CitytisticsShortlist

Cost of living, pay and housing

32.49° N · 97.83° W · GEOID 4853212

Oak Trail Shores

Hood County, Texas · part of the Granbury, TX metro

Limited data population under 5,000

TexasOak Trail Shores, TXOak Trail ShoresOak Trail Shores

The short answer

Oak Trail Shores is home to 3,040 people. Median household income is $34,344 a year and median rent is $1,456 a month, 50.9% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $121,400, about 3.5x annual median household income.

Median gross rent
$1,456
7% above the median place
Median household income
$34,344
57% below the median place
Median home value
$121,400
62% below the median place
Unemployment
5.6%
15% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oak Trail Shores

  • The median rent takes 50.9% of the median household's income, a bigger share than in 99% of the 2,480 places under 10,000 people we track. It is the 2nd-highest of 415 Texas places.
  • Between the 2019 and 2024 surveys, rent rose 10% a year while household income rose -0.5%, so rent outran pay by more than in 98% of places its size.
  • The median household earns $34,344 a year, less than in 98% of places its size.
  • The median home is valued at $121,400, less than in 90% of places its size.
  • The median resident is 33.3 years old, younger than in 86% of places its size.
01

Moving to Oak Trail Shores

Hood County gains about 23.4 residents per 1,000 a year to moves between counties.

Moved in5,290
Moved out4,010
Net+1,280

Where people come from and where they go, top counties

Tarrant County, TX1,191701+490
Somervell County, TX116157−41

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther states

Income per tax return

Arrivals$88K
Leavers$74K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hood County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Hood County report $87,800 a year in income on average; those leaving, $74,200, so newcomers earn more than leavers.
Income you would need
$58,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,456 a month; owners with a mortgage pay $2,083 a month including taxes and insurance, on a median home of $121,400.
Getting to work
28 minutes each way on average; 14.4% work from home.
If it is close but not quite
Union City, GA matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people5
23.4
above the median place (median -0.6)
All 5 moving measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people5County figure23.4above (median -0.6)
Income of households moving in5County figure$87,82524% above
Income of households moving out5County figure$74,1916% above
02

What it costs to live here

Rent to income is 50.9%, 150% above the median place.

Oak Trail Shores50.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,240
a year, at the 30% line
Rent to income
50.9%
150% above the median place
Home price to income
3.5x
7% below the median place

Could you afford it?

The median rent would take
51%
well over the 30% line
Left after rent, in US prices
$16,500
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Oak Trail Shores, $1,456 a month. It runs in your browser and stores nothing.

Like Oak Trail Shores, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
East Stroudsburg, PA29.7% vs 50.9%n/aCompare
Stone Mountain, GA39.3% vs 50.9%n/aCompare
Middletown, PA26.6% vs 50.9%n/aCompare

Moving from somewhere else? Work out the salary you would need in Oak Trail Shores.

Sponsored · exampleMoving to Oak Trail Shores? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
2.6%
191% above the median place
Median home value1
$121,400
62% below the median place
Homeownership1
80.5%
21% above the median place
All 14 cost and housing measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
Median gross rent1$1,4567% above
Rent to income150.9%150% above
Property tax rate12.6%191% above
Home price to income13.5x7% below
Fair market rent, 2 bedrooms2County figure$1,4639% below
Property tax paid (median)1County figure$3,2171% below
Median home value1$121,40062% below
Home prices, 1-year change3County figure2.6%19% below
Home prices, 5-year change3County figure54.8%6% above
Homeownership180.5%21% above
Renters paying 30%+1County figure46.0%9% below
Owner costs with a mortgage1$2,08311% above
Vacant homes1County figure12.2%73% above
Median year built119840% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$34,344
57% below the median place
Income per person1
$26,163
35% below the median place
All 10 work and pay measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
Median household income1$34,34457% below
Income per person1$26,16335% below
Unemployment1County figure5.6%15% above
Average annual pay4County figure$54,14418% below
Pay growth, 1 year4County figure5.0%35% above
Jobs4County figure18,78288% below
Poverty rate116.8%56% above
Mean commute128 min10% above
Works from home1County figure14.4%16% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 31.8%, 397% above the median place.

No health insurance1
31.8%
397% above the median place
High school or higher1
79.7%
14% below the median place
Median age1
33.3
15% below the median place

More about who lives here, against the typical place

Homes with broadband88.8% −4%
Household size2.4 −3%
Born abroad10.9% +23%
All 8 people measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
Population13,0406646th largest
Median age133.315% below
Bachelor's or higher1County figure33.0%3% above
High school or higher179.7%14% below
Household size12.43% below
Born abroad110.9%23% above
No health insurance131.8%397% above
Homes with broadband188.8%4% below
05

Life in Oak Trail Shores

4 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.4 −7%
Shops29.4 −3%
Arts, recreation and fitness4.7 +15%
Doctors' offices and clinics17.5 −13%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k6
1.7
26% below the median place
Public schools9
18
100% above the median place
Public school students9
9,530
95% above the median place
All 16 schools and local life measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
Public schools9County figure18100% above
Public school students9County figure9,53095% above
Students per teacher9County figure14.84% below
Restaurants and bars per 10k6County figure19.47% below
Shops per 10k6County figure29.43% below
Arts, recreation and fitness per 10k6County figure4.715% above
Doctors' offices and clinics per 10k6County figure17.513% below
Child care centers per 10k6County figure1.726% below
Parks per 10k70.0below (median 10.2)
Playgrounds per 10k70.0below (median 9.4)
Grocery stores per 10k70.0below (median 2.1)
Restaurants, cafes and bars per 10k70.0below (median 11.2)
Libraries per 10k70.0below (median 0.9)
Named paths and bike trails70.0below (median 2.0)
Transit stops per sq mi70.0below (median 0.2)
National Register listings8County figure469% below
06

Safety, weather and risk

July average high is 96°F, 10% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Oak Trail Shores. Larger places are fetched first.

July average high10
96°F
10% above the median place
Average temperature10
66°F
20% above the median place
Median air quality index12
38
12% below the median place
All 11 weather and risk measures
MeasureOak Trail ShoresAmong 6,645 placesVs median
July average high10County figure96°F10% above
January average low10County figure34°F37% above
Average temperature10County figure66°F20% above
Annual precipitation10County figure35.1 in20% below
Natural hazard risk11County figure70.524% below
Hurricane risk11County figure52.925% below
Tornado risk11County figure92.113% above
Wildfire risk11County figure91.349% above
Heat wave risk11County figure79.612% below
Median air quality index12County figure3812% below
Good air days12County figure83.4%22% above
08

Oak Trail Shores in 2030: where the trends point

If recent trends hold, the median rent will take about 54% of the median income in 2030, up from 51% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,456/mo (2024)$1,920/mo$1,580 to $2,350/mo+4.8%
Median household income$34,344 (2024)$42,500$36,000 to $50,500+3.6%
Median home value$121,400 (2024)$180,000$131,000 to $248,000+6.8%

The median home would be worth 4.2 years of the median income in 2030, against 3.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Oak Trail Shores

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Union City, GA$1,330$49,549Compare
Memphis, TN$1,181$51,736Compare
Rochester, NY$1,081$47,213Compare
Savannah, GA$1,382$57,137Compare
Savannah, GARochester, NYMemphis, TNUnion City, GAOak Trail Shores, TXOak Trail ShoresUnion CityMemphisRochesterSavannahOak Trail ShoresMemphisRochesterSavannah

Common questions

Is Oak Trail Shores a good place to live?

It depends on what you need, so here is what the numbers say. The median rent takes 50.9% of the median household's income, a bigger share than in 99% of the 2,480 places under 10,000 people we track. It is the 2nd-highest of 415 Texas places. Between the 2019 and 2024 surveys, rent rose 10% a year while household income rose -0.5%, so rent outran pay by more than in 98% of places its size. On cost, space and class size it scores 31 out of 100 for families. See how it ranks with your own weights.

Is Oak Trail Shores expensive to live in?

The median rent takes 50.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $121,400.

What salary do you need to live in Oak Trail Shores?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,240 a year. Work it out from your current city.

What places are similar to Oak Trail Shores?

On income, rent, home value, education and age, the closest matches are Union City, GA, Memphis, TN, Rochester, NY and Savannah, GA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  6. County Business Patterns · US Census Bureau · 2023 data
  7. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  8. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  9. Common Core of Data · National Center for Education Statistics · 2024 release
  10. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  11. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  12. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Oak Trail Shores with places of a similar size, using only figures measured for Oak Trail Shores itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oak-trail-shores-texas

Citytistics. “Oak Trail Shores, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/oak-trail-shores-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.