CitytisticsShortlist

Cost of living, pay and housing

33.12° N · 117.21° W · GEOID 0639724

Lake San Marcos

San Diego County, California · part of the San Diego, CA metro

Limited data population under 5,000

CaliforniaLake San Marcos, CALake San MarcosLake San Marcos

The short answer

Lake San Marcos is home to 4,693 people. Median household income is $89,851 a year and median rent is $2,585 a month, 34.5% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $917,000, about 10.2x annual median household income.

Median gross rent
$2,585
89% above the median place
Median household income
$89,851
12% above the median place
Median home value
$917,000
187% above the median place
Unemployment
6.1%
25% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake San Marcos

  • The median home is worth 10.2 years of the median household's income, more than in 99% of the 2,480 places under 10,000 people we track.
  • The median resident is 63 years old, older than in 98% of places its size.
  • The median rent takes 34.5% of the median household's income, a bigger share than in 98% of places its size.
  • Owning with a mortgage costs only about $116 a month more than the median rent, a smaller gap than in 89% of places its size.
  • 21% of residents were born outside the US, more than in 86% of places its size.
01

Moving to Lake San Marcos

San Diego County loses about 6.5 residents per 1,000 a year to moves between counties.

Moved in110,134
Moved out128,346
Net−18,212

Where people come from and where they go, top counties

Riverside County, CA8,42512,708−4,283
Los Angeles County, CA9,2966,906+2,390
Orange County, CA5,8104,787+1,023
Maricopa County, AZ2,6363,877−1,241
Clark County, NV1,8293,142−1,313

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$90K
Leavers$86K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of San Diego County; flows under 20 returns are not published.

Who moves here
2.9% of residents arrived from another county in the past year, 2.2% from another state.
Who arrives and who leaves
Households moving into San Diego County report $89,600 a year in income on average; those leaving, $86,200.
Income you would need
$103,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,585 a month; owners with a mortgage pay $2,701 a month including taxes and insurance, on a median home of $917,000.
Getting to work
24 minutes each way on average; 23.5% work from home.
If it is close but not quite
Cave Creek, AZ matches it on character. Compare the two
Moved here in the past year1
2.9%
50% below the median place
Net movers per 1,000 people7
-6.5
below the median place (median -0.6)
Income of households moving in7
$89,591
27% above the median place
All 5 moving measures
MeasureLake San MarcosAmong 6,645 placesVs median
Moved here in the past year12.9%50% below
Moved from another state1County figure2.2%12% above
Net movers per 1,000 people7County figure-6.5below (median -0.6)
Income of households moving in7County figure$89,59127% above
Income of households moving out7County figure$86,16723% above
02

What it costs to live here

Home price to income is 10.2x, 169% above the median place.

Lake San Marcos34.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$103,400
a year, at the 30% line
Rent to income
34.5%
69% above the median place
Home price to income
10.2x
169% above the median place

Could you afford it?

The median rent would take
34%
over the 30% line
Left after rent, in US prices
$60,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Lake San Marcos, $2,585 a month, and local prices for everything else (98.1 against a US average of 100). It runs in your browser and stores nothing.

Like Lake San Marcos, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Cave Creek, AZ27.9% vs 34.5%$17,400Compare
Cambria, CA23.3% vs 34.5%$15,100Compare
Sonoma, CA27.1% vs 34.5%$10,900Compare

Moving from somewhere else? Work out the salary you would need in Lake San Marcos.

Sponsored · exampleMoving to Lake San Marcos? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$917,000
187% above the median place
Property tax rate1
0.5%
41% below the median place
Owner costs with a mortgage1
$2,701
44% above the median place
All 16 cost and housing measures
MeasureLake San MarcosAmong 6,645 placesVs median
Median gross rent1$2,58589% above
Rent to income134.5%69% above
Property tax rate10.5%41% below
Home price to income110.2x169% above
Prices vs US average2Metro figure111.911% above
Fair market rent, 2 bedrooms3County figure$2,82375% above
HUD area median income4County figure$130,90022% above
Property tax paid (median)1$4,96052% above
Median home value1$917,000187% above
Home prices, 1-year change5County figure0.7%79% below
Home prices, 5-year change5County figure53.6%4% above
Homeownership179.0%19% above
Renters paying 30%+149.4%2% below
Owner costs with a mortgage1$2,70144% above
Vacant homes1County figure6.3%10% below
Median year built119790% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
23.5%
88% above the median place
Poverty rate1
6.0%
44% below the median place

More on work and pay, against the typical place

Income per person$53,343 +33%
Median household income$89,851 +12%
Mean commute24 min −6%
All 10 work and pay measures
MeasureLake San MarcosAmong 6,645 placesVs median
Median household income1$89,85112% above
Income per person1$53,34333% above
Unemployment1County figure6.1%25% above
Average annual pay6County figure$85,40229% above
Pay growth, 1 year6County figure3.1%16% below
Jobs6County figure1,535,067above (median 150,665)
Poverty rate16.0%44% below
Mean commute124 min6% below
Works from home123.5%88% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 63.0, 62% above the median place.

Median age1
63.0
62% above the median place
Born abroad1
21.5%
143% above the median place
High school or higher1
85.3%
8% below the median place

More about who lives here, against the typical place

Household size2.3 −9%
Homes with broadband93.7% +2%
Bachelor's or higher35.6% +11%
No health insurance7.3% +14%
All 8 people measures
MeasureLake San MarcosAmong 6,645 placesVs median
Population14,6936646th largest
Median age163.062% above
Bachelor's or higher135.6%11% above
High school or higher185.3%8% below
Household size12.39% below
Born abroad121.5%143% above
No health insurance17.3%14% above
Homes with broadband193.7%2% above
05

Life in Lake San Marcos

161 sites are on the National Register of Historic Places, 18 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k6.4 −43%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −90%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars23.6 +13%
Shops28.0 −8%
Arts, recreation and fitness5.1 +24%
Doctors' offices and clinics26.6 +32%
Child care centers2.7 +17%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
758
above the median place (median 9)
Public school students11
466,146
above the median place (median 4,897)
Students per teacher11
22.6
47% above the median place
All 16 schools and local life measures
MeasureLake San MarcosAmong 6,645 placesVs median
Public schools11County figure758above (median 9)
Public school students11County figure466,146above (median 4,897)
Students per teacher11County figure22.647% above
Restaurants and bars per 10k8County figure23.613% above
Shops per 10k8County figure28.08% below
Arts, recreation and fitness per 10k8County figure5.124% above
Doctors' offices and clinics per 10k8County figure26.632% above
Child care centers per 10k8County figure2.717% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k96.443% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.290% below
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure161above (median 13)
06

Safety, weather and risk

Wildfire risk is 100.0, 63% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake San Marcos. Larger places are fetched first.

Wildfire risk13
100.0
63% above the median place
Annual precipitation12
13.0 in
70% below the median place
Good air days14
17.5%
74% below the median place
All 11 weather and risk measures
MeasureLake San MarcosAmong 6,645 placesVs median
July average high12County figure91°F4% above
January average low12County figure41°F62% above
Average temperature12County figure63°F15% above
Annual precipitation12County figure13.0 in70% below
Natural hazard risk13County figure99.78% above
Hurricane risk13County figure8.388% below
Tornado risk13County figure64.421% below
Wildfire risk13County figure100.063% above
Heat wave risk13County figure98.810% above
Median air quality index14County figure6756% above
Good air days14County figure17.5%74% below
08

Lake San Marcos in 2030: where the trends point

If recent trends hold, the median rent will take about 35% of the median income in 2030, about the same as 35% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,585/mo (2024)$3,310/mo$2,720 to $4,030/mo+4.2%
Median household income$89,851 (2024)$114,000$96,500 to $135,000+4.1%
Median home value$917,000 (2024)$1,325,000$962,000 to $1,826,000+6.3%

The median home would be worth 11.6 years of the median income in 2030, against 10.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake San Marcos

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Cave Creek, AZ$2,493$107,067Compare
Cambria, CA$1,924$99,147Compare
Sonoma, CA$2,226$98,527Compare
Miramar Beach, FL$2,250$103,250Compare
Miramar Beach, FLSonoma, CACambria, CACave Creek, AZLake San Marcos, CACave CreekCambriaSonomaMiramar BeachCave CreekCambriaSonomaMiramar Beach

Common questions

Is Lake San Marcos a good place to live?

It depends on what you need, so here is what the numbers say. The median home is worth 10.2 years of the median household's income, more than in 99% of the 2,480 places under 10,000 people we track. The median resident is 63 years old, older than in 98% of places its size. On cost, space and class size it scores 23 out of 100 for families. See how it ranks with your own weights.

Is Lake San Marcos expensive to live in?

The median rent takes 34.5% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $917,000.

What salary do you need to live in Lake San Marcos?

To rent the median home without spending more than 30% of income on rent, a household needs about $103,400 a year. Work it out from your current city.

What places are similar to Lake San Marcos?

On income, rent, home value, education and age, the closest matches are Cave Creek, AZ, Cambria, CA, Sonoma, CA and Miramar Beach, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake San Marcos with places of a similar size, using only figures measured for Lake San Marcos itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-san-marcos-california

Citytistics. “Lake San Marcos, California.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-san-marcos-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.