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Cost of living, pay and housing

41.33° N · 88.88° W · GEOID 1751648

Naplate

LaSalle County, Illinois · part of the Ottawa, IL metro

Limited data population under 5,000

IllinoisNaplate, ILNaplateNaplate

The short answer

Naplate is home to 589 people. Median household income is $71,875 a year and median rent is $1,019 a month, 17.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $135,600, about 1.9x annual median household income.

Median gross rent
$1,019
25% below the median place
Median household income
$71,875
10% below the median place
Median home value
$135,600
58% below the median place
Unemployment
5.3%
9% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Naplate

  • 9% of adults hold a bachelor's degree or higher, a smaller share than in 97% of the 2,473 places under 10,000 people we track. It is the 2nd-lowest of 335 Illinois places.
  • Between the 2019 and 2024 surveys, household income rose 11.2% a year while rent rose 3.6%, so pay gained on rent more than in 95% of places its size.
  • The median home is worth 1.9 years of the median household's income, fewer than in 96% of places its size.
  • Half the homes were built before 1953, older housing than in 91% of places its size.
  • Owning with a mortgage costs only about $184 a month more than the median rent, a smaller gap than in 85% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 86 out of 100. Budget for insurance before counting the savings.

01

Moving to Naplate

LaSalle County gains about 1.3 residents per 1,000 a year to moves between counties.

Moved in3,822
Moved out3,699
Net+123

Where people come from and where they go, top counties

Within Illinois, other states or abroad

Arrivals
Leavers
Within IllinoisOther states

Income per tax return

Arrivals$56K
Leavers$60K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of LaSalle County; flows under 20 returns are not published.

Who moves here
4.7% of residents arrived from another county in the past year, 0.9% from another state. County figure.
Who arrives and who leaves
Households moving into LaSalle County report $55,700 a year in income on average; those leaving, $59,700, so leavers earn more than newcomers.
Income you would need
$40,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,019 a month; owners with a mortgage pay $1,203 a month including taxes and insurance, on a median home of $135,600.
Getting to work
19 minutes each way on average; 5.1% work from home.
If it is close but not quite
San Leon, TX matches it on character. Compare the two
Moved from another state1
0.9%
56% below the median place
Income of households moving in7
$55,657
21% below the median place
Income of households moving out7
$59,744
15% below the median place
All 5 moving measures
MeasureNaplateAmong 6,645 placesVs median
Moved here in the past year1County figure4.7%19% below
Moved from another state1County figure0.9%56% below
Net movers per 1,000 people7County figure1.3above (median -0.6)
Income of households moving in7County figure$55,65721% below
Income of households moving out7County figure$59,74415% below
02

What it costs to live here

Home price to income is 1.9x, 50% below the median place.

Naplate17.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$40,760
a year, at the 30% line
Rent to income
17.0%
17% below the median place
Home price to income
1.9x
50% below the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$59,800
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Naplate, $1,019 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Naplate.

Sponsored · exampleMoving to Naplate? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
1953
1% below the median place
Median home value1
$135,600
58% below the median place
Property tax rate1
2.0%
124% above the median place
All 15 cost and housing measures
MeasureNaplateAmong 6,645 placesVs median
Median gross rent1$1,01925% below
Rent to income117.0%17% below
Property tax rate12.0%124% above
Home price to income11.9x50% below
Fair market rent, 2 bedrooms2County figure$1,05235% below
HUD area median income3County figure$105,2002% below
Property tax paid (median)1$2,76015% below
Median home value1$135,60058% below
Home prices, 1-year change4County figure8.1%154% above
Home prices, 5-year change4County figure51.8%1% above
Homeownership165.7%1% below
Renters paying 30%+147.7%6% below
Owner costs with a mortgage1$1,20336% below
Vacant homes1County figure9.0%27% above
Median year built119531% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
19 min
22% below the median place
Poverty rate1
13.1%
22% above the median place
All 10 work and pay measures
MeasureNaplateAmong 6,645 placesVs median
Median household income1$71,87510% below
Income per person1$36,6948% below
Unemployment1County figure5.3%9% above
Average annual pay5County figure$60,9758% below
Pay growth, 1 year5County figure4.2%14% above
Jobs5County figure38,72074% below
Poverty rate113.1%22% above
Mean commute119 min22% below
Works from home1County figure5.1%59% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 9.2%, 71% below the median place.

Bachelor's or higher1
9.2%
71% below the median place
Household size1
2.1
14% below the median place
Homes with broadband1
96.7%
5% above the median place
All 9 people measures
MeasureNaplateAmong 6,645 placesVs median
Population15896646th largest
Population change since 20206-1.4%below (median 1.1%)
Median age143.211% above
Bachelor's or higher19.2%71% below
High school or higher183.1%10% below
Household size12.114% below
Born abroad1County figure3.9%56% below
No health insurance1County figure4.0%38% below
Homes with broadband196.7%5% above
05

Life in Naplate

Businesses per 10,000 residents (county figures)

Restaurants and bars27.7 +33%
Shops34.8 +15%
Arts, recreation and fitness5.2 +27%
Doctors' offices and clinics14.8 −27%
Child care centers0.7 −70%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k8
0.7
70% below the median place
Restaurants and bars per 10k8
27.7
33% above the median place
Students per teacher9
12.6
18% below the median place
All 8 schools and local life measures
MeasureNaplateAmong 6,645 placesVs median
Public schools9County figure54above (median 9)
Public school students9County figure14,523197% above
Students per teacher9County figure12.618% below
Restaurants and bars per 10k8County figure27.733% above
Shops per 10k8County figure34.815% above
Arts, recreation and fitness per 10k8County figure5.227% above
Doctors' offices and clinics per 10k8County figure14.827% below
Child care centers per 10k8County figure0.770% below
06

Safety, weather and risk

Wildfire risk is 21.3, 65% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Naplate. Larger places are fetched first.

Wildfire risk11
21.3
65% below the median place
January average low10
15°F
39% below the median place
Hurricane risk11
30.3
57% below the median place
All 9 weather and risk measures
MeasureNaplateAmong 6,645 placesVs median
July average high10County figure84°F3% below
January average low10County figure15°F39% below
Average temperature10County figure50°F8% below
Annual precipitation10County figure37.1 in15% below
Natural hazard risk11County figure86.17% below
Hurricane risk11County figure30.357% below
Tornado risk11County figure84.13% above
Wildfire risk11County figure21.365% below
Heat wave risk11County figure69.723% below
08

Naplate in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,019/mo (2024)$1,310/mo$1,070 to $1,590/mo+4.3%
Median household income$71,875 (2024)$94,000$79,500 to $111,000+4.6%
Median home value$135,600 (2024)$195,000$141,000 to $268,000+6.2%
Population414 (2025)410400 to 430+0.0%

The median home would be worth 2.1 years of the median income in 2030, against 1.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Naplate

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
San Leon, TX$989$75,446Compare
East Milton, FL$1,157$64,904Compare
Brook Park, OH$1,122$71,332Compare
Eaton Rapids, MI$972$63,875Compare
Eaton Rapids, MIBrook Park, OHEast Milton, FLSan Leon, TXNaplate, ILNaplateSan LeonEast MiltonBrook ParkEaton RapidsNaplateSan LeonEast MiltonBrook ParkEaton Rapids

Common questions

Is Naplate a good place to live?

It depends on what you need, so here is what the numbers say. 9% of adults hold a bachelor's degree or higher, a smaller share than in 97% of the 2,473 places under 10,000 people we track. It is the 2nd-lowest of 335 Illinois places. Between the 2019 and 2024 surveys, household income rose 11.2% a year while rent rose 3.6%, so pay gained on rent more than in 95% of places its size. On cost, space and class size it scores 62 out of 100 for families. See how it ranks with your own weights.

Is Naplate expensive to live in?

The median rent takes 17.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $135,600.

What salary do you need to live in Naplate?

To rent the median home without spending more than 30% of income on rent, a household needs about $40,760 a year. Work it out from your current city.

What places are similar to Naplate?

On income, rent, home value, education and age, the closest matches are San Leon, TX, East Milton, FL, Brook Park, OH and Eaton Rapids, MI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. Common Core of Data · National Center for Education Statistics · 2024 release
  10. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  11. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Naplate with places of a similar size, using only figures measured for Naplate itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/naplate-illinois

Citytistics. “Naplate, Illinois.” Data as of 2026-11-14. https://www.citytistics.com/city/naplate-illinois/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.