CitytisticsShortlist

Cost of living, pay and housing

31.15° N · 97.46° W · GEOID 4849392

Morgan's Point Resort

Bell County, Texas · part of the Killeen, TX metro

Limited data population under 5,000

TexasMorgan's Point Resort, TXMorgan's Point ResortMorgan's Point Resort

The short answer

Morgan's Point Resort is home to 4,750 people. Median household income is $79,450 a year and median rent is $1,819 a month, 27.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $245,100, about 3.1x annual median household income.

Median gross rent
$1,819
33% above the median place
Median household income
$79,450
1% below the median place
Median home value
$245,100
23% below the median place
Unemployment
6.8%
38% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Morgan's Point Resort

  • Between the 2019 and 2024 surveys, rent rose 10.6% a year while household income rose 1.5%, so rent outran pay by more than in 97% of the 2,476 places under 10,000 people we track.
  • 94% of homes are owner-occupied, more than in 96% of places its size.
  • Owning with a mortgage costs about $3 a month less than the median rent, which is rarer than in 94% of places its size.
  • Half the homes were built after 2002, newer housing than in 92% of places its size.
  • The median rent takes 27.5% of the median household's income, a bigger share than in 90% of places its size.
01

Moving to Morgan's Point Resort

Bell County gains about 4.2 residents per 1,000 a year to moves between counties.

Moved in32,018
Moved out30,678
Net+1,340

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$53K
Leavers$52K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Bell County; flows under 20 returns are not published.

Who moves here
10.3% of residents arrived from another county in the past year, 5.1% from another state. County figure.
Who arrives and who leaves
Households moving into Bell County report $53,400 a year in income on average; those leaving, $52,100.
Income you would need
$72,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,819 a month; owners with a mortgage pay $1,816 a month including taxes and insurance, on a median home of $245,100.
Getting to work
29 minutes each way on average; 10.5% work from home.
If it is close but not quite
Mount Ivy, NY matches it on character. Compare the two
Moved from another state1
5.1%
156% above the median place
Moved here in the past year1
10.3%
79% above the median place
Income of households moving out7
$52,127
26% below the median place
All 5 moving measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
Moved here in the past year1County figure10.3%79% above
Moved from another state1County figure5.1%156% above
Net movers per 1,000 people7County figure4.2above (median -0.6)
Income of households moving in7County figure$53,38824% below
Income of households moving out7County figure$52,12726% below
02

What it costs to live here

Homeownership is 94.5%, 42% above the median place.

Morgan's Point Resort27.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$72,760
a year, at the 30% line
Rent to income
27.5%
35% above the median place
Home price to income
3.1x
19% below the median place

Could you afford it?

The median rent would take
28%
just under the 30% line
Left after rent, in US prices
$60,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Morgan's Point Resort, $1,819 a month, and local prices for everything else (93.8 against a US average of 100). It runs in your browser and stores nothing.

Like Morgan's Point Resort, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Robbinsdale, MN23.9% vs 27.5%$3,600Compare
High Springs, FL23.9% vs 27.5%$12,300Compare
Sanatoga, PA22.2% vs 27.5%$5,800Compare

Moving from somewhere else? Work out the salary you would need in Morgan's Point Resort.

Sponsored · exampleMoving to Morgan's Point Resort? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
94.5%
42% above the median place
Median year built1
2002
1% above the median place
Property tax rate1
1.8%
93% above the median place
All 15 cost and housing measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
Median gross rent1$1,81933% above
Rent to income127.5%35% above
Property tax rate11.8%93% above
Home price to income13.1x19% below
Prices vs US average2Metro figure91.110% below
Fair market rent, 2 bedrooms3County figure$1,13830% below
Property tax paid (median)1$4,31132% above
Median home value1$245,10023% below
Home prices, 1-year change4County figure-2.1%below (median 3.2%)
Home prices, 5-year change4County figure49.1%5% below
Homeownership194.5%42% above
Renters paying 30%+1County figure51.3%1% above
Owner costs with a mortgage1$1,8163% below
Vacant homes1County figure8.2%16% above
Median year built120021% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
29 min
17% above the median place
Works from home1
10.5%
16% below the median place
All 10 work and pay measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
Median household income1$79,4501% below
Income per person1$38,8513% below
Unemployment1County figure6.8%38% above
Average annual pay5County figure$64,7422% below
Pay growth, 1 year5County figure4.2%14% above
Jobs5County figure130,52713% below
Poverty rate1County figure14.5%35% above
Mean commute129 min17% above
Works from home110.5%16% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 19.1%, 198% above the median place.

No health insurance1
19.1%
198% above the median place
Homes with broadband1
97.0%
5% above the median place
High school or higher1
95.8%
4% above the median place

More about who lives here, against the typical place

Bachelor's or higher41.4% +29%
Household size2.7 +6%
Median age38.2 −2%
Born abroad7.8% −12%
All 9 people measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
Population14,7506646th largest
Population change since 202062.1%82% above
Median age138.22% below
Bachelor's or higher141.4%29% above
High school or higher195.8%4% above
Household size12.76% above
Born abroad17.8%12% below
No health insurance119.1%198% above
Homes with broadband197.0%5% above
05

Life in Morgan's Point Resort

74 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents4.2 −59%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars18.0 −13%
Shops23.6 −22%
Arts, recreation and fitness2.7 −34%
Doctors' offices and clinics11.6 −43%
Child care centers2.9 +26%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
11.6
43% below the median place
Shops per 10k8
23.6
22% below the median place
Public schools11
116
above the median place (median 9)
All 16 schools and local life measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
Public schools11County figure116above (median 9)
Public school students11County figure70,449above (median 4,897)
Students per teacher11County figure15.21% below
Restaurants and bars per 10k8County figure18.013% below
Shops per 10k8County figure23.622% below
Arts, recreation and fitness per 10k8County figure2.734% below
Doctors' offices and clinics per 10k8County figure11.643% below
Child care centers per 10k8County figure2.926% above
Parks per 10k94.259% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure74above (median 13)
06

Safety, weather and risk

July average high is 96°F, 10% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Morgan's Point Resort. Larger places are fetched first.

July average high12
96°F
10% above the median place
Tornado risk13
98.6
21% above the median place
Average temperature12
67°F
22% above the median place
All 11 weather and risk measures
MeasureMorgan's Point ResortAmong 6,645 placesVs median
July average high12County figure96°F10% above
January average low12County figure37°F46% above
Average temperature12County figure67°F22% above
Annual precipitation12County figure35.6 in19% below
Natural hazard risk13County figure91.11% below
Hurricane risk13County figure79.012% above
Tornado risk13County figure98.621% above
Wildfire risk13County figure89.746% above
Heat wave risk13County figure94.55% above
Median air quality index14County figure455% above
Good air days14County figure66.0%4% below
08

Morgan's Point Resort in 2030: where the trends point

If recent trends hold, the median rent will take about 29% of the median income in 2030, up from 27% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,819/mo (2024)$2,420/mo$1,980 to $2,950/mo+4.9%
Median household income$79,450 (2024)$99,000$83,500 to $117,000+3.7%
Median home value$245,100 (2024)$354,000$257,000 to $488,000+6.3%
Population4,746 (2025)4,8104,610 to 5,010+0.3%

The median home would be worth 3.6 years of the median income in 2030, against 3.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Morgan's Point Resort

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Mount Ivy, NY$1,882$83,778Compare
Robbinsdale, MN$1,758$88,252Compare
Murraysville, NC$1,777$81,167Compare
Carney, MD$1,793$83,620Compare
Carney, MDMurraysville, NCRobbinsdale, MNMount Ivy, NYMorgan's Point Resort, TXMorgan's Point ResortMount IvyRobbinsdaleMurraysvilleCarneyMorgan's Point ResortMount IvyRobbinsdaleMurraysvilleCarney

Common questions

Is Morgan's Point Resort a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, rent rose 10.6% a year while household income rose 1.5%, so rent outran pay by more than in 97% of the 2,476 places under 10,000 people we track. 94% of homes are owner-occupied, more than in 96% of places its size. See how it ranks with your own weights.

Is Morgan's Point Resort expensive to live in?

The median rent takes 27.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $245,100.

What salary do you need to live in Morgan's Point Resort?

To rent the median home without spending more than 30% of income on rent, a household needs about $72,760 a year. Work it out from your current city.

What places are similar to Morgan's Point Resort?

On income, rent, home value, education and age, the closest matches are Mount Ivy, NY, Robbinsdale, MN, Murraysville, NC and Carney, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Morgan's Point Resort with places of a similar size, using only figures measured for Morgan's Point Resort itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/morgans-point-resort-texas

Citytistics. “Morgan's Point Resort, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/morgans-point-resort-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.