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Cost of living, pay and housing

46.52° N · 111.93° W · GEOID 3051175

Montana City

Jefferson County, Montana · part of the Helena, MT metro

Limited data population under 5,000

MontanaMontana City, MTMontana CityMontana City

The short answer

Montana City is home to 3,092 people. Median household income is $129,755 a year and median rent is $2,077 a month, 19.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $571,200, about 4.4x annual median household income.

Median gross rent
$2,077
52% above the median place
Median household income
$129,755
62% above the median place
Median home value
$571,200
79% above the median place
Unemployment
4.2%
14% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Montana City

  • 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 27 Montana places.
  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 26 Montana places.
  • Between the 2019 and 2024 surveys, rent rose 12.7% a year while household income rose 6.3%, so rent outran pay by more than in 92% of places its size. It is the highest of 27 Montana places.
  • Owning with a mortgage costs only about $167 a month more than the median rent, a smaller gap than in 86% of places its size. It is the 2nd-lowest of 27 Montana places.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $108,300 a year left, more than in 83% of places its size. It is the highest of 13 Montana places.
01

Moving to Montana City

Jefferson County gains about 20.0 residents per 1,000 a year to moves between counties.

Moved in947
Moved out715
Net+232

Where people come from and where they go, top counties

Within Montana, other states or abroad

Arrivals
Leavers
Within MontanaOther states

Income per tax return

Arrivals$81K
Leavers$62K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Jefferson County; flows under 20 returns are not published.

Who moves here
12.4% of residents arrived from another county in the past year, 0.9% from another state.
Who arrives and who leaves
Households moving into Jefferson County report $80,800 a year in income on average; those leaving, $62,100, so newcomers earn more than leavers.
Income you would need
$83,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,077 a month; owners with a mortgage pay $2,244 a month including taxes and insurance, on a median home of $571,200.
Getting to work
24 minutes each way on average; 15.2% work from home.
If it is close but not quite
Valley Stream, NY matches it on character. Compare the two
Moved here in the past year1
12.4%
116% above the median place
Net movers per 1,000 people7
20.0
above the median place (median -0.6)
Moved from another state1
0.9%
54% below the median place
All 5 moving measures
MeasureMontana CityAmong 6,645 placesVs median
Moved here in the past year112.4%116% above
Moved from another state1County figure0.9%54% below
Net movers per 1,000 people7County figure20.0above (median -0.6)
Income of households moving in7County figure$80,81515% above
Income of households moving out7County figure$62,06312% below
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Montana City19.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$83,080
a year, at the 30% line
Rent to income
19.2%
6% below the median place
Home price to income
4.4x
16% above the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$108,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Montana City, $2,077 a month, and local prices for everything else (96.8 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Montana City.

Sponsored · exampleMoving to Montana City? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
97.9%
47% above the median place
Median year built1
1995
1% above the median place
All 16 cost and housing measures
MeasureMontana CityAmong 6,645 placesVs median
Median gross rent1$2,07752% above
Rent to income119.2%6% below
Property tax rate10.6%32% below
Home price to income14.4x16% above
Prices vs US average2Metro figure95.75% below
Fair market rent, 2 bedrooms3County figure$1,41013% below
HUD area median income4County figure$115,2007% above
Property tax paid (median)1$3,5509% above
Median home value1$571,20079% above
Home prices, 1-year change5County figure6.4%100% above
Home prices, 5-year change5County figure73.6%43% above
Homeownership197.9%47% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$2,24420% above
Vacant homes1County figure7.6%8% above
Median year built119951% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$129,755
62% above the median place
Income per person1
$58,413
46% above the median place
All 10 work and pay measures
MeasureMontana CityAmong 6,645 placesVs median
Median household income1$129,75562% above
Income per person1$58,41346% above
Unemployment1County figure4.2%14% below
Average annual pay6County figure$57,41213% below
Pay growth, 1 year6County figure5.2%41% above
Jobs6County figure2,78498% below
Poverty rate1County figure5.7%47% below
Mean commute124 min4% below
Works from home115.2%22% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Household size is 2.9, 17% above the median place.

Household size1
2.9
17% above the median place
High school or higher1
96.3%
4% above the median place
Homes with broadband1
95.8%
4% above the median place
All 8 people measures
MeasureMontana CityAmong 6,645 placesVs median
Population13,0926646th largest
Median age140.33% above
Bachelor's or higher144.1%37% above
High school or higher196.3%4% above
Household size12.917% above
Born abroad1County figure1.0%89% below
No health insurance1County figure5.8%9% below
Homes with broadband195.8%4% above
05

Life in Montana City

15 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents3.2 −68%
Playgrounds per 10k12.9 +38%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k3.2 3.7×
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.6 −6%
Shops21.1 −30%
Arts, recreation and fitness5.5 +34%
Doctors' offices and clinics18.0 −11%
Child care centers3.9 +70%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
21.1
30% below the median place
Child care centers per 10k8
3.9
70% above the median place
Public school students11
1,872
62% below the median place
All 16 schools and local life measures
MeasureMontana CityAmong 6,645 placesVs median
Public schools11County figure1233% above
Public school students11County figure1,87262% below
Students per teacher11County figure14.65% below
Restaurants and bars per 10k8County figure19.66% below
Shops per 10k8County figure21.130% below
Arts, recreation and fitness per 10k8County figure5.534% above
Doctors' offices and clinics per 10k8County figure18.011% below
Child care centers per 10k8County figure3.970% above
Parks per 10k93.268% below
Playgrounds per 10k912.938% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k93.2271% above
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure1515% above
06

Safety, weather and risk

Average temperature is 41°F, 25% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Montana City. Larger places are fetched first.

Average temperature12
41°F
25% below the median place
Tornado risk13
5.7
93% below the median place
Natural hazard risk13
21.6
77% below the median place
All 10 weather and risk measures
MeasureMontana CityAmong 6,645 placesVs median
July average high12County figure78°F10% below
January average low12County figure15°F39% below
Average temperature12County figure41°F25% below
Annual precipitation12County figure17.8 in59% below
Natural hazard risk13County figure21.677% below
Tornado risk13County figure5.793% below
Wildfire risk13County figure89.145% above
Heat wave risk13County figure10.189% below
Median air quality index14Metro figure442% above
Good air days14Metro figure71.5%4% above
08

Montana City in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,077/mo (2024)$2,710/mo$2,220 to $3,300/mo+4.5%
Median household income$129,755 (2024)$165,500$139,500 to $195,500+4.1%
Median home value$571,200 (2024)$838,000$608,000 to $1,155,000+6.6%

The median home would be worth 5.1 years of the median income in 2030, against 4.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Montana City

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Valley Stream, NY$2,124$133,190Compare
Lake Grove, NY$2,184$118,311Compare
Glenmont, MD$2,028$126,542Compare
South Plainfield, NJ$2,107$130,239Compare
South Plainfield, NJGlenmont, MDLake Grove, NYValley Stream, NYMontana City, MTMontana CityLake GroveGlenmontSouth PlainfieldMontana CityLake GroveGlenmontSouth Plainfield

Common questions

Is Montana City a good place to live?

It depends on what you need, so here is what the numbers say. 98% of homes are owner-occupied, more than in 99% of the 2,476 places under 10,000 people we track. It is the highest of 27 Montana places. Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 26 Montana places. See how it ranks with your own weights.

Is Montana City expensive to live in?

The median rent takes 19.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $571,200.

What salary do you need to live in Montana City?

To rent the median home without spending more than 30% of income on rent, a household needs about $83,080 a year. Work it out from your current city.

What places are similar to Montana City?

On income, rent, home value, education and age, the closest matches are Valley Stream, NY, Lake Grove, NY, Glenmont, MD and South Plainfield, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Montana City with places of a similar size, using only figures measured for Montana City itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/montana-city-montana

Citytistics. “Montana City, Montana.” Data as of 2026-11-14. https://www.citytistics.com/city/montana-city-montana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.