CitytisticsShortlist

Cost of living, pay and housing

42.19° N · 72.31° W · GEOID 2552144

Palmer Town

Hampden County, Massachusetts · part of the Springfield, MA metro

MassachusettsPalmer Town, MAPalmer TownPalmer Town

The short answer

Palmer Town is home to 12,381 people. Median household income is $78,480 a year and median rent is $1,075 a month, 16.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $271,400, about 3.5x annual median household income.

Palmer Town stands out on value for money. Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 93 out of 100. Budget for insurance before counting the savings. Also notable: 1% of residents were born outside the US, fewer than in 98% of places its size. It is the lowest of 114 Massachusetts places we track.

50OF 100

CTXCitytistics Index

Average

Palmer Town scores better than 50% of the 6,612 places we rate, and ranks 70th of 121 in Massachusetts.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%71
Economy 20%69
Safety 20%47
Amenities 15%44
Education 10%30
Commute 10%17
Growth 5%21
Median gross rent
$1,075
21% below the median place
Median household income
$78,480
2% below the median place
Median home value
$271,400
15% below the median place
Unemployment
2.9%
41% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Palmer Town

Hampden County loses about 3.0 residents per 1,000 a year to moves between counties.

Moved in11,306
Moved out12,418
Net−1,112

Where people come from and where they go, top counties

Within Massachusetts, other states or abroad

Arrivals
Leavers
Within MassachusettsOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$69K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hampden County; flows under 20 returns are not published.

Who moves here
7.2% of residents arrived from another county in the past year, 1.4% from another state.
Who arrives and who leaves
Households moving into Hampden County report $58,600 a year in income on average; those leaving, $68,800, so leavers earn more than newcomers.
Income you would need
$43,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,075 a month; owners with a mortgage pay $2,035 a month including taxes and insurance, on a median home of $271,400.
Getting to work
31 minutes each way on average; 7.3% work from home; 1.6% take transit.
If it is close but not quite
Carroll, IA matches it on character for less of your income. Compare the two
Moved here in the past year1
7.2%
26% above the median place
Income of households moving in7
$58,575
17% below the median place
Moved from another state1
1.4%
28% below the median place
All 5 moving measures
MeasurePalmer TownAmong 6,645 placesVs median
Moved here in the past year17.2%26% above
Moved from another state1County figure1.4%28% below
Net movers per 1,000 people7County figure-3.0400% below
Income of households moving in7County figure$58,57517% below
Income of households moving out7County figure$68,7712% below
02

What it costs to live here

Owning with a mortgage costs about $960 a month more than the median rent, a wider gap than in 86% of the 2,298 places of 10,000 to 25,000 people we track.

Palmer Town16.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$43,000
a year, at the 30% line
Rent to income
16.4%
20% below the median place
Home price to income
3.5x
9% below the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$65,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Palmer Town, $1,075 a month, and local prices for everything else (100.2 against a US average of 100). It runs in your browser and stores nothing.

Like Palmer Town, but easier on the budget

Places that match Palmer Town on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Carroll, IA9412.4% vs 16.4%n/aCompare
Oregon, OH9413.1% vs 16.4%$8,600Compare
St. Marys, PA9313.6% vs 16.4%n/aCompare
Trenton, MI9212.8% vs 16.4%$5,200Compare

Moving from somewhere else? Work out the salary you would need in Palmer Town.

Sponsored · exampleMoving to Palmer Town? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
1.7%
84% above the median place
Median year built1
1962
1% below the median place
Property tax paid (median)1
$4,540
39% above the median place
All 15 cost and housing measures
MeasurePalmer TownAmong 6,645 placesVs median
Median gross rent1$1,07521% below
Rent to income116.4%20% below
Property tax rate11.7%84% above
Home price to income13.5x9% below
Prices vs US average2Metro figure96.15% below
Fair market rent, 2 bedrooms3County figure$1,80011% above
Property tax paid (median)1$4,54039% above
Median home value1$271,40015% below
Home prices, 1-year change4County figure5.3%65% above
Home prices, 5-year change4County figure52.9%3% above
Homeownership171.5%8% above
Renters paying 30%+152.9%4% above
Owner costs with a mortgage1$2,0359% above
Vacant homes17.0%1% below
Median year built119621% below
03

Work and pay

Counting remote workers as zero, the average worker spends about 220 hours a year commuting, more than in 90% of the 2,241 places of 10,000 to 25,000 people we track.

Unemployment1
2.9%
41% below the median place
Mean commute1
31 min
26% above the median place
Works from home1
7.3%
41% below the median place

More on work and pay, against the typical place

Poverty rate8.3% −23%
Income per person$45,032 +12%
Median household income$78,480 −2%
All 10 work and pay measures
MeasurePalmer TownAmong 6,645 placesVs median
Median household income1$78,4802% below
Income per person1$45,03212% above
Unemployment12.9%41% below
Average annual pay5County figure$64,6862% below
Pay growth, 1 year5County figure2.9%22% below
Jobs5County figure201,21634% above
Poverty rate18.3%23% below
Mean commute131 min26% above
Works from home17.3%41% below
Commutes by transit1County figure1.6%84% above
04

Who lives here

The median resident is 47.8 years old, older than in 93% of the 2,300 places of 10,000 to 25,000 people we track.

Born abroad1
1.2%
86% below the median place
Median age1
47.8
23% above the median place
Household size1
2.2
10% below the median place

More about who lives here, against the typical place

Bachelor's or higher23.5% −27%
Homes with broadband90.4% −2%
High school or higher89.8% −3%
All 9 people measures
MeasurePalmer TownAmong 6,645 placesVs median
Population112,3813504th largest
Population change since 20206-0.7%below (median 1.1%)
Median age147.823% above
Bachelor's or higher123.5%27% below
High school or higher189.8%3% below
Household size12.210% below
Born abroad11.2%86% below
No health insurance1County figure3.0%53% below
Homes with broadband190.4%2% below
05

Life in Palmer Town

The nearest National Park Service site is Blackstone River Valley National Historical Park, about 52 miles away.

Founded or incorporated in 1727. 173 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents12.1 +19%
Playgrounds per 10k11.3 +20%
Grocery stores per 10k1.6 −24%
Restaurants, cafes and bars per 10k3.2 −71%
Libraries per 10k1.6 +86%
Named paths and bike trails7 km 3.3×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Blackstone River Valley National Historical Park 52 miles
  • Roger Williams National Memorial 52 miles
  • Minute Man National Historical Park 55 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.5 −11%
Shops31.8 +5%
Arts, recreation and fitness3.0 −27%
Doctors' offices and clinics15.0 −26%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
52.3
70% above the median place
Students per teacher13
11.6
25% below the median place
Public schools13
161
above the median place (median 9)
All 18 schools and local life measures
MeasurePalmer TownAmong 6,645 placesVs median
Public schools13County figure161above (median 9)
Public school students13County figure68,084above (median 4,897)
Students per teacher13County figure11.625% below
Restaurants and bars per 10k8County figure18.511% below
Shops per 10k8County figure31.85% above
Arts, recreation and fitness per 10k8County figure3.027% below
Doctors' offices and clinics per 10k8County figure15.026% below
Child care centers per 10k8County figure2.30% above
Parks per 10k912.119% above
Playgrounds per 10k911.320% above
Grocery stores per 10k91.624% below
Restaurants, cafes and bars per 10k93.271% below
Libraries per 10k91.686% above
Named paths and bike trails96.5225% above
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1052.370% above
National Park Service sites within 60 miles10350% above
National Register listings11County figure173above (median 13)
06

Safety, weather and risk

The city police department reported 454 violent offenses per 100,000 residents, more than in 86% of the 1,457 places of 10,000 to 25,000 people we track.

Violent crime per 100k
454
136% above the median place
Property crime per 100k
680
44% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low14
16°F
37% below the median place
Average temperature14
49°F
12% below the median place
Hurricane risk15
93.2
32% above the median place
All 11 weather and risk measures
MeasurePalmer TownAmong 6,645 placesVs median
July average high14County figure83°F5% below
January average low14County figure16°F37% below
Average temperature14County figure49°F12% below
Annual precipitation14County figure49.1 in12% above
Natural hazard risk15County figure92.80% above
Hurricane risk15County figure93.232% above
Tornado risk15County figure82.72% above
Wildfire risk15County figure39.336% below
Heat wave risk15County figure89.70% below
Median air quality index16County figure399% below
Good air days16County figure77.0%12% above
08

Palmer Town in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 16% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Palmer Town does better than 71% of places. Its projected home value growth beats 26%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,075/mo (2024)$1,360/mo$1,120 to $1,660/mo+4.0%
Median household income$78,480 (2024)$99,000$83,500 to $117,000+3.9%
Median home value$271,400 (2024)$383,000$278,000 to $528,000+5.9%
Population12,367 (2025)12,43011,920 to 12,960+0.1%

The median home would be worth 3.9 years of the median income in 2030, against 3.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Palmer Town

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Soddy-Daisy, TN$1,047$75,113Compare
Red Hill, SC$1,179$68,250Compare
New Franklin, OH$1,132$90,244Compare
Lakehills, TX$1,046$90,110Compare
Lakehills, TXNew Franklin, OHRed Hill, SCSoddy-Daisy, TNPalmer Town, MAPalmer TownSoddy-DaisyRed HillNew FranklinLakehillsPalmer TownSoddy-DaisyRed HillNew FranklinLakehills

Places built like Palmer Town

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Palmer Town performs against places like it.

PlaceRent to incomeIncome growthPop. change
Palmer Town, MA16.4%4.0%/yr-0.7%
Oakville, CT17.8%5.9%/yrn/aCompare
Franklin, NH18.6%6.3%/yr1.1%Compare
Caribou, ME16.9%4.7%/yr-1.0%Compare
Tiverton, RI16.2%7.8%/yrn/aCompare
Winslow, ME20.9%4.9%/yrn/aCompare
Houlton, ME16.5%11.8%/yrn/aCompare

Common questions

Is Palmer Town a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 50 out of 100, better than 50% of the places we rate and 70th of 121 in Massachusetts. On cost, space and class size it scores 68 out of 100 for families. See how it ranks with your own weights.

Is Palmer Town expensive to live in?

The median rent takes 16.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $271,400.

What salary do you need to live in Palmer Town?

To rent the median home without spending more than 30% of income on rent, a household needs about $43,000 a year. Work it out from your current city.

Is Palmer Town safe?

There were 454 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Palmer Town?

On income, rent, home value, education and age, the closest matches are Soddy-Daisy, TN, Red Hill, SC, New Franklin, OH and Lakehills, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Palmer Town with places of a similar size, using only figures measured for Palmer Town itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/palmer-town-massachusetts

Citytistics. “Palmer Town, Massachusetts.” Data as of 2026-11-14. https://www.citytistics.com/city/palmer-town-massachusetts/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.