CitytisticsShortlist

Cost of living, pay and housing

34.95° N · 90.10° W · GEOID 2842840

Lynchburg

DeSoto County, Mississippi · part of the Memphis, TN metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income

MississippiLynchburg, MSLynchburgLynchburg

The short answer

Lynchburg is home to 2,161 people. Median household income is $85,297 a year and median rent is $1,915 a month, 26.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $222,300, about 2.6x annual median household income.

Median gross rent
$1,915
40% above the median place
Median household income
$85,297
6% above the median place
Median home value
$222,300
30% below the median place
Unemployment
3.2%
34% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lynchburg

  • Between the 2019 and 2024 surveys, rent rose 16.9% a year while household income rose 5.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the highest of 66 Mississippi places.
  • Owning with a mortgage costs about $644 a month less than the median rent, which is rarer than in 99% of places its size. It is the lowest of 66 Mississippi places.
  • 91% of homes are owner-occupied, more than in 90% of places its size. It is the 2nd-highest of 66 Mississippi places.
  • The median rent takes 26.9% of the median household's income, a bigger share than in 89% of places its size.
  • Half the homes were built after 1997, newer housing than in 87% of places its size.
01

Moving to Lynchburg

DeSoto County gains about 8.2 residents per 1,000 a year to moves between counties.

Moved in11,998
Moved out10,682
Net+1,316

Where people come from and where they go, top counties

Shelby County, TN4,8353,385+1,450
Tate County, MS413575−162
Tunica County, MS268198+70

Within Mississippi, other states or abroad

Arrivals
Leavers
Within MississippiOther states

Income per tax return

Arrivals$53K
Leavers$53K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of DeSoto County; flows under 20 returns are not published.

Who moves here
5.2% of residents arrived from another county in the past year, 3.2% from another state. County figure.
Who arrives and who leaves
Households moving into DeSoto County report $53,000 a year in income on average; those leaving, $53,100.
Income you would need
$76,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,915 a month; owners with a mortgage pay $1,271 a month including taxes and insurance, on a median home of $222,300.
Getting to work
25 minutes each way on average; 8.2% work from home.
If it is close but not quite
South Holland, IL matches it on character. Compare the two
Income of households moving in7
$53,012
25% below the median place
Income of households moving out7
$53,105
24% below the median place
Net movers per 1,000 people7
8.2
above the median place (median -0.6)
All 5 moving measures
MeasureLynchburgAmong 6,645 placesVs median
Moved here in the past year1County figure5.2%10% below
Moved from another state1County figure3.2%62% above
Net movers per 1,000 people7County figure8.2above (median -0.6)
Income of households moving in7County figure$53,01225% below
Income of households moving out7County figure$53,10524% below
02

What it costs to live here

Homeownership is 90.7%, 37% above the median place.

Lynchburg26.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$76,600
a year, at the 30% line
Rent to income
26.9%
32% above the median place
Home price to income
2.6x
31% below the median place

Could you afford it?

The median rent would take
27%
just under the 30% line
Left after rent, in US prices
$65,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lynchburg, $1,915 a month, and local prices for everything else (94.7 against a US average of 100). It runs in your browser and stores nothing.

Like Lynchburg, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Herculaneum, MO21.7% vs 26.9%n/aCompare
Sherwood Manor, CT22.4% vs 26.9%n/aCompare
Island Lake, IL21.8% vs 26.9%n/aCompare

Moving from somewhere else? Work out the salary you would need in Lynchburg.

Sponsored · exampleMoving to Lynchburg? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
90.7%
37% above the median place
Property tax paid (median)1
$1,014
69% below the median place
Property tax rate1
0.5%
49% below the median place
All 16 cost and housing measures
MeasureLynchburgAmong 6,645 placesVs median
Median gross rent1$1,91540% above
Rent to income126.9%32% above
Property tax rate10.5%49% below
Home price to income12.6x31% below
Prices vs US average2Metro figure92.29% below
Fair market rent, 2 bedrooms3County figure$1,30119% below
HUD area median income4County figure$92,70014% below
Property tax paid (median)1$1,01469% below
Median home value1$222,30030% below
Home prices, 1-year change5County figure2.4%24% below
Home prices, 5-year change5County figure50.7%2% below
Homeownership190.7%37% above
Renters paying 30%+1County figure51.9%3% above
Owner costs with a mortgage1$1,27132% below
Vacant homes1County figure5.9%16% below
Median year built119971% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$37,864
6% below the median place
Mean commute1
25 min
2% above the median place
All 10 work and pay measures
MeasureLynchburgAmong 6,645 placesVs median
Median household income1County figure$85,2976% above
Income per person1$37,8646% below
Unemployment1County figure3.2%34% below
Average annual pay6County figure$47,95827% below
Pay growth, 1 year6County figure5.0%35% above
Jobs6County figure73,21351% below
Poverty rate1County figure9.7%10% below
Mean commute125 min2% above
Works from home1County figure8.2%34% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 85.8%, 7% below the median place.

High school or higher1
85.8%
7% below the median place
Homes with broadband1
95.3%
3% above the median place
Median age1
41.5
6% above the median place

More about who lives here, against the typical place

No health insurance8.9% +39%
Bachelor's or higher24.3% −24%
Household size2.6 +3%
All 8 people measures
MeasureLynchburgAmong 6,645 placesVs median
Population12,1616646th largest
Median age141.56% above
Bachelor's or higher124.3%24% below
High school or higher185.8%7% below
Household size12.63% above
Born abroad1County figure4.0%54% below
No health insurance18.9%39% above
Homes with broadband195.3%3% above
05

Life in Lynchburg

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.7 −5%
Shops35.4 +17%
Arts, recreation and fitness2.0 −51%
Doctors' offices and clinics13.7 −32%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k8
2.0
51% below the median place
Doctors' offices and clinics per 10k8
13.7
32% below the median place
Public school students10
34,934
above the median place (median 4,897)
All 15 schools and local life measures
MeasureLynchburgAmong 6,645 placesVs median
Public schools10County figure42367% above
Public school students10County figure34,934above (median 4,897)
Students per teacher10County figure16.36% above
Restaurants and bars per 10k8County figure19.75% below
Shops per 10k8County figure35.417% above
Arts, recreation and fitness per 10k8County figure2.051% below
Doctors' offices and clinics per 10k8County figure13.732% below
Child care centers per 10k8County figure1.917% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
06

Safety, weather and risk

Annual precipitation is 55.9 in, 28% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lynchburg. Larger places are fetched first.

Annual precipitation11
55.9 in
28% above the median place
Tornado risk12
96.8
19% above the median place
July average high11
91°F
5% above the median place
All 11 weather and risk measures
MeasureLynchburgAmong 6,645 placesVs median
July average high11County figure91°F5% above
January average low11County figure32°F28% above
Average temperature11County figure62°F13% above
Annual precipitation11County figure55.9 in28% above
Natural hazard risk12County figure89.04% below
Hurricane risk12County figure49.730% below
Tornado risk12County figure96.819% above
Wildfire risk12County figure67.911% above
Heat wave risk12County figure96.17% above
Median air quality index13County figure430% above
Good air days13County figure69.0%1% above
08

Lynchburg in 2030: where the trends point

If recent trends hold, the median rent will take about 28% of the median income in 2030, up from 26% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,915/mo (2024)$2,630/mo$2,160 to $3,200/mo+5.4%
Median household income$88,750 (2024)$113,500$96,000 to $134,500+4.2%
Median home value$222,300 (2024)$325,000$236,000 to $447,000+6.5%

The median home would be worth 2.9 years of the median income in 2030, against 2.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lynchburg

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
South Holland, IL$1,856$85,280Compare
Herculaneum, MO$1,690$93,438Compare
Vero Lake Estates, FL$2,094$83,199Compare
Burlington, NJ$1,631$84,813Compare
Burlington, NJVero Lake Estates, FLHerculaneum, MOSouth Holland, ILLynchburg, MSLynchburgSouth HollandHerculaneumVero Lake EstatesBurlingtonLynchburgSouth HollandHerculaneumVero Lake EstatesBurlington

Common questions

Is Lynchburg a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, rent rose 16.9% a year while household income rose 5.5%, so rent outran pay by more than in 98% of the 2,476 places under 10,000 people we track. It is the highest of 66 Mississippi places. Owning with a mortgage costs about $644 a month less than the median rent, which is rarer than in 99% of places its size. It is the lowest of 66 Mississippi places. See how it ranks with your own weights.

Is Lynchburg expensive to live in?

The median rent takes 26.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $222,300.

What salary do you need to live in Lynchburg?

To rent the median home without spending more than 30% of income on rent, a household needs about $76,600 a year. Work it out from your current city.

What places are similar to Lynchburg?

On income, rent, home value, education and age, the closest matches are South Holland, IL, Herculaneum, MO, Vero Lake Estates, FL and Burlington, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lynchburg with places of a similar size, using only figures measured for Lynchburg itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lynchburg-mississippi

Citytistics. “Lynchburg, Mississippi.” Data as of 2026-11-14. https://www.citytistics.com/city/lynchburg-mississippi/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.