CitytisticsShortlist

Cost of living, pay and housing

29.56° N · 98.34° W · GEOID 4843096

Live Oak

Bexar County, Texas · part of the San Antonio, TX metro

TexasLive Oak, TXLive OakLive Oak

The short answer

Live Oak is home to 15,984 people. Median household income is $79,696 a year and median rent is $1,634 a month, 24.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $246,300, about 3.1x annual median household income.

The story in Live Oak is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 22.2% to 24.6% of income. Also notable: OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 93% of places its size. It is the lowest of 415 Texas places we track.

32OF 100

CTXCitytistics Index

Below average

Live Oak scores better than 32% of the 6,612 places we rate, and ranks 252nd of 407 in Texas.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%47
Economy 20%49
Safety 20%23
Amenities 15%19
Education 10%50
Commute 10%78
Growth 5%73
Median gross rent
$1,634
20% above the median place
Median household income
$79,696
1% below the median place
Median home value
$246,300
23% below the median place
Unemployment
4.9%
1% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Live Oak

  • Life nearbyOpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 86% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 415 Texas places we track.
  • Affordability39% of renter households spend 30% or more of income on rent, a lower share than in 84% of the 2,222 places of 10,000 to 25,000 people we track.
01

Moving to Live Oak

Bexar County gains about 1.7 residents per 1,000 a year to moves between counties.

Moved in83,133
Moved out80,328
Net+2,805

Where people come from and where they go, top counties

Guadalupe County, TX3,3715,014−1,643
Comal County, TX2,5104,978−2,468
Harris County, TX3,0322,881+151
Travis County, TX2,7192,736−17
Medina County, TX1,4111,972−561

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$63K
Leavers$72K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Bexar County; flows under 20 returns are not published.

Who moves here
3.2% of residents arrived from another county in the past year, 1.5% from another state.
Who arrives and who leaves
Households moving into Bexar County report $63,300 a year in income on average; those leaving, $72,000, so leavers earn more than newcomers.
Income you would need
$65,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,634 a month; owners with a mortgage pay $1,776 a month including taxes and insurance, on a median home of $246,300.
Getting to work
21 minutes each way on average; 15.0% work from home; 1.6% take transit.
If it is close but not quite
Ridgecrest, CA matches it on character for less of your income. Compare the two
Moved here in the past year1
3.2%
44% below the median place
Moved from another state1
1.5%
26% below the median place
Income of households moving in7
$63,297
10% below the median place
All 5 moving measures
MeasureLive OakAmong 6,645 placesVs median
Moved here in the past year13.2%44% below
Moved from another state11.5%26% below
Net movers per 1,000 people7County figure1.7above (median -0.6)
Income of households moving in7County figure$63,29710% below
Income of households moving out7County figure$72,0282% above
02

What it costs to live here

Owning with a mortgage costs only about $142 a month more than the median rent, a smaller gap than in 89% of the 2,298 places of 10,000 to 25,000 people we track.

Live Oak24.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$65,360
a year, at the 30% line
Rent to income
24.6%
21% above the median place
Home price to income
3.1x
19% below the median place

Could you afford it?

The median rent would take
25%
comfortably under the 30% line
Left after rent, in US prices
$63,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Live Oak, $1,634 a month, and local prices for everything else (94.7 against a US average of 100). It runs in your browser and stores nothing.

Like Live Oak, but easier on the budget

Places that match Live Oak on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Ridgecrest, CA9515.9% vs 24.6%$9,400Compare
Tomball, TX9418.7% vs 24.6%$2,100Compare
St. Marys, GA9419.1% vs 24.6%n/aCompare
Cartersville, GA9317.5% vs 24.6%$7,800Compare

Moving from somewhere else? Work out the salary you would need in Live Oak.

Sponsored · exampleMoving to Live Oak? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
39.4%
22% below the median place
Property tax rate1
1.7%
84% above the median place
Vacant homes1
4.6%
35% below the median place
All 15 cost and housing measures
MeasureLive OakAmong 6,645 placesVs median
Median gross rent1$1,63420% above
Rent to income124.6%21% above
Property tax rate11.7%84% above
Home price to income13.1x19% below
Prices vs US average2Metro figure94.76% below
Fair market rent, 2 bedrooms3County figure$1,44111% below
Property tax paid (median)1$4,11326% above
Median home value1$246,30023% below
Home prices, 1-year change4County figure0.5%83% below
Home prices, 5-year change4County figure36.7%29% below
Homeownership157.9%13% below
Renters paying 30%+139.4%22% below
Owner costs with a mortgage1$1,7765% below
Vacant homes14.6%35% below
Median year built119901% above
03

Work and pay

Poverty rate is 5.5%, 48% below the median place.

Poverty rate1
5.5%
48% below the median place
Mean commute1
21 min
18% below the median place
Works from home1
15.0%
20% above the median place

More on work and pay, against the typical place

Income per person$41,485 +4%
Median household income$79,696 −1%
Unemployment4.9% +1%
All 10 work and pay measures
MeasureLive OakAmong 6,645 placesVs median
Median household income1$79,6961% below
Income per person1$41,4854% above
Unemployment14.9%1% above
Average annual pay5County figure$67,8463% above
Pay growth, 1 year5County figure3.0%19% below
Jobs5County figure937,109above (median 150,665)
Poverty rate15.5%48% below
Mean commute121 min18% below
Works from home115.0%20% above
Commutes by transit1County figure1.6%88% above
04

Who lives here

Homes with broadband is 97.5%, 6% above the median place.

Homes with broadband1
97.5%
6% above the median place
No health insurance1
12.1%
89% above the median place
High school or higher1
95.5%
3% above the median place

More about who lives here, against the typical place

Median age35.7 −8%
Household size2.4 −4%
Born abroad9.4% +6%
Bachelor's or higher32.1% +0%
All 9 people measures
MeasureLive OakAmong 6,645 placesVs median
Population115,9842847th largest
Population change since 202064.1%258% above
Median age135.78% below
Bachelor's or higher132.1%0% above
High school or higher195.5%3% above
Household size12.44% below
Born abroad19.4%6% above
No health insurance112.1%89% above
Homes with broadband197.5%6% above
05

Life in Live Oak

Public schools here have 21.8 students per teacher, more than in 93% of the 1,707 places of 10,000 to 25,000 people we track. It is the 3rd-highest of 335 Texas places we track.

1 site is on the National Register of Historic Places, 10 of them National Historic Landmarks. Its history on Wikipedia

  • Live Oak Park Site listed 1978

Out the door, against the typical place

Parks per 10k residents5.0 −51%
Playgrounds per 10k4.4 −53%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k13.8 +23%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −90%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • San Antonio Missions National Historical Park 15 miles
  • Lyndon B. Johnson National Historical Park 50 miles
  • El Camino Real de los Tejas National Historic Trail 63 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.7 −0%
Shops24.4 −19%
Arts, recreation and fitness2.8 −32%
Doctors' offices and clinics21.4 +6%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools13
2
78% below the median place
Students per teacher13
21.8
42% above the median place
Public school students13
1,591
68% below the median place
All 18 schools and local life measures
MeasureLive OakAmong 6,645 placesVs median
Public schools13278% below
Public school students131,59168% below
Students per teacher1321.842% above
Restaurants and bars per 10k8County figure20.70% below
Shops per 10k8County figure24.419% below
Arts, recreation and fitness per 10k8County figure2.832% below
Doctors' offices and clinics per 10k8County figure21.46% above
Child care centers per 10k8County figure1.630% below
Parks per 10k95.051% below
Playgrounds per 10k94.453% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k913.823% above
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.290% below
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1014.553% below
National Park Service sites within 60 miles1020% above
National Register listings11192% below
06

Safety, weather and risk

Violent crime per 100k is 257, 34% above the median place.

Violent crime per 100k
257
34% above the median place
Property crime per 100k
3,088
155% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Tornado risk15
99.9
23% above the median place
Heat wave risk15
99.4
10% above the median place
July average high14
95°F
10% above the median place
All 11 weather and risk measures
MeasureLive OakAmong 6,645 placesVs median
July average high14County figure95°F10% above
January average low14County figure41°F62% above
Average temperature14County figure70°F27% above
Annual precipitation14County figure31.4 in28% below
Natural hazard risk15County figure99.48% above
Hurricane risk15County figure83.518% above
Tornado risk15County figure99.923% above
Wildfire risk15County figure92.451% above
Heat wave risk15County figure99.410% above
Median air quality index16County figure5221% above
Good air days16County figure43.3%37% below
08

Live Oak in 2030: where the trends point

If recent trends hold, the median rent will take about 25% of the median income in 2030, about the same as 25% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Live Oak does better than 46% of places. Its projected home value growth beats 69%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,634/mo (2024)$2,110/mo$1,730 to $2,570/mo+4.4%
Median household income$79,696 (2024)$101,000$85,500 to $119,500+4.1%
Median home value$246,300 (2024)$358,000$260,000 to $493,000+6.4%
Population16,426 (2025)16,86016,180 to 17,580+0.5%

The median home would be worth 3.5 years of the median income in 2030, against 3.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Live Oak

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Glendale Heights, IL$1,590$86,545Compare
Middle River, MD$1,636$78,398Compare
Laurel, VA$1,616$73,609Compare
Grand Prairie, TX$1,629$81,619Compare
Grand Prairie, TXLaurel, VAMiddle River, MDGlendale Heights, ILLive Oak, TXLive OakGlendale HeightsMiddle RiverLaurelGrand PrairieLive OakGlendale HeightsMiddle RiverLaurelGrand Prairie

Places built like Live Oak

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Live Oak performs against places like it.

PlaceRent to incomeIncome growthPop. change
Live Oak, TX24.6%5.4%/yr4.1%
Universal City, TX21.1%3.4%/yr3.5%Compare
Tomball, TX18.7%5.8%/yr28.1%Compare
Belton, TX25.4%1.3%/yr12.7%Compare
Athens, TX19.6%12.2%/yr7.9%Compare
Bayou Cane, LA17.8%6.7%/yrn/aCompare
Claiborne, LA20.0%5.2%/yrn/aCompare

Common questions

Is Live Oak a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 32 out of 100, better than 32% of the places we rate and 252nd of 407 in Texas. OpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 86% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 415 Texas places we track. 39% of renter households spend 30% or more of income on rent, a lower share than in 84% of the 2,222 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 33 out of 100 for families. See how it ranks with your own weights.

Is Live Oak expensive to live in?

The median rent takes 24.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $246,300.

What salary do you need to live in Live Oak?

To rent the median home without spending more than 30% of income on rent, a household needs about $65,360 a year. Work it out from your current city.

Is Live Oak safe?

There were 257 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Live Oak?

On income, rent, home value, education and age, the closest matches are Glendale Heights, IL, Middle River, MD, Laurel, VA and Grand Prairie, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Live Oak with places of a similar size, using only figures measured for Live Oak itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/live-oak-texas

Citytistics. “Live Oak, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/live-oak-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.