CitytisticsShortlist

Cost of living, pay and housing

35.69° N · 85.78° W · GEOID 4745100

McMinnville

Warren County, Tennessee · part of the McMinnville, TN metro

TennesseeMcMinnville, TNMcMinnvilleMcMinnville

The short answer

McMinnville is home to 13,844 people. Median household income is $47,179 a year and median rent is $791 a month, 20.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $182,200, about 3.9x annual median household income.

The story in McMinnville is how fast things are changing. Home values rose 13.1% a year between the 2019 and 2024 surveys while incomes rose 5.6%, a wider gap than in 90% of places its size. Also notable: Home value growth is 13.1% a year, against 7.4% a year in its closest peers.

9OF 100

CTXCitytistics Index

Weak

McMinnville scores better than 9% of the 6,612 places we rate, and ranks 102nd of 112 in Tennessee.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%51
Economy 20%7
Safety 20%22
Amenities 15%49
Education 10%4
Commute 10%49
Growth 5%60
Median gross rent
$791
42% below the median place
Median household income
$47,179
41% below the median place
Median home value
$182,200
43% below the median place
Unemployment
9.0%
85% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about McMinnville

  • HousingHomeowners pay a median of about 0.5% of home value a year in property tax, less than in 87% of the 2,101 places of 10,000 to 25,000 people we track.
01

Moving to McMinnville

Warren County gains about 17.4 residents per 1,000 a year to moves between counties.

Moved in2,050
Moved out1,469
Net+581

Where people come from and where they go, top counties

Cannon County, TN103104−1
White County, TN63102−39
Grundy County, TN44

Within Tennessee, other states or abroad

Arrivals
Leavers
Within TennesseeOther states

Income per tax return

Arrivals$62K
Leavers$42K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Warren County; flows under 20 returns are not published.

Who moves here
6.5% of residents arrived from another county in the past year, 2.9% from another state.
Who arrives and who leaves
Households moving into Warren County report $62,200 a year in income on average; those leaving, $42,400, so newcomers earn more than leavers.
Income you would need
$31,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $791 a month; owners with a mortgage pay $1,015 a month including taxes and insurance, on a median home of $182,200.
Getting to work
25 minutes each way on average; 10.1% work from home.
If it is close but not quite
Mount Sterling, KY matches it on character for less of your income. Compare the two
Moved from another state1
2.9%
45% above the median place
Moved here in the past year1
6.5%
14% above the median place
Income of households moving out6
$42,383
40% below the median place
All 5 moving measures
MeasureMcMinnvilleAmong 6,645 placesVs median
Moved here in the past year16.5%14% above
Moved from another state12.9%45% above
Net movers per 1,000 people6County figure17.4above (median -0.6)
Income of households moving in6County figure$62,21012% below
Income of households moving out6County figure$42,38340% below
02

What it costs to live here

The median household earns $47,179 a year, less than in 93% of the 2,301 places of 10,000 to 25,000 people we track.

McMinnville20.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$31,640
a year, at the 30% line
Rent to income
20.1%
1% below the median place
Home price to income
3.9x
2% above the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$37,500
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in McMinnville, $791 a month. It runs in your browser and stores nothing.

Like McMinnville, but easier on the budget

Places that match McMinnville on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Mount Sterling, KY9415.0% vs 20.1%n/aCompare
Cynthiana, KY9216.9% vs 20.1%n/aCompare
Washington Court House, OH9116.5% vs 20.1%n/aCompare
Purcell, OK9116.4% vs 20.1%n/aCompare

Moving from somewhere else? Work out the salary you would need in McMinnville.

Sponsored · exampleMoving to McMinnville? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$1,015
46% below the median place
Property tax paid (median)1
$1,001
69% below the median place
Property tax rate1
0.6%
40% below the median place
All 14 cost and housing measures
MeasureMcMinnvilleAmong 6,645 placesVs median
Median gross rent1$79142% below
Rent to income120.1%1% below
Property tax rate10.6%40% below
Home price to income13.9x2% above
Fair market rent, 2 bedrooms2County figure$1,05135% below
Property tax paid (median)1$1,00169% below
Median home value1$182,20043% below
Home prices, 1-year change3County figure7.5%136% above
Home prices, 5-year change3County figure76.1%48% above
Homeownership149.7%25% below
Renters paying 30%+149.4%2% below
Owner costs with a mortgage1$1,01546% below
Vacant homes113.7%94% above
Median year built119730% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Unemployment1
9.0%
85% above the median place
Median household income1
$47,179
41% below the median place

More on work and pay, against the typical place

Income per person$25,507 −36%
Poverty rate20.7% +92%
Works from home10.1% −19%
Mean commute25 min +1%
All 10 work and pay measures
MeasureMcMinnvilleAmong 6,645 placesVs median
Median household income1$47,17941% below
Income per person1$25,50736% below
Unemployment19.0%85% above
Average annual pay4County figure$52,03421% below
Pay growth, 1 year4County figure3.3%11% below
Jobs4County figure12,82991% below
Poverty rate120.7%92% above
Mean commute125 min1% above
Works from home110.1%19% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

12% of adults hold a bachelor's degree or higher, a smaller share than in 96% of the 2,300 places of 10,000 to 25,000 people we track.

Bachelor's or higher1
11.7%
64% below the median place
No health insurance1
15.8%
147% above the median place
High school or higher1
84.4%
9% below the median place

More about who lives here, against the typical place

Homes with broadband87.4% −5%
Born abroad5.0% −43%
Median age37.0 −5%
Household size2.5 −0%
All 9 people measures
MeasureMcMinnvilleAmong 6,645 placesVs median
Population113,8443187th largest
Population change since 202051.1%2% below
Median age137.05% below
Bachelor's or higher111.7%64% below
High school or higher184.4%9% below
Household size12.50% below
Born abroad15.0%43% below
No health insurance115.8%147% above
Homes with broadband187.4%5% below
05

Life in McMinnville

The nearest National Park Service site is Stones River National Battlefield, about 39 miles away.

Founded or incorporated in 1810. 17 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

  • First Presbyterian Church listed 1995Landmark
  • Northcutt Plantation (Additional Documentation) listed 1975
  • Myers Mound listed 1978
  • Walling, Joseph Daniel, House listed 1980
  • Falconhurst listed 1982
  • Black House listed 1983

Out the door, against the typical place

Parks per 10k residents4.3 −57%
Playgrounds per 10k7.2 −23%
Grocery stores per 10k4.3 2.0×
Restaurants, cafes and bars per 10k21.7 +94%
Libraries per 10k1.4 +66%
Named paths and bike trails1 km −50%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Stones River National Battlefield 39 miles
  • Russell Cave National Monument 49 miles
  • Chickamauga and Chattanooga National Military Park 59 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars15.4 −26%
Shops35.1 +16%
Arts, recreation and fitness1.2 −71%
Doctors' offices and clinics19.0 −6%
Child care centers2.4 +4%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
39.0
27% above the median place
Public school students12
5,470
12% above the median place
Public schools12
10
11% above the median place
All 17 schools and local life measures
MeasureMcMinnvilleAmong 6,645 placesVs median
Public schools121011% above
Public school students125,47012% above
Restaurants and bars per 10k7County figure15.426% below
Shops per 10k7County figure35.116% above
Arts, recreation and fitness per 10k7County figure1.271% below
Doctors' offices and clinics per 10k7County figure19.06% below
Child care centers per 10k7County figure2.44% above
Parks per 10k84.357% below
Playgrounds per 10k87.223% below
Grocery stores per 10k84.3104% above
Restaurants, cafes and bars per 10k821.794% above
Libraries per 10k81.466% above
Named paths and bike trails81.050% below
Transit stops per sq mi80.0below (median 0.2)
Nearest National Park Service site939.027% above
National Park Service sites within 60 miles9350% above
National Register listings101731% above
06

Safety, weather and risk

The city police department reported 532 violent offenses per 100,000 residents, more than in 90% of the 1,457 places of 10,000 to 25,000 people we track.

Violent crime per 100k
532
177% above the median place
Property crime per 100k
1,682
39% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Heat wave risk14
20.8
77% below the median place
Annual precipitation13
57.1 in
30% above the median place
Wildfire risk14
23.6
61% below the median place
All 9 weather and risk measures
MeasureMcMinnvilleAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure28°F12% above
Average temperature13County figure58°F6% above
Annual precipitation13County figure57.1 in30% above
Natural hazard risk14County figure63.531% below
Hurricane risk14County figure53.524% below
Tornado risk14County figure85.04% above
Wildfire risk14County figure23.661% below
Heat wave risk14County figure20.877% below
08

McMinnville in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, McMinnville does better than 49% of places. Its projected home value growth beats 88%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$791/mo (2024)$1,010/mo$830 to $1,230/mo+4.2%
Median household income$47,179 (2024)$60,000$50,500 to $71,000+4.1%
Median home value$182,200 (2024)$270,000$196,000 to $373,000+6.8%
Population13,943 (2025)14,13013,560 to 14,740+0.3%

The median home would be worth 4.5 years of the median income in 2030, against 3.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like McMinnville

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Dowagiac, MI$840$48,166Compare
Gonzales, TX$751$51,929Compare
Eden, NC$799$47,260Compare
Lexington, NC$893$43,128Compare
Lexington, NCEden, NCGonzales, TXDowagiac, MIMcMinnville, TNMcMinnvilleDowagiacGonzalesEdenLexingtonMcMinnvilleDowagiacGonzalesEdenLexington

Places built like McMinnville

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how McMinnville performs against places like it.

PlaceRent to incomeIncome growthPop. change
McMinnville, TN20.1%5.6%/yr1.1%
Lewisburg, TN21.6%2.7%/yr10.0%Compare
Union City, TN17.4%12.2%/yr-3.3%Compare
Glasgow, KY23.7%4.2%/yr1.8%Compare
Millington, TN26.7%-1.0%/yr22.4%Compare
Clarksdale, MS25.5%3.8%/yr-8.4%Compare
Franklin, KY20.5%6.7%/yr5.5%Compare

Common questions

Is McMinnville a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 9 out of 100, better than 9% of the places we rate and 102nd of 112 in Tennessee. Homeowners pay a median of about 0.5% of home value a year in property tax, less than in 87% of the 2,101 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 21 out of 100 for families. See how it ranks with your own weights.

Is McMinnville expensive to live in?

The median rent takes 20.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $182,200.

What salary do you need to live in McMinnville?

To rent the median home without spending more than 30% of income on rent, a household needs about $31,640 a year. Work it out from your current city.

Is McMinnville safe?

There were 532 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to McMinnville?

On income, rent, home value, education and age, the closest matches are Dowagiac, MI, Gonzales, TX, Eden, NC and Lexington, NC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. Population Estimates · US Census Bureau · Vintage 2025
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares McMinnville with places of a similar size, using only figures measured for McMinnville itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/mcminnville-tennessee

Citytistics. “McMinnville, Tennessee.” Data as of 2026-11-14. https://www.citytistics.com/city/mcminnville-tennessee/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.