Moving to Lake Monticello
Fluvanna County gains about 3.5 residents per 1,000 a year to moves between counties.
Where people come from and where they go, top counties
Within Virginia, other states or abroad
Income per tax return
People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Fluvanna County; flows under 20 returns are not published.
- Who moves here
- 11.9% of residents arrived from another county in the past year, 2.1% from another state.
- Who arrives and who leaves
- Households moving into Fluvanna County report $77,400 a year in income on average; those leaving, $65,200, so newcomers earn more than leavers.
- Income you would need
- $79,200 a year to rent the median home at the 30% line. From your city
- Rent or buy
- Median rent is $1,981 a month; owners with a mortgage pay $1,785 a month including taxes and insurance, on a median home of $325,900.
- Getting to work
- 30 minutes each way on average; 21.9% work from home.
- If it is close but not quite
- Chesapeake Beach, MD matches it on character for less of your income. Compare the two
All 5 moving measures
| Measure | Lake Monticello | Among 6,645 places | Vs median |
|---|---|---|---|
| Moved here in the past year1 | 11.9% | 108% above | |
| Moved from another state1County figure | 2.1% | 4% above | |
| Net movers per 1,000 people6County figure | 3.5 | above (median -0.6) | |
| Income of households moving in6County figure | $77,423 | 10% above | |
| Income of households moving out6County figure | $65,177 | 7% below |
What it costs to live here
96% of homes are owner-occupied, more than in 99% of the 2,298 places of 10,000 to 25,000 people we track.
Could you afford it?
Uses the median rent in Lake Monticello, $1,981 a month, and local prices for everything else (97.5 against a US average of 100). It runs in your browser and stores nothing.
Like Lake Monticello, but easier on the budget
Places that match Lake Monticello on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.
| Place | Match | Rent to income | More left a year | |
|---|---|---|---|---|
| Chesapeake Beach, MD | 94 | 15.2% vs 22.3% | $32,500 | Compare |
| Myrtle Grove, NC | 93 | 15.5% vs 22.3% | $13,700 | Compare |
| New Freedom, PA | 92 | 16.4% vs 22.3% | $15,900 | Compare |
| Tyrone, GA | 92 | 10.5% vs 22.3% | $39,000 | Compare |
Moving from somewhere else? Work out the salary you would need in Lake Monticello.
All 15 cost and housing measures
| Measure | Lake Monticello | Among 6,645 places | Vs median |
|---|---|---|---|
| Median gross rent1 | $1,981 | 45% above | |
| Rent to income1 | 22.3% | 9% above | |
| Property tax rate1 | 0.6% | 32% below | |
| Home price to income1 | 3.0x | 20% below | |
| Prices vs US average2Metro figure | 99.2 | 2% below | |
| Fair market rent, 2 bedrooms3County figure | $1,642 | 2% above | |
| Property tax paid (median)1 | $2,011 | 38% below | |
| Median home value1 | $325,900 | 2% above | |
| Home prices, 1-year change4County figure | -0.8% | below (median 3.2%) | |
| Home prices, 5-year change4County figure | 43.8% | 15% below | |
| Homeownership1 | 95.9% | 44% above | |
| Renters paying 30%+1County figure | 39.8% | 21% below | |
| Owner costs with a mortgage1 | $1,785 | 5% below | |
| Vacant homes1 | 8.3% | 18% above | |
| Median year built1 | 1997 | 1% above |
Work and pay
OpenStreetMap shows 0 bus and rail stops per square mile, fewer than in 78% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 195 Virginia places we track.
More on work and pay, against the typical place
All 10 work and pay measures
| Measure | Lake Monticello | Among 6,645 places | Vs median |
|---|---|---|---|
| Median household income1 | $106,818 | 33% above | |
| Income per person1 | $54,583 | 36% above | |
| Unemployment1 | 3.0% | 39% below | |
| Average annual pay5County figure | $57,878 | 12% below | |
| Pay growth, 1 year5County figure | 1.1% | 70% below | |
| Jobs5County figure | 4,726 | 97% below | |
| Poverty rate1 | 6.7% | 38% below | |
| Mean commute1 | 30 min | 20% above | |
| Works from home1 | 21.9% | 76% above | |
| Commutes by transit1 | 0.0% | below (median 0.8%) |
Who lives here
2% of residents were born outside the US, fewer than in 97% of the 2,199 places of 10,000 to 25,000 people we track. It is the 3rd-lowest of 186 Virginia places we track.
More about who lives here, against the typical place
All 8 people measures
Life in Lake Monticello
OpenStreetMap shows 0 libraries per 10,000 residents, fewer than in 86% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 195 Virginia places we track.
16 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia
Out the door, against the typical place
Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.
National Park Service sites nearby
- Shenandoah National Park 42 miles
- Appomattox Court House National Historical Park 46 miles
- Fredericksburg and Spotsylvania National Military Park 53 miles
Businesses per 10,000 residents (county figures)
Counts businesses with paid staff, so small owner-run shops are not included.
All 18 schools and local life measures
| Measure | Lake Monticello | Among 6,645 places | Vs median |
|---|---|---|---|
| Public schools11County figure | 6 | 33% below | |
| Public school students11County figure | 3,315 | 32% below | |
| Students per teacher11County figure | 13.9 | 10% below | |
| Restaurants and bars per 10k7County figure | 7.1 | 66% below | |
| Shops per 10k7County figure | 12.5 | 59% below | |
| Arts, recreation and fitness per 10k7County figure | 1.8 | 56% below | |
| Doctors' offices and clinics per 10k7County figure | 8.2 | 59% below | |
| Child care centers per 10k7County figure | 1.4 | 39% below | |
| Parks per 10k8 | 0.0 | below (median 10.2) | |
| Playgrounds per 10k8 | 3.8 | 60% below | |
| Grocery stores per 10k8 | 0.9 | 56% below | |
| Restaurants, cafes and bars per 10k8 | 7.5 | 33% below | |
| Libraries per 10k8 | 0.0 | below (median 0.9) | |
| Named paths and bike trails8 | 1.1 | 45% below | |
| Transit stops per sq mi8 | 0.0 | below (median 0.2) | |
| Nearest National Park Service site9 | 42.3 | 37% above | |
| National Park Service sites within 60 miles9 | 4 | 100% above | |
| National Register listings10County figure | 16 | 23% above |
Safety, weather and risk
Natural hazard risk is 13.5, 85% below the median place.
No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Monticello. Larger places are fetched first.
All 11 weather and risk measures
| Measure | Lake Monticello | Among 6,645 places | Vs median |
|---|---|---|---|
| July average high12County figure | 88°F | 2% above | |
| January average low12County figure | 26°F | 3% above | |
| Average temperature12County figure | 57°F | 4% above | |
| Annual precipitation12County figure | 45.3 in | 3% above | |
| Natural hazard risk13County figure | 13.5 | 85% below | |
| Hurricane risk13County figure | 67.7 | 4% below | |
| Tornado risk13County figure | 23.5 | 71% below | |
| Wildfire risk13County figure | 16.3 | 73% below | |
| Heat wave risk13County figure | 33.9 | 62% below | |
| Median air quality index14Metro figure | 38 | 12% below | |
| Good air days14Metro figure | 81.0% | 18% above |
How it is changing
Five-year survey estimates, one point per release. Between the 2019 and 2024 releases, which share no survey years, the median rent went from 23.3% to 22.3% of the median income.
Median gross rent
Median household income
Median home value
Citytistics measures
Measures only Citytistics publishes, built from the figures on this page. Scores of 100 beat every place we track. Formulas
Lake Monticello in 2030: where the trends point
If recent trends hold, the median rent will take about 23% of the median income in 2030, about the same as 22% now.
Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Lake Monticello does better than 55% of places. Its projected home value growth beats 35%.
| Measure | Latest | 2030 projection | Likely range | Avg. per year |
|---|---|---|---|---|
| Median rent | $1,981/mo (2024) | $2,560/mo | $2,100 to $3,120/mo | +4.4% |
| Median household income | $106,818 (2024) | $136,500 | $115,000 to $161,500 | +4.1% |
| Median home value | $325,900 (2024) | $463,000 | $336,000 to $637,000 | +6.0% |
The median home would be worth 3.4 years of the median income in 2030, against 3.1 now.
A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.
Places like Lake Monticello
The closest matches on income, rent, home value, education and age, and the places nearby.
| Place | Rent | Income | |
|---|---|---|---|
| Garrison, MD | $1,952 | $102,423 | Compare |
| Beckett, NJ | $1,839 | $115,363 | Compare |
| Itasca, IL | $1,892 | $114,294 | Compare |
| St. Charles, IL | $1,819 | $114,300 | Compare |
Nearby
- Charlottesville, VA12 mi
- University of Virginia, VA13 mi
- Hollymead, VA15 mi
- Crozet, VA22 mi
- Orange, VA26 mi
- Waynesboro, VA33 mi
Compare Lake Monticello with
Places built like Lake Monticello
Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Lake Monticello performs against places like it.
| Place | Rent to income | Income growth | Pop. change | |
|---|---|---|---|---|
| Lake Monticello, VA | 22.3% | 5.8%/yr | n/a | |
| Myrtle Grove, NC | 15.5% | 7.8%/yr | n/a | Compare |
| Ogden, NC | 28.4% | 4.9%/yr | n/a | Compare |
| Chesapeake Beach, MD | 15.2% | 5.9%/yr | 1.8% | Compare |
| Tyrone, GA | 10.5% | 5.5%/yr | 4.5% | Compare |
| Bradfordville, FL | 16.9% | 6.1%/yr | n/a | Compare |
| Lewisville, NC | 13.0% | 5.2%/yr | 7.8% | Compare |
Common questions
Is Lake Monticello a good place to live?
It depends on what you need, so here is what the numbers say. Its Citytistics Index is 61 out of 100, better than 61% of the places we rate and 102nd of 190 in Virginia. On cost, space and class size it scores 83 out of 100 for families. See how it ranks with your own weights.
Is Lake Monticello expensive to live in?
The median rent takes 22.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $325,900.
What salary do you need to live in Lake Monticello?
To rent the median home without spending more than 30% of income on rent, a household needs about $79,240 a year. Work it out from your current city.
What places are similar to Lake Monticello?
On income, rent, home value, education and age, the closest matches are Garrison, MD, Beckett, NJ, Itasca, IL and St. Charles, IL.
Sources and methods
The small numbers beside each measure point here. Every dataset is public; links go to the publisher.
- American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
- Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
- Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
- House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
- Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
- SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
- County Business Patterns · US Census Bureau · 2023 data
- OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
- National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
- National Register of Historic Places · National Park Service · Listings through 2026-05-22
- Common Core of Data · National Center for Education Statistics · 2024 release
- 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
- National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
- Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files
Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).
What stands out compares Lake Monticello with places of a similar size, using only figures measured for Lake Monticello itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-monticello-virginia
Citytistics. “Lake Monticello, Virginia.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-monticello-virginia/
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.