CitytisticsShortlist

Cost of living, pay and housing

38.13° N · 120.86° W · GEOID 0659426

Rancho Calaveras

Calaveras County, California

CaliforniaRancho Calaveras, CARancho CalaverasRancho Calaveras

The short answer

Rancho Calaveras is home to 7,131 people. Median household income is $88,779 a year and median rent is $1,826 a month, 24.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $443,900, about 5.0x annual median household income.

The story in Rancho Calaveras is how fast things are changing. Rent took 34% of the median income in the 2019 survey and 24.7% in 2024. In the 25 places most like it the share rose 0.6 points on average, so affordability held up better here. Also notable: Counting remote workers as zero, the average worker spends about 330 hours a year commuting, more than in 99% of places its size.

2OF 100

CTXCitytistics Index

Weak

Rancho Calaveras scores better than 2% of the 6,612 places we rate, and ranks 572nd of 654 in California.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%23
Economy 20%59
Safety 20%n/a
Amenities 15%1
Education 10%8
Commute 10%0
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,826
34% above the median place
Median household income
$88,779
11% above the median place
Median home value
$443,900
39% above the median place
Unemployment
4.5%
8% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Rancho Calaveras

  • Life nearbyOpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 84% of the 2,480 places under 10,000 people we track. It is the lowest of 655 California places we track.
01

Moving to Rancho Calaveras

Calaveras County gains about 2.7 residents per 1,000 a year to moves between counties.

Moved in2,362
Moved out2,265
Net+97

Where people come from and where they go, top counties

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther states

Income per tax return

Arrivals$89K
Leavers$79K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Calaveras County; flows under 20 returns are not published.

Who moves here
5.6% of residents arrived from another county in the past year, 0.5% from another state. County figure.
Who arrives and who leaves
Households moving into Calaveras County report $89,500 a year in income on average; those leaving, $79,300, so newcomers earn more than leavers.
Income you would need
$73,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,826 a month; owners with a mortgage pay $2,205 a month including taxes and insurance, on a median home of $443,900.
Getting to work
51 minutes each way on average; 16.3% work from home.
If it is close but not quite
Shady Hills, FL matches it on character for less of your income. Compare the two
Moved from another state1
0.5%
75% below the median place
Income of households moving in6
$89,485
27% above the median place
Net movers per 1,000 people6
2.7
above the median place (median -0.6)
All 5 moving measures
MeasureRancho CalaverasAmong 6,645 placesVs median
Moved here in the past year1County figure5.6%2% below
Moved from another state1County figure0.5%75% below
Net movers per 1,000 people6County figure2.7above (median -0.6)
Income of households moving in6County figure$89,48527% above
Income of households moving out6County figure$79,31613% above
02

What it costs to live here

95% of homes are owner-occupied, more than in 96% of the 2,476 places under 10,000 people we track. It is the 3rd-highest of 652 California places we track.

Rancho Calaveras24.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$73,040
a year, at the 30% line
Rent to income
24.7%
21% above the median place
Home price to income
5.0x
32% above the median place

Could you afford it?

The median rent would take
25%
comfortably under the 30% line
Left after rent, in US prices
$67,100
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Rancho Calaveras, $1,826 a month. It runs in your browser and stores nothing.

Like Rancho Calaveras, but easier on the budget

Places that match Rancho Calaveras on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Shady Hills, FL9417.4% vs 24.7%n/aCompare
Happy Valley, CA9416.7% vs 24.7%n/aCompare
Finley, WA9114.3% vs 24.7%n/aCompare
Green Hill, TN8916.9% vs 24.7%n/aCompare

Moving from somewhere else? Work out the salary you would need in Rancho Calaveras.

Sponsored · exampleMoving to Rancho Calaveras? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
95.0%
43% above the median place
Median year built1
1992
1% above the median place
Median home value1
$443,900
39% above the median place
All 15 cost and housing measures
MeasureRancho CalaverasAmong 6,645 placesVs median
Median gross rent1$1,82634% above
Rent to income124.7%21% above
Property tax rate10.8%12% below
Home price to income15.0x32% above
Fair market rent, 2 bedrooms2County figure$1,5335% below
HUD area median income3County figure$102,6004% below
Property tax paid (median)1$3,5408% above
Median home value1$443,90039% above
Home prices, 1-year change4County figure-1.0%below (median 3.2%)
Home prices, 5-year change4County figure31.0%40% below
Homeownership195.0%43% above
Renters paying 30%+1County figure59.3%17% above
Owner costs with a mortgage1$2,20518% above
Vacant homes1County figure33.4%373% above
Median year built119921% above
03

Work and pay

Mean commute is 51 min, 106% above the median place.

Mean commute1
51 min
106% above the median place
Works from home1
16.3%
31% above the median place
Poverty rate1
13.9%
29% above the median place
All 9 work and pay measures
MeasureRancho CalaverasAmong 6,645 placesVs median
Median household income1$88,77911% above
Income per person1$37,8016% below
Unemployment1County figure4.5%8% below
Average annual pay5County figure$60,0859% below
Pay growth, 1 year5County figure3.9%5% above
Jobs5County figure10,14093% below
Poverty rate113.9%29% above
Mean commute151 min106% above
Works from home116.3%31% above
04

Who lives here

Bachelor's or higher is 14.4%, 55% below the median place.

Bachelor's or higher1
14.4%
55% below the median place
Household size1
3.0
18% above the median place
Median age1
44.6
14% above the median place

More about who lives here, against the typical place

No health insurance11.2% +75%
Homes with broadband89.0% −4%
High school or higher89.1% −3%
Born abroad9.4% +7%
All 8 people measures
MeasureRancho CalaverasAmong 6,645 placesVs median
Population17,1315335th largest
Median age144.614% above
Bachelor's or higher114.4%55% below
High school or higher189.1%3% below
Household size13.018% above
Born abroad19.4%7% above
No health insurance111.2%75% above
Homes with broadband189.0%4% below
05

Life in Rancho Calaveras

OpenStreetMap shows 1.4 parks per 10,000 residents, fewer than in 90% of the 2,480 places under 10,000 people we track.

17 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents1.4 −86%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Port Chicago Naval Magazine National Memorial 64 miles
  • Eugene O'Neill National Historic Site 67 miles
  • Yosemite Wilderness 69 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.0 +1%
Shops29.2 −4%
Arts, recreation and fitness4.1 +0%
Doctors' offices and clinics9.9 −51%
Child care centers2.8 +22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
64.1
108% above the median place
Students per teacher11
22.8
48% above the median place
Doctors' offices and clinics per 10k7
9.9
51% below the median place
All 18 schools and local life measures
MeasureRancho CalaverasAmong 6,645 placesVs median
Public schools11County figure22144% above
Public school students11County figure5,2617% above
Students per teacher11County figure22.848% above
Restaurants and bars per 10k7County figure21.01% above
Shops per 10k7County figure29.24% below
Arts, recreation and fitness per 10k7County figure4.10% above
Doctors' offices and clinics per 10k7County figure9.951% below
Child care centers per 10k7County figure2.822% above
Parks per 10k81.486% below
Playgrounds per 10k80.0below (median 9.4)
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
Nearest National Park Service site964.1108% above
National Park Service sites within 60 miles90below (median 2)
National Register listings10County figure1731% above
06

Safety, weather and risk

Tornado risk is 8.0, 90% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Rancho Calaveras. Larger places are fetched first.

Tornado risk13
8.0
90% below the median place
Wildfire risk13
99.5
62% above the median place
July average high12
91°F
5% above the median place
All 10 weather and risk measures
MeasureRancho CalaverasAmong 6,645 placesVs median
July average high12County figure91°F5% above
January average low12County figure36°F43% above
Average temperature12County figure59°F7% above
Annual precipitation12County figure35.1 in20% below
Natural hazard risk13County figure86.66% below
Tornado risk13County figure8.090% below
Wildfire risk13County figure99.562% above
Heat wave risk13County figure84.17% below
Median air quality index14County figure407% below
Good air days14County figure82.2%20% above
08

Rancho Calaveras in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, about the same as 25% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Rancho Calaveras does better than 25% of places. Its projected home value growth beats 62%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,826/mo (2024)$2,330/mo$1,910 to $2,840/mo+4.1%
Median household income$88,779 (2024)$114,500$97,000 to $135,500+4.3%
Median home value$443,900 (2024)$642,000$466,000 to $884,000+6.3%

The median home would be worth 5.6 years of the median income in 2030, against 5.0 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Rancho Calaveras

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
North Westport, MA$1,662$87,582Compare
Riverhead, NY$2,045$83,008Compare
Port St. John, FL$1,771$87,736Compare
Gladstone, OR$1,740$91,250Compare
Gladstone, ORPort St. John, FLRiverhead, NYNorth Westport, MARancho Calaveras, CARancho CalaverasRiverheadPort St. JohnGladstoneRancho CalaverasRiverheadPort St. JohnGladstone

Places built like Rancho Calaveras

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Rancho Calaveras performs against places like it.

PlaceRent to incomeIncome growthPop. change
Rancho Calaveras, CA24.7%7.3%/yrn/a
Happy Valley, CA16.7%12.5%/yrn/aCompare
Suncrest, WA7.9%3.2%/yrn/aCompare
Finley, WA14.3%4.7%/yrn/aCompare
San Diego Country Estates, CA23.5%3.8%/yrn/aCompare
Oak Hills, CA20.4%3.0%/yrn/aCompare
Mead, WA22.5%3.0%/yrn/aCompare

Common questions

Is Rancho Calaveras a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 2 out of 100, better than 2% of the places we rate and 572nd of 654 in California. OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 84% of the 2,480 places under 10,000 people we track. It is the lowest of 655 California places we track. On cost, space and class size it scores 58 out of 100 for families. See how it ranks with your own weights.

Is Rancho Calaveras expensive to live in?

The median rent takes 24.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $443,900.

What salary do you need to live in Rancho Calaveras?

To rent the median home without spending more than 30% of income on rent, a household needs about $73,040 a year. Work it out from your current city.

What places are similar to Rancho Calaveras?

On income, rent, home value, education and age, the closest matches are North Westport, MA, Riverhead, NY, Port St. John, FL and Gladstone, OR.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Rancho Calaveras with places of a similar size, using only figures measured for Rancho Calaveras itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/rancho-calaveras-california

Citytistics. “Rancho Calaveras, California.” Data as of 2026-11-14. https://www.citytistics.com/city/rancho-calaveras-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.