CitytisticsShortlist

Cost of living, pay and housing

39.35° N · 76.73° W · GEOID 2447450

Lochearn

Baltimore County, Maryland · part of the Baltimore, MD metro

MarylandLochearn, MDLochearnLochearn

The short answer

Lochearn is home to 27,074 people. Median household income is $74,707 a year and median rent is $1,460 a month, 23.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $286,000, about 3.8x annual median household income.

Lochearn stands out for what is close at hand. 40 National Park Service sites lie within 60 miles, more than in 97% of places its size. It is the highest of 199 Maryland places we track. Also notable: 62% of renter households spend 30% or more of income on rent, a higher share than in 87% of places its size.

16OF 100

CTXCitytistics Index

Weak

Lochearn scores better than 16% of the 6,612 places we rate, and ranks 169th of 199 in Maryland.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%39
Economy 20%38
Safety 20%n/a
Amenities 15%25
Education 10%54
Commute 10%25
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,460
7% above the median place
Median household income
$74,707
7% below the median place
Median home value
$286,000
10% below the median place
Unemployment
5.9%
20% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lochearn

  • Work and commutingOpenStreetMap shows 9.7 bus and rail stops per square mile, more than in 80% of the 987 places of 25,000 to 50,000 people we track.
01

Moving to Lochearn

Baltimore County loses about 6.8 residents per 1,000 a year to moves between counties.

Moved in36,882
Moved out41,446
Net−4,564

Where people come from and where they go, top counties

Baltimore city, MD14,21711,086+3,131
Harford County, MD2,3273,749−1,422
Howard County, MD2,2162,404−188
Carroll County, MD9051,579−674
York County, PA5371,288−751

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$66K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Baltimore County; flows under 20 returns are not published.

Who moves here
6.1% of residents arrived from another county in the past year, 1.5% from another state.
Who arrives and who leaves
Households moving into Baltimore County report $65,900 a year in income on average; those leaving, $71,300, so leavers earn more than newcomers.
Income you would need
$58,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,460 a month; owners with a mortgage pay $1,775 a month including taxes and insurance, on a median home of $286,000.
Getting to work
30 minutes each way on average; 10.3% work from home; 4.8% take transit.
If it is close but not quite
Naugatuck, CT matches it on character for less of your income. Compare the two
Moved here in the past year1
6.1%
6% above the median place
Net movers per 1,000 people7
-6.8
below the median place (median -0.6)
Moved from another state1
1.5%
26% below the median place
All 5 moving measures
MeasureLochearnAmong 6,645 placesVs median
Moved here in the past year16.1%6% above
Moved from another state1County figure1.5%26% below
Net movers per 1,000 people7County figure-6.8below (median -0.6)
Income of households moving in7County figure$65,9357% below
Income of households moving out7County figure$71,3372% above
02

What it costs to live here

Half the homes were built before 1964, older housing than in 80% of the 987 places of 25,000 to 50,000 people we track.

Lochearn23.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,400
a year, at the 30% line
Rent to income
23.5%
15% above the median place
Home price to income
3.8x
1% above the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$56,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lochearn, $1,460 a month, and local prices for everything else (101.7 against a US average of 100). It runs in your browser and stores nothing.

Like Lochearn, but easier on the budget

Places that match Lochearn on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Naugatuck, CT9617.1% vs 23.5%$22,100Compare
Valley Falls, RI9517.6% vs 23.5%$19,300Compare
Souderton, PA9516.6% vs 23.5%$21,400Compare
Bellmawr, NJ9519.7% vs 23.5%$5,100Compare

Moving from somewhere else? Work out the salary you would need in Lochearn.

Sponsored · exampleMoving to Lochearn? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
3.5%
50% below the median place
Renters paying 30%+1
61.8%
22% above the median place
Median year built1
1964
1% below the median place
All 16 cost and housing measures
MeasureLochearnAmong 6,645 placesVs median
Median gross rent1$1,4607% above
Rent to income123.5%15% above
Property tax rate11.0%13% above
Home price to income13.8x1% above
Prices vs US average2Metro figure104.54% above
Fair market rent, 2 bedrooms3County figure$2,00624% above
HUD area median income4County figure$134,00025% above
Property tax paid (median)1$2,94710% below
Median home value1$286,00010% below
Home prices, 1-year change5County figure2.9%9% below
Home prices, 5-year change5County figure38.8%25% below
Homeownership164.9%2% below
Renters paying 30%+161.8%22% above
Owner costs with a mortgage1$1,7755% below
Vacant homes13.5%50% below
Median year built119641% below
03

Work and pay

Counting remote workers as zero, the average worker spends about 205 hours a year commuting, more than in 82% of the 987 places of 25,000 to 50,000 people we track.

Commutes by transit1
4.8%
above the median place (median 0.8%)
Mean commute1
30 min
18% above the median place
Unemployment1
5.9%
20% above the median place

More on work and pay, against the typical place

Works from home10.3% −18%
Median household income$74,707 −7%
Income per person$38,142 −5%
Poverty rate9.8% −9%
All 10 work and pay measures
MeasureLochearnAmong 6,645 placesVs median
Median household income1$74,7077% below
Income per person1$38,1425% below
Unemployment15.9%20% above
Average annual pay6County figure$74,17512% above
Pay growth, 1 year6County figure4.4%19% above
Jobs6County figure369,662145% above
Poverty rate19.8%9% below
Mean commute130 min18% above
Works from home110.3%18% below
Commutes by transit14.8%above (median 0.8%)
04

Who lives here

Homes with broadband is 84.5%, 8% below the median place.

Homes with broadband1
84.5%
8% below the median place
Born abroad1
14.4%
63% above the median place
No health insurance1
9.0%
41% above the median place

More about who lives here, against the typical place

High school or higher91.2% −1%
Bachelor's or higher34.2% +7%
Household size2.5 +1%
Median age38.8 −1%
All 8 people measures
MeasureLochearnAmong 6,645 placesVs median
Population127,0741710th largest
Median age138.81% below
Bachelor's or higher134.2%7% above
High school or higher191.2%1% below
Household size12.51% above
Born abroad114.4%63% above
No health insurance19.0%41% above
Homes with broadband184.5%8% below
05

Life in Lochearn

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 99% of the 987 places of 25,000 to 50,000 people we track. It is the lowest of 199 Maryland places we track.

Founded or incorporated in 1882. 420 sites are on the National Register of Historic Places, 27 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents4.8 −53%
Playgrounds per 10k22.9 2.4×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails2 km −15%
Bus and rail stops per sq mi9.7 46.0×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Hampton National Historic Site 9 miles
  • Star-Spangled Banner National Historic Trail 10 miles
  • Fort McHenry National Monument and Historic Shrine 10 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.6 −1%
Shops29.0 −4%
Arts, recreation and fitness3.7 −10%
Doctors' offices and clinics24.8 +23%
Child care centers2.6 +13%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
9.1
70% below the median place
Public school students12
110,024
above the median place (median 4,897)
Public schools12
178
above the median place (median 9)
All 18 schools and local life measures
MeasureLochearnAmong 6,645 placesVs median
Public schools12County figure178above (median 9)
Public school students12County figure110,024above (median 4,897)
Students per teacher12County figure15.51% above
Restaurants and bars per 10k8County figure20.61% below
Shops per 10k8County figure29.04% below
Arts, recreation and fitness per 10k8County figure3.710% below
Doctors' offices and clinics per 10k8County figure24.823% above
Child care centers per 10k8County figure2.613% above
Parks per 10k94.853% below
Playgrounds per 10k922.9143% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails91.715% below
Transit stops per sq mi99.7above (median 0.2)
Nearest National Park Service site109.170% below
National Park Service sites within 60 miles1040above (median 2)
National Register listings11County figure420above (median 13)
06

Safety, weather and risk

Heat wave risk is 99.2, 10% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lochearn. Larger places are fetched first.

Heat wave risk14
99.2
10% above the median place
Hurricane risk14
92.7
31% above the median place
Wildfire risk14
39.5
35% below the median place
All 11 weather and risk measures
MeasureLochearnAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure24°F5% below
Average temperature13County figure55°F0% below
Annual precipitation13County figure47.5 in8% above
Natural hazard risk14County figure94.02% above
Hurricane risk14County figure92.731% above
Tornado risk14County figure80.41% below
Wildfire risk14County figure39.535% below
Heat wave risk14County figure99.210% above
Median air quality index15County figure455% above
Good air days15County figure64.7%6% below
08

Lochearn in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lochearn does better than 38% of places. Its projected home value growth beats 27%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,460/mo (2024)$1,870/mo$1,530 to $2,280/mo+4.2%
Median household income$74,707 (2024)$94,000$79,500 to $111,000+3.9%
Median home value$286,000 (2024)$404,000$293,000 to $557,000+5.9%

The median home would be worth 4.3 years of the median income in 2030, against 3.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lochearn

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Louisburg, KS$1,439$68,824Compare
Cypress Gardens, FL$1,369$75,483Compare
Parkville, MD$1,526$79,178Compare
Somersworth, NH$1,477$74,504Compare
Somersworth, NHParkville, MDCypress Gardens, FLLouisburg, KSLochearn, MDLochearnLouisburgCypress GardensParkvilleSomersworthLochearnLouisburgCypress GardensParkvilleSomersworth

Places built like Lochearn

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lochearn performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lochearn, MD23.5%3.0%/yrn/a
Parkville, MD23.1%3.6%/yrn/aCompare
Fort Walton Beach, FL22.9%4.8%/yr0.8%Compare
Woodlawn, MD21.7%3.7%/yrn/aCompare
Colonial Heights, VA19.4%7.0%/yr3.3%Compare
Rosedale, MD19.3%3.2%/yrn/aCompare
Ferndale, MD25.6%5.6%/yrn/aCompare

Common questions

Is Lochearn a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 16 out of 100, better than 16% of the places we rate and 169th of 199 in Maryland. OpenStreetMap shows 9.7 bus and rail stops per square mile, more than in 80% of the 987 places of 25,000 to 50,000 people we track. On cost, space and class size it scores 42 out of 100 for families. See how it ranks with your own weights.

Is Lochearn expensive to live in?

The median rent takes 23.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $286,000.

What salary do you need to live in Lochearn?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,400 a year. Work it out from your current city.

What places are similar to Lochearn?

On income, rent, home value, education and age, the closest matches are Louisburg, KS, Cypress Gardens, FL, Parkville, MD and Somersworth, NH.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lochearn with places of a similar size, using only figures measured for Lochearn itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lochearn-maryland

Citytistics. “Lochearn, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/lochearn-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.