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Cost of living, pay and housing

39.81° N · 75.16° W · GEOID 3454060

Oak Valley

Gloucester County, New Jersey · part of the Philadelphia, PA metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

New JerseyOak Valley, NJOak ValleyOak Valley

The short answer

Oak Valley is home to 4,413 people. Median household income is $93,472 a year and median rent is $1,531 a month, 19.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $242,600, about 2.6x annual median household income.

Median gross rent
$1,531
12% above the median place
Median household income
$93,472
16% above the median place
Median home value
$242,600
24% below the median place
Unemployment
5.3%
8% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oak Valley

  • Households average 3.50 people, larger than in 97% of the 2,480 places under 10,000 people we track. It is the 2nd-highest of 287 New Jersey places.
  • Between the 2019 and 2024 surveys, household income rose 1.8% a year while rent rose -7.5%, so pay gained on rent more than in 97% of places its size.
  • The median resident is 32.7 years old, younger than in 89% of places its size.
  • 87% of homes are owner-occupied, more than in 85% of places its size.
  • 3% of residents were born outside the US, fewer than in 82% of places its size.
01

Moving to Oak Valley

Gloucester County gains about 5.5 residents per 1,000 a year to moves between counties.

Moved in12,884
Moved out11,481
Net+1,403

Where people come from and where they go, top counties

Within New Jersey, other states or abroad

Arrivals
Leavers
Within New JerseyOther statesAbroad

Income per tax return

Arrivals$69K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Gloucester County; flows under 20 returns are not published.

Who moves here
5.5% of residents arrived from another county in the past year, 1.7% from another state. County figure.
Who arrives and who leaves
Households moving into Gloucester County report $69,500 a year in income on average; those leaving, $70,900.
Income you would need
$61,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,531 a month; owners with a mortgage pay $1,993 a month including taxes and insurance, on a median home of $242,600.
Getting to work
27 minutes each way on average; 13.3% work from home; 1.3% take transit.
If it is close but not quite
Berkeley, IL matches it on character. Compare the two
Net movers per 1,000 people7
5.5
above the median place (median -0.6)
Moved from another state1
1.7%
12% below the median place
Moved here in the past year1
5.5%
4% below the median place
All 5 moving measures
MeasureOak ValleyAmong 6,645 placesVs median
Moved here in the past year1County figure5.5%4% below
Moved from another state1County figure1.7%12% below
Net movers per 1,000 people7County figure5.5above (median -0.6)
Income of households moving in7County figure$69,4532% below
Income of households moving out7County figure$70,9251% above
02

What it costs to live here

Property tax rate is 2.5%, 177% above the median place.

Oak Valley19.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$61,240
a year, at the 30% line
Rent to income
19.7%
3% below the median place
Home price to income
2.6x
32% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$74,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Oak Valley, $1,531 a month, and local prices for everything else (100.4 against a US average of 100). It runs in your browser and stores nothing.

Like Oak Valley, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Bridgeport, TX16.7% vs 19.7%n/aCompare
White Oak, TX14.2% vs 19.7%n/aCompare
Peculiar, MO16.2% vs 19.7%n/aCompare

Moving from somewhere else? Work out the salary you would need in Oak Valley.

Sponsored · exampleMoving to Oak Valley? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.5%
177% above the median place
Homeownership1
86.8%
31% above the median place
Median year built1
1960
1% below the median place
All 16 cost and housing measures
MeasureOak ValleyAmong 6,645 placesVs median
Median gross rent1County figure$1,53112% above
Rent to income119.7%3% below
Property tax rate12.5%177% above
Home price to income12.6x32% below
Prices vs US average2Metro figure102.52% above
Fair market rent, 2 bedrooms3County figure$1,86015% above
HUD area median income4County figure$122,70014% above
Property tax paid (median)1$6,10887% above
Median home value1$242,60024% below
Home prices, 1-year change5County figure5.2%62% above
Home prices, 5-year change5County figure73.1%42% above
Homeownership186.8%31% above
Renters paying 30%+1County figure55.0%9% above
Owner costs with a mortgage1$1,9936% above
Vacant homes1County figure4.5%36% below
Median year built119601% below
03

Work and pay

Income per person is $32,860, 18% below the median place.

Income per person1
$32,860
18% below the median place
Median household income1
$93,472
16% above the median place
Mean commute1
27 min
7% above the median place
All 10 work and pay measures
MeasureOak ValleyAmong 6,645 placesVs median
Median household income1$93,47216% above
Income per person1$32,86018% below
Unemployment1County figure5.3%8% above
Average annual pay6County figure$60,1259% below
Pay growth, 1 year6County figure3.5%5% below
Jobs6County figure128,00215% below
Poverty rate1County figure7.7%29% below
Mean commute127 min7% above
Works from home113.3%7% above
Commutes by transit1County figure1.3%49% above
04

Who lives here

Household size is 3.5, 40% above the median place.

Household size1
3.5
40% above the median place
Median age1
32.7
16% below the median place
Bachelor's or higher1
17.8%
44% below the median place

More about who lives here, against the typical place

Born abroad3.5% −61%
Homes with broadband94.1% +2%
High school or higher93.7% +1%
All 8 people measures
MeasureOak ValleyAmong 6,645 placesVs median
Population14,4136646th largest
Median age132.716% below
Bachelor's or higher117.8%44% below
High school or higher193.7%1% above
Household size13.540% above
Born abroad13.5%61% below
No health insurance1County figure4.0%38% below
Homes with broadband194.1%2% above
05

Life in Oak Valley

36 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k4.5 −59%
Libraries per 10k0.0 −100%
Named paths and bike trails1 km −55%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars18.9 −9%
Shops28.8 −5%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics18.8 −7%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher11
11.7
24% below the median place
Public schools11
83
above the median place (median 9)
Public school students11
46,080
above the median place (median 4,897)
All 16 schools and local life measures
MeasureOak ValleyAmong 6,645 placesVs median
Public schools11County figure83above (median 9)
Public school students11County figure46,080above (median 4,897)
Students per teacher11County figure11.724% below
Restaurants and bars per 10k8County figure18.99% below
Shops per 10k8County figure28.85% below
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure18.87% below
Child care centers per 10k8County figure2.013% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k94.559% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.955% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure36177% above
06

Safety, weather and risk

Median air quality index is 39, 9% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Oak Valley. Larger places are fetched first.

Median air quality index14
39
9% below the median place
Good air days14
78.7%
15% above the median place
Tornado risk13
69.6
15% below the median place
All 11 weather and risk measures
MeasureOak ValleyAmong 6,645 placesVs median
July average high12County figure87°F0% above
January average low12County figure26°F2% above
Average temperature12County figure55°F1% above
Annual precipitation12County figure46.6 in6% above
Natural hazard risk13County figure86.66% below
Hurricane risk13County figure83.719% above
Tornado risk13County figure69.615% below
Wildfire risk13County figure79.730% above
Heat wave risk13County figure93.64% above
Median air quality index14County figure399% below
Good air days14County figure78.7%15% above
08

Oak Valley in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$93,472 (2024)$117,000$98,500 to $138,000+3.8%
Median home value$242,600 (2024)$347,000$252,000 to $477,000+6.1%

The median home would be worth 3.0 years of the median income in 2030, against 2.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Oak Valley

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Berkeley, IL$1,434$85,823Compare
Round Lake Beach, IL$1,543$86,059Compare
Temple, GA$1,384$91,180Compare
Knik-Fairview, AK$1,588$96,437Compare
Knik-Fairview, AKTemple, GARound Lake Beach, ILBerkeley, ILOak Valley, NJOak ValleyBerkeleyRound Lake BeachTempleKnik-FairviewOak ValleyBerkeleyTempleKnik-Fairview

Common questions

Is Oak Valley a good place to live?

It depends on what you need, so here is what the numbers say. Households average 3.50 people, larger than in 97% of the 2,480 places under 10,000 people we track. It is the 2nd-highest of 287 New Jersey places. Between the 2019 and 2024 surveys, household income rose 1.8% a year while rent rose -7.5%, so pay gained on rent more than in 97% of places its size. See how it ranks with your own weights.

Is Oak Valley expensive to live in?

The median rent takes 19.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $242,600.

What salary do you need to live in Oak Valley?

To rent the median home without spending more than 30% of income on rent, a household needs about $61,240 a year. Work it out from your current city.

What places are similar to Oak Valley?

On income, rent, home value, education and age, the closest matches are Berkeley, IL, Round Lake Beach, IL, Temple, GA and Knik-Fairview, AK.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Oak Valley with places of a similar size, using only figures measured for Oak Valley itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oak-valley-new-jersey

Citytistics. “Oak Valley, New Jersey.” Data as of 2026-11-14. https://www.citytistics.com/city/oak-valley-new-jersey/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.