place
All 5 moving measures
MeasureRubyAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure3.9above (median -0.6)
Income of households moving in7County figure$58,24217% below
Income of households moving out7County figure$56,17220% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Ruby19.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,200
a year, at the 30% line
Rent to income
19.2%
6% below the median place
Home price to income
3.2x
15% below the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$54,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ruby, $1,105 a month, and local prices for everything else (101.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Ruby.

Sponsored · exampleMoving to Ruby? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Property tax paid (median)1
$1,778
46% below the median place
Median home value1
$223,800
30% below the median place
All 16 cost and housing measures
MeasureRubyAmong 6,645 placesVs median
Median gross rent1$1,10519% below
Rent to income119.2%6% below
Property tax rate10.8%13% below
Home price to income13.2x15% below
Prices vs US average2Metro figure100.31% below
Fair market rent, 2 bedrooms3County figure$1,45910% below
HUD area median income4County figure$104,8002% below
Property tax paid (median)1$1,77846% below
Median home value1$223,80030% below
Home prices, 1-year change5County figure4.8%51% above
Home prices, 5-year change5County figure49.1%5% below
Homeownership174.9%13% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,58715% below
Vacant homes1County figure6.8%3% below
Median year built119750% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$31,475
21% below the median place
Median household income1
$69,077
14% below the median place
All 10 work and pay measures
MeasureRubyAmong 6,645 placesVs median
Median household income1$69,07714% below
Income per person1$31,47521% below
Unemployment1County figure5.7%17% above
Average annual pay6County figure$58,07312% below
Pay growth, 1 year6County figure4.3%16% above
Jobs6County figure41,73472% below
Poverty rate1County figure11.3%5% above
Mean commute1County figure29 min14% above
Works from home1County figure7.7%38% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Born abroad is 0.0%, below the median place (median 8.8%).

Born abroad1
0.0%
below the median place (median 8.8%)
Homes with broadband1
97.8%
6% above the median place
Median age1
32.2
17% below the median place
All 8 people measures
MeasureRubyAmong 6,645 placesVs median
Population17146646th largest
Median age132.217% below
Bachelor's or higher1County figure20.3%37% below
High school or higher188.9%4% below
Household size12.64% above
Born abroad10.0%below (median 8.8%)
No health insurance1County figure4.9%23% below
Homes with broadband197.8%6% above
05

Life in Ruby

26 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars16.5 −21%
Shops28.8 −5%
Arts, recreation and fitness2.6 −37%
Doctors' offices and clinics19.7 −2%
Child care centers1.2 −48%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
1.2
48% below the median place
Arts, recreation and fitness per 10k8
2.6
37% below the median place
Restaurants and bars per 10k8
16.5
21% below the median place
All 9 schools and local life measures
MeasureRubyAmong 6,645 placesVs median
Public schools10County figure54above (median 9)
Public school students10County figure20,496319% above
Students per teacher10County figure17.111% above
Restaurants and bars per 10k8County figure16.521% below
Shops per 10k8County figure28.85% below
Arts, recreation and fitness per 10k8County figure2.637% below
Doctors' offices and clinics per 10k8County figure19.72% below
Child care centers per 10k8County figure1.248% below
National Register listings9County figure26100% above
06

Safety, weather and risk

July average high is 82°F, 6% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ruby. Larger places are fetched first.

July average high11
82°F
6% below the median place
Average temperature11
49°F
11% below the median place
Heat wave risk12
63.8
29% below the median place
All 11 weather and risk measures
MeasureRubyAmong 6,645 placesVs median
July average high11County figure82°F6% below
January average low11County figure18°F30% below
Average temperature11County figure49°F11% below
Annual precipitation11County figure33.9 in23% below
Natural hazard risk12County figure82.011% below
Hurricane risk12County figure35.849% below
Tornado risk12County figure87.27% above
Wildfire risk12County figure33.545% below
Heat wave risk12County figure63.829% below
Median air quality index13County figure399% below
Good air days13County figure69.6%2% above
08

Ruby in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, up from 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,105/mo (2024)$1,440/mo$1,180 to $1,750/mo+4.5%
Median household income$69,077 (2024)$84,500$71,500 to $100,000+3.4%
Median home value$223,800 (2024)$325,000$236,000 to $448,000+6.4%

The median home would be worth 3.8 years of the median income in 2030, against 3.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ruby

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Pleasanton, TX$1,108$65,034Compare
Yuma, AZ$1,114$65,482Compare
Ephrata, WA$1,106$69,551Compare
Hobbs, NM$1,112$64,021Compare
Hobbs, NMEphrata, WAYuma, AZPleasanton, TXRuby, MIRubyPleasantonYumaEphrataHobbsRubyPleasantonYumaEphrataHobbs

Common questions

Is Ruby a good place to live?

It depends on what you need, so here is what the numbers say. 0% of residents were born outside the US, fewer than in 99% of the 1,842 places under 10,000 people we track. It is the lowest of 143 Michigan places. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 173 Michigan places. See how it ranks with your own weights.

Is Ruby expensive to live in?

The median rent takes 19.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $223,800.

What salary do you need to live in Ruby?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,200 a year. Work it out from your current city.

What places are similar to Ruby?

On income, rent, home value, education and age, the closest matches are Pleasanton, TX, Yuma, AZ, Ephrata, WA and Hobbs, NM.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ruby with places of a similar size, using only figures measured for Ruby itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ruby-michigan

Citytistics. “Ruby, Michigan.” Data as of 2026-11-14. https://www.citytistics.com/city/ruby-michigan/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.