CitytisticsShortlist

Cost of living, pay and housing

39.53° N · 104.87° W · GEOID 0845955

Lone Tree

Douglas County, Colorado · part of the Denver, CO metro

ColoradoLone Tree, COLone TreeLone Tree

The short answer

Lone Tree is home to 14,147 people. Median household income is $123,741 a year and median rent is $2,139 a month, 20.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $874,100, about 7.1x annual median household income.

The story in Lone Tree is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 17.2% to 20.7% of income. Also notable: Household income growth is 0.6% a year, against 4.7% a year in its closest peers.

57OF 100

CTXCitytistics Index

Above average

Lone Tree scores better than 57% of the 6,612 places we rate, and ranks 51st of 111 in Colorado.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%28
Economy 20%86
Safety 20%7
Amenities 15%80
Education 10%96
Commute 10%46
Growth 5%36
Median gross rent
$2,139
57% above the median place
Median household income
$123,741
54% above the median place
Median home value
$874,100
174% above the median place
Unemployment
3.0%
39% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lone Tree

  • GrowthThe population grew 7.8% since 2020, faster than in 79% of places its size. The growth shows signs of strain: rent is outrunning pay, home prices are pulling away from incomes and few homes stand empty. Experimental
01

Moving to Lone Tree

Douglas County gains about 15.8 residents per 1,000 a year to moves between counties.

Moved in30,467
Moved out25,027
Net+5,440

Where people come from and where they go, top counties

Arapahoe County, CO6,8194,313+2,506
Denver County, CO3,5242,061+1,463
Jefferson County, CO2,5061,493+1,013
El Paso County, CO1,2131,205+8
Elbert County, CO364850−486

Within Colorado, other states or abroad

Arrivals
Leavers
Within ColoradoOther statesAbroad

Income per tax return

Arrivals$112K
Leavers$108K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Douglas County; flows under 20 returns are not published.

Who moves here
12.3% of residents arrived from another county in the past year, 6.5% from another state.
Who arrives and who leaves
Households moving into Douglas County report $111,900 a year in income on average; those leaving, $108,500.
Income you would need
$85,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,139 a month; owners with a mortgage pay $3,353 a month including taxes and insurance, on a median home of $874,100.
Getting to work
26 minutes each way on average; 32.1% work from home.
If it is close but not quite
Short Pump, VA matches it on character for less of your income. Compare the two
Moved from another state1
6.5%
228% above the median place
Moved here in the past year1
12.3%
115% above the median place
Net movers per 1,000 people8
15.8
above the median place (median -0.6)
All 5 moving measures
MeasureLone TreeAmong 6,645 placesVs median
Moved here in the past year112.3%115% above
Moved from another state16.5%228% above
Net movers per 1,000 people8County figure15.8above (median -0.6)
Income of households moving in8County figure$111,89959% above
Income of households moving out8County figure$108,48854% above
02

What it costs to live here

Owning with a mortgage costs about $1,214 a month more than the median rent, a wider gap than in 91% of the 2,298 places of 10,000 to 25,000 people we track.

Lone Tree20.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$85,560
a year, at the 30% line
Rent to income
20.7%
1% above the median place
Home price to income
7.1x
86% above the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$101,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lone Tree, $2,139 a month, and local prices for everything else (97.4 against a US average of 100). It runs in your browser and stores nothing.

Like Lone Tree, but easier on the budget

Places that match Lone Tree on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Short Pump, VA8316.0% vs 20.7%$18,800Compare
Verona, WI8216.1% vs 20.7%$2,900Compare
Creve Coeur, MO7815.3% vs 20.7%$8,800Compare
Lansdowne, VA7816.8% vs 20.7%$39,300Compare

Moving from somewhere else? Work out the salary you would need in Lone Tree.

Sponsored · exampleMoving to Lone Tree? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
2004
1% above the median place
Median home value1
$874,100
174% above the median place
Owner costs with a mortgage1
$3,353
79% above the median place
All 16 cost and housing measures
MeasureLone TreeAmong 6,645 placesVs median
Median gross rent1$2,13957% above
Rent to income120.7%1% above
Property tax rate10.6%35% below
Home price to income17.1x86% above
Prices vs US average2Metro figure105.85% above
Fair market rent, 2 bedrooms3County figure$2,16934% above
HUD area median income4County figure$144,00034% above
Property tax paid (median)1$5,18659% above
Median home value1$874,100174% above
Home prices, 1-year change5County figure1.7%45% below
Home prices, 5-year change5County figure39.8%23% below
Homeownership154.5%18% below
Renters paying 30%+137.9%25% below
Owner costs with a mortgage1$3,35379% above
Vacant homes14.3%39% below
Median year built120041% above
03

Work and pay

Works from home is 32.1%, 158% above the median place.

Works from home1
32.1%
158% above the median place
Income per person1
$80,752
102% above the median place
Unemployment1
3.0%
39% below the median place

More on work and pay, against the typical place

Poverty rate4.9% −55%
Median household income$123,741 +54%
Mean commute26 min +3%
All 10 work and pay measures
MeasureLone TreeAmong 6,645 placesVs median
Median household income1$123,74154% above
Income per person1$80,752102% above
Unemployment13.0%39% below
Average annual pay6County figure$88,81135% above
Pay growth, 1 year6County figure4.5%22% above
Jobs6County figure149,5921% below
Poverty rate14.9%55% below
Mean commute126 min3% above
Works from home132.1%158% above
Commutes by transit1County figure0.6%31% below
04

Who lives here

High school or higher is 98.9%, 7% above the median place.

High school or higher1
98.9%
7% above the median place
Bachelor's or higher1
71.2%
122% above the median place
Homes with broadband1
97.1%
5% above the median place

More about who lives here, against the typical place

Household size2.2 −13%
No health insurance4.0% −38%
Born abroad14.6% +65%
Median age41.5 +6%
All 9 people measures
MeasureLone TreeAmong 6,645 placesVs median
Population114,1473136th largest
Population change since 202077.8%above (median 1.1%)
Median age141.56% above
Bachelor's or higher171.2%122% above
High school or higher198.9%7% above
Household size12.213% below
Born abroad114.6%65% above
No health insurance14.0%38% below
Homes with broadband197.1%5% above
05

Life in Lone Tree

OpenStreetMap shows 36.8 parks per 10,000 residents, more than in 96% of the 2,301 places of 10,000 to 25,000 people we track.

29 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents36.8 3.6×
Playgrounds per 10k26.1 2.8×
Grocery stores per 10k3.5 +67%
Restaurants, cafes and bars per 10k41.0 3.7×
Libraries per 10k0.7 −18%
Named paths and bike trails19 km 9.7×
Bus and rail stops per sq mi3.0 14.5×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Florissant Fossil Beds National Monument 48 miles
  • Cache La Poudre River Corridor National Heritage Area 67 miles
  • Rocky Mountain National Park 71 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars17.1 −18%
Shops25.4 −16%
Arts, recreation and fitness5.5 +34%
Doctors' offices and clinics25.9 +28%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools14
4
56% below the median place
Public school students14
1,930
61% below the median place
Nearest National Park Service site11
48.1
56% above the median place
All 18 schools and local life measures
MeasureLone TreeAmong 6,645 placesVs median
Public schools14456% below
Public school students141,93061% below
Students per teacher1415.40% above
Restaurants and bars per 10k9County figure17.118% below
Shops per 10k9County figure25.416% below
Arts, recreation and fitness per 10k9County figure5.534% above
Doctors' offices and clinics per 10k9County figure25.928% above
Child care centers per 10k9County figure1.917% below
Parks per 10k1036.8261% above
Playgrounds per 10k1026.1178% above
Grocery stores per 10k103.567% above
Restaurants, cafes and bars per 10k1041.0268% above
Libraries per 10k100.718% below
Named paths and bike trails1019.4above (median 2.0)
Transit stops per sq mi103.0above (median 0.2)
Nearest National Park Service site1148.156% above
National Park Service sites within 60 miles11150% below
National Register listings12County figure29123% above
06

Safety, weather and risk

Violent crime per 100k is 478, 149% above the median place.

Violent crime per 100k
478
149% above the median place
Property crime per 100k
9,735
above the median place (median 1,213)
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Wildfire risk16
98.4
61% above the median place
Annual precipitation15
18.5 in
58% below the median place
Average temperature15
48°F
13% below the median place
All 10 weather and risk measures
MeasureLone TreeAmong 6,645 placesVs median
July average high15County figure84°F4% below
January average low15County figure17°F35% below
Average temperature15County figure48°F13% below
Annual precipitation15County figure18.5 in58% below
Natural hazard risk16County figure88.74% below
Tornado risk16County figure93.315% above
Wildfire risk16County figure98.461% above
Heat wave risk16County figure54.939% below
Median air quality index17County figure467% above
Good air days17County figure67.7%1% below
08

Lone Tree in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, up from 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lone Tree does better than 26% of places. Its projected home value growth beats 23%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,139/mo (2024)$2,730/mo$2,240 to $3,330/mo+4.2%
Median household income$123,741 (2024)$154,000$130,000 to $182,500+3.7%
Median home value$874,100 (2024)$1,231,000$893,000 to $1,695,000+5.9%
Population15,278 (2025)15,73015,090 to 16,400+0.6%

The median home would be worth 8.0 years of the median income in 2030, against 7.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lone Tree

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Applewood, CO$2,211$130,545Compare
Mount Pleasant, SC$2,159$124,755Compare
Gunbarrel, CO$1,972$109,407Compare
Pleasantville, NY$2,058$136,406Compare
Pleasantville, NYGunbarrel, COMount Pleasant, SCApplewood, COLone Tree, COLone TreeApplewoodMount PleasantGunbarrelPleasantvilleLone TreeApplewoodMount PleasantGunbarrelPleasantville

Places built like Lone Tree

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lone Tree performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lone Tree, CO20.7%0.6%/yr7.8%
Greenwood Village, CO17.1%2.9%/yr-2.2%Compare
Lafayette, CO21.4%7.4%/yr-0.8%Compare
Superior, CO18.5%4.6%/yr4.2%Compare
Bee Cave, TX20.3%3.3%/yr-7.4%Compare
Hillsborough, NC16.7%8.7%/yr1.3%Compare
Celebration, FL25.2%2.1%/yrn/aCompare

Common questions

Is Lone Tree a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 57 out of 100, better than 57% of the places we rate and 51st of 111 in Colorado. The population grew 7.8% since 2020, faster than in 79% of places its size. The growth shows signs of strain: rent is outrunning pay, home prices are pulling away from incomes and few homes stand empty. On cost, space and class size it scores 25 out of 100 for families. See how it ranks with your own weights.

Is Lone Tree expensive to live in?

The median rent takes 20.7% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $874,100.

What salary do you need to live in Lone Tree?

To rent the median home without spending more than 30% of income on rent, a household needs about $85,560 a year. Work it out from your current city.

Is Lone Tree safe?

There were 478 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Lone Tree?

On income, rent, home value, education and age, the closest matches are Applewood, CO, Mount Pleasant, SC, Gunbarrel, CO and Pleasantville, NY.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lone Tree with places of a similar size, using only figures measured for Lone Tree itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lone-tree-colorado

Citytistics. “Lone Tree, Colorado.” Data as of 2026-11-14. https://www.citytistics.com/city/lone-tree-colorado/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.