CitytisticsShortlist

Cost of living, pay and housing

45.07° N · 92.96° W · GEOID 2739428

Mahtomedi

Washington County, Minnesota · part of the Minneapolis, MN metro

MinnesotaMahtomedi, MNMahtomediMahtomedi

The short answer

Mahtomedi is home to 8,133 people. Median household income is $123,319 a year and median rent is $1,694 a month, 16.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $476,000, about 3.9x annual median household income.

What sets Mahtomedi apart is how tight household budgets are. High pay has not made renting easy. Household income is higher than in 83% of places we track, yet 75% of renters still spend 30% or more of income on rent. Also notable: Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 84 out of 100. Budget for insurance before counting the savings.

94OF 100

CTXCitytistics Index

Exceptional

Mahtomedi scores better than 94% of the 6,612 places we rate, and ranks 21st of 151 in Minnesota.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%65
Economy 20%81
Safety 20%n/a
Amenities 15%70
Education 10%92
Commute 10%59
Growth 5%21

Not rated: safety, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,694
24% above the median place
Median household income
$123,319
54% above the median place
Median home value
$476,000
49% above the median place
Unemployment
3.5%
27% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Mahtomedi

Washington County gains about 7.9 residents per 1,000 a year to moves between counties.

Moved in16,250
Moved out14,269
Net+1,981

Where people come from and where they go, top counties

Within Minnesota, other states or abroad

Arrivals
Leavers
Within MinnesotaOther statesAbroad

Income per tax return

Arrivals$81K
Leavers$85K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Washington County; flows under 20 returns are not published.

Who moves here
9.3% of residents arrived from another county in the past year, 5.6% from another state.
Who arrives and who leaves
Households moving into Washington County report $81,200 a year in income on average; those leaving, $84,900.
Income you would need
$67,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,694 a month; owners with a mortgage pay $2,744 a month including taxes and insurance, on a median home of $476,000.
Getting to work
24 minutes each way on average; 31.1% work from home.
If it is close but not quite
Winfield, IL matches it on character for less of your income. Compare the two
Moved from another state1
5.6%
181% above the median place
Moved here in the past year1
9.3%
61% above the median place
Net movers per 1,000 people8
7.9
above the median place (median -0.6)
All 5 moving measures
MeasureMahtomediAmong 6,645 placesVs median
Moved here in the past year19.3%61% above
Moved from another state15.6%181% above
Net movers per 1,000 people8County figure7.9above (median -0.6)
Income of households moving in8County figure$81,21215% above
Income of households moving out8County figure$84,94421% above
02

What it costs to live here

Compared with the 24 places most like it in size, age, education, housing and region (such as Orono, MN, Mendota Heights, MN and Shorewood, MN), money left after rent here is lower: $99,600 against a typical $130,900.

Mahtomedi16.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$67,760
a year, at the 30% line
Rent to income
16.5%
19% below the median place
Home price to income
3.9x
2% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$99,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Mahtomedi, $1,694 a month, and local prices for everything else (103.4 against a US average of 100). It runs in your browser and stores nothing.

Like Mahtomedi, but easier on the budget

Places that match Mahtomedi on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Winfield, IL9113.2% vs 16.5%$16,100Compare
Waunakee, WI9012.7% vs 16.5%$13,300Compare
Middletown, MD8912.6% vs 16.5%$51,600Compare
Libertyville, IL8811.9% vs 16.5%$43,700Compare

Moving from somewhere else? Work out the salary you would need in Mahtomedi.

Sponsored · exampleMoving to Mahtomedi? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
75.1%
48% above the median place
Homeownership1
82.6%
24% above the median place
Owner costs with a mortgage1
$2,744
47% above the median place
All 16 cost and housing measures
MeasureMahtomediAmong 6,645 placesVs median
Median gross rent1$1,69424% above
Rent to income116.5%19% below
Property tax rate11.0%12% above
Home price to income13.9x2% above
Prices vs US average2Metro figure104.84% above
Fair market rent, 2 bedrooms3County figure$1,7347% above
HUD area median income4County figure$131,50023% above
Property tax paid (median)1$4,87549% above
Median home value1$476,00049% above
Home prices, 1-year change5County figure1.8%44% below
Home prices, 5-year change5County figure35.0%32% below
Homeownership182.6%24% above
Renters paying 30%+175.1%48% above
Owner costs with a mortgage1$2,74447% above
Vacant homes16.6%7% below
Median year built119891% above
03

Work and pay

31% of workers skip the commute by working from home, which keeps total commuting time lower than in 86% of places.

Works from home1
31.1%
150% above the median place
Poverty rate1
3.8%
65% below the median place
Income per person1
$68,445
71% above the median place

More on work and pay, against the typical place

Median household income$123,319 +54%
Unemployment3.5% −27%
Mean commute24 min −5%
All 10 work and pay measures
MeasureMahtomediAmong 6,645 placesVs median
Median household income1$123,31954% above
Income per person1$68,44571% above
Unemployment13.5%27% below
Average annual pay6County figure$63,6364% below
Pay growth, 1 year6County figure4.8%30% above
Jobs6County figure96,63536% below
Poverty rate13.8%65% below
Mean commute124 min5% below
Works from home131.1%150% above
Commutes by transit1County figure0.6%29% below
04

Who lives here

No health insurance is 1.0%, 84% below the median place.

No health insurance1
1.0%
84% below the median place
High school or higher1
98.7%
7% above the median place
Bachelor's or higher1
64.7%
102% above the median place

More about who lives here, against the typical place

Born abroad3.1% −65%
Median age43.2 +11%
Household size2.7 +8%
Homes with broadband90.4% −2%
All 9 people measures
MeasureMahtomediAmong 6,645 placesVs median
Population18,1334888th largest
Population change since 202070.6%49% below
Median age143.211% above
Bachelor's or higher164.7%102% above
High school or higher198.7%7% above
Household size12.78% above
Born abroad13.1%65% below
No health insurance11.0%84% below
Homes with broadband190.4%2% below
05

Life in Mahtomedi

OpenStreetMap shows 38.1 parks per 10,000 residents, more than in 95% of the 2,480 places under 10,000 people we track.

43 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents38.1 3.7×
Playgrounds per 10k17.2 +83%
Grocery stores per 10k2.5 +16%
Restaurants, cafes and bars per 10k6.2 −45%
Libraries per 10k2.5 2.8×
Named paths and bike trails8 km 4.0×
Bus and rail stops per sq mi0.9 4.1×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Mississippi National River and Recreation Area 13 miles
  • Saint Croix National Scenic Riverway 27 miles
  • Effigy Mounds National Monument 163 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars16.0 −23%
Shops25.3 −17%
Arts, recreation and fitness5.8 +41%
Doctors' offices and clinics19.5 −3%
Child care centers2.4 +4%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools13
4
56% below the median place
Students per teacher13
18.6
21% above the median place
Nearest National Park Service site11
13.3
57% below the median place
All 18 schools and local life measures
MeasureMahtomediAmong 6,645 placesVs median
Public schools13456% below
Public school students132,60247% below
Students per teacher1318.621% above
Restaurants and bars per 10k9County figure16.023% below
Shops per 10k9County figure25.317% below
Arts, recreation and fitness per 10k9County figure5.841% above
Doctors' offices and clinics per 10k9County figure19.53% below
Child care centers per 10k9County figure2.44% above
Parks per 10k1038.1275% above
Playgrounds per 10k1017.283% above
Grocery stores per 10k102.516% above
Restaurants, cafes and bars per 10k106.245% below
Libraries per 10k102.5183% above
Named paths and bike trails107.9295% above
Transit stops per sq mi100.9314% above
Nearest National Park Service site1113.357% below
National Park Service sites within 60 miles1120% above
National Register listings12County figure43231% above
06

Safety, weather and risk

January average low is 6°F, 75% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Mahtomedi. Larger places are fetched first.

January average low14
6°F
75% below the median place
Good air days16
94.9%
39% above the median place
Average temperature14
45°F
18% below the median place
All 10 weather and risk measures
MeasureMahtomediAmong 6,645 placesVs median
July average high14County figure82°F6% below
January average low14County figure6°F75% below
Average temperature14County figure45°F18% below
Annual precipitation14County figure33.0 in25% below
Natural hazard risk15County figure83.99% below
Tornado risk15County figure94.416% above
Wildfire risk15County figure64.05% above
Heat wave risk15County figure80.311% below
Median air quality index16County figure3421% below
Good air days16County figure94.9%39% above
08

Mahtomedi in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 16% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Mahtomedi does better than 64% of places. Its projected home value growth beats 37%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,694/mo (2024)$2,180/mo$1,790 to $2,650/mo+4.3%
Median household income$123,319 (2024)$155,000$131,000 to $183,500+3.9%
Median home value$476,000 (2024)$677,000$491,000 to $932,000+6.0%
Population8,189 (2025)8,2907,950 to 8,650+0.3%

The median home would be worth 4.4 years of the median income in 2030, against 3.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Mahtomedi

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Minnetonka, MN$1,779$119,517Compare
Troy, MI$1,602$120,045Compare
Mason, OH$1,760$125,401Compare
Brookfield, WI$1,886$129,548Compare
Brookfield, WIMason, OHTroy, MIMinnetonka, MNMahtomedi, MNMahtomediMinnetonkaTroyMasonBrookfieldMahtomediMinnetonkaTroyMasonBrookfield

Places built like Mahtomedi

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Mahtomedi performs against places like it.

PlaceRent to incomeIncome growthPop. change
Mahtomedi, MN16.5%3.1%/yr0.6%
Orono, MN12.6%1.8%/yr0.0%Compare
Mendota Heights, MN14.7%1.8%/yr-1.7%Compare
Shorewood, MN11.3%4.1%/yr-2.0%Compare
Victoria, MN13.7%5.2%/yr17.9%Compare
Minnetrista, MN25.8%-1.0%/yr14.5%Compare
Chanhassen, MN15.3%3.0%/yr-0.8%Compare

Common questions

Is Mahtomedi a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 94 out of 100, better than 94% of the places we rate and 21st of 151 in Minnesota. On cost, space and class size it scores 82 out of 100 for families. See how it ranks with your own weights.

Is Mahtomedi expensive to live in?

The median rent takes 16.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $476,000.

What salary do you need to live in Mahtomedi?

To rent the median home without spending more than 30% of income on rent, a household needs about $67,760 a year. Work it out from your current city.

What places are similar to Mahtomedi?

On income, rent, home value, education and age, the closest matches are Minnetonka, MN, Troy, MI, Mason, OH and Brookfield, WI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Mahtomedi with places of a similar size, using only figures measured for Mahtomedi itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/mahtomedi-minnesota

Citytistics. “Mahtomedi, Minnesota.” Data as of 2026-11-14. https://www.citytistics.com/city/mahtomedi-minnesota/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.