CitytisticsShortlist

Cost of living, pay and housing

38.04° N · 84.46° W · GEOID 2146027

Lexington-Fayette

Fayette County, Kentucky · part of the Lexington, KY metro

KentuckyLexington-Fayette, KYLexington-FayetteLexington-Fayette

The short answer

Lexington-Fayette is home to 323,725 people. Median household income is $69,479 a year and median rent is $1,164 a month, 20.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $293,500, about 4.2x annual median household income.

Lexington-Fayette's safety figures stand out. The city police department reported 226 violent offenses per 100,000 residents, fewer than in 90% of cities its size. Also notable: The median rent takes 20.1% of the median household's income, a smaller share than in 87% of cities its size.

51OF 100

CTXCitytistics Index

Average

Lexington-Fayette scores better than 51% of the 6,612 places we rate, and ranks 53rd of 85 in Kentucky.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%46
Economy 20%44
Safety 20%33
Amenities 15%55
Education 10%77
Commute 10%76
Growth 5%40
Median gross rent
$1,164
15% below the median place
Median household income
$69,479
13% below the median place
Median home value
$293,500
8% below the median place
Unemployment
4.8%
1% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lexington-Fayette

  • Who lives hereHouseholds average 2.23 people, smaller than than in 78% of the 91 cities of 250,000 or more we track.
01

Moving to Lexington-Fayette

Fayette County loses about 7.4 residents per 1,000 a year to moves between counties.

Moved in13,642
Moved out15,416
Net−1,774

Where people come from and where they go, top counties

Within Kentucky, other states or abroad

Arrivals
Leavers
Within KentuckyOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$69K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Fayette County; flows under 20 returns are not published.

Who moves here
9.0% of residents arrived from another county in the past year, 3.7% from another state.
Who arrives and who leaves
Households moving into Fayette County report $58,700 a year in income on average; those leaving, $68,800, so leavers earn more than newcomers.
Income you would need
$46,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,164 a month; owners with a mortgage pay $1,636 a month including taxes and insurance, on a median home of $293,500.
Getting to work
21 minutes each way on average; 12.2% work from home; 1.5% take transit.
If it is close but not quite
Sioux Falls, SD matches it on character for less of your income. Compare the two
Moved from another state1
3.7%
86% above the median place
Moved here in the past year1
9.0%
57% above the median place
Net movers per 1,000 people8
-7.4
below the median place (median -0.6)
All 5 moving measures
MeasureLexington-FayetteAmong 6,645 placesVs median
Moved here in the past year19.0%57% above
Moved from another state13.7%86% above
Net movers per 1,000 people8County figure-7.4below (median -0.6)
Income of households moving in8County figure$58,70017% below
Income of households moving out8County figure$68,7742% below
02

What it costs to live here

Homeownership is 53.8%, 19% below the median place.

Lexington-Fayette20.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$46,560
a year, at the 30% line
Rent to income
20.1%
1% below the median place
Home price to income
4.2x
11% above the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$57,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lexington-Fayette, $1,164 a month, and local prices for everything else (96.1 against a US average of 100). It runs in your browser and stores nothing.

Like Lexington-Fayette, but easier on the budget

Places that match Lexington-Fayette on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Sioux Falls, SD9016.3% vs 20.1%$10,400Compare
Bloomington, IL8616.3% vs 20.1%$8,800Compare
Cedar Rapids, IA8116.5% vs 20.1%$5,800Compare
Fargo, ND8016.9% vs 20.1%$2,200Compare

Moving from somewhere else? Work out the salary you would need in Lexington-Fayette.

Sponsored · exampleMoving to Lexington-Fayette? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
53.8%
19% below the median place
Owner costs with a mortgage1
$1,636
13% below the median place
Median year built1
1984
0% above the median place
All 16 cost and housing measures
MeasureLexington-FayetteAmong 6,645 placesVs median
Median gross rent1$1,16415% below
Rent to income120.1%1% below
Property tax rate10.9%4% below
Home price to income14.2x11% above
Prices vs US average2Metro figure92.98% below
Fair market rent, 2 bedrooms3County figure$1,41612% below
HUD area median income4County figure$102,1005% below
Property tax paid (median)1$2,54222% below
Median home value1$293,5008% below
Home prices, 1-year change5County figure4.5%41% above
Home prices, 5-year change5County figure56.3%9% above
Homeownership153.8%19% below
Renters paying 30%+149.7%2% below
Owner costs with a mortgage1$1,63613% below
Vacant homes16.2%12% below
Median year built119840% above
03

Work and pay

Mean commute is 21 min, 16% below the median place.

Mean commute1
21 min
16% below the median place
Poverty rate1
14.9%
39% above the median place
Median household income1
$69,479
13% below the median place

More on work and pay, against the typical place

Commutes by transit1.5% +75%
Income per person$43,790 +9%
Works from home12.2% −2%
Unemployment4.8% −1%
All 10 work and pay measures
MeasureLexington-FayetteAmong 6,645 placesVs median
Median household income1$69,47913% below
Income per person1$43,7909% above
Unemployment14.8%1% below
Average annual pay6County figure$66,7021% above
Pay growth, 1 year6County figure3.4%8% below
Jobs6County figure206,77937% above
Poverty rate114.9%39% above
Mean commute121 min16% below
Works from home112.2%2% below
Commutes by transit11.5%75% above
04

Who lives here

48% of adults hold a bachelor's degree or higher, a larger share than in 79% of the 91 cities of 250,000 or more we track.

Household size1
2.2
11% below the median place
Median age1
35.3
9% below the median place
Bachelor's or higher1
48.3%
51% above the median place

More about who lives here, against the typical place

Born abroad11.9% +35%
No health insurance7.2% +13%
High school or higher92.1% −0%
Homes with broadband92.5% +0%
All 9 people measures
MeasureLexington-FayetteAmong 6,645 placesVs median
Population1323,72558th largest
Population change since 202072.2%94% above
Median age135.39% below
Bachelor's or higher148.3%51% above
High school or higher192.1%0% below
Household size12.211% below
Born abroad111.9%35% above
No health insurance17.2%12% above
Homes with broadband192.5%0% above
05

Life in Lexington-Fayette

The nearest National Park Service site is Camp Nelson National Monument, about 19 miles away.

Founded or incorporated in 1775. 180 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents7.6 −25%
Playgrounds per 10k5.9 −37%
Grocery stores per 10k1.9 −11%
Restaurants, cafes and bars per 10k15.9 +43%
Libraries per 10k0.6 −36%
Named paths and bike trails81 km 40.5×
Bus and rail stops per sq mi6.3 30.0×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Camp Nelson National Monument 19 miles
  • Abraham Lincoln Birthplace National Historical Park 71 miles
  • William Howard Taft National Historic Site 75 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars25.1 +21%
Shops36.2 +19%
Arts, recreation and fitness6.4 +56%
Doctors' offices and clinics29.0 +44%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
19.2
38% below the median place
Doctors' offices and clinics per 10k9
29.0
44% above the median place
Arts, recreation and fitness per 10k9
6.4
56% above the median place
All 18 schools and local life measures
MeasureLexington-FayetteAmong 6,645 placesVs median
Public schools14County figure80above (median 9)
Public school students14County figure42,142above (median 4,897)
Students per teacher14County figure14.18% below
Restaurants and bars per 10k9County figure25.121% above
Shops per 10k9County figure36.219% above
Arts, recreation and fitness per 10k9County figure6.456% above
Doctors' offices and clinics per 10k9County figure29.044% above
Child care centers per 10k9County figure2.59% above
Parks per 10k107.625% below
Playgrounds per 10k105.937% below
Grocery stores per 10k101.911% below
Restaurants, cafes and bars per 10k1015.943% above
Libraries per 10k100.636% below
Named paths and bike trails1080.9above (median 2.0)
Transit stops per sq mi106.3above (median 0.2)
Nearest National Park Service site1119.238% below
National Park Service sites within 60 miles11150% below
National Register listings12County figure180above (median 13)
06

Safety, weather and risk

Violent crime per 100k is 226, 18% above the median place.

Violent crime per 100k
226
18% above the median place
Property crime per 100k
2,064
70% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Wildfire risk16
26.9
56% below the median place
Tornado risk16
98.0
20% above the median place
Annual precipitation15
49.9 in
14% above the median place
All 11 weather and risk measures
MeasureLexington-FayetteAmong 6,645 placesVs median
July average high15County figure86°F1% below
January average low15County figure25°F3% below
Average temperature15County figure55°F1% above
Annual precipitation15County figure49.9 in14% above
Natural hazard risk16County figure92.00% below
Hurricane risk16County figure57.019% below
Tornado risk16County figure98.020% above
Wildfire risk16County figure26.956% below
Heat wave risk16County figure87.03% below
Median air quality index17County figure407% below
Good air days17County figure75.0%9% above
08

Lexington-Fayette in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lexington-Fayette does better than 45% of places. Its projected home value growth beats 61%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,164/mo (2024)$1,490/mo$1,230 to $1,820/mo+4.2%
Median household income$69,479 (2024)$87,500$74,000 to $103,500+4.0%
Median home value$293,500 (2024)$424,000$308,000 to $584,000+6.3%
Population329,751 (2025)336,260322,540 to 350,550+0.4%

The median home would be worth 4.8 years of the median income in 2030, against 4.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lexington-Fayette

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Clinton, MS$1,118$74,745Compare
Huntsville, AL$1,171$74,714Compare
Mission, KS$1,194$75,534Compare
Duluth, MN$1,087$68,807Compare
Duluth, MNMission, KSHuntsville, ALClinton, MSLexington-Fayette, KYLexington-FayetteClintonHuntsvilleMissionDuluthLexington-FayetteClintonHuntsvilleMissionDuluth

Places built like Lexington-Fayette

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lexington-Fayette performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lexington-Fayette, KY20.1%3.9%/yr2.2%
Huntsville, AL18.8%6.2%/yr8.7%Compare
Chattanooga, TN23.4%7.2%/yr6.9%Compare
Montgomery, AL23.0%3.4%/yr-2.6%Compare
Knoxville, TN26.4%6.0%/yr6.0%Compare
Greensboro, NC22.9%4.7%/yr3.2%Compare
Nashville-Davidson, TN24.6%5.3%/yr4.6%Compare

Common questions

Is Lexington-Fayette a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 51 out of 100, better than 51% of the places we rate and 53rd of 85 in Kentucky. Households average 2.23 people, smaller than than in 78% of the 91 cities of 250,000 or more we track. On cost, space and class size it scores 16 out of 100 for families. See how it ranks with your own weights.

Is Lexington-Fayette expensive to live in?

The median rent takes 20.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $293,500.

What salary do you need to live in Lexington-Fayette?

To rent the median home without spending more than 30% of income on rent, a household needs about $46,560 a year. Work it out from your current city.

Is Lexington-Fayette safe?

There were 226 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Lexington-Fayette?

On income, rent, home value, education and age, the closest matches are Clinton, MS, Huntsville, AL, Mission, KS and Duluth, MN.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lexington-Fayette with places of a similar size, using only figures measured for Lexington-Fayette itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lexington-fayette-kentucky

Citytistics. “Lexington-Fayette, Kentucky.” Data as of 2026-11-14. https://www.citytistics.com/city/lexington-fayette-kentucky/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.