CitytisticsShortlist

Cost of living, pay and housing

38.70° N · 90.37° W · GEOID 2955550

Overland

St. Louis County, Missouri · part of the St. Louis, MO metro

MissouriOverland, MOOverlandOverland

The short answer

Overland is home to 15,695 people. Median household income is $61,773 a year and median rent is $1,112 a month, 21.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $131,900, about 2.1x annual median household income.

The story in Overland is how fast things are changing. Rent took 26% of the median income in the 2019 survey and 21.6% in 2024. In the 25 places most like it the share rose 0.1 points on average, so affordability held up better here. Also notable: The median home costs 2.1 years of the median household's income, fewer than in 96% of places its size.

34OF 100

CTXCitytistics Index

Below average

Overland scores better than 34% of the 6,612 places we rate, and ranks 112th of 140 in Missouri.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%69
Economy 20%25
Safety 20%15
Amenities 15%50
Education 10%45
Commute 10%79
Growth 5%41
Median gross rent
$1,112
19% below the median place
Median household income
$61,773
23% below the median place
Median home value
$131,900
59% below the median place
Unemployment
6.4%
31% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Overland

  • GrowthCompared with the 25 places most like it in size, age, education, housing and region (such as Huron, SD, St. Ann, MO and El Dorado, KS), household income growth here is higher: 6.8% a year against a typical 4.1% a year.
01

Moving to Overland

St. Louis County loses about 4.4 residents per 1,000 a year to moves between counties.

Moved in38,403
Moved out41,969
Net−3,566

Where people come from and where they go, top counties

St. Louis city, MO11,7558,205+3,550
St. Charles County, MO4,0546,788−2,734
Jefferson County, MO2,8483,740−892
Cook County, IL500620−120

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther statesAbroad

Income per tax return

Arrivals$72K
Leavers$80K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Louis County; flows under 20 returns are not published.

Who moves here
3.4% of residents arrived from another county in the past year, 2.0% from another state.
Who arrives and who leaves
Households moving into St. Louis County report $71,600 a year in income on average; those leaving, $79,700, so leavers earn more than newcomers.
Income you would need
$44,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,112 a month; owners with a mortgage pay $1,204 a month including taxes and insurance, on a median home of $131,900.
Getting to work
20 minutes each way on average; 10.7% work from home; 1.4% take transit.
If it is close but not quite
Paulsboro, NJ matches it on character for less of your income. Compare the two
Moved here in the past year1
3.4%
40% below the median place
Income of households moving out8
$79,731
13% above the median place
Net movers per 1,000 people8
-4.4
below the median place (median -0.6)
All 5 moving measures
MeasureOverlandAmong 6,645 placesVs median
Moved here in the past year13.4%40% below
Moved from another state1County figure2.0%1% above
Net movers per 1,000 people8County figure-4.4below (median -0.6)
Income of households moving in8County figure$71,5771% above
Income of households moving out8County figure$79,73113% above
02

What it costs to live here

Owning with a mortgage costs only about $92 a month more than the median rent, a smaller gap than in 92% of the 2,298 places of 10,000 to 25,000 people we track.

Overland21.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,480
a year, at the 30% line
Rent to income
21.6%
6% above the median place
Home price to income
2.1x
44% below the median place

Could you afford it?

The median rent would take
22%
comfortably under the 30% line
Left after rent, in US prices
$49,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Overland, $1,112 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Like Overland, but easier on the budget

Places that match Overland on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Paulsboro, NJ9418.2% vs 21.6%$3,100Compare
Manheim, PA9417.0% vs 21.6%$18,800Compare
Souderton, PA9416.6% vs 21.6%$28,500Compare
Arbutus, MD9316.0% vs 21.6%$32,700Compare

Moving from somewhere else? Work out the salary you would need in Overland.

Sponsored · exampleMoving to Overland? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$131,900
59% below the median place
Median year built1
1955
1% below the median place
Owner costs with a mortgage1
$1,204
36% below the median place
All 16 cost and housing measures
MeasureOverlandAmong 6,645 placesVs median
Median gross rent1$1,11219% below
Rent to income121.6%6% above
Property tax rate11.5%66% above
Home price to income12.1x44% below
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$1,99239% below
Median home value1$131,90059% below
Home prices, 1-year change5County figure3.8%18% above
Home prices, 5-year change5County figure43.6%15% below
Homeownership162.6%6% below
Renters paying 30%+149.3%3% below
Owner costs with a mortgage1$1,20436% below
Vacant homes14.5%37% below
Median year built119551% below
03

Work and pay

Mean commute is 20 min, 19% below the median place.

Mean commute1
20 min
19% below the median place
Unemployment1
6.4%
31% above the median place
Income per person1
$31,778
21% below the median place

More on work and pay, against the typical place

Median household income$61,773 −23%
Works from home10.7% −14%
Poverty rate9.7% −10%
All 10 work and pay measures
MeasureOverlandAmong 6,645 placesVs median
Median household income1$61,77323% below
Income per person1$31,77821% below
Unemployment16.4%31% above
Average annual pay6County figure$78,74119% above
Pay growth, 1 year6County figure3.7%0% above
Jobs6County figure589,803291% above
Poverty rate19.7%10% below
Mean commute120 min19% below
Works from home110.7%14% below
Commutes by transit1County figure1.4%64% above
04

Who lives here

No health insurance is 13.5%, 111% above the median place.

No health insurance1
13.5%
111% above the median place
Population change since 20207
-2.9%
below the median place (median 1.1%)
Homes with broadband1
86.7%
6% below the median place

More about who lives here, against the typical place

Median age34.7 −11%
High school or higher87.5% −5%
Born abroad15.9% +81%
Household size2.4 −2%
Bachelor's or higher29.6% −8%
All 9 people measures
MeasureOverlandAmong 6,645 placesVs median
Population115,6952896th largest
Population change since 20207-2.9%below (median 1.1%)
Median age134.711% below
Bachelor's or higher129.6%8% below
High school or higher187.5%5% below
Household size12.42% below
Born abroad115.9%81% above
No health insurance113.5%111% above
Homes with broadband186.7%6% below
05

Life in Overland

The nearest National Park Service site is Ulysses S. Grant National Historic Site, about 10 miles away.

1 site is on the National Register of Historic Places, 17 of them National Historic Landmarks. Its history on Wikipedia

  • U.S. Army Publications Distribution Center listed 2015

Out the door, against the typical place

Parks per 10k residents11.5 +13%
Playgrounds per 10k4.5 −53%
Grocery stores per 10k4.5 2.1×
Restaurants, cafes and bars per 10k17.8 +60%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi9.8 46.7×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Ulysses S. Grant National Historic Site 10 miles
  • Gateway Arch National Park 11 miles
  • Ste. Geneviève National Historical Park 53 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.1 +1%
Shops32.3 +7%
Arts, recreation and fitness5.0 +22%
Doctors' offices and clinics32.4 +60%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
10.1
67% below the median place
Public schools14
271
above the median place (median 9)
Public school students14
134,524
above the median place (median 4,897)
All 18 schools and local life measures
MeasureOverlandAmong 6,645 placesVs median
Public schools14County figure271above (median 9)
Public school students14County figure134,524above (median 4,897)
Students per teacher14County figure12.221% below
Restaurants and bars per 10k9County figure21.11% above
Shops per 10k9County figure32.37% above
Arts, recreation and fitness per 10k9County figure5.022% above
Doctors' offices and clinics per 10k9County figure32.460% above
Child care centers per 10k9County figure2.59% above
Parks per 10k1011.513% above
Playgrounds per 10k104.553% below
Grocery stores per 10k104.5110% above
Restaurants, cafes and bars per 10k1017.860% above
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.0below (median 2.0)
Transit stops per sq mi109.8above (median 0.2)
Nearest National Park Service site1110.167% below
National Park Service sites within 60 miles11350% above
National Register listings12192% below
06

Safety, weather and risk

The city police department reported 550 violent offenses per 100,000 residents, more than in 92% of the 1,457 places of 10,000 to 25,000 people we track.

Violent crime per 100k
550
187% above the median place
Property crime per 100k
2,200
81% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Heat wave risk16
99.9
11% above the median place
Good air days17
31.2%
54% below the median place
Median air quality index17
56
30% above the median place
All 11 weather and risk measures
MeasureOverlandAmong 6,645 placesVs median
July average high15County figure88°F2% above
January average low15County figure23°F9% below
Average temperature15County figure56°F2% above
Annual precipitation15County figure42.3 in3% below
Natural hazard risk16County figure99.37% above
Hurricane risk16County figure45.136% below
Tornado risk16County figure98.120% above
Wildfire risk16County figure61.71% above
Heat wave risk16County figure99.911% above
Median air quality index17Metro figure5630% above
Good air days17Metro figure31.2%54% below
08

Overland in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, about the same as 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Overland does better than 70% of places. Its projected home value growth beats 52%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,112/mo (2024)$1,410/mo$1,160 to $1,720/mo+4.0%
Median household income$61,773 (2024)$79,000$67,000 to $93,500+4.2%
Median home value$131,900 (2024)$189,000$137,000 to $261,000+6.2%
Population15,474 (2025)15,36014,740 to 16,020−0.1%

The median home would be worth 2.4 years of the median income in 2030, against 2.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Overland

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
South Bend, IN$1,033$55,786Compare
El Paso, TX$1,073$59,745Compare
Des Moines, IA$1,090$65,932Compare
Columbus, GA$1,106$58,073Compare
Columbus, GADes Moines, IAEl Paso, TXSouth Bend, INOverland, MOOverlandSouth BendEl PasoDes MoinesColumbusOverlandSouth BendEl PasoDes MoinesColumbus

Places built like Overland

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Overland performs against places like it.

PlaceRent to incomeIncome growthPop. change
Overland, MO21.6%6.8%/yr-2.9%
Huron, SD17.3%5.9%/yr2.5%Compare
St. Ann, MO22.4%1.9%/yr-2.9%Compare
El Dorado, KS17.1%6.4%/yr-0.7%Compare
South St. Paul, MN16.4%6.8%/yr-1.1%Compare
Ottumwa, IA18.1%7.9%/yr-0.9%Compare
Austin, MN16.8%7.2%/yr1.9%Compare

Common questions

Is Overland a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 34 out of 100, better than 34% of the places we rate and 112th of 140 in Missouri. Compared with the 25 places most like it in size, age, education, housing and region (such as Huron, SD, St. Ann, MO and El Dorado, KS), household income growth here is higher: 6.8% a year against a typical 4.1% a year. On cost, space and class size it scores 63 out of 100 for families. See how it ranks with your own weights.

Is Overland expensive to live in?

The median rent takes 21.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $131,900.

What salary do you need to live in Overland?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,480 a year. Work it out from your current city.

Is Overland safe?

There were 550 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Overland?

On income, rent, home value, education and age, the closest matches are South Bend, IN, El Paso, TX, Des Moines, IA and Columbus, GA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Overland with places of a similar size, using only figures measured for Overland itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/overland-missouri

Citytistics. “Overland, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/overland-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.