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Cost of living, pay and housing

40.13° N · 75.46° W · GEOID 4256160

Oaks

Montgomery County, Pennsylvania · part of the Philadelphia, PA metro

Limited data population under 5,000

PennsylvaniaOaks, PAOaksOaks

The short answer

Oaks is home to 943 people. Median household income is $165,583 a year and median rent is $1,738 a month, 12.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $602,500, about 3.6x annual median household income.

Median gross rent
$1,738
27% above the median place
Median household income
$165,583
106% above the median place
Median home value
$602,500
89% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oaks

  • Between the 2023 and 2024 surveys, household income rose 2% a year while rent rose -12.7%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 271 Pennsylvania places.
  • 0.0% of residents live below the poverty line, fewer than in 99% of places its size. It is the lowest of 253 Pennsylvania places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 193 Pennsylvania places.
  • 36% of workers mostly work from home, more than in 97% of places its size. It is the 3rd-highest of 259 Pennsylvania places.
  • The median resident is 53.2 years old, older than in 95% of places its size. It is the 3rd-highest of 271 Pennsylvania places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.

Many people here skip the commute entirely: 36% work from home, which keeps total commuting time lower than in 86% of places.

01

Moving to Oaks

Montgomery County gains about 0.7 residents per 1,000 a year to moves between counties.

Moved in35,647
Moved out35,121
Net+526

Where people come from and where they go, top counties

Philadelphia County, PA10,2835,450+4,833
Bucks County, PA4,4664,196+270
Chester County, PA3,0203,529−509
Delaware County, PA2,0991,905+194
Berks County, PA1,1891,723−534
New York County, NY497

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$98K
Leavers$105K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Montgomery County; flows under 20 returns are not published.

Who moves here
5.3% of residents arrived from another county in the past year, 1.7% from another state. County figure.
Who arrives and who leaves
Households moving into Montgomery County report $97,700 a year in income on average; those leaving, $104,700, so leavers earn more than newcomers.
Income you would need
$69,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,738 a month; owners with a mortgage pay $2,504 a month including taxes and insurance, on a median home of $602,500.
Getting to work
25 minutes each way on average; 35.8% work from home.
If it is close but not quite
Richboro, PA matches it on character. Compare the two
Income of households moving out7
$104,712
49% above the median place
Income of households moving in7
$97,688
38% above the median place
Moved from another state1
1.7%
14% below the median place
All 5 moving measures
MeasureOaksAmong 6,645 placesVs median
Moved here in the past year1County figure5.3%8% below
Moved from another state1County figure1.7%14% below
Net movers per 1,000 people7County figure0.7above (median -0.6)
Income of households moving in7County figure$97,68838% above
Income of households moving out7County figure$104,71249% above
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Oaks12.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$69,520
a year, at the 30% line
Rent to income
12.6%
38% below the median place
Home price to income
3.6x
4% below the median place

Could you afford it?

The median rent would take
13%
comfortably under the 30% line
Left after rent, in US prices
$144,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Oaks, $1,738 a month, and local prices for everything else (100.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Oaks.

Sponsored · exampleMoving to Oaks? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Median year built1
1958
1% below the median place
Median home value1
$602,500
89% above the median place
All 16 cost and housing measures
MeasureOaksAmong 6,645 placesVs median
Median gross rent1$1,73827% above
Rent to income112.6%38% below
Property tax rate11.0%9% above
Home price to income13.6x4% below
Prices vs US average2Metro figure102.52% above
Fair market rent, 2 bedrooms3County figure$1,86015% above
HUD area median income4County figure$122,70014% above
Property tax paid (median)1$5,96683% above
Median home value1$602,50089% above
Home prices, 1-year change5County figure4.6%45% above
Home prices, 5-year change5County figure51.7%0% above
Homeownership175.8%14% above
Renters paying 30%+1County figure49.0%3% below
Owner costs with a mortgage1$2,50434% above
Vacant homes10.0%below (median 7.1%)
Median year built119581% below
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Poverty rate1
0.0%
below the median place (median 10.8%)
Commutes by transit1
0.0%
below the median place (median 0.8%)

More on work and pay, against the typical place

Income per person$115,018 2.9×
Works from home35.8% 2.9×
Median household income$165,583 2.1×
Mean commute25 min +2%
All 10 work and pay measures
MeasureOaksAmong 6,645 placesVs median
Median household income1$165,583106% above
Income per person1$115,018187% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$90,91538% above
Pay growth, 1 year6County figure2.8%24% below
Jobs6County figure504,216235% above
Poverty rate10.0%below (median 10.8%)
Mean commute125 min2% above
Works from home135.8%187% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 98.6%, 7% above the median place.

Homes with broadband1
98.6%
7% above the median place
Median age1
53.2
36% above the median place
Household size1
2.2
13% below the median place

More about who lives here, against the typical place

Bachelor's or higher55.7% +74%
High school or higher96.4% +4%
Born abroad19.3% 2.2×
All 8 people measures
MeasureOaksAmong 6,645 placesVs median
Population19436646th largest
Median age153.236% above
Bachelor's or higher155.7%74% above
High school or higher196.4%4% above
Household size12.213% below
Born abroad119.3%119% above
No health insurance1County figure3.9%39% below
Homes with broadband198.6%7% above
05

Life in Oaks

157 sites are on the National Register of Historic Places, 12 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars22.8 +10%
Shops34.0 +12%
Arts, recreation and fitness5.6 +37%
Doctors' offices and clinics28.3 +40%
Child care centers2.6 +13%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools10
1
89% below the median place
Public school students10
591
88% below the median place
Students per teacher10
15.6
1% above the median place
All 9 schools and local life measures
MeasureOaksAmong 6,645 placesVs median
Public schools10189% below
Public school students1059188% below
Students per teacher1015.61% above
Restaurants and bars per 10k8County figure22.810% above
Shops per 10k8County figure34.012% above
Arts, recreation and fitness per 10k8County figure5.637% above
Doctors' offices and clinics per 10k8County figure28.340% above
Child care centers per 10k8County figure2.613% above
National Register listings9County figure157above (median 13)
06

Safety, weather and risk

Heat wave risk is 98.3, 9% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Oaks. Larger places are fetched first.

Heat wave risk12
98.3
9% above the median place
Tornado risk12
95.6
17% above the median place
Wildfire risk12
37.3
39% below the median place
All 11 weather and risk measures
MeasureOaksAmong 6,645 placesVs median
July average high11County figure87°F0% above
January average low11County figure23°F10% below
Average temperature11County figure54°F2% below
Annual precipitation11County figure47.9 in9% above
Natural hazard risk12County figure96.85% above
Hurricane risk12County figure89.927% above
Tornado risk12County figure95.617% above
Wildfire risk12County figure37.339% below
Heat wave risk12County figure98.39% above
Median air quality index13County figure415% below
Good air days13County figure73.4%7% above
08

Places like Oaks

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Richboro, PA$2,025$159,007Compare
Emerson, NJ$1,887$155,536Compare
Summit, WI$1,615$140,682Compare
Kingston, MA$1,603$150,886Compare
Kingston, MASummit, WIEmerson, NJRichboro, PAOaks, PAOaksRichboroSummitKingstonOaksRichboroSummitKingston

Common questions

Is Oaks a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2023 and 2024 surveys, household income rose 2% a year while rent rose -12.7%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 271 Pennsylvania places. 0.0% of residents live below the poverty line, fewer than in 99% of places its size. It is the lowest of 253 Pennsylvania places. On cost, space and class size it scores 78 out of 100 for families. See how it ranks with your own weights.

Is Oaks expensive to live in?

The median rent takes 12.6% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $602,500.

What salary do you need to live in Oaks?

To rent the median home without spending more than 30% of income on rent, a household needs about $69,520 a year. Work it out from your current city.

What places are similar to Oaks?

On income, rent, home value, education and age, the closest matches are Richboro, PA, Emerson, NJ, Summit, WI and Kingston, MA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Oaks with places of a similar size, using only figures measured for Oaks itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oaks-pennsylvania

Citytistics. “Oaks, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/oaks-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.