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Cost of living, pay and housing

38.00° N · 90.55° W · GEOID 2940222

Lake Timberline

St. Francois County, Missouri · part of the Farmington, MO metro

Limited data population under 5,000, core figures borrowed from county or metro: median_household_income

MissouriLake Timberline, MOLake TimberlineLake Timberline

The short answer

Lake Timberline is home to 810 people. Median household income is $57,477 a year and median rent is $937 a month, 19.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $117,300, about 2.0x annual median household income.

Median gross rent
$937
31% below the median place
Median household income
$57,477
28% below the median place
Median home value
$117,300
63% below the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake Timberline

  • Household income has grown -4.2% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 140 Missouri places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 97 Missouri places.
  • 30% of homes stand vacant, more than in 95% of places its size. It is the 2nd-highest of 104 Missouri places.
  • The median home is worth 2 years of the median household's income, fewer than in 94% of places its size.
  • The median resident is 48.4 years old, older than in 89% of places its size. It is the 2nd-highest of 140 Missouri places.
01

Moving to Lake Timberline

St. Francois County gains about 6.9 residents per 1,000 a year to moves between counties.

Moved in2,677
Moved out2,342
Net+335

Where people come from and where they go, top counties

Washington County, MO262295−33
Madison County, MO155207−52
Iron County, MO168113+55

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther states

Income per tax return

Arrivals$46K
Leavers$45K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Francois County; flows under 20 returns are not published.

Who moves here
6.2% of residents arrived from another county in the past year, 1.0% from another state. County figure.
Who arrives and who leaves
Households moving into St. Francois County report $46,200 a year in income on average; those leaving, $45,200.
Income you would need
$37,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $937 a month; owners with a mortgage pay $1,030 a month including taxes and insurance, on a median home of $117,300.
Getting to work
26 minutes each way on average; 7.6% work from home.
If it is close but not quite
Geneva, OH matches it on character. Compare the two
Income of households moving out6
$45,233
36% below the median place
Income of households moving in6
$46,230
34% below the median place
Moved from another state1
1.0%
52% below the median place
All 5 moving measures
MeasureLake TimberlineAmong 6,645 placesVs median
Moved here in the past year1County figure6.2%7% above
Moved from another state1County figure1.0%52% below
Net movers per 1,000 people6County figure6.9above (median -0.6)
Income of households moving in6County figure$46,23034% below
Income of households moving out6County figure$45,23336% below
02

What it costs to live here

Vacant homes is 29.8%, 323% above the median place.

Lake Timberline19.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$37,480
a year, at the 30% line
Rent to income
19.6%
4% below the median place
Home price to income
2.0x
46% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$45,800
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Lake Timberline, $937 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Lake Timberline.

Sponsored · exampleMoving to Lake Timberline? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
29.8%
323% above the median place
Owner costs with a mortgage1
$1,030
45% below the median place
Median home value1
$117,300
63% below the median place
All 15 cost and housing measures
MeasureLake TimberlineAmong 6,645 placesVs median
Median gross rent1$93731% below
Rent to income119.6%4% below
Property tax rate11.0%11% above
Home price to income12.0x46% below
Fair market rent, 2 bedrooms2County figure$98839% below
HUD area median income3County figure$70,20035% below
Property tax paid (median)1County figure$1,18864% below
Median home value1$117,30063% below
Home prices, 1-year change4County figure3.7%16% above
Home prices, 5-year change4County figure48.0%7% below
Homeownership184.7%28% above
Renters paying 30%+1County figure40.3%20% below
Owner costs with a mortgage1$1,03045% below
Vacant homes129.8%323% above
Median year built119830% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$23,234
42% below the median place
All 10 work and pay measures
MeasureLake TimberlineAmong 6,645 placesVs median
Median household income1County figure$57,47728% below
Income per person1$23,23442% below
Unemployment10.0%below (median 4.9%)
Average annual pay5County figure$46,06230% below
Pay growth, 1 year5County figure5.3%43% above
Jobs5County figure23,01285% below
Poverty rate1County figure15.9%48% above
Mean commute1County figure26 min4% above
Works from home1County figure7.6%39% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 80.4%, 13% below the median place.

Homes with broadband1
80.4%
13% below the median place
Median age1
48.4
24% above the median place
High school or higher1
82.1%
11% below the median place
All 8 people measures
MeasureLake TimberlineAmong 6,645 placesVs median
Population18106646th largest
Median age148.424% above
Bachelor's or higher1County figure17.3%46% below
High school or higher182.1%11% below
Household size12.212% below
Born abroad1County figure1.5%83% below
No health insurance1County figure10.3%61% above
Homes with broadband180.4%13% below
05

Life in Lake Timberline

12 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars18.7 −10%
Shops33.6 +11%
Arts, recreation and fitness1.2 −71%
Doctors' offices and clinics21.3 +5%
Child care centers4.2 +83%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k7
1.2
71% below the median place
Child care centers per 10k7
4.2
83% above the median place
Public schools9
28
211% above the median place
All 9 schools and local life measures
MeasureLake TimberlineAmong 6,645 placesVs median
Public schools9County figure28211% above
Public school students9County figure9,962103% above
Students per teacher9County figure13.810% below
Restaurants and bars per 10k7County figure18.710% below
Shops per 10k7County figure33.611% above
Arts, recreation and fitness per 10k7County figure1.271% below
Doctors' offices and clinics per 10k7County figure21.35% above
Child care centers per 10k7County figure4.283% above
National Register listings8County figure128% below
06

Safety, weather and risk

Hurricane risk is 36.0, 49% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Timberline. Larger places are fetched first.

Hurricane risk11
36.0
49% below the median place
Natural hazard risk11
78.5
15% below the median place
Heat wave risk11
95.7
6% above the median place
All 9 weather and risk measures
MeasureLake TimberlineAmong 6,645 placesVs median
July average high10County figure88°F1% above
January average low10County figure22°F13% below
Average temperature10County figure55°F0% above
Annual precipitation10County figure45.7 in4% above
Natural hazard risk11County figure78.515% below
Hurricane risk11County figure36.049% below
Tornado risk11County figure85.15% above
Wildfire risk11County figure57.37% below
Heat wave risk11County figure95.76% above
08

Lake Timberline in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$23,125 (2024)$28,000$24,000 to $33,500+3.4%
Median home value$117,300 (2024)$178,000$129,000 to $246,000+7.2%

The median home would be worth 6.3 years of the median income in 2030, against 5.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake Timberline

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Geneva, OH$808$53,557Compare
Silvis, IL$965$62,375Compare
Shively, KY$899$50,221Compare
Palmerton, PA$931$68,143Compare
Palmerton, PAShively, KYSilvis, ILGeneva, OHLake Timberline, MOLake TimberlineGenevaSilvisShivelyPalmertonLake TimberlineGenevaSilvisShivelyPalmerton

Common questions

Is Lake Timberline a good place to live?

It depends on what you need, so here is what the numbers say. Household income has grown -4.2% a year across the last five survey releases, slower than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 140 Missouri places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 97 Missouri places. See how it ranks with your own weights.

Is Lake Timberline expensive to live in?

The median rent takes 19.6% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $117,300.

What salary do you need to live in Lake Timberline?

To rent the median home without spending more than 30% of income on rent, a household needs about $37,480 a year. Work it out from your current city.

What places are similar to Lake Timberline?

On income, rent, home value, education and age, the closest matches are Geneva, OH, Silvis, IL, Shively, KY and Palmerton, PA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  9. Common Core of Data · National Center for Education Statistics · 2024 release
  10. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  11. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake Timberline with places of a similar size, using only figures measured for Lake Timberline itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-timberline-missouri

Citytistics. “Lake Timberline, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-timberline-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.