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Cost of living, pay and housing

33.57° N · 97.01° W · GEOID 4840624

Lake Kiowa

Cooke County, Texas · part of the Gainesville, TX metro

Limited data population under 5,000

TexasLake Kiowa, TXLake KiowaLake Kiowa

The short answer

Lake Kiowa is home to 2,476 people. Median household income is $125,956 a year and median rent is $1,815 a month, 17.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $526,900, about 4.2x annual median household income.

Median gross rent
$1,815
33% above the median place
Median household income
$125,956
57% above the median place
Median home value
$526,900
65% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Lake Kiowa

  • Unemployment averaged 0.0% over the survey period, lower than in 99% of the 1,242 places under 10,000 people we track. It is the lowest of 295 Texas places.
  • The median resident is 60.3 years old, older than in 98% of places its size. It is the 2nd-highest of 414 Texas places.
  • 93% of homes are owner-occupied, more than in 94% of places its size.
  • Household income has grown 10.3% a year across the last five survey releases, faster than in 92% of places its size.
  • Owning with a mortgage costs about $1,079 a month more than the median rent, a wider gap than in 88% of places its size.
01

Moving to Lake Kiowa

Cooke County gains about 9.1 residents per 1,000 a year to moves between counties.

Moved in2,618
Moved out2,288
Net+330

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther states

Income per tax return

Arrivals$69K
Leavers$68K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Cooke County; flows under 20 returns are not published.

Who moves here
5.2% of residents arrived from another county in the past year, 0.9% from another state. County figure.
Who arrives and who leaves
Households moving into Cooke County report $68,700 a year in income on average; those leaving, $67,600.
Income you would need
$72,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,815 a month; owners with a mortgage pay $2,894 a month including taxes and insurance, on a median home of $526,900.
Getting to work
30 minutes each way on average; 7.2% work from home.
If it is close but not quite
Fountain Hills, AZ matches it on character. Compare the two
Moved from another state1
0.9%
54% below the median place
Net movers per 1,000 people5
9.1
above the median place (median -0.6)
Moved here in the past year1
5.2%
9% below the median place
All 5 moving measures
MeasureLake KiowaAmong 6,645 placesVs median
Moved here in the past year1County figure5.2%9% below
Moved from another state1County figure0.9%54% below
Net movers per 1,000 people5County figure9.1above (median -0.6)
Income of households moving in5County figure$68,7163% below
Income of households moving out5County figure$67,6324% below
02

What it costs to live here

Homeownership is 92.7%, 40% above the median place.

Lake Kiowa17.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$72,600
a year, at the 30% line
Rent to income
17.3%
15% below the median place
Home price to income
4.2x
10% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$104,200
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Lake Kiowa, $1,815 a month. It runs in your browser and stores nothing.

Like Lake Kiowa, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Margate City, NJ13.3% vs 17.3%n/aCompare
Corrales, NM13.4% vs 17.3%n/aCompare
Bear Valley Springs, CA14.3% vs 17.3%n/aCompare

Moving from somewhere else? Work out the salary you would need in Lake Kiowa.

Sponsored · exampleMoving to Lake Kiowa? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
92.7%
40% above the median place
Owner costs with a mortgage1
$2,894
55% above the median place
Property tax paid (median)1
$6,762
107% above the median place
All 14 cost and housing measures
MeasureLake KiowaAmong 6,645 placesVs median
Median gross rent1$1,81533% above
Rent to income117.3%15% below
Property tax rate11.3%41% above
Home price to income14.2x10% above
Fair market rent, 2 bedrooms2County figure$1,31419% below
Property tax paid (median)1$6,762107% above
Median home value1$526,90065% above
Home prices, 1-year change3County figure5.2%64% above
Home prices, 5-year change3County figure62.3%21% above
Homeownership192.7%40% above
Renters paying 30%+1County figure43.1%15% below
Owner costs with a mortgage1$2,89455% above
Vacant homes1County figure7.9%12% above
Median year built119941% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Income per person1
$90,111
125% above the median place
Median household income1
$125,956
57% above the median place
All 9 work and pay measures
MeasureLake KiowaAmong 6,645 placesVs median
Median household income1$125,95657% above
Income per person1$90,111125% above
Unemployment10.0%below (median 4.9%)
Average annual pay4County figure$64,7392% below
Pay growth, 1 year4County figure2.9%22% below
Jobs4County figure16,66289% below
Poverty rate1County figure13.5%26% above
Mean commute130 min20% above
Works from home1County figure7.2%42% below
04

Who lives here

High school or higher is 99.6%, 8% above the median place.

High school or higher1
99.6%
8% above the median place
Median age1
60.3
55% above the median place
Homes with broadband1
98.4%
7% above the median place
All 8 people measures
MeasureLake KiowaAmong 6,645 placesVs median
Population12,4766646th largest
Median age160.355% above
Bachelor's or higher150.6%58% above
High school or higher199.6%8% above
Household size12.211% below
Born abroad1County figure7.0%21% below
No health insurance1County figure16.1%152% above
Homes with broadband198.4%7% above
05

Life in Lake Kiowa

8 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k16.2 +72%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k16.2 +45%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.7 −0%
Shops35.5 +17%
Arts, recreation and fitness3.5 −15%
Doctors' offices and clinics15.3 −24%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Child care centers per 10k6
1.6
30% below the median place
Doctors' offices and clinics per 10k6
15.3
24% below the median place
Shops per 10k6
35.5
17% above the median place
All 16 schools and local life measures
MeasureLake KiowaAmong 6,645 placesVs median
Public schools9County figure20122% above
Public school students9County figure6,98643% above
Students per teacher9County figure14.46% below
Restaurants and bars per 10k6County figure20.70% below
Shops per 10k6County figure35.517% above
Arts, recreation and fitness per 10k6County figure3.515% below
Doctors' offices and clinics per 10k6County figure15.324% below
Child care centers per 10k6County figure1.630% below
Parks per 10k70.0below (median 10.2)
Playgrounds per 10k716.272% above
Grocery stores per 10k70.0below (median 2.1)
Restaurants, cafes and bars per 10k716.245% above
Libraries per 10k70.0below (median 0.9)
Named paths and bike trails70.0below (median 2.0)
Transit stops per sq mi70.0below (median 0.2)
National Register listings8County figure838% below
06

Safety, weather and risk

July average high is 95°F, 9% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Lake Kiowa. Larger places are fetched first.

July average high10
95°F
9% above the median place
Average temperature10
64°F
16% above the median place
Natural hazard risk11
73.3
21% below the median place
All 9 weather and risk measures
MeasureLake KiowaAmong 6,645 placesVs median
July average high10County figure95°F9% above
January average low10County figure32°F28% above
Average temperature10County figure64°F16% above
Annual precipitation10County figure38.7 in12% below
Natural hazard risk11County figure73.321% below
Hurricane risk11County figure48.132% below
Tornado risk11County figure91.512% above
Wildfire risk11County figure91.549% above
Heat wave risk11County figure77.414% below
08

Lake Kiowa in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,815/mo (2024)$2,400/mo$1,970 to $2,930/mo+4.8%
Median household income$125,956 (2024)$164,500$139,000 to $195,000+4.6%
Median home value$526,900 (2024)$764,000$555,000 to $1,053,000+6.4%

The median home would be worth 4.6 years of the median income in 2030, against 4.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Lake Kiowa

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fountain Hills, AZ$1,890$112,654Compare
St. Simons, GA$1,799$108,771Compare
Yarmouth Port, MA$1,917$110,304Compare
Beach Haven West, NJ$1,702$119,394Compare
Beach Haven West, NJYarmouth Port, MASt. Simons, GAFountain Hills, AZLake Kiowa, TXLake KiowaFountain HillsSt. SimonsYarmouth PortBeach Haven WestLake KiowaFountain HillsSt. SimonsYarmouth PortBeach Haven West

Common questions

Is Lake Kiowa a good place to live?

It depends on what you need, so here is what the numbers say. Unemployment averaged 0.0% over the survey period, lower than in 99% of the 1,242 places under 10,000 people we track. It is the lowest of 295 Texas places. The median resident is 60.3 years old, older than in 98% of places its size. It is the 2nd-highest of 414 Texas places. See how it ranks with your own weights.

Is Lake Kiowa expensive to live in?

The median rent takes 17.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $526,900.

What salary do you need to live in Lake Kiowa?

To rent the median home without spending more than 30% of income on rent, a household needs about $72,600 a year. Work it out from your current city.

What places are similar to Lake Kiowa?

On income, rent, home value, education and age, the closest matches are Fountain Hills, AZ, St. Simons, GA, Yarmouth Port, MA and Beach Haven West, NJ.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  4. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  5. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  6. County Business Patterns · US Census Bureau · 2023 data
  7. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  8. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  9. Common Core of Data · National Center for Education Statistics · 2024 release
  10. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  11. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Lake Kiowa with places of a similar size, using only figures measured for Lake Kiowa itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/lake-kiowa-texas

Citytistics. “Lake Kiowa, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/lake-kiowa-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.