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Cost of living, pay and housing

41.45° N · 70.56° W · GEOID 2550425

Oak Bluffs

Dukes County, Massachusetts · part of the Vineyard Haven, MA metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income, median_gross_rent, median_home_value

MassachusettsOak Bluffs, MAOak BluffsOak Bluffs

The short answer

Oak Bluffs is home to 1,184 people. Median household income is $125,786 a year and median rent is $1,277 a month, 12.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,165,800, about 9.3x annual median household income.

Median gross rent
$1,277
6% below the median place
Median household income
$125,786
57% above the median place
Median home value
$1,165,800
265% above the median place
Unemployment
6.6%
34% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Oak Bluffs

  • Between the 2020 and 2024 surveys, household income rose -3.2% a year while rent rose -13.4%, so pay gained on rent more than in 98% of the 2,476 places under 10,000 people we track. It is the lowest of 118 Massachusetts places.
  • 72% of homes stand vacant, more than in 99% of places its size. It is the highest of 96 Massachusetts places.
  • Households average 1.67 people, smaller than in 99% of places its size. It is the lowest of 122 Massachusetts places.
  • Public schools here have 8.2 students per teacher, fewer than in 99% of places its size. It is the lowest of 99 Massachusetts places.
  • The median home is worth 9.3 years of the median household's income, more than in 98% of places its size. It is the 2nd-highest of 122 Massachusetts places.
01

Moving to Oak Bluffs

Dukes County loses about 11.6 residents per 1,000 a year to moves between counties.

Moved in748
Moved out943
Net−195

Where people come from and where they go, top counties

New York County, NY33

Within Massachusetts, other states or abroad

Arrivals
Leavers
Within MassachusettsOther states

Income per tax return

Arrivals$168K
Leavers$117K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Dukes County; flows under 20 returns are not published.

Who moves here
8.0% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Dukes County report $167,900 a year in income on average; those leaving, $117,300, so newcomers earn more than leavers.
Income you would need
$51,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,277 a month; owners with a mortgage pay $3,536 a month including taxes and insurance, on a median home of $1,165,800.
Getting to work
16 minutes each way on average; 21.6% work from home.
If it is close but not quite
Solvang, CA matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Income of households moving in5
$167,880
138% above the median place
Net movers per 1,000 people5
-11.6
below the median place (median -0.6)
All 5 moving measures
MeasureOak BluffsAmong 6,645 placesVs median
Moved here in the past year1County figure8.0%39% above
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people5County figure-11.6below (median -0.6)
Income of households moving in5County figure$167,880138% above
Income of households moving out5County figure$117,29467% above
02

What it costs to live here

Vacant homes is 72.2%, above the median place (median 7.1%).

Oak Bluffs12.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$51,080
a year, at the 30% line
Rent to income
12.2%
40% below the median place
Home price to income
9.3x
144% above the median place

Could you afford it?

The median rent would take
12%
comfortably under the 30% line
Left after rent, in US prices
$110,700
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Oak Bluffs, $1,277 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Oak Bluffs.

Sponsored · exampleMoving to Oak Bluffs? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
72.2%
above the median place (median 7.1%)
Median year built1
1943
2% below the median place
Property tax paid (median)1
$8,102
148% above the median place
All 14 cost and housing measures
MeasureOak BluffsAmong 6,645 placesVs median
Median gross rent1County figure$1,2776% below
Rent to income112.2%40% below
Property tax rate10.7%24% below
Home price to income19.3x144% above
Fair market rent, 2 bedrooms2County figure$2,01024% above
Property tax paid (median)1$8,102148% above
Median home value1County figure$1,165,800265% above
Home prices, 1-year change3County figure8.3%161% above
Home prices, 5-year change3County figure75.6%47% above
Homeownership159.8%10% below
Renters paying 30%+1County figure46.9%7% below
Owner costs with a mortgage1County figure$3,53689% above
Vacant homes172.2%above (median 7.1%)
Median year built119432% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$56,228
40% above the median place
Jobs4
9,084
94% below the median place
All 10 work and pay measures
MeasureOak BluffsAmong 6,645 placesVs median
Median household income1County figure$125,78657% above
Income per person1$56,22840% above
Unemployment1County figure6.6%34% above
Average annual pay4County figure$75,64615% above
Pay growth, 1 year4County figure5.9%59% above
Jobs4County figure9,08494% below
Poverty rate1County figure4.4%59% below
Mean commute1County figure16 min34% below
Works from home1County figure21.6%73% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 0.0%, below the median place (median 6.4%).

No health insurance1
0.0%
below the median place (median 6.4%)
High school or higher1
100.0%
8% above the median place
Household size1
1.7
33% below the median place

More about who lives here, against the typical place

Median age53.8 +38%
Homes with broadband82.3% −11%
Bachelor's or higher35.8% +12%
All 8 people measures
MeasureOak BluffsAmong 6,645 placesVs median
Population11,1846646th largest
Median age153.838% above
Bachelor's or higher135.8%12% above
High school or higher1100.0%8% above
Household size11.733% below
Born abroad1County figure13.8%57% above
No health insurance10.0%below (median 6.4%)
Homes with broadband182.3%11% below
05

Life in Oak Bluffs

7 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

  • Flying Horses listed 1979Landmark
  • Wesleyan Grove listed 2005Landmark
  • Martha's Vineyard Campground listed 1978
  • East Chop Light listed 1987
  • Tucker, Dr. Harrison A., Cottage listed 1990
  • Union Chapel listed 1990

Out the door, against the typical place

Parks per 10k residents270.3 26.6×
Playgrounds per 10k33.8 3.6×
Grocery stores per 10k8.4 4.0×
Restaurants, cafes and bars per 10k202.7 18.2×
Libraries per 10k8.4 9.7×
Named paths and bike trails1 km −45%
Bus and rail stops per sq mi4.4 21.0×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars61.6 3.0×
Shops88.4 2.9×
Arts, recreation and fitness19.1 4.7×
Doctors' offices and clinics13.9 −31%
Child care centers3.3 +43%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher10
8.2
47% below the median place
Public schools10
2
78% below the median place
Public school students10
1,146
77% below the median place
All 16 schools and local life measures
MeasureOak BluffsAmong 6,645 placesVs median
Public schools10278% below
Public school students101,14677% below
Students per teacher108.247% below
Restaurants and bars per 10k6County figure61.6196% above
Shops per 10k6County figure88.4192% above
Arts, recreation and fitness per 10k6County figure19.1366% above
Doctors' offices and clinics per 10k6County figure13.931% below
Child care centers per 10k6County figure3.343% above
Parks per 10k7270.3above (median 10.2)
Playgrounds per 10k733.8259% above
Grocery stores per 10k78.4299% above
Restaurants, cafes and bars per 10k7202.7above (median 11.2)
Libraries per 10k78.4above (median 0.9)
Named paths and bike trails71.145% below
Transit stops per sq mi74.4above (median 0.2)
National Register listings8746% below
06

Safety, weather and risk

Violent crime per 100k is 295, 54% above the median place.

Violent crime per 100k
295
54% above the median place
Property crime per 100k
866
29% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Natural hazard risk12
16.8
82% below the median place
Heat wave risk12
8.2
91% below the median place
Good air days13
95.9%
40% above the median place
All 11 weather and risk measures
MeasureOak BluffsAmong 6,645 placesVs median
July average high11County figure80°F8% below
January average low11County figure25°F3% below
Average temperature11County figure51°F6% below
Annual precipitation11County figure47.1 in8% above
Natural hazard risk12County figure16.882% below
Hurricane risk12County figure80.814% above
Tornado risk12County figure10.787% below
Wildfire risk12County figure27.954% below
Heat wave risk12County figure8.291% below
Median air quality index13County figure3519% below
Good air days13County figure95.9%40% above
08

Oak Bluffs in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, down from 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,077/mo (2024)$1,250/mo$1,030 to $1,530/mo+2.5%
Median household income$59,082 (2023)$75,000$62,500 to $89,500+3.4%
Median home value$1,013,900 (2023)$1,609,000$1,138,000 to $2,274,000+6.8%

The median home would be worth 21.5 years of the median income in 2030, against 17.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Oak Bluffs

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Solvang, CA$1,666$109,091Compare
Halawa, HI$1,739$110,400Compare
Morro Bay, CA$1,858$95,843Compare
Vashon, WA$1,670$120,571Compare
Vashon, WAMorro Bay, CAHalawa, HISolvang, CAOak Bluffs, MAOak BluffsSolvangHalawaVashonOak BluffsSolvangHalawaVashon

Common questions

Is Oak Bluffs a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2020 and 2024 surveys, household income rose -3.2% a year while rent rose -13.4%, so pay gained on rent more than in 98% of the 2,476 places under 10,000 people we track. It is the lowest of 118 Massachusetts places. 72% of homes stand vacant, more than in 99% of places its size. It is the highest of 96 Massachusetts places. On cost, space and class size it scores 43 out of 100 for families. See how it ranks with your own weights.

Is Oak Bluffs expensive to live in?

The median rent takes 12.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,165,800.

What salary do you need to live in Oak Bluffs?

To rent the median home without spending more than 30% of income on rent, a household needs about $51,080 a year. Work it out from your current city.

Is Oak Bluffs safe?

There were 295 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Oak Bluffs?

On income, rent, home value, education and age, the closest matches are Solvang, CA, Halawa, HI, Morro Bay, CA and Vashon, WA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  6. County Business Patterns · US Census Bureau · 2023 data
  7. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  8. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  9. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Oak Bluffs with places of a similar size, using only figures measured for Oak Bluffs itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/oak-bluffs-massachusetts

Citytistics. “Oak Bluffs, Massachusetts.” Data as of 2026-11-14. https://www.citytistics.com/city/oak-bluffs-massachusetts/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.