CitytisticsShortlist

Cost of living, pay and housing

37.03° N · 88.69° W · GEOID 2150556

Massac

McCracken County, Kentucky · part of the Paducah, KY metro

Limited data population under 5,000

KentuckyMassac, KYMassacMassac

The short answer

Massac is home to 4,698 people. Median household income is $92,560 a year and median rent is $887 a month, 11.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $239,400, about 2.6x annual median household income.

Median gross rent
$887
35% below the median place
Median household income
$92,560
15% above the median place
Median home value
$239,400
25% below the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Massac

  • Between the 2019 and 2024 surveys, household income rose 22.3% a year while rent rose 2.7%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 85 Kentucky places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 56 Kentucky places.
  • The median rent takes only 11.5% of the median household's income, a smaller share than in 96% of places its size. It is the 3rd-lowest of 85 Kentucky places.
  • Counting remote workers as zero, the average worker spends about 110 hours a year commuting, less than in 93% of places its size.
  • The median resident is 33.7 years old, younger than in 85% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 90 out of 100. Budget for insurance before counting the savings.

01

Moving to Massac

McCracken County gains about 4.8 residents per 1,000 a year to moves between counties.

Moved in3,007
Moved out2,754
Net+253

Where people come from and where they go, top counties

Marshall County, KY292289+3
Ballard County, KY157180−23
Livingston County, KY108111−3
Lyon County, KY4355−12
Carlisle County, KY77

Within Kentucky, other states or abroad

Arrivals
Leavers
Within KentuckyOther states

Income per tax return

Arrivals$55K
Leavers$58K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of McCracken County; flows under 20 returns are not published.

Who moves here
4.5% of residents arrived from another county in the past year, 2.1% from another state. County figure.
Who arrives and who leaves
Households moving into McCracken County report $54,800 a year in income on average; those leaving, $57,700, so leavers earn more than newcomers.
Income you would need
$35,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $887 a month; owners with a mortgage pay $1,463 a month including taxes and insurance, on a median home of $239,400.
Getting to work
17 minutes each way on average; 14.8% work from home.
If it is close but not quite
Pella, IA matches it on character. Compare the two
Income of households moving in7
$54,840
22% below the median place
Net movers per 1,000 people7
4.8
above the median place (median -0.6)
Income of households moving out7
$57,740
18% below the median place
All 5 moving measures
MeasureMassacAmong 6,645 placesVs median
Moved here in the past year1County figure4.5%22% below
Moved from another state1County figure2.1%5% above
Net movers per 1,000 people7County figure4.8above (median -0.6)
Income of households moving in7County figure$54,84022% below
Income of households moving out7County figure$57,74018% below
02

What it costs to live here

Rent to income is 11.5%, 44% below the median place.

Massac11.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$35,480
a year, at the 30% line
Rent to income
11.5%
44% below the median place
Home price to income
2.6x
32% below the median place

Could you afford it?

The median rent would take
11%
comfortably under the 30% line
Left after rent, in US prices
$87,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Massac, $887 a month, and local prices for everything else (93.7 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Massac.

Sponsored · exampleMoving to Massac? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$1,614
51% below the median place
Renters paying 30%+1
43.2%
15% below the median place
Property tax rate1
0.7%
26% below the median place
All 16 cost and housing measures
MeasureMassacAmong 6,645 placesVs median
Median gross rent1$88735% below
Rent to income111.5%44% below
Property tax rate10.7%26% below
Home price to income12.6x32% below
Prices vs US average2Metro figure86.115% below
Fair market rent, 2 bedrooms3County figure$1,13130% below
HUD area median income4County figure$102,4005% below
Property tax paid (median)1$1,61451% below
Median home value1$239,40025% below
Home prices, 1-year change5County figure3.7%15% above
Home prices, 5-year change5County figure45.4%12% below
Homeownership168.4%3% above
Renters paying 30%+143.2%15% below
Owner costs with a mortgage1$1,46322% below
Vacant homes1County figure14.5%105% above
Median year built119870% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
17 min
34% below the median place

More on work and pay, against the typical place

Median household income$92,560 +15%
Works from home14.8% +19%
Poverty rate10.2% −6%
Income per person$41,117 +3%
All 10 work and pay measures
MeasureMassacAmong 6,645 placesVs median
Median household income1$92,56015% above
Income per person1$41,1173% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$59,30910% below
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure40,97573% below
Poverty rate110.2%6% below
Mean commute117 min34% below
Works from home114.8%19% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 33.7, 14% below the median place.

Median age1
33.7
14% below the median place
Bachelor's or higher1
49.4%
54% above the median place
Homes with broadband1
93.9%
2% above the median place

More about who lives here, against the typical place

Household size2.6 +3%
No health insurance5.9% −8%
High school or higher93.1% +1%
All 8 people measures
MeasureMassacAmong 6,645 placesVs median
Population14,6986646th largest
Median age133.714% below
Bachelor's or higher149.4%54% above
High school or higher193.1%1% above
Household size12.63% above
Born abroad1County figure2.1%76% below
No health insurance15.9%8% below
Homes with broadband193.9%2% above
05

Life in Massac

36 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents4.3 −58%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k2.1 −81%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars29.2 +40%
Shops56.7 +87%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics32.0 +58%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
56.7
87% above the median place
Restaurants and bars per 10k8
29.2
40% above the median place
Doctors' offices and clinics per 10k8
32.0
58% above the median place
All 16 schools and local life measures
MeasureMassacAmong 6,645 placesVs median
Public schools11County figure22144% above
Public school students11County figure9,883102% above
Students per teacher11County figure15.72% above
Restaurants and bars per 10k8County figure29.240% above
Shops per 10k8County figure56.787% above
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure32.058% above
Child care centers per 10k8County figure2.59% above
Parks per 10k94.358% below
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k92.181% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure36177% above
06

Safety, weather and risk

Annual precipitation is 50.3 in, 15% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Massac. Larger places are fetched first.

Annual precipitation12
50.3 in
15% above the median place
Wildfire risk13
35.6
42% below the median place
Hurricane risk13
44.3
37% below the median place
All 11 weather and risk measures
MeasureMassacAmong 6,645 placesVs median
July average high12County figure89°F3% above
January average low12County figure27°F7% above
Average temperature12County figure58°F6% above
Annual precipitation12County figure50.3 in15% above
Natural hazard risk13County figure89.73% below
Hurricane risk13County figure44.337% below
Tornado risk13County figure85.75% above
Wildfire risk13County figure35.642% below
Heat wave risk13County figure95.26% above
Median air quality index14County figure415% below
Good air days14County figure74.5%9% above
08

Massac in 2030: where the trends point

If recent trends hold, the median rent will take about 11% of the median income in 2030, down from 11% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$887/mo (2024)$1,120/mo$920 to $1,370/mo+4.0%
Median household income$92,560 (2024)$125,500$106,000 to $148,500+5.2%
Median home value$239,400 (2024)$334,000$242,000 to $459,000+5.7%

The median home would be worth 2.7 years of the median income in 2030, against 2.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Massac

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Pella, IA$1,046$84,111Compare
Waverly, IA$1,057$80,284Compare
Bloomington, IL$1,050$77,384Compare
Carnot-Moon, PA$1,214$100,714Compare
Carnot-Moon, PABloomington, ILWaverly, IAPella, IAMassac, KYMassacPellaWaverlyBloomingtonCarnot-MoonMassacPellaWaverlyBloomington

Common questions

Is Massac a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, household income rose 22.3% a year while rent rose 2.7%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 85 Kentucky places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 56 Kentucky places. On cost, space and class size it scores 89 out of 100 for families. See how it ranks with your own weights.

Is Massac expensive to live in?

The median rent takes 11.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $239,400.

What salary do you need to live in Massac?

To rent the median home without spending more than 30% of income on rent, a household needs about $35,480 a year. Work it out from your current city.

What places are similar to Massac?

On income, rent, home value, education and age, the closest matches are Pella, IA, Waverly, IA, Bloomington, IL and Carnot-Moon, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Massac with places of a similar size, using only figures measured for Massac itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/massac-kentucky

Citytistics. “Massac, Kentucky.” Data as of 2026-11-14. https://www.citytistics.com/city/massac-kentucky/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.