CitytisticsShortlist

Cost of living, pay and housing

36.88° N · 86.42° W · GEOID 2161536

Plano

Warren County, Kentucky · part of the Bowling Green, KY metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

KentuckyPlano, KYPlanoPlano

The short answer

Plano is home to 1,290 people. Median household income is $80,188 a year and median rent is $1,002 a month, 15.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $226,300, about 2.8x annual median household income.

Median gross rent
$1,002
27% below the median place
Median household income
$80,188
0% below the median place
Median home value
$226,300
29% below the median place
Unemployment
4.4%
9% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Plano

  • 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 85 Kentucky places.
  • 0% of residents were born outside the US, fewer than in 99% of places its size. It is the lowest of 62 Kentucky places.
  • Household income has grown -1.2% a year across the last five survey releases, slower than in 96% of places its size. It is the lowest of 85 Kentucky places.
  • Households average 3.14 people, larger than in 92% of places its size. It is the 2nd-highest of 85 Kentucky places.
  • The median resident is 31.2 years old, younger than in 93% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 88 out of 100. Budget for insurance before counting the savings.

01

Moving to Plano

Warren County gains about 6.4 residents per 1,000 a year to moves between counties.

Moved in6,736
Moved out6,051
Net+685

Where people come from and where they go, top counties

Logan County, KY299310−11
Allen County, KY275317−42
Edmonson County, KY237281−44

Within Kentucky, other states or abroad

Arrivals
Leavers
Within KentuckyOther states

Income per tax return

Arrivals$52K
Leavers$54K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Warren County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Warren County report $52,400 a year in income on average; those leaving, $54,300.
Income you would need
$40,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,002 a month; owners with a mortgage pay $1,124 a month including taxes and insurance, on a median home of $226,300.
Getting to work
20 minutes each way on average; 7.5% work from home.
If it is close but not quite
Moorhead, MN matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving in7
$52,414
26% below the median place
All 5 moving measures
MeasurePlanoAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure6.4above (median -0.6)
Income of households moving in7County figure$52,41426% below
Income of households moving out7County figure$54,32823% below
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Plano15.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$40,080
a year, at the 30% line
Rent to income
15.0%
26% below the median place
Home price to income
2.8x
26% below the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$71,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Plano, $1,002 a month, and local prices for everything else (95.7 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Plano.

Sponsored · exampleMoving to Plano? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Homeownership1
100.0%
51% above the median place
Owner costs with a mortgage1
$1,124
40% below the median place
All 16 cost and housing measures
MeasurePlanoAmong 6,645 placesVs median
Median gross rent1County figure$1,00227% below
Rent to income115.0%26% below
Property tax rate10.6%34% below
Home price to income12.8x26% below
Prices vs US average2Metro figure90.211% below
Fair market rent, 2 bedrooms3County figure$1,19926% below
HUD area median income4County figure$81,40024% below
Property tax paid (median)1$1,35359% below
Median home value1$226,30029% below
Home prices, 1-year change5County figure3.5%11% above
Home prices, 5-year change5County figure50.0%3% below
Homeownership1100.0%51% above
Renters paying 30%+1County figure47.9%5% below
Owner costs with a mortgage1$1,12440% below
Vacant homes10.0%below (median 7.1%)
Median year built119810% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$29,224
27% below the median place
Median household income1
$80,188
0% below the median place
All 10 work and pay measures
MeasurePlanoAmong 6,645 placesVs median
Median household income1$80,1880% below
Income per person1$29,22427% below
Unemployment1County figure4.4%9% below
Average annual pay6County figure$56,66514% below
Pay growth, 1 year6County figure2.1%43% below
Jobs6County figure71,83952% below
Poverty rate1County figure17.0%58% above
Mean commute1County figure20 min18% below
Works from home1County figure7.5%39% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Born abroad is 0.0%, below the median place (median 8.8%).

Born abroad1
0.0%
below the median place (median 8.8%)
No health insurance1
0.0%
below the median place (median 6.4%)
Homes with broadband1
100.0%
8% above the median place

More about who lives here, against the typical place

Median age31.2 −20%
Household size3.1 +26%
High school or higher96.4% +4%
Bachelor's or higher41.7% +30%
All 8 people measures
MeasurePlanoAmong 6,645 placesVs median
Population11,2906646th largest
Median age131.220% below
Bachelor's or higher141.7%30% above
High school or higher196.4%4% above
Household size13.126% above
Born abroad10.0%below (median 8.8%)
No health insurance10.0%below (median 6.4%)
Homes with broadband1100.0%8% above
05

Life in Plano

107 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.0 −4%
Shops36.5 +20%
Arts, recreation and fitness3.1 −24%
Doctors' offices and clinics20.7 +2%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
36.5
20% above the median place
Child care centers per 10k8
1.8
22% below the median place
Public schools11
45
400% above the median place
All 16 schools and local life measures
MeasurePlanoAmong 6,645 placesVs median
Public schools11County figure45400% above
Public school students11County figure23,324376% above
Students per teacher11County figure16.57% above
Restaurants and bars per 10k8County figure20.04% below
Shops per 10k8County figure36.520% above
Arts, recreation and fitness per 10k8County figure3.124% below
Doctors' offices and clinics per 10k8County figure20.72% above
Child care centers per 10k8County figure1.822% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure107above (median 13)
06

Safety, weather and risk

Wildfire risk is 18.5, 70% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Plano. Larger places are fetched first.

Wildfire risk13
18.5
70% below the median place
Annual precipitation12
51.9 in
18% above the median place
Median air quality index14
39
9% below the median place
All 11 weather and risk measures
MeasurePlanoAmong 6,645 placesVs median
July average high12County figure89°F3% above
January average low12County figure27°F8% above
Average temperature12County figure58°F6% above
Annual precipitation12County figure51.9 in18% above
Natural hazard risk13County figure88.54% below
Hurricane risk13County figure44.237% below
Tornado risk13County figure93.114% above
Wildfire risk13County figure18.570% below
Heat wave risk13County figure82.29% below
Median air quality index14County figure399% below
Good air days14County figure77.8%14% above
08

Plano in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$80,188 (2024)$99,500$84,500 to $118,000+3.7%
Median home value$226,300 (2024)$324,000$235,000 to $447,000+6.2%

The median home would be worth 3.3 years of the median income in 2030, against 2.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Plano

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Moorhead, MN$1,033$72,761Compare
Waverly, IA$1,057$80,284Compare
Seward, NE$1,018$72,564Compare
Norwood, OH$981$71,611Compare
Norwood, OHSeward, NEWaverly, IAMoorhead, MNPlano, KYPlanoMoorheadWaverlySewardNorwoodPlanoMoorheadWaverlySewardNorwood

Common questions

Is Plano a good place to live?

It depends on what you need, so here is what the numbers say. 100% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 85 Kentucky places. 0% of residents were born outside the US, fewer than in 99% of places its size. It is the lowest of 62 Kentucky places. See how it ranks with your own weights.

Is Plano expensive to live in?

The median rent takes 15.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $226,300.

What salary do you need to live in Plano?

To rent the median home without spending more than 30% of income on rent, a household needs about $40,080 a year. Work it out from your current city.

What places are similar to Plano?

On income, rent, home value, education and age, the closest matches are Moorhead, MN, Waverly, IA, Seward, NE and Norwood, OH.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Plano with places of a similar size, using only figures measured for Plano itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/plano-kentucky

Citytistics. “Plano, Kentucky.” Data as of 2026-11-14. https://www.citytistics.com/city/plano-kentucky/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.