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Cost of living, pay and housing

32.05° N · 96.48° W · GEOID 4861616

Retreat

Navarro County, Texas · part of the Corsicana, TX metro

Limited data population under 5,000

TexasRetreat, TXRetreatRetreat

The short answer

Retreat is home to 707 people. Median household income is $85,179 a year and median rent is $1,583 a month, 22.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $190,800, about 2.2x annual median household income.

Median gross rent
$1,583
16% above the median place
Median household income
$85,179
6% above the median place
Median home value
$190,800
40% below the median place
Unemployment
4.4%
9% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Retreat

  • 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 415 Texas places.
  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 379 Texas places.
  • Owning with a mortgage costs about $183 a month less than the median rent, which is rarer than in 97% of places its size.
  • 10% of adults hold a bachelor's degree or higher, a smaller share than in 96% of places its size.
  • The median home is worth 2.2 years of the median household's income, fewer than in 91% of places its size.
01

Moving to Retreat

Navarro County gains about 17.8 residents per 1,000 a year to moves between counties.

Moved in3,255
Moved out2,498
Net+757

Where people come from and where they go, top counties

Freestone County, TX7963+16

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther states

Income per tax return

Arrivals$61K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Navarro County; flows under 20 returns are not published.

Who moves here
6.2% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Navarro County report $61,400 a year in income on average; those leaving, $55,800, so newcomers earn more than leavers.
Income you would need
$63,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,583 a month; owners with a mortgage pay $1,400 a month including taxes and insurance, on a median home of $190,800.
Getting to work
27 minutes each way on average; 9.1% work from home.
If it is close but not quite
Fuller Heights, FL matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people6
17.8
above the median place (median -0.6)
Income of households moving out6
$55,754
21% below the median place
All 5 moving measures
MeasureRetreatAmong 6,645 placesVs median
Moved here in the past year1County figure6.2%7% above
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people6County figure17.8above (median -0.6)
Income of households moving in6County figure$61,42513% below
Income of households moving out6County figure$55,75421% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Retreat22.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$63,320
a year, at the 30% line
Rent to income
22.3%
9% above the median place
Home price to income
2.2x
41% below the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$66,000
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Retreat, $1,583 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Retreat.

Sponsored · exampleMoving to Retreat? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
98.0%
48% above the median place
Property tax rate1
1.6%
74% above the median place
All 14 cost and housing measures
MeasureRetreatAmong 6,645 placesVs median
Median gross rent1$1,58316% above
Rent to income122.3%9% above
Property tax rate11.6%74% above
Home price to income12.2x41% below
Fair market rent, 2 bedrooms2County figure$1,13929% below
Property tax paid (median)1$3,0138% below
Median home value1$190,80040% below
Home prices, 1-year change3County figure-0.2%below (median 3.2%)
Home prices, 5-year change3County figure64.0%24% above
Homeownership198.0%48% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,40025% below
Vacant homes1County figure14.2%101% above
Median year built119881% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$33,695
16% below the median place
Median household income1
$85,179
6% above the median place
All 10 work and pay measures
MeasureRetreatAmong 6,645 placesVs median
Median household income1$85,1796% above
Income per person1$33,69516% below
Unemployment1County figure4.4%9% below
Average annual pay4County figure$51,41422% below
Pay growth, 1 year4County figure2.3%38% below
Jobs4County figure16,80989% below
Poverty rate1County figure17.1%59% above
Mean commute1County figure27 min9% above
Works from home1County figure9.1%27% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 10.2%, 68% below the median place.

Bachelor's or higher1
10.2%
68% below the median place
Homes with broadband1
82.5%
11% below the median place
High school or higher1
79.1%
14% below the median place

More about who lives here, against the typical place

No health insurance12.0% +88%
Household size2.9 +16%
Median age37.5 −4%
All 9 people measures
MeasureRetreatAmong 6,645 placesVs median
Population17076646th largest
Population change since 202058.1%above (median 1.1%)
Median age137.54% below
Bachelor's or higher110.2%68% below
High school or higher179.1%14% below
Household size12.916% above
Born abroad1County figure12.9%46% above
No health insurance112.0%87% above
Homes with broadband182.5%11% below
05

Life in Retreat

8 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars13.2 −37%
Shops26.7 −12%
Arts, recreation and fitness2.6 −37%
Doctors' offices and clinics10.6 −48%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k7
13.2
37% below the median place
Doctors' offices and clinics per 10k7
10.6
48% below the median place
Arts, recreation and fitness per 10k7
2.6
37% below the median place
All 9 schools and local life measures
MeasureRetreatAmong 6,645 placesVs median
Public schools9County figure21133% above
Public school students9County figure10,681118% above
Students per teacher9County figure15.12% below
Restaurants and bars per 10k7County figure13.237% below
Shops per 10k7County figure26.712% below
Arts, recreation and fitness per 10k7County figure2.637% below
Doctors' offices and clinics per 10k7County figure10.648% below
Child care centers per 10k7County figure2.717% above
National Register listings8County figure838% below
06

Safety, weather and risk

July average high is 95°F, 9% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Retreat. Larger places are fetched first.

July average high10
95°F
9% above the median place
Average temperature10
66°F
21% above the median place
Natural hazard risk11
75.3
19% below the median place
All 11 weather and risk measures
MeasureRetreatAmong 6,645 placesVs median
July average high10County figure95°F9% above
January average low10County figure37°F45% above
Average temperature10County figure66°F21% above
Annual precipitation10County figure41.2 in6% below
Natural hazard risk11County figure75.319% below
Hurricane risk11County figure61.513% below
Tornado risk11County figure94.016% above
Wildfire risk11County figure82.334% above
Heat wave risk11County figure85.06% below
Median air quality index12County figure479% above
Good air days12County figure59.2%14% below
08

Retreat in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, up from 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,583/mo (2023)$2,150/mo$1,730 to $2,660/mo+4.5%
Median household income$85,179 (2024)$108,000$91,500 to $128,000+4.1%
Median home value$190,800 (2024)$271,000$197,000 to $373,000+6.0%
Population443 (2025)460440 to 480+0.8%

The median home would be worth 2.5 years of the median income in 2030, against 2.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Retreat

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fuller Heights, FL$1,444$82,006Compare
Marion Oaks, FL$1,658$72,392Compare
Boulder Hill, IL$1,633$80,377Compare
Forest Hill, TX$1,763$68,457Compare
Forest Hill, TXBoulder Hill, ILMarion Oaks, FLFuller Heights, FLRetreat, TXRetreatFuller HeightsMarion OaksBoulder HillForest HillRetreatFuller HeightsMarion OaksBoulder HillForest Hill

Common questions

Is Retreat a good place to live?

It depends on what you need, so here is what the numbers say. 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 415 Texas places. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 379 Texas places. See how it ranks with your own weights.

Is Retreat expensive to live in?

The median rent takes 22.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $190,800.

What salary do you need to live in Retreat?

To rent the median home without spending more than 30% of income on rent, a household needs about $63,320 a year. Work it out from your current city.

What places are similar to Retreat?

On income, rent, home value, education and age, the closest matches are Fuller Heights, FL, Marion Oaks, FL, Boulder Hill, IL and Forest Hill, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. Population Estimates · US Census Bureau · Vintage 2025
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  9. Common Core of Data · National Center for Education Statistics · 2024 release
  10. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  11. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  12. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Retreat with places of a similar size, using only figures measured for Retreat itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/retreat-texas

Citytistics. “Retreat, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/retreat-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.