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Cost of living, pay and housing

43.04° N · 73.85° W · GEOID 3647548

Milton

Saratoga County, New York · part of the Albany, NY metro

Limited data population under 5,000

New YorkMilton, NYMiltonMilton

The short answer

Milton is home to 4,450 people. Median household income is $94,982 a year and median rent is $1,873 a month, 23.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $354,700, about 3.7x annual median household income.

Median gross rent
$1,873
37% above the median place
Median household income
$94,982
18% above the median place
Median home value
$354,700
11% above the median place
Unemployment
3.3%
33% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Milton

  • Owning with a mortgage costs only about $118 a month more than the median rent, a smaller gap than in 89% of the 2,469 places under 10,000 people we track.
  • Half the homes were built after 1999, newer housing than in 89% of places its size.
  • Household income has grown 1.4% a year across the last five survey releases, slower than in 88% of places its size.
  • 3% of residents were born outside the US, fewer than in 88% of places its size.
  • Only 36% of renter households spend 30% or more of income on rent, a lower share than in 85% of places its size.
01

Moving to Milton

Saratoga County gains about 1.9 residents per 1,000 a year to moves between counties.

Moved in10,579
Moved out10,191
Net+388

Where people come from and where they go, top counties

Within New York, other states or abroad

Arrivals
Leavers
Within New YorkOther statesAbroad

Income per tax return

Arrivals$88K
Leavers$79K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Saratoga County; flows under 20 returns are not published.

Who moves here
7.6% of residents arrived from another county in the past year, 1.4% from another state.
Who arrives and who leaves
Households moving into Saratoga County report $88,200 a year in income on average; those leaving, $78,900, so newcomers earn more than leavers.
Income you would need
$74,900 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,873 a month; owners with a mortgage pay $1,991 a month including taxes and insurance, on a median home of $354,700.
Getting to work
24 minutes each way on average; 11.3% work from home.
If it is close but not quite
Hooksett, NH matches it on character. Compare the two
Moved here in the past year1
7.6%
33% above the median place
Income of households moving in7
$88,230
25% above the median place
Moved from another state1
1.4%
27% below the median place
All 5 moving measures
MeasureMiltonAmong 6,645 placesVs median
Moved here in the past year17.6%33% above
Moved from another state1County figure1.4%27% below
Net movers per 1,000 people7County figure1.9above (median -0.6)
Income of households moving in7County figure$88,23025% above
Income of households moving out7County figure$78,94612% above
02

What it costs to live here

Renters paying 30%+ is 36.0%, 29% below the median place.

Milton23.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$74,920
a year, at the 30% line
Rent to income
23.7%
16% above the median place
Home price to income
3.7x
2% below the median place

Could you afford it?

The median rent would take
24%
comfortably under the 30% line
Left after rent, in US prices
$73,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Milton, $1,873 a month, and local prices for everything else (99.0 against a US average of 100). It runs in your browser and stores nothing.

Like Milton, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Goshen, NY20.7% vs 23.7%$3,500Compare
Lakeland Highlands, FL18.9% vs 23.7%$16,900Compare
Yardville, NJ19.3% vs 23.7%$13,000Compare

Moving from somewhere else? Work out the salary you would need in Milton.

Sponsored · exampleMoving to Milton? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
36.0%
29% below the median place
Median year built1
1999
1% above the median place
Property tax rate1
1.3%
40% above the median place
All 16 cost and housing measures
MeasureMiltonAmong 6,645 placesVs median
Median gross rent1$1,87337% above
Rent to income123.7%16% above
Property tax rate11.3%40% above
Home price to income13.7x2% below
Prices vs US average2Metro figure99.61% below
Fair market rent, 2 bedrooms3County figure$1,7116% above
HUD area median income4County figure$123,10015% above
Property tax paid (median)1$4,49238% above
Median home value1$354,70011% above
Home prices, 1-year change5County figure6.7%111% above
Home prices, 5-year change5County figure52.1%1% above
Homeownership163.1%5% below
Renters paying 30%+136.0%29% below
Owner costs with a mortgage1$1,9916% above
Vacant homes1County figure9.1%29% above
Median year built119991% above
03

Work and pay

Income per person is $50,329, 26% above the median place.

Income per person1
$50,329
26% above the median place
Median household income1
$94,982
18% above the median place
Mean commute1
24 min
6% below the median place
All 10 work and pay measures
MeasureMiltonAmong 6,645 placesVs median
Median household income1$94,98218% above
Income per person1$50,32926% above
Unemployment1County figure3.3%33% below
Average annual pay6County figure$69,2445% above
Pay growth, 1 year6County figure2.3%38% below
Jobs6County figure93,94538% below
Poverty rate1County figure7.1%34% below
Mean commute124 min6% below
Works from home111.3%9% below
Commutes by transit1County figure0.6%29% below
04

Who lives here

Born abroad is 2.8%, 68% below the median place.

Born abroad1
2.8%
68% below the median place
Median age1
44.2
13% above the median place
Household size1
2.2
10% below the median place

More about who lives here, against the typical place

High school or higher95.2% +3%
Bachelor's or higher40.3% +26%
Homes with broadband92.3% −0%
All 8 people measures
MeasureMiltonAmong 6,645 placesVs median
Population14,4506646th largest
Median age144.213% above
Bachelor's or higher140.3%26% above
High school or higher195.2%3% above
Household size12.210% below
Born abroad12.8%68% below
No health insurance1County figure2.6%59% below
Homes with broadband192.3%0% below
05

Life in Milton

84 sites are on the National Register of Historic Places, 9 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents9.0 −12%
Playgrounds per 10k9.0 −4%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails4 km 2.2×
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars21.9 +5%
Shops28.8 −5%
Arts, recreation and fitness6.4 +56%
Doctors' offices and clinics17.7 −12%
Child care centers3.4 +48%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher11
12.2
21% below the median place
Child care centers per 10k8
3.4
48% above the median place
Arts, recreation and fitness per 10k8
6.4
56% above the median place
All 16 schools and local life measures
MeasureMiltonAmong 6,645 placesVs median
Public schools11County figure50above (median 9)
Public school students11County figure30,097above (median 4,897)
Students per teacher11County figure12.221% below
Restaurants and bars per 10k8County figure21.95% above
Shops per 10k8County figure28.85% below
Arts, recreation and fitness per 10k8County figure6.456% above
Doctors' offices and clinics per 10k8County figure17.712% below
Child care centers per 10k8County figure3.448% above
Parks per 10k99.012% below
Playgrounds per 10k99.04% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails94.4120% above
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure84above (median 13)
06

Safety, weather and risk

Good air days is 96.3%, 41% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Milton. Larger places are fetched first.

Good air days14
96.3%
41% above the median place
Median air quality index14
34
21% below the median place
January average low12
12°F
52% below the median place
All 11 weather and risk measures
MeasureMiltonAmong 6,645 placesVs median
July average high12County figure81°F7% below
January average low12County figure12°F52% below
Average temperature12County figure46°F15% below
Annual precipitation12County figure44.9 in3% above
Natural hazard risk13County figure73.021% below
Hurricane risk13County figure77.710% above
Tornado risk13County figure69.914% below
Wildfire risk13County figure37.439% below
Heat wave risk13County figure59.534% below
Median air quality index14County figure3421% below
Good air days14County figure96.3%41% above
08

Milton in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, about the same as 24% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,873/mo (2024)$2,390/mo$1,960 to $2,920/mo+4.2%
Median household income$94,982 (2024)$119,000$100,500 to $140,500+3.8%
Median home value$354,700 (2024)$512,000$371,000 to $705,000+6.3%

The median home would be worth 4.3 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Milton

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Hooksett, NH$1,811$101,053Compare
Williamsburg, FL$1,938$89,191Compare
Valrico, FL$1,937$104,839Compare
Mountain Park, GA$1,818$96,166Compare
Mountain Park, GAValrico, FLWilliamsburg, FLHooksett, NHMilton, NYMiltonHooksettWilliamsburgValricoMountain ParkMiltonHooksettWilliamsburgValricoMountain Park

Common questions

Is Milton a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs only about $118 a month more than the median rent, a smaller gap than in 89% of the 2,469 places under 10,000 people we track. Half the homes were built after 1999, newer housing than in 89% of places its size. See how it ranks with your own weights.

Is Milton expensive to live in?

The median rent takes 23.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $354,700.

What salary do you need to live in Milton?

To rent the median home without spending more than 30% of income on rent, a household needs about $74,920 a year. Work it out from your current city.

What places are similar to Milton?

On income, rent, home value, education and age, the closest matches are Hooksett, NH, Williamsburg, FL, Valrico, FL and Mountain Park, GA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Milton with places of a similar size, using only figures measured for Milton itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/milton-saratoga-county-new-york

Citytistics. “Milton, New York.” Data as of 2026-11-14. https://www.citytistics.com/city/milton-saratoga-county-new-york/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.