CitytisticsShortlist

Cost of living, pay and housing

41.40° N · 87.22° W · GEOID 1841530

Lakes of the Four Seasons

Lake County, Indiana · part of the Chicago, IL metro

IndianaLakes of the Four Seasons, INLakes of the Four SeasonsLakes of the Four Seasons

The short answer

Lakes of the Four Seasons is home to 7,402 people. Median household income is $121,750 a year and median rent is $1,688 a month, 16.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $337,300, about 2.8x annual median household income.

The story in Lakes of the Four Seasons is how fast things are changing. Rent took 22.8% of the median income in the 2019 survey and 16.6% in 2024. In the 23 places most like it the share rose 0.6 points on average, so affordability held up better here. Also notable: Home value growth is 11.4% a year, against 8% a year in its closest peers.

47OF 100

CTXCitytistics Index

Average

Lakes of the Four Seasons scores better than 47% of the 6,612 places we rate, and ranks 96th of 132 in Indiana.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%82
Economy 20%56
Safety 20%n/a
Amenities 15%16
Education 10%64
Commute 10%1
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,688
24% above the median place
Median household income
$121,750
52% above the median place
Median home value
$337,300
6% above the median place
Unemployment
6.1%
24% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lakes of the Four Seasons

  • HousingOwning with a mortgage costs only about $30 a month more than the median rent, a smaller gap than in 93% of the 2,469 places under 10,000 people we track.
01

Moving to Lakes of the Four Seasons

Lake County gains about 1.2 residents per 1,000 a year to moves between counties.

Moved in18,345
Moved out17,866
Net+479

Where people come from and where they go, top counties

Within Indiana, other states or abroad

Arrivals
Leavers
Within IndianaOther statesAbroad

Income per tax return

Arrivals$57K
Leavers$56K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Lake County; flows under 20 returns are not published.

Who moves here
4.4% of residents arrived from another county in the past year, 2.9% from another state. County figure.
Who arrives and who leaves
Households moving into Lake County report $56,700 a year in income on average; those leaving, $56,500.
Income you would need
$67,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,688 a month; owners with a mortgage pay $1,718 a month including taxes and insurance, on a median home of $337,300.
Getting to work
41 minutes each way on average; 10.2% work from home.
If it is close but not quite
Mack, OH matches it on character for less of your income. Compare the two
Income of households moving out7
$56,466
20% below the median place
Income of households moving in7
$56,733
20% below the median place
Moved from another state1
2.9%
45% above the median place
All 5 moving measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
Moved here in the past year1County figure4.4%23% below
Moved from another state1County figure2.9%45% above
Net movers per 1,000 people7County figure1.2above (median -0.6)
Income of households moving in7County figure$56,73320% below
Income of households moving out7County figure$56,46620% below
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 96 out of 100. Budget for insurance before counting the savings.

Lakes of the Four Seasons16.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$67,520
a year, at the 30% line
Rent to income
16.6%
19% below the median place
Home price to income
2.8x
27% below the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$99,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lakes of the Four Seasons, $1,688 a month, and local prices for everything else (101.9 against a US average of 100). It runs in your browser and stores nothing.

Like Lakes of the Four Seasons, but easier on the budget

Places that match Lakes of the Four Seasons on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Mack, OH9113.4% vs 16.6%$9,000Compare
Credit River, MN917.5% vs 16.6%$28,500Compare
Walkersville, MD9013.6% vs 16.6%$13,200Compare
Cumberland Hill, RI9012.0% vs 16.6%$13,600Compare

Moving from somewhere else? Work out the salary you would need in Lakes of the Four Seasons.

Sponsored · exampleMoving to Lakes of the Four Seasons? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Homeownership1
97.1%
46% above the median place
Property tax rate1
0.7%
24% below the median place
All 16 cost and housing measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
Median gross rent1$1,68824% above
Rent to income116.6%19% below
Property tax rate10.7%24% below
Home price to income12.8x27% below
Prices vs US average2Metro figure103.63% above
Fair market rent, 2 bedrooms3County figure$1,42912% below
HUD area median income4County figure$100,9006% below
Property tax paid (median)1$2,33428% below
Median home value1$337,3006% above
Home prices, 1-year change5County figure3.1%1% below
Home prices, 5-year change5County figure47.7%7% below
Homeownership197.1%46% above
Renters paying 30%+1County figure52.3%3% above
Owner costs with a mortgage1$1,7188% below
Vacant homes10.0%below (median 7.1%)
Median year built119820% above
03

Work and pay

Counting remote workers as zero, the average worker spends about 280 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the highest of 123 Indiana places we track.

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
41 min
65% above the median place
Median household income1
$121,750
52% above the median place
All 10 work and pay measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
Median household income1$121,75052% above
Income per person1$47,23318% above
Unemployment1County figure6.1%24% above
Average annual pay6County figure$62,3995% below
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure191,57927% above
Poverty rate1County figure14.3%33% above
Mean commute141 min65% above
Works from home110.2%18% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 99.0%, 7% above the median place.

Homes with broadband1
99.0%
7% above the median place
High school or higher1
98.4%
7% above the median place
Household size1
2.7
9% above the median place
All 8 people measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
Population17,4025199th largest
Median age141.67% above
Bachelor's or higher138.9%21% above
High school or higher198.4%7% above
Household size12.79% above
Born abroad1County figure7.3%17% below
No health insurance1County figure6.6%3% above
Homes with broadband199.0%7% above
05

Life in Lakes of the Four Seasons

The nearest National Park Service site is Indiana Dunes National Park, about 18 miles away.

89 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents18.9 +86%
Playgrounds per 10k24.3 2.6×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k2.7 −76%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Indiana Dunes National Park 18 miles
  • Pullman National Historical Park 28 miles
  • North Country Trail 143 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.4 +3%
Shops30.4 +0%
Arts, recreation and fitness2.9 −29%
Doctors' offices and clinics21.4 +6%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
17.6
43% below the median place
Public schools12
118
above the median place (median 9)
Public school students12
73,419
above the median place (median 4,897)
All 18 schools and local life measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
Public schools12County figure118above (median 9)
Public school students12County figure73,419above (median 4,897)
Students per teacher12County figure17.413% above
Restaurants and bars per 10k8County figure21.43% above
Shops per 10k8County figure30.40% above
Arts, recreation and fitness per 10k8County figure2.929% below
Doctors' offices and clinics per 10k8County figure21.46% above
Child care centers per 10k8County figure2.59% above
Parks per 10k918.986% above
Playgrounds per 10k924.3158% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k92.776% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1017.643% below
National Park Service sites within 60 miles1020% above
National Register listings11County figure89above (median 13)
06

Safety, weather and risk

Tornado risk is 99.1, 22% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lakes of the Four Seasons. Larger places are fetched first.

Tornado risk14
99.1
22% above the median place
Hurricane risk14
18.6
74% below the median place
Good air days15
41.6%
39% below the median place
All 11 weather and risk measures
MeasureLakes of the Four SeasonsAmong 6,645 placesVs median
July average high13County figure84°F4% below
January average low13County figure17°F33% below
Average temperature13County figure50°F8% below
Annual precipitation13County figure39.2 in11% below
Natural hazard risk14County figure95.94% above
Hurricane risk14County figure18.674% below
Tornado risk14County figure99.122% above
Wildfire risk14County figure66.18% above
Heat wave risk14County figure92.83% above
Median air quality index15County figure5323% above
Good air days15County figure41.6%39% below
08

Lakes of the Four Seasons in 2030: where the trends point

If recent trends hold, the median rent will take about 16% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lakes of the Four Seasons does better than 81% of places. Its projected home value growth beats 81%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,688/mo (2024)$2,130/mo$1,750 to $2,600/mo+4.0%
Median household income$121,750 (2024)$155,000$131,000 to $183,500+4.1%
Median home value$337,300 (2024)$496,000$360,000 to $683,000+6.6%

The median home would be worth 3.2 years of the median income in 2030, against 2.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lakes of the Four Seasons

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Champlin, MN$1,689$116,102Compare
Poquoson, VA$1,707$120,972Compare
Roselle, IL$1,641$111,318Compare
Hopatcong, NJ$1,777$115,758Compare
Hopatcong, NJRoselle, ILPoquoson, VAChamplin, MNLakes of the Four Seasons, INLakes of the Four SeasonsChamplinPoquosonRoselleHopatcongChamplinPoquosonRoselleHopatcong

Places built like Lakes of the Four Seasons

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lakes of the Four Seasons performs against places like it.

PlaceRent to incomeIncome growthPop. change
Lakes of the Four Seasons, IN16.6%5.9%/yrn/a
Frankfort Square, IL15.3%4.9%/yrn/aCompare
Highland, IN20.8%5.7%/yrn/aCompare
Dunlap, IN17.5%3.3%/yrn/aCompare
Delhi Hills, OH18.7%1.4%/yrn/aCompare
Mack, OH13.4%3.3%/yrn/aCompare
Whiteland, IN20.6%5.1%/yr27.3%Compare

Common questions

Is Lakes of the Four Seasons a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 47 out of 100, better than 47% of the places we rate and 96th of 132 in Indiana. Owning with a mortgage costs only about $30 a month more than the median rent, a smaller gap than in 93% of the 2,469 places under 10,000 people we track. See how it ranks with your own weights.

Is Lakes of the Four Seasons expensive to live in?

The median rent takes 16.6% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $337,300.

What salary do you need to live in Lakes of the Four Seasons?

To rent the median home without spending more than 30% of income on rent, a household needs about $67,520 a year. Work it out from your current city.

What places are similar to Lakes of the Four Seasons?

On income, rent, home value, education and age, the closest matches are Champlin, MN, Poquoson, VA, Roselle, IL and Hopatcong, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lakes of the Four Seasons with places of a similar size, using only figures measured for Lakes of the Four Seasons itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lakes-of-the-four-seasons-indiana

Citytistics. “Lakes of the Four Seasons, Indiana.” Data as of 2026-11-14. https://www.citytistics.com/city/lakes-of-the-four-seasons-indiana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.