CitytisticsShortlist

Cost of living, pay and housing

36.03° N · 94.96° W · GEOID 4049100

Moodys

Cherokee County, Oklahoma · part of the Tahlequah, OK metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income

OklahomaMoodys, OKMoodysMoodys

The short answer

Moodys is home to 1,108 people. Median household income is $53,218 a year and median rent is $836 a month, 18.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $400,500, about 7.5x annual median household income.

Median gross rent
$836
39% below the median place
Median household income
$53,218
34% below the median place
Median home value
$400,500
25% above the median place
Unemployment
5.1%
5% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Moodys

  • Between the 2021 and 2024 surveys, rent rose 14.1% a year while household income rose -11.4%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 75 Oklahoma places.
  • Households average 1.92 people, smaller than in 96% of places its size. It is the lowest of 75 Oklahoma places.
  • The median home is worth 7.5 years of the median household's income, more than in 95% of places its size. It is the highest of 75 Oklahoma places.
  • The median resident is 48.5 years old, older than in 89% of places its size. It is the 2nd-highest of 75 Oklahoma places.
  • Median rent is $836 a month, lower than in 84% of places its size.
01

Moving to Moodys

Cherokee County gains about 9.6 residents per 1,000 a year to moves between counties.

Moved in2,343
Moved out2,022
Net+321

Where people come from and where they go, top counties

Within Oklahoma, other states or abroad

Arrivals
Leavers
Within OklahomaOther states

Income per tax return

Arrivals$44K
Leavers$44K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Cherokee County; flows under 20 returns are not published.

Who moves here
7.9% of residents arrived from another county in the past year, 2.2% from another state. County figure.
Who arrives and who leaves
Households moving into Cherokee County report $44,200 a year in income on average; those leaving, $44,100.
Income you would need
$33,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $836 a month; owners with a mortgage pay $1,471 a month including taxes and insurance, on a median home of $400,500.
Getting to work
19 minutes each way on average; 7.8% work from home.
If it is close but not quite
North Valley, NM matches it on character. Compare the two
Income of households moving out6
$44,084
37% below the median place
Income of households moving in6
$44,152
37% below the median place
Net movers per 1,000 people6
9.6
above the median place (median -0.6)
All 5 moving measures
MeasureMoodysAmong 6,645 placesVs median
Moved here in the past year1County figure7.9%37% above
Moved from another state1County figure2.2%11% above
Net movers per 1,000 people6County figure9.6above (median -0.6)
Income of households moving in6County figure$44,15237% below
Income of households moving out6County figure$44,08437% below
02

What it costs to live here

Property tax rate is 0.3%, 71% below the median place.

Moodys18.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$33,440
a year, at the 30% line
Rent to income
18.9%
7% below the median place
Home price to income
7.5x
98% above the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$43,000
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Moodys, $836 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Moodys.

Sponsored · exampleMoving to Moodys? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.3%
71% below the median place
Property tax paid (median)1
$1,049
68% below the median place
Owner costs with a mortgage1
$1,471
21% below the median place
All 15 cost and housing measures
MeasureMoodysAmong 6,645 placesVs median
Median gross rent1$83639% below
Rent to income118.9%7% below
Property tax rate10.3%71% below
Home price to income17.5x98% above
Fair market rent, 2 bedrooms2County figure$94342% below
HUD area median income3County figure$71,30034% below
Property tax paid (median)1$1,04968% below
Median home value1$400,50025% above
Home prices, 1-year change4County figure6.4%102% above
Home prices, 5-year change4County figure53.1%3% above
Homeownership174.0%11% above
Renters paying 30%+1County figure42.4%16% below
Owner costs with a mortgage1$1,47121% below
Vacant homes1County figure16.4%132% above
Median year built119780% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
19 min
22% below the median place
Poverty rate1
18.5%
72% above the median place
All 10 work and pay measures
MeasureMoodysAmong 6,645 placesVs median
Median household income1County figure$53,21834% below
Income per person1$34,07515% below
Unemployment1County figure5.1%5% above
Average annual pay5County figure$51,69722% below
Pay growth, 1 year5County figure5.2%41% above
Jobs5County figure18,65288% below
Poverty rate118.5%72% above
Mean commute119 min22% below
Works from home1County figure7.8%37% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 72.0%, 22% below the median place.

Homes with broadband1
72.0%
22% below the median place
Household size1
1.9
23% below the median place
Median age1
48.5
24% above the median place
All 8 people measures
MeasureMoodysAmong 6,645 placesVs median
Population11,1086646th largest
Median age148.524% above
Bachelor's or higher122.4%30% below
High school or higher193.1%1% above
Household size11.923% below
Born abroad1County figure3.5%60% below
No health insurance1County figure18.2%184% above
Homes with broadband172.0%22% below
05

Life in Moodys

21 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars18.6 −11%
Shops29.4 −3%
Arts, recreation and fitness2.7 −34%
Doctors' offices and clinics13.8 −32%
Child care centers2.9 +26%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k7
13.8
32% below the median place
Arts, recreation and fitness per 10k7
2.7
34% below the median place
Child care centers per 10k7
2.9
26% above the median place
All 16 schools and local life measures
MeasureMoodysAmong 6,645 placesVs median
Public schools10County figure20122% above
Public school students10County figure7,08345% above
Students per teacher10County figure15.12% below
Restaurants and bars per 10k7County figure18.611% below
Shops per 10k7County figure29.43% below
Arts, recreation and fitness per 10k7County figure2.734% below
Doctors' offices and clinics per 10k7County figure13.832% below
Child care centers per 10k7County figure2.926% above
Parks per 10k80.0below (median 10.2)
Playgrounds per 10k80.0below (median 9.4)
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure2162% above
06

Safety, weather and risk

July average high is 92°F, 5% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Moodys. Larger places are fetched first.

July average high11
92°F
5% above the median place
Wildfire risk12
94.6
54% above the median place
Hurricane risk12
32.2
54% below the median place
All 9 weather and risk measures
MeasureMoodysAmong 6,645 placesVs median
July average high11County figure92°F5% above
January average low11County figure27°F8% above
Average temperature11County figure60°F9% above
Annual precipitation11County figure48.1 in10% above
Natural hazard risk12County figure76.917% below
Hurricane risk12County figure32.254% below
Tornado risk12County figure81.60% above
Wildfire risk12County figure94.654% above
Heat wave risk12County figure93.03% above
08

Moodys in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, up from 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$836/mo (2024)$1,110/mo$910 to $1,360/mo+4.9%
Median household income$49,355 (2024)$58,000$49,000 to $68,500+2.7%
Median home value$400,500 (2024)$541,000$392,000 to $745,000+5.1%

The median home would be worth 9.4 years of the median income in 2030, against 8.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Moodys

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
North Valley, NM$893$61,498Compare
Kingsland, TX$892$57,268Compare
Lynchburg, Moore County, TN$841$66,469Compare
Cañon City, CO$997$64,787Compare
Cañon City, COLynchburg, Moore County, TNKingsland, TXNorth Valley, NMMoodys, OKMoodysNorth ValleyKingslandLynchburg, Moore CountyCañon CityMoodysNorth ValleyKingslandLynchburg, Moore CountyCañon City

Common questions

Is Moodys a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2021 and 2024 surveys, rent rose 14.1% a year while household income rose -11.4%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 75 Oklahoma places. Households average 1.92 people, smaller than in 96% of places its size. It is the lowest of 75 Oklahoma places. On cost, space and class size it scores 14 out of 100 for families. See how it ranks with your own weights.

Is Moodys expensive to live in?

The median rent takes 18.9% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $400,500.

What salary do you need to live in Moodys?

To rent the median home without spending more than 30% of income on rent, a household needs about $33,440 a year. Work it out from your current city.

What places are similar to Moodys?

On income, rent, home value, education and age, the closest matches are North Valley, NM, Kingsland, TX, Lynchburg, Moore County, TN and Cañon City, CO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Moodys with places of a similar size, using only figures measured for Moodys itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/moodys-oklahoma

Citytistics. “Moodys, Oklahoma.” Data as of 2026-11-14. https://www.citytistics.com/city/moodys-oklahoma/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.